Air Miles Credit Cards in UAE 2026 - Credit Cards, Earning & Benefits

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Interest Rate

3.5%

Minimum Salary

AED 8000

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

Yes

interest rate

3.5%

Interest Rate

currency account

AED 8000

Minimum Salary

annual fee

AED 0

Annual Fee

Benefits

  • No Annual Membership Fee (AMF) subject to spend*
  • Automatic cash back on all purchases, with no minimum spend: <div>3% on Non-AED spend</div> <div>2% on Grocery Spend</div> <div>1% on all other spend</div>
  • No caps (up to the credit limit each month), no redemption process and no spend categories excluded
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Benefits

  • No Annual Membership Fee (AMF) subject to spend*
  • Automatic cash back on all purchases, with no minimum spend:
    3% on Non-AED spend
    2% on Grocery Spend
    1% on all other spend
  • No caps (up to the credit limit each month), no redemption process and no spend categories excluded
  • Airport Lounges: access to 1,200+ lounges worldwide for primary & supplementary cardholders with MasterCard Travel Pass app (T&Cs apply)
  • Airport Transfers: 1 rides per year (up to AED 84 each) using code "MAUAE2“ on the Careem app
  • Talabat: 20% discount (up to AED 14) on grocery and food orders once month on the Talabat app. Use code “MASTERCARD” at checkout
  • Booking.com: Up to 7% cash back to wallet across millions of properties worldwide via Booking.com/mastercardmea
  • Travel Accident & Medical Insurance for delayed flights, lost luggage and emergency medical conditions
    * No AMF for year 1. AMF waived for year 2 onwards subject to min AED 9,000 spend in previous 12 months, otherwise AED 300 fee applies
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Interest Rate

3.85%

Minimum Salary

AED 5000

Annual Fee

AED 420

Balance Transfer

Yes

Cashback

Yes

interest rate

3.85%

Interest Rate

currency account

AED 5000

Minimum Salary

annual fee

AED 420

Annual Fee

Advantages

  • 10% Cashback
  • Airport Lounge Access
  • Balance Transfer

Features

  • Both UAE nationals and expats are eligible
  • Avail cashback on purchases made using the card
  • Get lifestyle benefits and complimentary lounge access.
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Features

  • Both UAE nationals and expats are eligible
  • Avail cashback on purchases made using the card
  • Get lifestyle benefits and complimentary lounge access.
  • The interest rate of 3.85% is charged
  • The minimum salary required for the month is AED 5000
  • Get free for the first year on an annual fee and from the second year onwards AED 420 including VAT.

Benefits

  • Save super big with up to 10% cashback on bills, education, supermarkets, and fuel – up to AED 600 per month.
  • Enjoy annual cashback savings worth up to AED 7,200.
  • Unlock 2-for-1 offers with the Xperience App powered by ENTERTAINER.
  • Get your travel insurance with multi-trip coverage of up to USD 500,000 for you and your family.
  • Shop stress-free with Purchase Protection against theft or damage.
  • Extend peace of mind with Extended Warranty, doubling your manufacturer’s coverage by up to one year.
  • Stay secure with Credit Shield protection on your outstanding balance.
  • Enjoy 8 complimentary airport lounge visits globally through the Visa Airport Companion App.
  • Get 20% discount at KidZania®, Dubai Aquarium, The Storm Coaster, Dubai Ice Rink, and more Emaar attractions.
  • Earn bonus Play DXB credits when you purchase credits with your CBD Card.
  • Enjoy the benefits of a 0% Easy Payment Plan, Balance Transfer, and Quick Cash at competitive rates.
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Interest Rate

3.49%

Minimum Salary

AED 5000

Annual Fee

AED 420

Balance Transfer

Yes

Cashback

Yes

interest rate

3.49%

Interest Rate

currency account

AED 5000

Minimum Salary

annual fee

AED 420

Annual Fee

Features

  • Your Emirates NBD MasterCard Titanium Credit Card gives you the flexibility to pay as little as 5% of the outstanding balance each month, and carry forward the balance to the next statement.
  • Enjoy instant access to up to 50% of your credit limit as cash with your Emirates NBD MasterCard Titanium Credit Card.
  • Protect plus insurance.
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Features

