samba-uae Bank


Last Updated on 01 April 2020
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About the Bank

After Citibank founded SAMBA’s first branch in Jeddah in 1955, SAMBA has maintained a record of excellence. Samba was established in 1980 by a Royal Decree and has now grown into one of the Middle East's leading financial institutions. 

SAMBA is listed on all three national stock exchanges, namely Karachi, Lahore, and Islamabad. The bank has a network of thirty-seven (37) strategically located branches in Karachi, Sialkot, Lahore, Islamabad, Peshawar, Multan, Faisalabad, Gujranwala, Quetta and Bagh (AJK), Rawalpindi. In the Middle East, Europe and South Asia, Samba's growing presence include branches in Pakistan and Dubai.

Banking Products and Services

SAMBA Bank offers a wide range of banking products & services like Credit Cards, Bank Accounts, Personal Loans, Home Loans, Islamic banking, etc. Explore all the SAMBA Bank Products and Services here: 

Personal Banking


Current Account

Samba Stars

Time Deposit

Al-Khair Current Account

Small Corporations and Establishments

Thamarat Account

Credit Cards

Infinite Credit

CardSamba Fursan Black Credit Card

Samba FCBarcelona Credit Card

CardWorld Credit 

Samba Signature Credit Card

Samba Sony Credit Card

Samba AlKhair Credit Card

Samba Travel Credit Card

Samba Panda Credit Card

Samba Platinum Credit Card

Personal Finance

For Saudi Nationals

For Newly Arrived Expatriates

Personal Finance without Term Cost

For Expatriates

GOSI & PPA Retirees

Al Khair Personal Finance Three Month without Term Cost

Home Finance

Ready/ Under Construction Villas

Residential Apartment building

Home Self-Construction

Ready/ Under Construction Apartments


Additional Finance Program

Business Banking


Account Services

Payment & Collection Solutions

e-Merchant Services

Time Deposit

Direct Debit

GSM Point of Sale

Liquidity Management

Cash Pickup & Delivery Services

Employee Payroll Card

Import Services

Export Services

Guarantee Services

Trade Templates

Local Corporate

Account Services

Direct Debit

Employee Payroll Card

Time Deposit

Cash Pickup & Delivery Services

Import Services

Liquidity Management

e-Merchant Services

Export Services

Payment & Collection Solutions

GSM Point of Sale

Guarantee Services

Trade Templates


Treasury Products and Market Coverage

Interest Rate Swaps

Money Market Deals

FX Spot (GCC & International Currencies)

Al-Khair Islamic SSD (Islamic Samba Structured Deposit)

FX Hedge

Saudi Treasury Bills

FX Forward

Exotic Interest Rate Hedge Structures

Samba Structured Deposit (Linked to Equity, Interest Rate, Commodities and FX)

FX Options

Commodity Hedge

Islamic Banking


Shariah Ruling

Islamic Investment Account

Murabaha Direct Customer Finance

Shariah Supervisory Board


Al-Khair Islamic SMLI


Popular Products & Services

SAMBA Bank offers a wide range of banking products & services like Credit Cards, Bank Accounts, Personal Loans, Mortgages, Investments, Insurance, etc. Explore all the SAMBA Bank Products and Services here:  

Bank Accounts: Various types of bank accounts serve unique needs. It's wise to put money into the best account, and use the right tools to spend and save, depending on your goals.  provides different Bank Accounts according to your requirements like Savings Account, Current Account, etc. Loans & Mortgages:

SAMBA provides attractive loan options for expatriates and UAE nationals. There are different Loans available at SAMBA like Home Loan & Personal Loan, etc.

Credit Cards:

SAMBA offers various credit cards for different purposes to suit everyone’s needs. There are different types of Credit cards available SAMBA Platinum Shopping Credit Card, SAMBA Titanium Credit Card, SAMBA MasterCard Platinum Credit Card, SAMBA Al Khair Platinum Credit Card, etc. Read more


A team of highly trained Samba Gold officers will provide you with customized one-to-one banking and investment services in the private banking room and provide you unique advantages and exclusive prices for the wide variety of Samba bank and investment products.

You could get a highly trained Sambagold officer one-on-one as a Sambagold customer and leave all financial details in his hands. The dedicated official will be educated in modern banking techniques. Anyone who anticipates all your needs and gives you financial advice of the highest standard. In a term, you can trust someone to manage your finances and help you with one of your most valuable assets: your time.


As a customer of Sambadiamond, you are treated as one of the most important customers of the bank, enjoying outstanding rights and a special degree of personalized service that is literally unparalleled.

