ADIB Smart Account

Check Eligibility for CBD
Business Loan

You are eligible to apply for a CBD
Business Loan .

You may not be eligible * to apply.

* Minimum Annual Turnover AED 2000000 required to apply for a CBD Business Loan .

*No loan for :User_Nationality available in this page

Click here to check from other banks.

CBD Business Loan Calculator

Business Loan Provided By CBD

Check Eligibility for CBD Business Loan

You are eligible to apply for a CBD
Business Loan .

You may not be eligible * to apply.

* Minimum Annual Turnover AED 2000000 required to apply for a CBD Business Loan .

Click here to check loans from other banks.

CBD Business Loan Calculator

ADIB Smart Account

Features of CBD Business Loan

  • High finance amount (Up to AED 2 million)
  • Financial Advisory
  • No Collateral & Security Requirements
  • Hassle free approvals with minimum formalities
  • Fair & competitive pricing
  • Transparent Operation
  • Islamic finance option available
  • Loan top-up facility available after 12 months
  • Dedicated relationship manager

Eligibility Criteria of CBD Business Loan

  • Must be registered in the UAE
  • Minimum Operating Time: 2 years
  • Minimum turnover: AED 2.5 Million
  • Minimum bank relationship: 6 months
  • Minimum bank account balance : AED 25000

Documents Required of CBD Business Loan

  • National ID/Passport Copy w/ UAE Residence Visa
    (All signing authorities, as applicable)
  • Valid legal constitutive documents
    (Trade License, Certificate of commercial registration, Free Zone, Certificate of Incorporation, Memorandum of Association, Partnership Agreement | All documents as applicable)
  • Power of Attorney/Board Resolution (As applicable)
  • Proof of Address (location where the business is setup/ main office)
  • Details of the ultimate beneficial owners
  • Bank reference letter and company profile (As applicable)
  • Past six months of active bank account statements for the business entity

CBD Business Loan Interest rates

CBD Bank

3 CBD Bank Business Loans

Cheque Discounting Finance

flat rate

Flat Rate

6.06%

reducing rate

Reducing Rate

11%

minimum amount

Min Finance Amount

AED 100K

maximum amount

Max Finance Amount

AED 3000K

early settlement fee

Early Settlement Fee

1.5%

annual turnover

Min Annual Turnover

AED 2000K

tenure

Tenure

4 Years

approval time

Approval Time

5 Days

processing fee

Processing Fee

2%

flat rate

6.06%

Flat Rate

reducing rate

11%

Reducing Rate

minimum amount

AED 100K

Min Finance Amount

maximum amount

AED 3000K

Max Finance Amount

early settlement fee

1.5%

Early Settlement Fee

annual turnover

AED 2000K

Min Annual Turnover

tenure

4 Years

Tenure

approval time

5 Days

Approval Time

processing fee

2%

Processing Fee

Benefits

  • Finance amount is high
  • Long and flexible repayment period is provided by bank
  • A dedicated relationship manager guides you throughout the process

Features

  • The reduction rate and the flat rate is 11% and 6.06%. This denotes that the computation done was a division of the reduction rate by 1.815
  • Provides maximum finance amount of up to AED 3,000,000
  • Early settlement fee is 1.5% of the finance amount
  • Processing fee is 2% of the loan amount
  • Repayment period is up to 120 days
  • Provides minimum finance amount of up to AED 100,000
  • 2 years minimum length of business is required to qualify for this finance
  • The maximum annual turnover limit to be eligible for this finance is AED 40,000,000
  • Minimum annual sales turnover of AED 2,000,000 is needed to apply for this finance
  • You need to have a bank account with CBD to apply for this finance
  • After successful submission of documents, within next 5 working days the bank will approve the loan

Benefits

  • Finance amount is high
  • Long and flexible repayment period is provided by bank
  • A dedicated relationship manager guides you throughout the process
  • Documentation process is simple and easy
  • Provides business credit cards for loan amount up to AED 3,000,000

