Last Updated on 07 July 2023

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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AMEX The American Express® Platinum Credit Card

AMEX Bank

The American Express® Platinum Credit Card

AMEX The American Express® Platinum Credit Card
Interest Rate

3.25%

Minimum Salary

AED 31.5K

Fx Rate

2.8%

Annual Fee

AED 3.1K

Balance Transfer

No

Cashback

No

AMEX The American Express® Platinum Credit Card
interest rate

3.25%

Interest Rate

min salary

AED 31.5K

Minimum Salary

fx rate

2.8%

Fx Rate

annual fee

AED 3.1K

Annual Fee

bal transfer

No

Balance Transfer

cashback

No

Cashback

View details on bank page

Features

  • Get various rewards on travel, dining and premium shopping.
  • You need to pay in full installments.
  • Get complimentary pass membership, which enables a basic card holder or a guest to access over 1300 airports' complimentary lounges in over 140 countries.
  • Complimentary travel accident insurance and inconvenience cover when you book your airline tickets with this card.
  • You should be of 21 years and above to avail this card.
  • Worldwide customer care and emergency card replacement insurance.
  • The membership reward points of this card never expire.
  • The Forex rate on this card is 2.8%
  • There is an annual interest rate of 39%
  • There is an annual fee of AED 3,100 (AED 3,255 inclusive of VAT) on this card.

Main Benefits

  • Discounts on dining, health, leisure and shopping.
  • Access to 1300 airport lounges across the globe with priority passes.
  • Comprehensive travel insurance and emergency assistance through global assist.
  • An exclusive 10% off airfares from select British Airways flights from the middle east.
  • You can get online and SMS alerts.
  • You can also ask for a supplementary card if required.
  • Can avail of a discount of up to 25% on First & Business Class when booking flights with top airlines through the International Airline Programme. T&Cs apply.
  • Exclusively for new customers: Apply through the Amex MENA app and earn up to 30,000 bonus membership reward points. T&Cs apply.
  • Apply through digital applications and get shopping credit up to AED 1100.
  • Complimentary enrollment into membership rewards program, with 2 points earned for every AED 4 spend.

Frequently Asked Questions

⭐ Can I transfer my reward points to any of the supplementary cards owned by my family?

A. Supplementary Cardmembers cannot redeem Points accumulated in the Programme Account.

⭐ How do I keep a track of my points?

A. The Membership Rewards Points status is available on your Monthly Card Statement displaying the number of Points you have accumulated as well as the Points you have redeemed or alternatively you can log on to Amex Rewards to access your account and keep track of your Points.

⭐ Can I switch between the Frequent Traveller Option and the Non Frequent Traveller Option?

A. The Membership Rewards Programme allows you to switch your enrollment from the Non Frequent Traveller Option to the Frequent Traveller Option, or vice versa. Please call our 24x7 Membership Services Helpline for assistance.

⭐ Can I transfer Points into someone else's airline Partner or Frequent Guest Account?

A. The Membership Rewards Programme allows you to transfer Points only to your own account with a participating Frequent Flyer Programme.

⭐ Can I link other Cards to help me accumulate more Rewards Points?

A. If you hold other American Express Cards that are eligible to earn Membership Rewards Points, these can be linked into one Membership Rewards Account. You also earn Rewards Points on all Supplementary Cards attached to your Card Account.

   Get in touch with AMEX Customer Care

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