Credit Cards Offering Airport Lounge Access in the UAE 2025
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Thank you for providing your details.What is an Airport Lounge Access & Credit cards with Airport Lounge Access?
Airport Lounge is a place where a traveler can relax prior to boarding the flight in the airport. Airport lounges provide seating facilities with free drinks and buffet. Along with the food the lounges also provide free Wi-Fi and other amenities for the passengers comfort. Away from the crowd the lounge provides you a comfortable stay. Credit Card companies offer perks by providing access to these lounges. If you have a credit card which provides access to the airport lounge then you can enjoy the benefits freely or at a discount.
Credit Cards will enrich your travel experience using the airport lounge access. You can relax during the trip using the airport lounge. Relax yourself by the shower facility, enjoy the entertainment, free food and travel to your destination comfortably.
Features and Benefits of Airport Lounge Access Credit Cards
Here are the general features and benefits of Airport Lounge access Credit Cards.
- The Lounge facility in the airport provides credit card users rejuvenation and relaxation. The cardholders can stay at ease and prepare to fly on their journey.
- The credit card users can access airport lounges across the world and this enables them to enjoy the convenience and be comfortable during their journey.
- Most of the Credit Card users also get complimentary access to primary and supplementary cardholders with unlimited airport lounge access. Also a guest can be accommodated during the visit.
- Get top amenities at the lounge including dedicated areas for business travelers, free wifi, power outlets for charging and other facilities.
- During flight delays or flight cancellations you can relax at the lounge until you travel with much needed comfort.
Compare Credit Cards with Airport Lounge Access in the UAE
Looking for a credit card that offers complimentary airport lounge access? Use this comparison tables to explore lounge-related features across major UAE banks. Check key details like lounge access type, number of free visits, guest access options, and supported platforms such as LoungeKey, Mastercard Travel Pass, Visa Airport Companion, and Priority Pass. You’ll also find important information on minimum spend requirements, annual fees, foreign exchange charges, interest rates, and salary eligibility. Whether you're a frequent flyer or an occasional traveler, this guide helps you choose the right UAE credit card with the lounge privileges you need.
Which ADIB Credit Cards Offer Free Airport Lounge Access in the UAE?
| Credit Card Name | Lounge Access Type | Free Visits | Guest Access | Access Platform/App | Minimum Spend Requirement |
| ADIB Exceed Visa Platinum Covered Card | Access to 500+ VIP lounges via LoungeKey (Complementary – Limited) | 2 complimentary visits per year (cardholder only) | Guests charged per lounge policy | LoungeKey app / website | No spend requirement mentioned |
| ADIB Emirates Skywards Visa Infinite Card | Access to 1,200+ lounges globally (Unlimited Complimentary) | Unlimited complimentary visits (via VAC App) | Guests charged as per lounge policy | Visa Airport Companion (VAC) App | No spend condition mentioned |
| ADIB Emirates Skywards Visa Signature Card | Access to 1,200+ lounges globally (Unlimited Complimentary) | Unlimited complimentary visits (via VAC App) | Guests charged as per lounge policy | Visa Airport Companion (VAC) App | No spend condition mentioned |
| ADIB Etihad Guest Visa Platinum Card | Complimentary access to 850+ lounges worldwide | 4 complimentary visits/year | Guests charged as per lounge policy | LoungeKey App / Website | Not specified |
| ADIB Etihad Guest Visa Gold Card | Access to 850+ lounges (Complementary – Limited) | 2 complimentary visits per year (calendar year cycle) | Guests charged as per lounge policy | LoungeKey App / Website | No spend condition mentioned |
| ADIB Booking Signature Card | Access to 1,200+ lounges globally (Unlimited Complimentary) | Unlimited complimentary visits (via VAC App) | Guests charged as per lounge policy | Visa Airport Companion (VAC) App | No spend condition mentioned |
| ADIB Smiles Visa Signature Card | Access to 1,200+ lounges globally (Unlimited Complimentary) | Unlimited complimentary visits (via VAC App) | Guests charged as per lounge policy | Visa Airport Companion (VAC) App | No spend condition mentioned |
Emirates NBD Credit Cards with Complimentary Lounge Access
| Credit Card Name | Lounge Access Type | Free Visits | Guest Access | Access Platform/App | Minimum Spend Requirement |
