Last Updated on 19 August 2025

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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CBD Yes Rewards Credit Card

CBD Bank

Yes Rewards Credit Card

CBD Yes Rewards Credit Card
Interest Rate

3.85%

Minimum Salary

AED 5K

Fx Rate

2.99%

Annual Fee

AED 208.95

CBD Yes Rewards Credit Card
interest rate

3.85%

Interest Rate

min salary

AED 5K

Minimum Salary

fx rate

2.99%

Fx Rate

annual fee

AED 208.95

Annual Fee

View details on bank page

Features

  • Fuel Savings: Earn up to 15% back in Yes Rewards on fuel and non-fuel spends at ENOC & EPPCO stations (including Zoom, Autopro, and Pronto).
  • Welcome Bonus: Get 20,000 Yes Rewards (worth AED 200) as a joining gift.
  • Annual Fee Waiver: First year free, with waiver available in subsequent years subject to minimum spend.
  • Airport Lounge Access: 8 complimentary visits annually to over 1,000 global lounges via the Visa Airport Companion App.
  • Travel Protection: Multi-trip travel insurance covering trips up to 90 days with benefits up to USD 500,000.
  • Extended Warranty: Manufacturer’s warranty doubled for up to one year on eligible purchases.
  • Purchase Protection: Safeguards your purchases against theft or accidental damage.
  • Supplementary Cards: Free for life for family members above 15 years.
  • Credit Shield: Coverage on outstanding balances for unforeseen circumstances (1% monthly fee).
  • Lifestyle Discounts: 20% off at Emaar attractions including KidZania®, Dubai Aquarium, The Storm Coaster, Dubai Ice Rink, Zabeel Sports District, and more.
  • Play DXB Bonus Credits: Get up to AED 250 in bonus credits when purchasing Play DXB credits with your CBD card.
  • Partner Offers: Special savings with leading brands like noon, Amazon, Uber, Careem, Netflix, Vox Cinemas, Starbucks, Fitness First, and more.
  • Balance Transfer: Exclusive offer – 0% interest for 6 or 12 months within 30 days of card issuance (processing fee applies).
  • Cash on Call: Enjoy 0% interest plans for 6 or 12 months within 30 days of issuance (processing fee applies).
  • Easy Payment Plans: Convert purchases into 0% monthly installments.
  • The Forex rate stands at 2.99% for this card.
  • The applicable interest rate on this card is 3.85%
  • You should have a minimum salary of AED 5000.
  • Get free for the first year on an annual fee and Free for subsequent years subject to an annual spend over AED 12,000 (AED 208.95 annual fee including VAT)
  • No annual fees on supplementary cards

Required Documents

  • For Salaried Individuals:
  • National ID or valid passport
  • Residence visa and Emirates ID
  • For Self-Employed Individuals:
  • National ID or valid passport
  • Residence visa and Emirates ID
  • Valid trade license

Main Benefits

  • Save more with up to 15% cashback in Yes Rewards on fuel and ENOC/EPPCO purchases.
  • Earn extra rewards every month with tier-based spending slabs.
  • Enjoy peace of mind with comprehensive insurance, extended warranty, and purchase protection.
  • Access exclusive travel perks including global airport lounges and multi-trip insurance.
  • Unlock entertainment and lifestyle offers with discounts at theme parks, dining, and shopping partners.
  • Share the benefits with your family through free supplementary cards.
  • Manage your expenses easily with 0% balance transfers, cash on call, and installment plans.

Frequently Asked Questions

Q. What is the minimum amount of salary?

A. The minimum amount of salary is AED 5,000

Q. Is there any fees on supplementary cards?

A. There is no fees on supplementary cards

Q. What is the minimum and maximum age to get this card?

A. The minimum age is 21 years and maximum age is 63 years

Q. Does it provide airport lounge access?

A. You can get airport lounge access to more than 1,000 airports

Q. Can you get valet parking service?

A. You can get valet parking service at 30 locations across UAE

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