Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
CBD Credit Cards in UAE
Features of CBD Credit Card
- No annual fees
- High travel and careem benefits
- Exclusive card to shop online
- Rewards points on every usage of the card
Eligibility Criteria of CBD Credit Card
Minimum salary required AED 5000 - 30,000
Documents Required of CBD Credit Card
- Emirates ID
- Resident Visa
- Salary Certificate(for salaried individuals)
- Trade Licence(for self-employed)
CBD Credit Card Interest rates

5 CBD Bank Credit Cards
One Credit Card

Features
- Free for life – no annual fees.
- Earn up to AED 135 cashback every month.
- 8 complimentary lounge visits per year via Visa Airport Companion App.
Features
- Free for life – no annual fees.
- Earn up to AED 135 cashback every month.
- 8 complimentary lounge visits per year via Visa Airport Companion App.
- Xperience App with the ENTERTAINER – 2-for-1 dining, leisure, and lifestyle offers.
- Multi-trip travel insurance up to USD 500,000 for cardholder and family (90 days per trip).
- Purchase protection against theft or accidental damage.
- Extended warranty – doubles manufacturer’s warranty by up to one year.
- Credit Shield coverage (1% monthly fee on outstanding balance).
- 20% discount at leading Emaar attractions (KidZania®, Dubai Aquarium, The Storm Coaster, Dubai Ice Rink, Zabeel Sports District).
- Bonus credits at Play DXB when purchasing credits with your CBD card.
- Exclusive savings at top brands and platforms including noon, Amazon, Uber, Careem, Netflix, Vox Cinemas, Starbucks, Fitness First, and more.
- 0% Easy Payment Plans for big-ticket purchases.
- Balance transfer facility from other bank cards.
- Quick cash withdrawals when needed.
- Choose your preferred card design to match your style.
- The Forex rate stands at 2.99% for this card.
- The applicable interest rate on this card is 3.85%
- The salary should be AED 5,000
The minimum age should be 21 years and the maximum age should be 63 years
Benefits
- Save more with no annual fee for life.
- Get rewarded with monthly cashback on everyday spending.
- Travel with ease using complimentary airport lounge access and global travel insurance.
- Enjoy peace of mind with purchase protection, extended warranty, and credit shield coverage.
- Unlock exclusive lifestyle privileges – dining, entertainment, shopping, and fitness discounts.
- Make your experiences richer with special offers at Emaar attractions and Play DXB bonus credits.
- Manage your money better with installment plans, balance transfers, and instant cash facilities.
- Personalize your card to reflect your style with unique design options.
Yes Rewards Credit Card

Features
- Fuel Savings: Earn up to 15% back in Yes Rewards on fuel and non-fuel spends at ENOC & EPPCO stations (including Zoom, Autopro, and Pronto).
- Welcome Bonus: Get 20,000 Yes Rewards (worth AED 200) as a joining gift.
- Annual Fee Waiver: First year free, with waiver available in subsequent years subject to minimum spend.
Features
- Fuel Savings: Earn up to 15% back in Yes Rewards on fuel and non-fuel spends at ENOC & EPPCO stations (including Zoom, Autopro, and Pronto).
- Welcome Bonus: Get 20,000 Yes Rewards (worth AED 200) as a joining gift.
- Annual Fee Waiver: First year free, with waiver available in subsequent years subject to minimum spend.
- Airport Lounge Access: 8 complimentary visits annually to over 1,000 global lounges via the Visa Airport Companion App.
- Travel Protection: Multi-trip travel insurance covering trips up to 90 days with benefits up to USD 500,000.
- Extended Warranty: Manufacturer’s warranty doubled for up to one year on eligible purchases.
- Purchase Protection: Safeguards your purchases against theft or accidental damage.
- Supplementary Cards: Free for life for family members above 15 years.
- Credit Shield: Coverage on outstanding balances for unforeseen circumstances (1% monthly fee).