| SHARE Visa Infinite Credit Card | Access to 1,000+ premium lounges in 300+ cities (Unlimited Complimentary) | Unlimited complimentary visits for primary & supplementary cardholders (with app registration) | 1 guest free per visit; additional guests at USD 32 per visit | Visa Airport Companion App only (physical card not accepted; offline access via biometrics supported) | AED 5,000 monthly spend required in month of use; usage fee applies if not met |
| Darna Visa Infinite Credit Card | Unlimited Complimentary Access to 1,000+ lounges in 300+ cities worldwide | Unlimited visits for primary and supplementary cardholders (upon registration) | 1 guest per visit is free, Additional guests: USD 32 per guest/per visit | Visa Airport Companion App (mandatory)No physical card access | AED 5,000 monthly spend required in month of use; usage fee applies if not met |
| SHARE Visa Signature Credit Card | Access to 1,000+ premium lounges in 300+ cities (Complimentary – Conditional) | 12 visits per calendar year for primary & supplementary cardholders (with app registration) | Additional guests charged USD 32 per visit | Visa Airport Companion App only (no physical card; digital access with offline biometric option available from Oct 1, 2024) | AED 5,000 monthly spend required in the month of lounge usage; charges apply if unmet |
| Darna Visa Signature Credit Card | Access to 1,000+ premium lounges in 300+ cities (Complimentary – Conditional) | 12 visits per calendar year for primary & supplementary cardholders (with app registration) | Additional guests charged USD 32 per visit | Visa Airport Companion App only (no physical card; digital access with offline biometric option available from Oct 1, 2024) | AED 5,000 monthly spend required in the month of lounge usage; charges apply if unmet |
| Marriott Bonvoy® World Elite Mastercard® | Access to 900+ lounges in 450+ cities across 135+ countries (Complimentary – Conditional) | Up to 14 complimentary lounge visits or dining offers per calendar year based on card tier; initial 1–2 visits are free; subsequent visits require minimum international spend to unlock | 1 guest free per visit (for World Elite only); otherwise chargeable at USD 32 per guest | Mastercard Travel Pass App only (QR code or membership number required) | Minimum 1 international transaction of USD 1 (or equivalent) at POS or e-commerce every 3 months to retain access; AED 5,000 monthly spend required or benefit fee applies |
| Marriott Bonvoy® World Mastercard® | Access to 900+ lounges in 450+ cities across 135+ countries (Complimentary – Conditional) | 8 complimentary lounge or dining visits per calendar year; 1st visit free; remaining visits depend on international spend | Additional guests charged USD 32 per visit | Mastercard Travel Pass App only (QR or membership number required) | USD 1 international transaction (POS or e-commerce) every 3 months to retain access + AED 5,000 monthly spend when using lounge |
| Etihad Guest Visa Elevate | Access to 1,000+ premium lounges in 300+ cities (Unlimited Complimentary) | Unlimited complimentary visits for primary & supplementary cardholders (with app registration) | 1 guest free per visit; additional guests at USD 32 per visit | Visa Airport Companion App only (physical card not accepted; offline access via biometrics supported) | AED 5,000 monthly spend required in month of use; usage fee applies if not met |
| Etihad Guest Visa Inspire | Access to 1,000+ premium lounges in 300+ cities (Complimentary – Conditional) | 12 visits per calendar year for primary & supplementary cardholders (with app registration) | Additional guests charged USD 32 per visit | Visa Airport Companion App only (no physical card; digital access with offline biometric option available from Oct 1, 2024) | AED 5,000 monthly spend required in the month of lounge usage; charges apply if unmet |
| dnata World Credit Card | Access to 900+ lounges in 450+ cities across 135+ countries (Complimentary – Conditional) | 8 complimentary lounge or dining visits per calendar year; 1st visit free; remaining visits depend on international spend | Additional guests charged USD 32 per visit | Mastercard Travel Pass App only (QR or membership number required) | USD 1 international transaction (POS or e-commerce) every 3 months to retain access + AED 5,000 monthly spend when using lounge |
| dnata Platinum Credit Card | Access to 900+ lounges in 450+ cities across 135+ countries (Complimentary – Conditional) | 4 complimentary lounge or dining visits per calendar year; 1st visit free after registration | Guest access is chargeable per lounge policy (typically USD 32) | Mastercard Travel Pass App only (QR code or membership number required) | USD 1 international transaction every 3 months + AED 5,000 monthly spend when benefit is used; charges apply if not met |