  • Your Emirates NBD MasterCard Titanium Credit Card gives you the flexibility to pay as little as 5% of the outstanding balance each month, and carry forward the balance to the next statement.
  • Enjoy instant access to up to 50% of your credit limit as cash with your Emirates NBD MasterCard Titanium Credit Card.
  • Protect plus insurance.
  • Enjoy and avail The Emirates NBD Installment plan.
  • Enjoy paying Utility bill using various options.
  • Get unlimited lounge access across middle east.
  • Avail options like Instant cash, Credit shield and free 24/7 roadside assistance.
  • The Forex rate stands at 1.99%
  • You can avail an interest free period of up to 55 days.
    You need to pay a minimum amount of 5% of the outstanding balance or AED 100, whichever is higher.
  • You need to have a minimum salary of AED 5000 to avail this card.
  • You can transfer your balance at the rate 0.8%, with a choice of 3 to 36 months.
  • The annual fee of this card is AED 420.

Benefits

  • Earn Plus Points on Every Spend – Get up to 1 Point for every AED 100 spent, rewarding you across multiple categories.
  • Category-Specific Rewards – Enjoy 0.4% Points on supermarkets, grocery, insurance, and car dealerships, plus 0.2% Points on fuel, utilities, real estate, and education.
  • Your Titanium Card provides the most convenient option for RTA Salik Auto top up.
  • For every AED 100 retail spend on your card, you will earn 1 Plus Points.
  • Complimentary Lounge Access with Flight Delay Pass – If your flight is delayed, relax in comfort with free access to premium airport lounges through the Flight Delay Pass benefit.
  • MasterCard buy 1 get 1 offers.
  • 15% off any order when you shop online with MarkaVIP across Saudi Arabia, UAE, Jordan, Lebanon, Qatar, Kuwait, Oman and Bahrain.
  • Card fraud protection.
  • Emirates NBD Credit Card offers the New Credit Shield Pro feature includes
    - 0.99% on monthly fee on outstanding balance
    - Each cardholder can get decease cover up to AED 300,000
    - In case of hospitalization get AED 100 pay out per day. T&Cs apply
    - Can get job loss cover up to AED 60,000 up to 1 year or re-employment
  • Plus points can be redeemed for cashback.
  • Earn 1 plus point for every AED 100 spend.
  • You can redeem your points with various merchants like supermarkets, cashback, frequent flyer miles etc.
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Interest Rate

3.75%

Minimum Salary

AED 5000

Annual Fee

AED 2000

Balance Transfer

Yes

Cashback

No

interest rate

3.75%

Interest Rate

currency account

AED 5000

Minimum Salary

annual fee

AED 2000

Annual Fee

Advantages

  • High benefits for travelers
  • Get guest miles
  • Free companion ticket

Features

  • You can avail 4 supplementary cards with this card.
  • Convenience to make your card payments in any of ADIB branches.
  • Get instant SMS updates.
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Features

  • You can avail 4 supplementary cards with this card.
  • Convenience to make your card payments in any of ADIB branches.
  • Get instant SMS updates.
  • High earning rewards program.
  • This is an Islamic card.
  • This card avails salary transfers.
  • Get preferred rates from ADIB travel desk for airlines
  • The Forex rate on this card is 2.3%
  • Get a free grace period of 55 days to repay your outstanding balance.
  • You can balance your transfer at the rate of 3% or AED 300.
  • You need to pay an annual fee of AED 2000 to avail this card.