- Lifestyle Discounts: 20% off at Emaar attractions including KidZania®, Dubai Aquarium, The Storm Coaster, Dubai Ice Rink, Zabeel Sports District, and more.
- Play DXB Bonus Credits: Get up to AED 250 in bonus credits when purchasing Play DXB credits with your CBD card.
- Partner Offers: Special savings with leading brands like noon, Amazon, Uber, Careem, Netflix, Vox Cinemas, Starbucks, Fitness First, and more.
- Balance Transfer: Exclusive offer – 0% interest for 6 or 12 months within 30 days of card issuance (processing fee applies).
- Cash on Call: Enjoy 0% interest plans for 6 or 12 months within 30 days of issuance (processing fee applies).
- Easy Payment Plans: Convert purchases into 0% monthly installments.
- The Forex rate stands at 2.99% for this card.
- The applicable interest rate on this card is 3.85%
- You should have a minimum salary of AED 5000.
Benefits
- Save more with up to 15% cashback in Yes Rewards on fuel and ENOC/EPPCO purchases.
- Earn extra rewards every month with tier-based spending slabs.
- Enjoy peace of mind with comprehensive insurance, extended warranty, and purchase protection.
- Access exclusive travel perks including global airport lounges and multi-trip insurance.
- Unlock entertainment and lifestyle offers with discounts at theme parks, dining, and shopping partners.
- Share the benefits with your family through free supplementary cards.
- Manage your expenses easily with 0% balance transfers, cash on call, and installment plans.
Super Saver Credit Card

Features
- Both UAE nationals and expats are eligible
- Avail cashback on purchases made using the card
- Get lifestyle benefits and complimentary lounge access.
Features
- Both UAE nationals and expats are eligible
- Avail cashback on purchases made using the card
- Get lifestyle benefits and complimentary lounge access.
- The interest rate of 3.85% is charged
- The minimum salary required for the month is AED 5000
Benefits
- Save super big with up to 10% cashback on bills, education, supermarkets, and fuel – up to AED 600 per month.
- Enjoy annual cashback savings worth up to AED 7,200.
- Unlock 2-for-1 offers with the Xperience App powered by ENTERTAINER.
- Get your travel insurance with multi-trip coverage of up to USD 500,000 for you and your family.
- Shop stress-free with Purchase Protection against theft or damage.
- Extend peace of mind with Extended Warranty, doubling your manufacturer’s coverage by up to one year.
- Stay secure with Credit Shield protection on your outstanding balance.
- Enjoy 8 complimentary airport lounge visits globally through the Visa Airport Companion App.
- Get 20% discount at KidZania®, Dubai Aquarium, The Storm Coaster, Dubai Ice Rink, and more Emaar attractions.
- Earn bonus Play DXB credits when you purchase credits with your CBD Card.
- Enjoy the benefits of a 0% Easy Payment Plan, Balance Transfer, and Quick Cash at competitive rates.
Visa infinite Card

Features
- Complimentary global airport lounge access with 12 visits via Visa Airport Companion App.
- Earn up to 3 CBD Reward Points for every AED 1 spent.
- Redeem CBD Rewards for Skywards Miles, cashback, or shopping vouchers.
Features
- Complimentary global airport lounge access with 12 visits via Visa Airport Companion App.
- Earn up to 3 CBD Reward Points for every AED 1 spent.
- Redeem CBD Rewards for Skywards Miles, cashback, or shopping vouchers.
- Complimentary golf rounds every month at premium courses including The Track Meydan & Arabian Ranches (subject to AED 10,000 monthly spend).
- 50% off cinema tickets at VOX Cinemas (up to 6 per month).
- Exclusive travel discounts: 8% off at Booking.com and 12% off at Agoda.com.
- Discounts at top Emaar attractions including KidZania®, Dubai Aquarium & Underwater Zoo, Dubai Ice Rink, and VR Park Dubai.