| Skywards Infinite Credit Card | Access to 1,000+ premium lounges in 300+ cities (Unlimited Complimentary) | Unlimited complimentary visits for primary & supplementary cardholders (with app registration) | 1 guest free per visit; additional guests at USD 32 per visit | Visa Airport Companion App only (physical card not accepted; offline access via biometrics supported) | AED 5,000 monthly spend required in month of use; usage fee applies if not met |
| Skywards Signature Credit Card | Access to 1,000+ premium lounges in 300+ cities (Complimentary – Conditional) | 12 visits per calendar year for primary & supplementary cardholders (with app registration) | Additional guests charged USD 32 per visit | Visa Airport Companion App only (no physical card; digital access with offline biometric option available from Oct 1, 2024) | AED 5,000 monthly spend required in the month of lounge usage; charges apply if unmet |
| Priority Banking Visa Infinite Credit Card | Access to 1,000+ premium lounges in 300+ cities (Unlimited Complimentary) | Unlimited complimentary visits for primary & supplementary cardholders (with app registration) | 1 guest free per visit; additional guests at USD 32 per visit | Visa Airport Companion App only (physical card not accepted; offline access via biometrics supported) | AED 5,000 monthly spend required in month of use; usage fee applies if not met |
| Visa Infinite Credit Card | Access to 1,000+ premium lounges in 300+ cities (Unlimited Complimentary) | Unlimited complimentary visits for primary & supplementary cardholders (with app registration) | 1 guest free per visit; additional guests at USD 32 per visit | Visa Airport Companion App only (physical card not accepted; offline access via biometrics supported) | AED 5,000 monthly spend required in month of use; usage fee applies if not met |
| U By Emaar Infinite Credit Card | Access to 1,000+ premium lounges in 300+ cities (Unlimited Complimentary) | Unlimited complimentary visits for primary & supplementary cardholders (with app registration) | 1 guest free per visit; additional guests at USD 32 per visit | Visa Airport Companion App only (physical card not accepted; offline access via biometrics supported) | AED 5,000 monthly spend required in month of use; usage fee applies if not met |
| LuLu 247 Platinum Credit Card | Access to 900+ lounges in 450+ cities across 135+ countries (Complimentary – Conditional) | 4 complimentary lounge or dining visits per calendar year; 1st visit free after registration | Guest access is chargeable per lounge policy (typically USD 32) | Mastercard Travel Pass App only (QR code or membership number required) | USD 1 international transaction every 3 months + AED 5,000 monthly spend when benefit is used; charges apply if not met |
| Mastercard Platinum Credit Card | Access to 900+ lounges in 450+ cities across 135+ countries (Complimentary – Conditional) | 4 complimentary lounge or dining visits per calendar year; 1st visit free after registration | Guest access is chargeable per lounge policy (typically USD 32) | Mastercard Travel Pass App only (QR code or membership number required) | USD 1 international transaction every 3 months + AED 5,000 monthly spend when benefit is used; charges apply if not met |
| U By Emaar Signature Credit Card | Access to 1,000+ premium lounges in 300+ cities (Complimentary – Conditional) | 12 visits per calendar year for primary & supplementary cardholders (with app registration) | Additional guests charged USD 32 per visit | Visa Airport Companion App only (no physical card; digital access with offline biometric option available from Oct 1, 2024) | AED 5,000 monthly spend required in the month of lounge usage; charges apply if unmet |
| Mastercard Titanium Credit Card | Flight Delay Lounge Access via Mastercard (Complimentary – Conditional) | Unlimited visits for cardholder during flight delays (upon registration of flight) | Additional guests charged per lounge policy | Mastercard Travel Pass App + Flight Delay Pass registration required | Flight must be registered 24 hours before departure + USD 1 international spend every 3 months + AED 5,000 monthly spend if lounge is used |
| Duo Credit Card | Access to 900+ lounges in 450+ cities across 135+ countries (Complimentary – Conditional) | 4 complimentary lounge or dining visits per calendar year; 1st visit free after registration | Guest access is chargeable per lounge policy (typically USD 32) | Mastercard Travel Pass App only (QR code or membership number required) | USD 1 international transaction every 3 months + AED 5,000 monthly spend when benefit is used; charges apply if not met |
| Diners Club Credit Card | Access to premium lounges worldwide (Unlimited Complimentary – Conditional) | Unlimited complimentary visits for the cardholder (based on average spend) | Guests charged standard lounge access rates | Physical card access at lounge reception | AED 5,000 average spend over 3 months; else AED 125 per visit will be charged |
DIB Credit Cards with Airport Lounge Access