View details on bank page

Goods Finance

flat rate

Flat Rate

6.62%

reducing rate

Reducing Rate

12%

minimum amount

Min Finance Amount

AED 100K

maximum amount

Max Finance Amount

AED 3000K

early settlement fee

Early Settlement Fee

1.5%

annual turnover

Min Annual Turnover

AED 2000K

tenure

Tenure

12 Years

approval time

Approval Time

5 Days

processing fee

Processing Fee

1%

flat rate

6.62%

Flat Rate

reducing rate

12%

Reducing Rate

minimum amount

AED 100K

Min Finance Amount

maximum amount

AED 3000K

Max Finance Amount

early settlement fee

1.5%

Early Settlement Fee

annual turnover

AED 2000K

Min Annual Turnover

tenure

12 Years

Tenure

approval time

5 Days

Approval Time

processing fee

1%

Processing Fee

Benefits

  • Finance amount is high
  • Long and flexible repayment period is provided by bank
  • A dedicated relationship manager guides you throughout the process

Features

  • The reduction rate and the flat rate is 12% and 6.62%. This denotes that the computation done was a division of the reduction rate by 1.814
  • Provides maximum finance amount of up to AED 3,000,000
  • Early settlement fee is 1.5% of the finance amount
  • Processing fee is 1% of the loan amount
  • Repayment period is up to 12 months
  • Provides minimum finance amount of up to AED 100,000
  • 2 years minimum length of business is required to qualify for this finance
  • The maximum annual turnover limit to be eligible for this finance is AED 40,000,000
  • Minimum annual sales turnover of AED 2,000,000 is needed to apply for this finance
  • You need to have a bank account with CBD to apply for this finance
  • After successful submission of documents, within next 5 working days the bank will approve the loan

Benefits

  • Finance amount is high
  • Long and flexible repayment period is provided by bank
  • A dedicated relationship manager guides you throughout the process
  • Documentation process is simple and easy
  • Provides business credit cards for loan amount up to AED 3,000,000

View details on bank page

Business Installment Loan

flat rate

Flat Rate

7.17%

reducing rate

Reducing Rate

13%

minimum amount

Min Finance Amount

AED 100K

maximum amount

Max Finance Amount

AED 3000K

early settlement fee

Early Settlement Fee

1.5%

annual turnover

Min Annual Turnover

AED 2000K

tenure

Tenure

48 Years

approval time

Approval Time

5 Days

processing fee

Processing Fee

2%

flat rate

7.17%

Flat Rate

reducing rate

13%

Reducing Rate

minimum amount

AED 100K

Min Finance Amount

maximum amount

AED 3000K

Max Finance Amount

early settlement fee

1.5%

Early Settlement Fee

annual turnover

AED 2000K

Min Annual Turnover

tenure

48 Years

Tenure

approval time

5 Days

Approval Time

processing fee

2%

Processing Fee

Benefits

  • Finance amount is high
  • Long and flexible repayment period is provided by bank
  • A dedicated relationship manager guides you throughout the process

Features

  • The reduction rate and the flat rate is 13% and 7.17%. This denotes that the computation done was a division of the reduction rate by 1.813
  • Provides maximum finance amount of up to AED 3,000,000
  • Early settlement fee is 1.5% of the finance amount
  • Processing fee is 2% of the loan amount
  • Repayment period is up to 48 months
  • Provides minimum finance amount of up to AED 100,000
  • 2 years minimum length of business is required
  • The maximum annual turnover limit to be eligible for this finance is AED 40,000,000
  • Minimum annual sales turnover of AED 2,000,000 is needed to apply for this finance
  • You need to have a bank account with CBD to apply for this finance
  • After successful submission of documents, within next 5 working days the bank will approve the loan

Benefits

  • Finance amount is high
  • Long and flexible repayment period is provided by bank
  • A dedicated relationship manager guides you throughout the process
  • Documentation process is simple and easy
  • Provides business credit cards for loan amount up to AED 3,000,000

View details on bank page

About CBD

Commercial Bank of Dubai (CBD) offers a wide range of retail and commercial banking products and services, in both conventional and Shariah-compliant formats, with a network of 26 branches and over 210 ATMs throughout the UAE. The bank endeavors to build sustainable prosperity through extraordinary banking experiences. CBD commits to:

  • Authenticity
  • Simplicity
  • Partnership
  • Innovation
  • Responsibility
  • Excellence

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