- Complimentary valet parking at Dubai International Airport, Al Maktoum International Airport, and other UAE locations (3 times per month).
- Multi-trip travel insurance for cardholder and family, covering trips up to 90 days.
- Purchase protection against theft or damage for eligible transactions.
- Extended warranty – doubles manufacturer’s warranty up to 1 year.
- Credit Shield protection for your outstanding balance in unforeseen situations.
- Access to 2-for-1 lifestyle offers via Xperience App by Entertainer, powered by Visa.
- Balance Transfer facility with repayment flexibility from 3 to 36 months.
- 0% Easy Payment Plan, Balance Transfer & Quick Cash options.
- Exclusive welcome offer: 0% interest on Cash on Call (6- & 12-month plans) within 30 days of card issuance.
- The minimum age should be 21 years and the maximum age should be 63 years
- The Forex rate stands at 2.99% for this card.
- The applicable interest rate on this card is 3.85%
- You should have a minimum salary of AED 15,000.
- Balance transfer is applicable on this card.
Benefits
- Travel in comfort with global lounge access and airport valet services.
- Earn more rewards on daily spending and redeem them the way you prefer – flights, cashback, or shopping.
- Save big with cinema, hotel, dining, golf, and lifestyle discounts.
- Enjoy peace of mind with complimentary travel insurance for you and your family.
- Stay protected with purchase protection, extended warranty, and credit shield.
- Simplify payments with flexible instalment and balance transfer options.
- Unlock lifestyle perks with 2-for-1 dining, leisure, and attraction offers across the UAE.
- Maximise value with annual fee waiver on continued spends above AED 100,000.
- Start your card journey with an exclusive welcome cashback and 0% interest instalment plans.
Smiles Visa Signature Credit Card

Features
- First year free – AED 500 annual fee waived in year one.
- Earn Smiles points:
- 10 points on Etisalat channels, Smiles app, and elGrocer (up to 25,000 monthly cap).
Features
- First year free – AED 500 annual fee waived in year one.
- Earn Smiles points:
- 10 points on Etisalat channels, Smiles app, and elGrocer (up to 25,000 monthly cap).
- Up to 3 points on international spends.
- Up to 2 points on domestic spends.
- Quarterly bonus of 5,000 Smiles points on cumulative spends of AED 10,000.
- Complimentary 90-day Smiles Unlimited subscription with Buy 1 Get 1 offers, free delivery, and waived service fees.
- 8 complimentary airport lounge visits annually via Visa Airport Companion / Lounge Key.
- AED 200 discount on hotel bookings with Smiles Unravel.
- Xperience with ENTERTAINER app – enjoy 2-for-1 offers on dining, leisure, and more.
- Exclusive 0% interest on Cash on Call (6- and 12-month plans) within 30 days of card issuance.
- Free supplementary cards for life.
- Discounts on Emaar attractions such as KidZania®, Dubai Aquarium, The Storm Coaster, Dubai Ice Rink, and more.
- Bonus credits at Play DXB when purchasing credits with your CBD card.
- Credit Shield protection for outstanding balance.
- Interest rate of 3.85% is charged
- Minimum salary of AED 12,000 is required
Benefits
- Save on annual fees with the first year free and continued waiver on spends of AED 24,000 per year. Turn everyday spending into rewards with Smiles points for shopping, bills, food, travel, and more.
- Access special discounts and offers at top hotels, restaurants, and family entertainment venues.
- Enjoy stress-free travel with complimentary global airport lounge access.
- Stay protected with multi-trip travel insurance and purchase protection.
- Maximize savings with Buy 1 Get 1 offers and Smiles Unlimited rewards.
- Flexible payment options with 0% Easy Payment Plans, balance transfer, and quick cash.
- Extra perks like free supplementary cards, exclusive attraction discounts, and added Play DXB bonus credits.