| Credit Card Name | Lounge Access Type | Free Visits | Guest Access | Access Platform/App | Minimum Spend Requirement | Annual Fee | Forex Fee | Monthly Minimum Salary Required | Interest rate | Other Key Features & Exclusive Benefits Offered by the Card |
| DIB SHAMS Infinite Covered Card | Complimentary access with conditions | 12 free visits per year; first visit free | Guest access allowed with cardholder | Visa Airport Companion App | To unlock visits 2–12, spend min. USD 1 in foreign currency (non-UAE merchant) at least 15 days before visit; else, $32 per visit | No annual fee in the first year; AED 787.50 from the second year onward, waived with an annual spend of AED 60,000 or more. | 3.7% on non-AED transactions; 3.14% on AED transactions processed outside the UAE. | - | 3.69% | Enjoy Wala’a Rewards, access world-class golf courses, complimentary Fitness First membership, valet parking, airport transfers, roadside assistance, and a convenient balance transfer facility. |
| DIB SHAMS Signature Covered Card | Complimentary lounge access with spend condition | 8 free visits per year (1st visit unconditional) | Guest access allowed with cardholder | Visa Airport Companion App | From 2nd visit onwards, USD 1 foreign currency spend (non-UAE) on primary/supplementary card at least 15 days prior; else, $32 per visit applies | No annual fee in the first year; AED 523.95 from the second year onward, waived with an annual spend of AED 30,000 or more. | 3.7% on non-AED transactions; 3.14% on AED transactions processed outside the UAE. | - | 3.69% | Enjoy Wala’a Rewards, access world-class golf courses, complimentary Fitness First membership, valet parking, airport transfers, roadside assistance, and a convenient balance transfer facility. |
| Emirates Skywards DIB Infinite Covered Card | Unlimited airport lounge access with spend condition | Unlimited (1st visit unconditional) | Guest access included | Visa Airport Companion App | From 2nd visit onward, USD 1+ foreign spend (outside UAE) on primary/supplementary card 15 days before visit; else $32 per visit | AED 2,500 | 3.7% on non-AED transactions; 3.14% on AED transactions processed outside the UAE. | AED 20,000 | 3.69% | Earn Skywards Miles on every spend, enjoy complimentary Emirates Skywards Silver membership, benefit from free roadside assistance, and manage your finances with a flexible balance transfer facility. |
| Emirates Skywards DIB Signature Covered Card | Complimentary lounge access with spend condition | 8 visits/year (1st visit unconditional) | Not specified | Visa Airport Companion App | From 2nd visit, USD 1+ foreign spend (outside UAE) on primary/supplementary card 15 days prior; else $32/visit | AED 1,500 | 3.7% on non-AED transactions; 3.14% on AED transactions processed outside the UAE. | AED 15,000 | 3.69% | Earn Skywards Miles on every spend, enjoy complimentary Emirates Skywards Silver membership, benefit from free roadside assistance, and manage your finances with a flexible balance transfer facility. |
| Prime Signature Card | Complimentary lounge access at 1,200+ global airports | 8 visits per calendar year (1st visit unconditional) | Guest access not included | Visa Airport Companion App | From 2nd visit: USD 1+ foreign spend (outside UAE) on primary/supplementary card at least 15 days before visit; else AED 32/visit | No Annual Fee | 3.7% on non-AED transactions; 3.14% on AED transactions processed outside the UAE. | AED 15,000 | 3.69% | Unlock Wala’a Rewards, complimentary valet parking, and exclusive VISA Signature privileges including concierge services, multi-trip travel insurance, access to luxury hotels worldwide, roadside assistance, and a convenient balance transfer facility. |
| Prime Infinite Card | Complimentary access to 1,200+ airport lounges | 12 visits per year (1st visit unconditional) | Included for each visit | Visa Airport Companion App | From 2nd visit: USD 1+ foreign spend (outside UAE) on primary/supplementary card, 15 days before lounge visit. Else, $32/visit fee applies. | No Annual Fee | 3.7% on non-AED transactions; 3.14% on AED transactions processed outside the UAE. | AED 20,000 | 3.69% | Enjoy Wala’a Rewards, complimentary valet parking, and premium VISA Infinite privileges including concierge services, multi-trip travel insurance, access to luxury hotels via the dedicated VISA Infinite platform, roadside assistance, and a flexible balance transfer facility. |
Airport Lounge Access with Mashreq Bank Credit Cards
| Credit Card | Lounge Access Type | Free Visits | Guest Access | Access Platform/App | Minimum Spend Requirement |
| Mashreq SolitaireCredit Card | Access to 1,200+ lounges via Visa Airport Companion (VAC) | 12 complimentary visits/year (2 without spend; 10 after meeting criteria) | 1 guest per visit included in quota | Visa Airport Companion App | 1 international transaction > USD 1/year per card (including replaced cards); allow 15 days to activate eligibility |