Benefits

  • You can receive service from ADIB travel desk
  • You can redeem your Etihad guest miles for House Furnishing, Travel Bookings, Electronics and Gifts for Friends and Family.
  • You can withdraw 100% of your finance limit for your need of cash.
  • Avail advance technology of chip and pin for safe transactions.
  • Free companion ticket voucher, which is not available on any other card.
  • Fast track to Etihad guest gold tier.
  • Free airport lounge access via lounge key.
  • Valet parking at select locations.
  • Free roadside assistance.
  • Earn a welcome bonus of 50,000 Etihad guest miles.
  • Receive 3 Guest mile up to 4 AED spent internationally.
  • Receive up to 2.2 guest miles for every 4 AED spent on local transactions.
  • You can even pay for your ADIB Etihad Guest covered card’s annual fees using 60,600 Etihad guest miles.
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Interest Rate

3.69%

Minimum Salary

AED 5000

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

interest rate

3.69%

Interest Rate

currency account

AED 5000

Minimum Salary

annual fee

AED 0

Annual Fee

Advantages

  • Air Miles
  • Lifestyle Offers
  • Balance Transfer

Features

  • Earn rewards on every spend and redeem them for flights, hotels, shopping, and more.
  • Enjoy up to 56 interest-free days on purchases when balance is paid in full.
  • Transfer balances from other UAE credit cards to save on interest.
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Features

  • Earn rewards on every spend and redeem them for flights, hotels, shopping, and more.
  • Enjoy up to 56 interest-free days on purchases when balance is paid in full.
  • Transfer balances from other UAE credit cards to save on interest.
  • Get a complimentary 12-month Careem Plus subscription.
  • Avail up to 50% off dining bills with Zomato Gold membership.
  • Enjoy discounts at over 400 restaurants across the UAE.
  • Access 200+ lifestyle offers across dining, retail, and hotels in MENA.
  • Get Buy 1 Get 1 Free movie tickets every month with minimum spend.
  • Enjoy up to 25% off food and drinks at cinemas across the UAE.
  • Benefit from automatic extended warranty up to 1 year on purchases.
  • Shop confidently with purchase protection against theft or damage.
  • Add your card instantly to your digital wallet via the HSBC UAE app.
  • The Forex rate stands at 2%
  • You get an interest free period of up to 56 days.
  • You require a minimum salary of AED 5,000 to be eligible for this card.
  • You can transfer your balance at the rate of 0% for 6 months.
    There is a processing fee of 2.99% or AED 200, whichever is higher.
  • There is no annual fee for this card.
    the Annual Percentage Rate on outstanding purchases and cash withdrawals on all HSBC credit cards will increase to 44.28%.

Benefits

  • Earn travel rewards and redeem for flights, hotels, and holiday packages.
  • Save more with dining, shopping, lifestyle, and cinema discounts.
  • Get extra peace of mind with extended warranty and purchase protection.
  • Manage finances better with balance transfer options and lower interest costs.
  • Access global offers across 19,000 outlets in over 160 countries.
  • Enjoy instant card access through digital wallet without waiting for delivery.
  • Get up to 1 airmile for every AED 4 spent
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Interest Rate

3.49%

Minimum Salary

AED 5000

Annual Fee

AED 262.5

Balance Transfer

Yes

Cashback

No

interest rate

3.49%

Interest Rate

currency account

AED 5000

Minimum Salary

annual fee

AED 262.5

Annual Fee

Features

  • Emirates NBD Credit Card gives you the flexibility to pay as little as 5% of the outstanding balance each month, and carry forward the balance to the next statement.
  • Enjoy instant cash option up to 50%.
  • Protect plus insurance.
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Features

  • Emirates NBD Credit Card gives you the flexibility to pay as little as 5% of the outstanding balance each month, and carry forward the balance to the next statement.
  • Enjoy instant cash option up to 50%.
  • Protect plus insurance.
  • The Emirates NBD Installment plan.
  • SMS alerts.
  • Emirates NBD DoubleSecure.
  • Free 24/7 roadside assistance.
  • The Forex rate stands at 1.99%
  • Your Emirates NBD Credit Card gives you a maximum of 55 interest-free days, provided you continue to pay your outstanding balance in full, by the due date.
  • You need a minimum salary of AED 5000 to avail this card.
  • You can transfer balance at the rate of 0.8%, with a choice of 3 to 36 months.

