Last Updated on 27 July 2020
Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
Majid Al Futtaim Finance (Najm) Voyager Signature
- With this card you can manage your travel booking very conveniently.
- This card is the highest earning rewards website and is quicker when it comes to processing transactions.
- This card also helps you manage your budget as and when required.
- You can also instant redemptions as and when required.
- You can travel any day of the year with this card with flexibility, ease and convenience.
- This card also helps during emergency situations when you are travelling around the world.
- The Forex rate stands at 3%
- You get an interest free period of up to 55 days.
- You need to make a minimum payment of 5% or AED 100, whichever is higher.
- The interest rate varies between 3.25% to 3.99%
- You need a minimum salary of AED 15000 to avail this card.
- You can transfer your balances to your Najm card at preferential rates for 6, 9 or 12 months.
- The annual fee on this card is AED 523.95
- Enjoy 30% off on dining, travel, shopping and entertainment with more than 450 partners.
- Get free supplementary cards with this card.
- Choose from a wide selection of gift cards to gift your loved ones.
- You can pay your Najm card bills, Etisalat bills and DEWA bills at a click of a button of your mouse.
- Avail Premo online market place provided by this card.
- Avail Takaful protection and Wallet protection with this card.
- Avail car hire discounts with Visa on this card while travelling.
- Buy a 2D or a 3D movie ticket at VOX with this card and earn another ticket for absolutely free.
- Get partial and instant redemptions on your rewards with this card, and no blackout dates on your rewards.
- Save 50% on hotels you book.
- Avail 0% easy payment plans with this card.
- You can create your own travel package with this card.
- Enjoy complimentary access at more than 850 lounges at airports with loungekey.
- Avail global emergency assistance with this bank.
- Get 30% mid week discounts at Jebel Ali Golf Resort.
- You can earn 3 voyager rewards for every AED 1 spent overseas with this card.
- You can earn 3 voyager rewards for every AED 1 spent on the website of najmvoyager.
- You can earn 2 voyager rewards for every AED 1 spent locally.
- By spending AED 15000 in 60 days you can receive an amount of AED 750 credited into their Voyager Rewards pool.
- Get 20,000 Voyager reward points, which you get by full payment of your annual fees. Get 22000 reward points for paying annual fee in full and and meeting the requirement of AED 10000.
Frequently Asked Questions
⭐ Is there a maximum number of times that we can withdraw cash from this card?
A. There is no maximum number of times that you can withdraw cash from this card. You can withdraw 25% of your credit limit in total.
⭐ Can Majid Al Futtaim Finance credit cardholders avail this card?
A. No, only new users can avail this credit card.
⭐ Where can I avail discounts on hotels?
A. You can avail discounts on hotels through Expedia.
⭐ Are easy payment plans' installments flexible to pay?
A. Yes easy payment plan installments are flexible to pay.
⭐ What kind of protection services are provided by this card?
A. This card provides protection services like Global Emergency, Lifestyle protection, Myguard, Wallet protection and free purchase protection.
Get in touch with Majid Al Futtaim Finance (Najm) Customer Care
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