| Mashreq Platinum Elite Credit Card | Access to 1,000+ lounges via LoungeKey | 8 complimentary visits/year (max 2 per billing cycle) | Not included | LoungeKey App | AED 7,000 spend in the previous billing cycle; else AED 110 per visit from 9 July 2025 onward |
UAB Credit Cards with Airport Lounge Access
| Credit Card Name | Lounge Access Type | Free Visits | Guest Access Access | Platform/App | Minimum Spend Requirement |
| UAB World Mastercard Credit Card | Access to 1,200+ global lounges in 135+ countries | As per UAB card policy | Guest access based on card tier | Mastercard Travel Pass App | Cross-border transaction criteria may apply; check UAB Mastercard T&Cs for spend conditions |
| UAB Platinum Mastercard Credit Card | Access to 1,200+ lounges in 135+ countries | Subject to card policy | Based on card tier | Mastercard Travel Pass App | Qualifying cross-border spend may apply; refer to UAB Mastercard terms & conditions |
| UAB Titanium Mastercard Credit Card | Access to 1,200+ lounges in 135+ countries via Titanium Mastercard | Subject to card tier | As per cardholder tier | Mastercard Travel Pass App | Cross-border transaction of min. USD 1 may be required; check issuer T&Cs |
AMEX Credit Cards Offering Airport Lounge Access in the UAE
| Credit Card Name | Lounge Access Type | Free Visits | Guest Access | Access Platform/App | Minimum Spend Requirement |
| The American Express® Gold Credit Card (1% Money Back) | Global access via Priority Pass™ | 5 complimentary visits per year (shared between primary and 1 eligible supplementary cardmember) | 1 guest allowed per visit; additional guests charged US$35 per person (fees may vary) | Enroll via Amex MENA app or Online Services; access through Priority Pass™ Mobile App | No minimum spend required for lounge access benefit activation |
| The American Express® Gold Credit Card | Global access via Priority Pass™ | 5 complimentary visits per year (shared with 1 eligible Supplementary Cardmember) | 1 guest allowed; additional guests or extra visits charged at US$35 per person (subject to change) | Enroll via Amex MENA app or Online Services; access through Priority Pass™ Mobile App | No minimum spend required |
| The American Express® Gold Card | Global access via Priority Pass™ | 8 complimentary visits per year (shared with 1 eligible Supplementary Cardmember) | 1 guest allowed; additional guests or extra visits charged at US$35 per person (subject to change) | Enroll via Amex MENA app or Online Services; access through Priority Pass™ Mobile App | No minimum spend required |
| The American Express® Platinum Credit Card | Global access via Priority Pass™ | 12 complimentary visits per year for Basic Cardmember (inclusive of guests); 8 visits for 1 Supplementary Cardmember | Guest visits count toward annual cap; additional guests charged US$35 per person | Enroll via Amex MENA app or Online Services; access through Priority Pass™ Mobile App | No minimum spend required |
| The Platinum Card® | Global access via Priority Pass™, The Centurion® Lounge, and Delta Sky Club® | Unlimited for Platinum Basic and Supplementary Cardmembers at eligible lounges; Gold Supplementary Cardmembers get 8 visits/year | One accompanying guest for Priority Pass™ lounges; Centurion® and Delta Sky Club® guest policies vary by lounge | Access via Priority Pass™ Card/Mobile App; Boarding pass required for Centurion® & Delta lounges | No minimum spend required |
Which CBI Credit Cards Include Lounge Access in the UAE?
| Credit Card Name | Lounge Access Type | Free Visits | Guest Access | Access Platform/App | Minimum Spend Requirement |
| CBI First Mastercard | Enjoy access to 1,200+ airport lounges worldwide with your CBI First Credit Card, made easy via the Mastercard Travel Pass app — no physical card needed. | Based on card usage eligibility | Charges may apply for guests | Mastercard Travel Pass (QR code/membership number) | No minimum spend required for registration; usage may be subject to issuer's lounge visit criteria |
Do Liv Credit Cards Provide Lounge Access in the UAE?
| Credit Card Name | Lounge Access Type | Free Visits | Guest Access | Access Platform/App | Minimum Spend Requirement |
| Liv Cashback Card | Global Selected Airport Lounges | 4 complimentary lounge visits per calendar year | Guest entry counts against the annual cap or is charged | Mastercard Travel Pass | Minimum USD 1 (or equivalent in local currency) in cross-border transaction required to unlock access for 3 months. |
| Liv Cashback+ Card | Global lounge access – Mastercard World | 8 complimentary lounge visits per calendar year | Guest entry deducted from visit cap or chargeable | Mastercard Travel Pass | Minimum USD 1 (or equivalent in local currency) in cross-border transaction required to unlock access for 3 months. |
Which FAB Credit Cards Offer Free Airport Lounge Access in the UAE?