Benefits

  • Earn RED Points on all purchases with enhanced rewards: 2X on international spends, 5X on dining, and 10X at sports goods stores.
  • 10% Discount on total bill at Red Café, Old Trafford.
  • 20% Discount on Manchester United Stadium and Museum tour.
  • Receive your memorable welcome gift a Manchester United Home Jersey, by simply spending AED 2000, within the first 30 days.
  • Receive an exclusive Manchester United 'RED Box' filled with official Manchester United merchandise, by simply spending AED 6000 in the first 6 months.
  • Enjoy double rewards on all your international purchases.
  • Emirates NBD Credit Card offers the New Credit Shield Pro feature includes
    -0.99% on monthly fee on outstanding balance
    -Each card holder can get decease cover up to AED 300,000
    -In case of hospitalization get AED 100 pay out per day. T&Cs apply
    -Can get job loss cover up to AED 60,000 up to 1 year or re-employment
  • You can earn 1 red point for every AED spent on retail purchases.
  • You can earn double rewards on all your international purchases.
  • You can earn 5 times the rewards on all dining.
  • You can earn 10 times rewards on sports apparels, accessories from leading sports good stores in UAE. Convert Red Points into shopping rewards.
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Interest Rate

2.79%

Minimum Salary

AED 40000

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

Yes

interest rate

2.79%

Interest Rate

currency account

AED 40000

Minimum Salary

annual fee

AED 0

Annual Fee

Features

  • Earn high rewards on every transaction made
  • Get lifestyle, travel benefits
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Features

  • Earn high rewards on every transaction made
  • Get lifestyle, travel benefits
  • An interest rate of 2.79% of the balance utilized will be charged
  • A minimum income of AED 40,000 is required per month
  • No annual fees for a year. From second year AED 1500 is charged

Benefits

  • Free access to airport lounges anywhere in the world
  • Get complimentary travel insurance
  • Special discount on bookings made through hotelclub.com
  • Get Harrods Rewards Black-tier card for free
  • Get 1% cashback on purchases
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Interest Rate

3.49%

Minimum Salary

AED 5000

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

interest rate

3.49%

Interest Rate

currency account

AED 5000

Minimum Salary

annual fee

AED 0

Annual Fee

Advantages

  • Earn 1 wala rewards for every 1 AED spent
  • No annual fees
  • 80% cash withdrawal limit

Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
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Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
  • This card comes with worldwide acceptance.
  • The forex rate stands at 2.26% for this card.
  • The repayment period is 20 days from the date of statement.
  • You need a minimum salary of AED 5000 to avail this card.
  • This bank provides the facility to transfer the balances of any other card to this card.
    This facility can be availed through Al Islami Online Banking, Al Islami Mobile Banking, and through Express Banking Terminals.
    80% of the cash limit or 100% of the available cash limit can be used for balance transfer facility.
    A customer can do multiple balance transfer transactions with this card.
    For balance transfer, you can do a minimum amount of AED 100 and maximum amount of AED 2,50,000.
  • There is no annual fee on this card.

Benefits

  • You can redeem Wala's payments for Utility bills and get 2% back.
  • You can automatically get enrolled into roadside assistance with this card.
  • You can keep the membership card handy, and avail the roadside assistance service when you feel like throughout the week.
  • Avail personal accident cover, abd get yourself and your family protected.
  • This card comes with 0% interest to pay.
  • Get travel insurance along with your air ticket.
  • You can also avail credit shield (Takaful) with this card.
  • Avail card protection plus to protect your card from any misuse.
  • With Wala reward system, you will get 0.50% of your spends, which can be redeemed for hotel bookings, flights, electronics, household and utility payments.
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Interest Rate

3.49%

Minimum Salary

AED 5000

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

interest rate

3.49%

Interest Rate

currency account

AED 5000

Minimum Salary

annual fee

AED 0

Annual Fee

Advantages

  • Zero annual membership fee
  • Travel & personal accident insurance
  • Earn 1.5 Wala's rewards on every dirham spent

Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
Apply Now

Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
  • This card comes with worldwide acceptance.
  • The forex rate stands at 2.26% for this card.
  • The repayment period is 20 days from the date of statement.
  • You need a minimum salary of AED 5000 to avail this card.
  • This bank provides the facility to transfer the balances of any other card to this card.
    This facility can be availed through Al Islami Online Banking, Al Islami Mobile Banking, and through Express Banking Terminals.
    80% of the cash limit or 100% of the available cash limit can be used for balance transfer facility.
    A customer can do multiple balance transfer transactions with this card.
    For balance transfer, you can do a minimum amount of AED 100 and maximum amount of AED 2,50,000.
  • There is no annual fee on this card.

Benefits

  • You can redeem Wala's payments for Utility bills and get 0.75% back.
  • You can automatically get enrolled into roadside assistance with this card.
  • You can keep the membership card handy, and avail the roadside assistance service when you feel like throughout the week.
  • Avail personal accident cover, abd get yourself and your family protected.
  • This card comes with 0% interest to pay.
  • Get travel insurance along with your air ticket.
  • You can also avail credit shield (Takaful) with this card.
  • Avail card protection plus to protect your card from any misuse.
  • With Wala reward system, you will get 0.75% of your spends, which can be redeemed for hotel bookings, flights, electronics, household and utility payments.
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Interest Rate

3.25%

Minimum Salary

AED 20000

Annual Fee

AED 1048.95

Balance Transfer

Yes

Cashback

No

interest rate

3.25%

Interest Rate

currency account

AED 20000

Minimum Salary

annual fee

AED 1048.95

Annual Fee

Features

  • This card provides provides you a maximum of 55 interest free days, provided you pay the outstanding bill in full by the due date.
  • This card provides you the flexibility to pay as little as 5% of your outstanding balance each month.
  • Enjoy instant cash option up to 50%.
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Features

  • This card provides provides you a maximum of 55 interest free days, provided you pay the outstanding bill in full by the due date.
  • This card provides you the flexibility to pay as little as 5% of your outstanding balance each month.
  • Enjoy instant cash option up to 50%.
  • Protect plus insurance.
  • The Emirates NBD Installment plan.
  • SMS Alerts, 24/7 assistance and online service.
  • The Forex rate for this card stands at 0%
  • Get an interest free period of up to 55 days.
    You need to pay a minimum balance of 5% or AED 100, whichever is higher.
  • You are required to have a minimum salary of AED 20000.
  • Annual fee applicable for this card is AED 1048.95 & joining fee of the card is AED 1048.95

Benefits

  • Introductory Bonus – Earn up to 2,500 dnata Points as a welcome reward: 1,000 Points on payment of the joining fee and 1,500 Points when you spend AED 25,000 within the first three billing statements. T&Cs Apply.
  • Earn dnata Points on Every Spend
  • 15% back in dnata Points at Costa Coffee, City Sightseeing, Giraffe, and dnata Travel.
  • 10% back in dnata Points at MMI, Al Hamra Cellar, Arabian Adventures, Le Clos, and Duty Free shopping.
  • 1.5% back in dnata Points on all other retail spends.
  • Global Lounge Access – Relax in style with complimentary entry to 900+ premium airport lounges across 450+ cities in over 135 countries.
  • Annual Privilege – Enjoy 8 complimentary lounge visits or dining offers per calendar year for yourself, while additional guests can join at just USD 32 per person, per visit.
  • Complimentary Airport Transfers – Enjoy up to 4 free airport drop-offs per year within the UAE for a smooth and stress-free travel experience.
  • Local Courier Service – Avail up to 12 complimentary courier services annually across the UAE, adding convenience to your daily needs.
  • Annual Car Service – Keep your vehicle in top condition with one free car service every year.
  • Car Registration Assistance – Benefit from one complimentary car registration service annually, making renewals easier and hassle-free.
  • Complimentary Golf Access – Enjoy exclusive entry to top golf courses across the UAE, including Arabian Ranches, Jebel Ali, Meydan, Abu Dhabi City, Abu Dhabi Golf Club, and Sharjah Golf & Shooting Club (AED 30 booking fee and no-show charges apply).
  • Complimentary Valet Parking – Avail up to 4 free valet parking services per month, with one hour of parking at select locations across Abu Dhabi.
  • Emirates NBD Credit Card offers the New Credit Shield Pro feature includes
    - 0.99% on monthly fee on outstanding balance
    - Each card holder can get decease cover up to AED 300,000
    - In case of hospitalization get AED 100 pay out per day. T&Cs apply
    - Can get job loss cover up to AED 60,000 up to 1 year or re-employment
  • You can earn 15% dnata points on Citi sightseeing, costa, Imagine Cruising, Giraffe
  • Earn 10% dnata points on duty free world wide spend.
  • Earn 10% dnata points on Emirates holidays
  • Earn 15% dnata points on dnata travel spend.
  • Earn 2% dnata points on retail expenses
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Air miles Credit Cards in UAE