When you become a Sambadiamond customer, you can enjoy all the below services.

  • Free international ATM card

  • Free international credit card

  • A dedicated 24-hour Sambadiamond toll-free number for any assistance, anytime 

  • Exclusive access to our dedicated Sambadiamond Center, designed to let you bank in unparalleled comfort and style

  • Personalized one-on-one services from your own Sambadiamond officer

  • Discounts of up to 100% on banking transactions

  • For any assistance, you can reach the Sambadiamond team at 80066000 anytime.

Private Banking:

Samba Private Banking is built around individual needs and provides personalized, creative investment strategies designed to exceed expectations. 

A professional Samba Private Banker, your devoted private banker, and an established expert in the art of personal banking and wealth management are at the core of every Samba private banking partnership.

  • Your committed private banker knows that it's not just about increasing your wealth or managing your portfolio, it's about balancing your life and concentrating on other important priorities in life.

  • This is why the devoted private banker is fully committed to your financial goals and is always at your side, nearly 24 hours every day, to supervise world-class assets that a seasoned professional can utilize in a deft and wonderful way.

It only takes a telephone call or fax to make him (A professional Samba Private Banker) follow all your specifications.

Credit Card Offers

Bank offers various discounts, deals, and promotions on shopping, dining, travel, hotels, entertainment, education, health, and wellness, etc. Visit SAMBA Bank credit card offers page for further details.

Awards & Achievements


Award Name

Awarded By


Best Private Bank in Saudi Arabia

Global Finance


Best Trade Finance Provider in Saudi Arabia

Global Finance


Best Treasury & Cash Management Bank in Saudi Arabia

Global Finance


Best Bank in Saudi Arabia (14th year in a row)

Global Finance


Best Islamic Corporate Bank in the world

Global Finance


Islamic Window (Global Winner)

The Banker


Best Retail Bank in Saudi Arabia

International Business Magazine

Customer Support

The bank provides customer support 24/7 to its customers. You can get in touch with the bank via call or email on +971 800 55000 and Visit SAMBA Bank Customercare page for further details.

CEO: Rania Mahmoud Nashar

Chairman: Eisa M. Al Eisa

Founded Year: 1980

Head Quarters: Riyadh, Saudi Arabia

No.of Employees: 3,497

Swift Code: SAMBSARI

Total Assets: AED 231.9 billion

Net Profit: $1.47 billion


Savings Account Savings Account
Credit Card Credit Card
Personal Loan Personal Loan
Current Account Current Account
Premier Account Premier Account

Savings Account Provided by SAMBA

Savings Account

Min Balance to Maintain


Currency Account



Min Balance to Maintain


Currency Account

Frequently Asked Questions

Q. How to open SAMBA current account?

A. You can open SAMBA current account just by calling 800 124 1010 or visit any of the SAMBA branches.

Q. What is contactless service?

A. Contactless is Samba's value added service that allows credit cardholders to pay conveniently, easily and quickly by just waving the card on to the POS terminal.

Q. What happen when Cardholders waves their cards more than once erroneously at the POS terminal; is this more than a payment considered?

A. No. The terminal will only accept payment in this scenario once.

Q. What is Samba Al-Khair Personal Finance?

A. Samba Al-Khair Personal Finance is a Shariah-compliant solution that can help meet your financial needs with flexibility and convenience. Samba Al-Khair Personal Finance is based on Tawaroq by purchasing and selling local commodities and does not require a guarantor.

Q. Does Samba Bank offers private banking facility?

A. Yes. Samba Bank offers private banking facility.

Q. Do we get a personal banker on availing private banking facility?

A. Yes. On Samba Private Banking facility you can get a personal dedicated banker who can help with the banking solutions.

Q. What do I get in SMS alerts?

A. SMS alerts are provided on every activity made on the account.

Q. What are the charges for SMS alerts?

A. No charges are levied for SMS alerts.

Latest Updates About SAMBA

Samba Financial group to provide exclusive home financing offers to the ministry of media subordinates.

01 February 2020

Samba Financial Group and the ministry of media have entered into the agreement, which says that Samba provides simplified financing offers that enables the Ministry of media subordinates to get their own housing with competitive and exclusive benefits. 

Samba Announces pricing of Debut USD 1 Billion 5-year International Bond

25 September 2019

Samba Financial Group (“Samba”) priced a highly successful USD 1bn bond due in 2024 (5-year) at a fixed coupon rate of 2.75% per annum.

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