amex Bank
Values:
Quality, integrity, will to win, teamwork are some of the core values followed by American Express.
Services:
Services provided by AMEX include
  • Cards including Personal cards and Corporate cards
  • Business banking including services like Small business, Merchant services, Corporate services

AMEX

CEO:Stephen Squeri
Chairman:Stephen Squeri
Vice Chairman:
  • AMEX is working to make a difference in customer's lives since 1977 in the MIddle East
  • It employ a diverse work force of more than 500 employees covering consumer, corporate and merchant servcies in the region.

Credit Card Provided by AMEX

The American Express® Card

rate

Interest Rate

0%

minimum salary

Minimum Salary

20K

fx rate

Fx Rate

2.8%

annual fee

Annual Fee

349

interest rate

0%

Interest Rate

minimum salary

20K

Minimum Salary

fx rate

2.8%

Fx Rate

annual fee

349

Annual Fee

Features

  • This card is a charge card, but not a credit card.
  • There is no pre set spending limit on this card.
  • Get complimentary retail protection insurance with this card.
  • The person should be of the age 21 and above to avail this card.
  • You can get worldwide customer care with this card. .
  • The Forex rate on this card is 2.8%
  • There are no interest charges on this card.
  • You need to have an annual income of at least USD 60,000.
  • There is no balance transfer facility on this card.

Benefits

  • You get a retail protection insurance of USD 1000 per occurrence and USD 30000 for any theft or any accidental occurrence per year.
    Online and Fraud protection guarantee.
    24/7 Customer service.
    Online account access and E Statement alerts.
    Travel accident insurance of up to USD 1,00,000
    Travel inconvenience cover of up to USD 750.
    Enjoy various membership rewards with american express.
  • You will always earn 1 full Membership Rewards Point for every USD 1 of spends.

The American Express® Platinum Credit Card

rate

Interest Rate

2.99%

minimum salary

Minimum Salary

22.25K

fx rate

Fx Rate

2.8%

annual fee

Annual Fee

700

balance transfer

Balance Transfer

No

cashback

Cashback

No

interest rate

2.99%

Interest Rate

minimum salary

22.25K

Minimum Salary

fx rate

2.8%

Fx Rate

annual fee

700

Annual Fee

balance transfer

No

Balance Transfer

cashback

No

Cashback

Advantages
  • Earn 2 membership rewards per every AED 4
  • No annual fees
  • Free access to airport lounges
Advantages
  • Earn 2 membership rewards per every AED 4
  • No annual fees
  • Free access to airport lounges

Features

  • Get various rewards on travel, dining and premium shopping.
  • You need to pay in full installments.
  • Get complimentary pass membership, which enables a basic card holder or a guest to access over 700 airports' complimentary lounges in over 100 countries.
  • Complimentary travel accident insurance and inconvenience cover when you book your airline tickets with this card.
  • You should be of 21 years and above to avail this card.
  • Worldwide customer care and emergency card replacement insurance.
  • The membership reward points of this card never expire.
  • The Forex rate on this card is 2.8%
  • There is an annual interest rate of 35.88%
  • You should have an annual income of USD 2,55,000 and USD 2,75,000 for self employed.

Benefits

  • Discounts on dining, health, leisure and shopping.
    Access to 700 airport lounges across the globe with priority passes.
    Comprehensive travel insurances and emergency assistance through global assist.
    An exclusive 10% off airfares from select British Airways flights from middle east.
    You can get online and SMS alerts.
    You can also ask for a supplementary card if required.