Banks and financial institutions usually offer rewards to credit cardholders for using their cards. They try and establish a regular spending pattern among cardholders and incentivize them for the same. These rewards are designed taking into consideration the varied preferences of consumers. One such reward program is Miles.

What are Air Miles?

Miles is a loyalty program provided on regular purchases where you accumulate free reward points, dubbed as ‘miles,’ based on the amount spent. There are two types of miles provided in UAE: Air Miles and Airline Specific Miles. Emirates Skywards Miles and Etihad Guest Miles come under the Airline Specific Miles. With an increase in the number of people traveling for business and pleasure, banks and financial institutions offer Air Miles on Credit Card to help you earn some travel rewards.

What are Air Miles Credit Cards?

Keeping the requirement of frequent travelers in mind, Miles cards allow the cardholder to accumulate ‘miles’ against the transactions done on the card. These miles can be redeemed against travel-based expenses like the purchase of flight tickets, renting cars, etc. Usually, banks offer these benefits based on a tie-up with certain airlines. Due to a strong expat population, many people in the UAE opt for miles as the preferred loyalty program on their credit card. Some banks have started offering a welcome bonus of air miles against high annual fees on the card. 

These Miles are offered by airlines like Emirates, FlyDubai and Etihad. Credit Card providers have tie-ups with these airlines and provide miles. 

How do I earn Air Miles?

Air Miles can be earned by

  • Enrolling on the Air Miles website and making purchases using the virtual card provided
  • Or by using air miles partnered credit cards like HSBC credit cards in UAE

Emirates Skywards Miles or Etihad Guest Miles can be earned by using the specific credit cards. 

Every merchant/ outlet/ credit card provider offers a different conversion rate which can vary from 0.5 miles per dirham spent upwards. If you focus only on the miles, then you might end up spending unnecessarily to boost your miles which can be counterproductive. Here's how you can earn air miles:

  • Check the outlets/ purchase categories that are eligible to earn miles
  • Make purchases according to your requirement and earn miles accordingly. 

Which banks offer Air Miles Credit cards in UAE?

Most banks and financial institutions offering credit cards have Miles reward program for frequent travelers.

Here's a list of Air Miles Credit Cards

ADIB Emirates Skywards Card

ADIB offers skywards miles on the transactions made using the cards. There are two variants of cards provided: ADIB Emirates Skywards World Card and ADIB Emirates Skywards World Elite Card. 

