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I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The information provided on this website does not constitute the marketing of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Marino, San Marino, Vatican and Isle of man. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals. Find your nearest Citi branch: www.findmyciti.com/ae/. Call us at: +971 4 311 4000.
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Check Eligibility for HSBC Home Loan
HSBC Home Loan Calculator
Features of HSBC Home Loan
- Rates starting from 3.24% p.a.
- Approval in Principle (AIP) provided in 48 hours
- Free overpayments of up to 25% allowed per year
- No salary transfer required
Eligibility Criteria of HSBC Home Loan
- Aged 21 to 65 years
- 65 for salaried and 70 for self–employed/UAE Nationals
- Minimum income of AED15,000 per month
- Salaried or Self Employed
- Premier Account Holding (Non-Residents)
Calculate your HSBC home loan EMI using HSBC Mortgage Calculator
Documents Required of HSBC Home Loan
- Trade license (For Self-Employed)
- Past 2 years audit financials
- Expatriates :Valid passport, UAE Residence Visa page and valid Emirates ID
- UAE Nationals : Valid passport copy and valid Emirates ID
Proof of Income:
- Pvt. Companies - income Transfer Letter (STL)
- Govt. Companies - income Certificate (SC) or STL
HSBC Home Loan Interest rates
2 HSBC Bank Home Loans
Frequently Asked Questions
⭐ What is the minimum salary required for HSBC home loan?
A. The minimum salary required for an HSBC home loan is AED 15000.
⭐ What are the interest rates charged at HSBC on home loan?
A. The interest rate on HSBC home loan in UAE starts from 3.99%.
⭐ Can I get a pre-approval?
A. Yes. HSBC provides a pre-approval on the home loan.
⭐ Do I need to transfer my salary?
A. No. On an HSBC home loan, it is not mandatory to transfer the salary.
⭐ Can I make additional home loan EMIs?
A. Yes. HSBC home loan provides free 3 partial settlement facility per annum.
⭐ How much EMI should I pay every month?
A. EMI payments on a home loan differ for each individual. You can use the Home loan calculator and calculate your EMI for free.
In 1946, the British Bank of Iran and the Middle East commenced banking activities for Middle East citizens. Post withdrawing from Iran, the bank was renamed as the British Bank of the Middle East (BBME). Hong Kong and Shanghai Banking Corporation (HSBC) acquired BBME in 1959 and played a pivotal role in the establishment of the banking sector in the region. HSBC has a sustainability strategy of doing business. The main areas of focus are:
- Sustainable Finance
- Sustainable Operations
- Sustainable Communities
This is in sync with their global sustainability model.
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