Eligibility for Majid Al Futtaim Finance (Najm)
Majid Al Futtaim Finance (Najm) Credit Cards in UAE
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Check Eligibility for Majid Al Futtaim Finance (Najm) Credit Card
|Majid Al Futtaim Finance (Najm) Credit Card Details|
|Minimum Salary||AED 7000 - AED 15000|
|Annual Fees||AED 0 - AED 499|
|Najm Credit Card Offers||
|Top Najm Credit Cards||Najm Platinum Cashback Credit Card
Najm One Cashback Credit Card
Najm Platinum Plus Cashback Credit Card
Najm Voyager Signature Credit Card
Features of Majid Al Futtaim Finance (Najm) Credit Card
- Get upto 10% Cashback offers on everywhere
- Get Voyager rewards on every spent on local and international purchases
- Discounts on movie tickets at VOX Cinemas
- 0% Easy Payment Plan at selected stores
- Low/No Annual fees
- High benefits and discounts on Travel bookings
- Earn rewards or cashback as a welcome bonus
- Get purchase protection for free
- Free Valet Trolley on Cashback cards
- Can make Najm credit card payment through one of the listed ways below. Najm card payment is done for free through these methods
1. Online on eNajm portal
2. Through Najm online app (iOS and Android)
3. Can visit any of the following listed banks and make the payment: Arab Bank, CBD, ADCB, Citibank, Standard Chartered Bank, HSBC, FAB, Emirates NBD, Dubai Islamic Bank.
Eligibility Criteria of Majid Al Futtaim Finance (Najm) Credit Card
- Minimum salary of AED 5K-15K is required
- Minimum age of 21 years is required
- Both UAE Nationals and Expats are eligible
Documents Required of Majid Al Futtaim Finance (Najm) Credit Card
- Salary Certificate/Salary transfer letter (Salaried individuals)
- Emirates ID
- UAE Residence Visa(For Expats)
- 3-6 months bank statements
- Address Proofs(Utility bills)
- Passport (Expats)
- Trade licence(Self employed individuals)
Majid Al Futtaim Finance (Najm) Credit Card Interest rates
4 Majid Al Futtaim Finance (Najm) Bank Credit Cards
Majid Al Futtaim Finance (Najm) Credit Card Benefits
- The more you use Najm cashback One Credit Card the more cash back you get
- Get up to 10% cashback on frequent usage as a part of Najm card offers
- Get any Najm Voyager Credit Card and earn Voyager rewards on every AED spent
- Get AED 750 as welcome bonus on Najm Voyager Signature Credit Card
Entertainment and leisure:
- Buy one ticket and popcorn and get another for free at VOX cinemas
- Get over 50% off on dining, entertainment and much more using Najm Cashback Credit Card
- Get 30% off on dining, shopping, entertainment etc using Najm Voyager Credit Card
- Get access to more than 550 airport lounges globally using Najm Credit card
- Get complimentary access to the best golf clubs
- 1.5 - 3 Voyager rewards on the usage of Najm Voyager Credit Cards globally
- Can redeem Najm voyager rewards on travel bookings
- Use Najm Voyager Credit Card and get up to 50% off on hotel bookings
- Get offers on flight bookings
Frequently Asked Questions
⭐ Where should I book my travel tickets to avail discounts?
A. Make your travel bookings atnajmvoyager.comto avail a high range of discounts.
⭐ Can I convert my travel booking to EPP?
A. Yes, you can convert your travel bookings payments to EPP on 0% interest.
⭐ What is the maximum tenure provided on 0% EPP?
A. For purchases made on Carrefour websites, you get 1-year tenure and 9 months in other stores.
⭐ What is the maximum withdrawal limit provided?
A. You can withdraw up to 25% of your credit limit using your Najm Card.
⭐ Do I get a prepaid card on the primary card?
A. Yes, the cardholder can get prepaid cards, gift cards and supplementary cards on the primary card.
⭐ How do I convert my transactions to Easy Installment Plan?
A. You can access your credit card account onNajm Onlineand convert your regular payments to installments
⭐ Can I get loan on the credit card?
A. Yes, Najm Credit card holders can get loan on their credit cards.
⭐ What is the maximum loan provided on the Najm Credit Card?
A. The maximum finance provided is up to 70% of the credit card limit.
⭐ Are there any fees levied on paying the loan amount in prior to the tenure?
A. Yes, an early settlement fee of AED 105 is charged.
⭐ What is the maximum tenure provided on the 0% EPP?
A. The maximum tenure provided on 0% EPP is 12 months.
⭐ What is the eligibility criteria to avail cashback?
A. A minimum expenditure of AED 2000 should be made in a month to avail cashback of that particular month.
⭐ How to avail complimentary valet trolley facility?
A. A minimum spend of AED 250 at carrefour is required to get free valet trolley facility.
⭐ Are the rewards/cashback provided on payments converted to 0% EPP?
A. No, for all the payments converted to 0% EPP, rewards/cashback is not provided.
⭐ What are the offers provided on Majid Al Futtaim Finance (Najm) credit cards?
A. Majid Al Futtaim Finance (Najm) provides several dining, shopping, etc. discounts. Check here the list of Majid Al Futtaim Finance (Najm) offers
⭐ What is the minimum salary required?
A. The minimum salary required for a Najm Credit Card is AED 7000.
⭐ What is the annual fees charged?
A. The annual fees charged on a Najm Credit Card starts from AED299.
⭐ What is the interest rate charged?
A. The interest rate on a Najm credit cards start from 3.25%.
⭐ What are the charges levied for Najm card payment?
A. You can make your Najm card payments through Online website portal, mobile app or by visiting any of the partnered banks. There are NO charged levied for credit card payment.
Najm strives to cater to all the unique financial needs of an individual. With an intention of doing things in a different way, they have created products and solutions with the customer, at the center. With branch-less banking and amazing client benefits, Najm has changed the process of banking. It works with a dream to create extraordinary moments for every customer each day and a mission of providing the easiest way to access banking and enjoy it the most.
The bank stands on the following values:
- Be Proactive.
- Make it Easy.
- Be More Human.
- Be Straightforward
Get in touch with Majid Al Futtaim Finance (Najm) Customer Care
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