CBD Credit Card Benefits
- Can avail balance transfer on no interest rates
- Get cash on the credit card
- Access to the best airport lounges
- Up to 50% off on movie tickets at VOX cinemas, UAE
- Free Valet parking
- Get Attijari reward points
Frequently Asked Questions
⭐ Is the card provided on zero annual fees life long?
A. Only a few cards are provided on 0 annual fees lifelong. The rest charge AED 500 - AED 750 per annum.
⭐ What is the tenure provided on getting cash from the credit card?
A. On cash advance, the maximum tenure provided is 3 years and the minimum is 3 months.
⭐ How much cash can I transfer from my card to an account?
A. Up to 50% of your credit limit can be transferred to your account.
⭐ What is the interest rate charged on getting cash advance?
A. 3% of the outstanding balance is charged on a cash advance.
⭐ Do I get travel insurance for free?
A. Yes, travel insurance and purchase protection covers are provided for free.
⭐ What is the eligibility criteria to get a supplementary card?
A. The cardholder must be a family member of minimum age 15 yrs.
⭐ What are the other cashback credit cards available?
A. There are several other cashback cards available. You can check onCashback credit cards UAE
⭐ What are the offers provided on Commercial Bank of Dubai (CBD) credit card?
A. Check here for the list of Commercial Bank of Dubai (CBD) credit card offers
⭐ What is the minimum salary required?
A. The minimum salary required for a CBD credit card is AED 5000.
⭐ What is the annual fees charged?
A. There are no annual fees charged on a CBD credit card.
Q What is the interest rate charged?
A. The interest rate on CBD credit card starts from 3.85%.
⭐ Which is the best CBD credit card?
A. Among all the CBD credit cards in UAE, CBD Super Saver Credit Card is the best as it offers a high cashback.
⭐ How much cashback is provided?
A. On CBD credit cards in UAE, a maximum of 10% cashback can be availed.
⭐ What are the rewards points on Titanium Mastercard Credit Card?
A. You can earn 20,000 Reward points as a welcome bonus.
⭐ What is the interest rate for a Visa Platinum Credit Card?
A. The interest rate on Visa Platinum Credit card is 3.85%
⭐ Do you get cash back on one credit card?
A. Yes, you can enjoy double cashback up to AED 1,000 every month
⭐ Does World Mastercard Credit Card offer airport lounge access?
A. Yes, you can get free airport lounge access
⭐ Do you get smile points on Smiles Visa Platinum Credit Card?
A. Yes, you can get 10,000 welcome bonus Smiles Points
⭐ What is the Annual fee on Yes Rewards Credit Card?
A. The Annual fee is AED 208.95
⭐ How much is the cashback on the Super Saver Credit Card?
A. You can get 10% cash back on super saver credit card
⭐ Does the Visa Infinite card offer discounts on movies?
A. Enjoy discount of 50% off on VOX Cinemas
⭐ How much is the smile points on Smiles Visa Signature Credit Card?
A. Get 100,000 welcome bonus Smiles Points
⭐ How much is the annual fee on a World Mastercard Credit Card?
A. There is no annual fee on World Mastercard Credit Card
⭐ Any subscription offers on Smile Visa Platinum Credit Card?
A. Enjoy a Free subscription to Smiles Unlimited Buy 1 Get 1 offers
⭐ Can you get rewards for spending on ENOC & EPPCO service stations?
A. Yes, you can earn up to 15% back on all ENOC & EPPCO service station spends
About CBD
Commercial Bank of Dubai (CBD) offers a wide range of retail and commercial banking products and services, in both conventional and Shariah-compliant formats, with a network of 26 branches and over 210 ATMs throughout the UAE. The bank endeavors to build sustainable prosperity through extraordinary banking experiences. CBD commits to:
- Authenticity
- Simplicity
- Partnership
- Innovation
- Responsibility
- Excellence
Get in touch with CBD Bank Customer Care
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MyMoneySouq's Robo Advisor
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