  • Get up to 120,000 miles on World Elite Card and 60,000 miles on World Card as Welcome Bonus
  • Get upgrade to Emirates Gold tier Membership on both the Cards
  • Emirates and FlyDubai spends - Get 2.5 miles on every AED 3.68 spent using World Card and Get 3 miles on every AED 3.68 spent using World Card  
  • Foreign Currency spends - Get 1.5 miles on every AED 3.68 spent using World Card and Get 2 miles on every AED 3.68 spent using World Card
  • Domestic currency spends - Get 1 mile on every AED 3.68 spent using World Card and Get 1.5 miles on every AED 3.68 spent using World Card
  • Specific Category Purchases (Utility bills, Education, Public Transport, Government services, etc.) - Get 0.25 miles on every AED 3.68 spent using World Card and Get 0.25 miles on every AED 3.68 spent using World Card
  • Can avail Home check-in facility for free 
  • Free airport transfer facility in the UAE 
  • Access to airport lounges worldwide 
  • Free access to golf clubs 
  • Free Valet parking facility 
  • Free travel inconvenience cover and travel medical cover 

ADCB Etihad Guest Above Credit Card

Etihad Guest payment cards reward cardholders for their daily purchases. Etihad has tied up with several banks to offer Etihad Guest Credit cards and an opportunity for consumers to earn Etihad miles. The ADCB Etihad Guest Above Credit Card offered by the Abu Dhabi Commercial Bank has three variants; Infinite, Signature & Platinum with features:

  • 12,000 Welcome Bonus Miles on Platinum Card, 35,000 on Signature Card and 60,000 on Infinite Card
  • 1,000 Monthly Bonus Miles on Platinum Card, 2000 on Signature Card and 5000 on Infinite Card 
  • Complimentary one-way Airport Chauffeur service for the Platinum card and Infinite Card
  • Complimentary Upgrade Vouchers
  • Purchase Protection
  • Multi-Trip Travel Insurance
  • Balance Transfer and Credit Card Loan

HSBC Credit Card

HSBC Credit cards offer an exciting air miles rewards program along with a plethora of travel and lifestyle benefits. HSBC offers five variants of credit cards Black, Premier, Advance, Cashback and Platinum Select and the features:

  • 250,000 Air miles as a signup offer
  • Cashback offers
  • Complimentary at 750+ airport lounges
  • Up to 10% Travel discounts

Emirates Islamic Skywards Infinite Credit Card

It offers not only air miles but also many discounts on the price range and various complimentary offers.

  • Upgrade to Emirates Skywards Silver Membership
  • Complimentary lounge access with a guest
  • Free valet parking
  • Multi-trip travel insurance
  • Balance transfer facility

FAQs

⭐ Do Air Miles have an expiry date?

A. Yes. Air Miles earned are valid for 3 years.

⭐ When and how can I start redeeming my Air Miles?

A. Air Miles can be used to book flight tickets, upgrade your flight, renting cars and many such travel related expenses. You must check with the bank for options available for redeeming air miles.

⭐ Is there a minimum criterion to spend miles earned?

A. Yes. In order to redeem the miles earned, you need to have a minimum certain number of miles i.e. to redeem air miles on shopping vouchers, etc. you need minimum 14000 air miles. This may be different in the case of Skywards miles or Etihad guest miles.

⭐ Can I get the details of the miles earned in my monthly billing statement?

A. Yes. The details of the miles earned and available is provided on the monthly billing statement.

⭐ Can I redeem my air miles only on travel bookings?

A. No. Air Miles can be redeemed for travel bookings, hotel stays, shopping vouchers, dining vouchers, and much more.

⭐ Do I earn miles on paying school fees as well?

A. Yes. Miles can be earned on paying school fees using the credit card.

⭐ How many miles do I need to get a free flight ticket?

A. The number of miles required to get a free flight ticket depends upon the card provider, itinerary of the journey. You can use miles calculator like Emirates Skywards Miles Calculator or Etihad Guest Miles Calculator to check how many miles you might need to get a free flight ticket.

⭐ Can I use miles to get flight upgrades?

A. Yes. Miles can be used to get flight upgrades.

⭐ What is the validity of Emirates Skywards and Etihad Guest Miles?

A. Emirates Skywards Miles are valid for 3 years and Etihad Guest Miles are valid for maximum 3 years.

⭐ Can I convert my miles to cash?

A. No. Miles can't be converted to cash.

⭐ Can I cancel the miles redeemed?

A. No. The miles once redeemed can't be cancelled.

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