The American Express® Gold Credit Card

rate

Interest Rate

2.99%

minimum salary

Minimum Salary

20K

fx rate

Fx Rate

2.8%

annual fee

Annual Fee

395

balance transfer

Balance Transfer

No

cashback

Cashback

No

interest rate

2.99%

Interest Rate

minimum salary

20K

Minimum Salary

fx rate

2.8%

Fx Rate

annual fee

395

Annual Fee

balance transfer

No

Balance Transfer

cashback

No

Cashback

Advantages
  • Earn 1 reward point per every AED 4
  • Free travel insurance
  • Free access to airport lounges
Advantages
  • Earn 1 reward point per every AED 4
  • Free travel insurance
  • Free access to airport lounges

Features

  • 24/7 Customer service.
  • You need to pay the bill in full or in installments.
  • Worldwide customer care and emergency card replacement available with this card.
  • You should be of 21 years and above to avail this card.
  • You should have an annual income of USD 1,80,000 and USD 2,75,000 for self employed.
  • Exclusive worldwide offers for travel, leisure and dining.
  • Get access to membership rewards loyalty program.
  • The Forex rate on this card is 2.8%
  • Annual interest rate of 35.88%.
    Get 56 days of interest free days.
  • Minimum salary requirement for this card is AED 20,000

Benefits

  • Complimentary access to airport lounges across middle east.
    Travel accident insurance of up to USD 3,50,000.
    Travel inconvenience cover of up to USD 4000.
    An exclusive 10% off airfares from select British Airways flights from middle east.
    Online fraud protection guarantee.
    Retail protection insurance cover and insurance against accidental theft and damage.

The American Express® Gold Card

rate

Interest Rate

0%

minimum salary

Minimum Salary

22.5K

fx rate

Fx Rate

2.8%

annual fee

Annual Fee

643

interest rate

0%

Interest Rate

minimum salary

22.5K

Minimum Salary

fx rate

2.8%

Fx Rate

annual fee

643

Annual Fee

Features

  • Access to membership rewards program.
  • This card is a charge card, but not a credit card.
  • You get access to worldwide customer care.
  • There is no pre set spending limit on this card.
  • Complimentary travel accident and insurance, if you book your flight tickets with this card.
  • You need to pay off your balance in full each month.
  • There are no interest charges on this card.
  • You should be of 21 years and above.
  • Get access to worldwide customer care.
  • The Forex rate applicable on this card is 2.8%
  • You should have an annual income of USD 75,000.

Benefits

  • Access to airport lounges in the middle east.
    Exclusive offers bought to you by American express.
    Travel accident insurance of up to USD 3,50,000.
    Travel inconvenience cover of up to USD 1000.
    Online fraud protection guarantee.
    24/7 Customer service.
    Online account access and E Statement alerts.
    Retail protection insurance of up to USD 1500 per occurence and USD 40,000 per year against theft and accidental damage of up to 90 days.

The Dubai Duty Free American Express Card®

rate

Interest Rate

2.99%

minimum salary

Minimum Salary

20K

fx rate

Fx Rate

2.8%

annual fee

Annual Fee

175

balance transfer

Balance Transfer

No

cashback

Cashback

No

interest rate

2.99%

Interest Rate

minimum salary

20K

Minimum Salary

fx rate

2.8%

Fx Rate

annual fee

175

Annual Fee

balance transfer

No

Balance Transfer

cashback

No

Cashback

Advantages
  • 10% savings at Dubai Duty free
  • Provides purchase protection
  • Entries to world famous lucky draws
Advantages
  • 10% savings at Dubai Duty free
  • Provides purchase protection
  • Entries to world famous lucky draws

Features

  • Exclusive worldwide offers on leisure, dining and travel with this card.
  • You need to pay in full installments.
  • Complimentary travel accident and insurance cover with this card.
  • You can save 10% at Dubai duty free.
  • You can get chances to win raffle entries into the millennium millionaire and finest surprise each month.
  • You should be of 21 years and above to avail this card.
  • Worldwide customer assistance from our bank.
  • The Forex rate for this card is 2.8%
  • There is an annual interest rate of 35.88%.
    You get 56 days interest free period and later 2.99% interest for outstanding amount.
  • You should have an annual income of USD 1,80,000 and USD 2,75,000 for self employed.

Benefits

  • Online fraud protection guarantee.
    24/7 Customer service.
    Retail protection insurance cover and insurance against accidental theft and damage.
    You can get online and SMS alerts.
    You can also ask for a supplementary card if required.
    Exclusive offers only at Dubai Duty free.
    Complimentary retail protection insurance for 90 days.