| Credit Card Name | Lounge Access Type | Free Visits | Guest Access | Access Platform/App | Minimum Spend Requirement |
| FAB Cashback Credit Card | Free worldwide access via Mastercard Priceless | 8 complimentary visits/year for the cardholder; 6 visits for one guest annually | 1 guest with 6 complimentary visits; additional guests may incur charges | Mastercard Priceless / Travel Pass App | Not specified; refer to card issuer or platform for detailed T&Cs |
| Du Credit Card | Delayed flight airport lounge access via Mastercard Travel Pass | Lounge access provided during eligible flight delays | Guest access may be included depending on lounge policy | Mastercard Travel Pass App | Must register flight in app; delay eligibility applies (typically 2+ hour delay); no minimum spend required |
| FAB SHARE Signature Credit Card | Global lounge access via Visa | Complimentary access to 1,000+ lounges worldwide (as per card eligibility) | Guest access depends on card type and issuer policy | Visa Airport Companion App | As per card-specific terms; typically requires an international spend (e.g., USD 1); check issuer T&Cs for latest details |
| BLUE FAB Signature Credit Card by Al-Futtaim | Global access via Visa | Complimentary access to 1,000+ lounges worldwide | Guest access subject to cardholder’s plan and card type | Visa Airport Companion App | Subject to card-specific terms. Check with issuer or visamiddleeast.com for current eligibility conditions. |
| BLUE FAB Infinite Credit Card by Al-Futtaim | Global access via Visa | Complimentary access to 1,000+ airport lounges worldwide | Guest access may vary by issuer and card tier | Visa Airport Companion App | Subject to issuer terms; typically requires an international spend of USD 1 or more to unlock or maintain access |
| FAB Z Card | Global access via Mastercard | Complimentary access to 1,200+ airport lounges worldwide | Guest access may vary by card issuer and tier | Mastercard Travel Pass App | Typically, an international spend of USD 1 (non-AED) unlocks access for 3 months (subject to issuer terms) |
| FAB Elite Credit Card | Global access via Mastercard & DragonPass | Complimentary access to 1,200+ lounges worldwide | 1 complimentary guest per visit (varies by issuer) | Mastercard Travel Pass (DragonPass) | Minimum international spend of USD 1 may be required to activate access (issuer terms apply) |
| FAB Rewards Indulge Card | Global access via Mastercard | Unlimited access to 25+ regional & international lounges | Guest access varies by lounge; charges may apply | Mastercard Travel Pass (DragonPass) | Subject to issuer terms; some cards may require minimum international spend |
| FAB GEMS World Credit Card | Global access via Mastercard (Priceless.com) | Up to 8 complimentary visits per year | 1 guest per visit included in allowance. | Mastercard Travel Pass / Priceless.com | May require minimum international spend; check issuer terms for eligibility |
| FAB Travel Credit Card | Global access via Mastercard Travel Pass | Unlimited complimentary visits for cardholder | 1st guest free; 2nd guest gets 6 visits/year with AED 5,000 minimum monthly spend | Mastercard Travel Pass App | AED 5,000 monthly spend to unlock 2nd guest’s 6 annual visits |
| Etihad Guest Signature Credit Card | Global access via Visa | Up to 8 complimentary visits/year | Guest access not included unless specified by issuer | Visa Airport Companion App | One international transaction of minimum USD 1 required; terms may vary by card issuer |
| Etihad Guest Infinite Credit Card | Global access via Visa | Up to 12 complimentary visits per year | Guest access may vary by card issuer | Visa Airport Companion App | One international transaction of at least USD 1 may be required; check issuer terms |
Which Emirates Islamic Credit Cards Offer Free Airport Lounge Access?
