Last Updated on 19 August 2025
Your details are safe and secured
Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
Thank you for providing your details.CBD One Credit Card
One Credit Card
Features
- Free for life – no annual fees.
- Earn up to AED 135 cashback every month.
- 8 complimentary lounge visits per year via Visa Airport Companion App.
- Xperience App with the ENTERTAINER – 2-for-1 dining, leisure, and lifestyle offers.
- Multi-trip travel insurance up to USD 500,000 for cardholder and family (90 days per trip).
- Purchase protection against theft or accidental damage.
- Extended warranty – doubles manufacturer’s warranty by up to one year.
- Credit Shield coverage (1% monthly fee on outstanding balance).
- 20% discount at leading Emaar attractions (KidZania®, Dubai Aquarium, The Storm Coaster, Dubai Ice Rink, Zabeel Sports District).
- Bonus credits at Play DXB when purchasing credits with your CBD card.
- Exclusive savings at top brands and platforms including noon, Amazon, Uber, Careem, Netflix, Vox Cinemas, Starbucks, Fitness First, and more.
- 0% Easy Payment Plans for big-ticket purchases.
- Balance transfer facility from other bank cards.
- Quick cash withdrawals when needed.
- Choose your preferred card design to match your style.
- The Forex rate stands at 2.99% for this card.
- The applicable interest rate on this card is 3.85%
- The salary should be AED 5,000
- The minimum age should be 21 years and the maximum age should be 63 years
- 0 annual fee for the CBD One credit card.
Required Documents
- For Salaried Individuals:
- National ID or valid passport
- Residence visa and Emirates ID
- For Self-Employed Individuals:
- National ID or valid passport
- Residence visa and Emirates ID
- Valid trade license
Main Benefits
- Save more with no annual fee for life.
- Get rewarded with monthly cashback on everyday spending.
- Travel with ease using complimentary airport lounge access and global travel insurance.
- Enjoy peace of mind with purchase protection, extended warranty, and credit shield coverage.
- Unlock exclusive lifestyle privileges – dining, entertainment, shopping, and fitness discounts.
- Make your experiences richer with special offers at Emaar attractions and Play DXB bonus credits.
- Manage your money better with installment plans, balance transfers, and instant cash facilities.
- Personalize your card to reflect your style with unique design options.
Frequently Asked Questions
Q. Can you get airport lounge access?
A. You can get airport lounge access for more than 1,000 airports
Q. What is the salary requirement?
A. The salary requirement is AED 5,000
Q. Is travel insurance available?
A. Get Your travel Insurance with Multi-trip travel insurance with coverage of up to USD 500,000
Q. What is the minimum age and max age for getting this card?
A. The minimum age should be 21 years and the maximum age should be 63 years
Get in touch with CBD Customer Care
Product of the Month
Discover Exclusive Benefits:
Explore Our Card of the Month
Easy-to-Use Credit Card