| Credit Card Name | Lounge Access Type | Free Visits | Guest Access | Access Platform/App | Minimum Spend Requirement |
| Emirates Islamic Cash Back Plus Card | Complimentary access to 1,200+ lounges worldwide | Unlimited visits (1st visit unconditional, T&Cs apply) | USD 32 per guest, per visit | Visa Airport Companion App | From 2nd visit: USD 1+ foreign spend on primary/supplementary card, 15 days prior to visit. Otherwise, USD 32/visit. |
| Emirates Islamic Switch Cashback Credit Card | Complimentary access to 1,200+ lounges worldwide | Unlimited access for primary & supplementary cardholders, 1st visit is complimentary | USD 32 per guest, per visit | Visa Airport Companion App | From 2nd visit onward, USD 1+ foreign spend on primary/supplementary card, at least 15 days prior to lounge visit. |
| Emirates Islamic Flex Elite Credit Card | Unlimited complimentary access to 1,200+ lounges | 1st visit free per calendar year; unlimited access with qualifying spend | 1 guest free per visit; additional guest: USD 32 | Visa Airport Companion App | From 2nd visit onward: USD 1+ foreign currency spend on primary/supplementary card 15 days before lounge visit |
| Emirates Islamic Emarati Credit Card | Unlimited complimentary access to 1,200+ lounges | 1st visit free per calendar year; subsequent visits require qualifying spend | Guest visits charged at USD 32 per person | Visa Airport Companion App | USD 1+ foreign currency spend on primary/supplementary card 15 days before visit to unlock free access afterward |
| Emirates Islamic Etihad Guest Premium Credit Card | Unlimited access to 1,200+ lounges worldwide | 1st visit free annually; subsequent visits require qualifying foreign spend | 1 complimentary guest; additional guests charged USD 32/visit | Visa Airport Companion App | USD 1+ foreign spend (primary/supplementary) at least 15 days before visit to unlock free access thereafter |
| Emirates Islamic Etihad Guest Saqer Credit Card | Unlimited access to 1,200+ airport lounges | 1st visit complimentary each calendar year; subsequent visits require eligible spend | Guest visits charged at USD 32 per person | Visa Airport Companion App | USD 1+ foreign currency spend (primary/supplementary) at least 15 days before lounge visit |
| Emirates Islamic Etihad Guest Ameera Credit Card | Unlimited access to 1,200+ airport lounges | First visit complimentary per calendar year; subsequent visits require qualifying spend | Charged USD 32 per guest per visit | Visa Airport Companion App | USD 1+ foreign spend on primary/supplementary card at least 15 days before the lounge visit |
| Emirates Islamic Skywards Black Credit Card | Unlimited access to 1,200+ airport lounges | First visit complimentary per calendar year; subsequent visits require qualifying spend | 1 guest free; USD 32 per additional guest per visit | Visa Airport Companion App | USD 1+ foreign spend on primary/supplementary card at least 15 days before the lounge visit |
| Emirates Islamic Skywards Infinite Credit Card | Unlimited access to 1,200+ airport lounges | 1st visit complimentary each calendar year; subsequent visits require qualifying spend | 1 guest free; USD 32 per extra guest per visit | Visa Airport Companion App | USD 1+ foreign spend on both primary & supplementary card at least 15 days before lounge visit |
| Emirates Islamic Skywards Signature Credit Card | Unlimited access to 1,200+ airport lounges | 1st visit complimentary per calendar year; subsequent visits based on qualifying spend | USD 32 per guest per visit | Visa Airport Companion App | USD 1+ foreign spend (primary & supplementary) at least 15 days prior to lounge visit |
FAB Credit Cards with Complimentary Lounge Access
| Credit Card Name | Lounge Access Type | Free Visits | Guest Access | Access Platform/App | Minimum Spend Requirement |
| FAB Cashback Credit Card | Free worldwide access via Mastercard Priceless | 8 complimentary visits/year for the cardholder; 6 visits for one guest annually | 1 guest with 6 complimentary visits; additional guests may incur charges | Mastercard Priceless / Travel Pass App | Not specified; refer to card issuer or platform for detailed T&Cs |
| FAB Du Credit Card | Delayed flight airport lounge access via Mastercard Travel Pass | Lounge access provided during eligible flight delays | Guest access may be included depending on lounge policy | Mastercard Travel Pass App | Must register flight in app; delay eligibility applies (typically 2+ hour delay); no minimum spend required |
| FAB SHARE Signature Credit Card | Global lounge access via Visa | Complimentary access to 1,000+ lounges worldwide (as per card eligibility) | Guest access depends on card type and issuer policy | Visa Airport Companion App | As per card-specific terms; typically requires an international spend (e.g., USD 1); check issuer T&Cs for latest details |
| BLUE FAB Signature Credit Card by Al-Futtaim | Global access via Visa | Complimentary access to 1,000+ lounges worldwide | Guest access subject to cardholder’s plan and card type | Visa Airport Companion App | Subject to card-specific terms. Check with issuer or visamiddleeast.com for current eligibility conditions. |
| BLUE FAB Infinite Credit Card by Al-Futtaim | Global access via Visa | Complimentary access to 1,000+ airport lounges worldwide | Guest access may vary by issuer and card tier | Visa Airport Companion App | Subject to issuer terms; typically requires an international spend of USD 1 or more to unlock or maintain access |
| FAB Z Card | Global access via Mastercard | Complimentary access to 1,200+ airport lounges worldwide | Guest access may vary by card issuer and tier | Mastercard Travel Pass App | Typically, an international spend of USD 1 (non-AED) unlocks access for 3 months (subject to issuer terms) |
| FAB Elite Credit Card | Global access via Mastercard & DragonPass | Complimentary access to 1,200+ lounges worldwide | 1 complimentary guest per visit (varies by issuer) | Mastercard Travel Pass (DragonPass) | Minimum international spend of USD 1 may be required to activate access (issuer terms apply) |
| FAB Rewards Indulge Card | Global access via Mastercard | Unlimited access to 25+ regional & international lounges | Guest access varies by lounge; charges may apply | Mastercard Travel Pass (DragonPass) | Subject to issuer terms; some cards may require minimum international spend |
| FAB GEMS World Credit Card | Global access via Mastercard (Priceless.com) | Up to 8 complimentary visits per year | 1 guest per visit included in allowance | Mastercard Travel Pass / Priceless.com | May require minimum international spend; check issuer terms for eligibility |
| FAB Travel Credit Card | Global access via Mastercard Travel Pass | Unlimited complimentary visits for cardholder | 1st guest free; 2nd guest gets 6 visits/year with AED 5,000 minimum monthly spend | Mastercard Travel Pass App | AED 5,000 monthly spend to unlock 2nd guest’s 6 annual visits |
| FAB Etihad Guest Signature Credit Card | Global access via Visa | Up to 8 complimentary visits/year | Guest access not included unless specified by issuer | Visa Airport Companion App | One international transaction of minimum USD 1 required; terms may vary by card issuer |
| FAB Etihad Guest Infinite Credit Card | Global access via Visa | Up to 12 complimentary visits per year | Guest access may vary by card issuer | Visa Airport Companion App | One international transaction of at least USD 1 may be required; check issuer terms |
Citi Credit Cards Offering Free Airport Lounge Access in the UAE
| Credit Card Name | Lounge Access Type | Free Visits | Guest Access | Access Platform/App | Minimum Spend Requirement |
| Citi Cash Back Credit Card | Access to 1,200+ lounges | 8 complimentary visits per calendar year (shared with dining offers); 1 visit without spend required | $32 per guest; children >1 year counted as guests | Mastercard Travel Pass App | Minimum 1 USD international spend (non-AED) unlocks access for 3 months; applies to both primary & supplementary cards. |
| Citi Premier Credit Card | Global lounge access via Mastercard Travel Pass | 14 complimentary visits per calendar year (shared with dining offers); 2 visits allowed without qualifying spend | 1 guest per cardholder; guest visits count towards the total annual cap. Extra guests charged $32; children >1 year are considered guests | Mastercard Travel Pass App | Minimum 1 USD international transaction (non-AED), required every 3 months to unlock/maintain lounge access; applies to both primary & supplementary cards |
| Citi Rewards Credit Card | Global access via Mastercard Travel Pass | 8 complimentary visits per calendar year (shared with dining offers); 1 visit allowed without qualifying spend | Guests charged $32 per visit; children over 1 year counted as guests; supplementary cardholders have separate visit limits | Mastercard Travel Pass App | Minimum international spend of USD 1 (or equivalent non-AED), required every 3 months to unlock/maintain access; applies to both primary & supplementary cards |
| Citi PRESTIGE® Credit Card | Global access to 1,200+ airport lounges worldwide via Mastercard Travel Pass | 14 complimentary visits per year (shared with dining offers); 2 visits available before spend is made | 1 guest per cardholder allowed; guest visits count towards the annual limit; additional guests charged $32 each | Mastercard Travel Pass App | Minimum 1 USD (or equivalent non-AED) international transaction unlocks access for 3 months; required for each cardholder (primary & supplementary) |
| Citi Ultima Mastercard | Access 1,200+ lounges globally with the Mastercard Travel Pass app. | 14 complimentary visits per calendar year (shared with dining offers); 2 visits available before international spend | 1 guest per cardholder allowed; guest visits count toward the total visit cap; additional guests charged $32 each | Mastercard Travel Pass App | Minimum international spend of USD 1 (or equivalent non-AED) required to unlock access for 3 months; each cardholder (primary & supplementary) must register individually |
| Citi Simplicity Credit Card | Access to 25+ lounges via Mastercard Travel Pass | 4 complimentary visits per calendar year (shared with dining offers); 1 visit without international spend | Guest access available at USD 32 per guest (billed to the card); children above 1 year considered guests | Mastercard Travel Pass App | Minimum international spend of USD 1 (non-AED) required to unlock access for 3 months; applies to each cardholder (primary & supplementary) |
Standard Chartered Credit Cards with Free Airport Lounge Access in UAE
| Credit Card Name | Lounge Access Type | Free Visits | Guest Access | Access Platform/App | Minimum Spend Requirement |
| X Credit Card | Global Lounge Access | 8 complimentary visits/year | Access for primary and supplementary cardholders only (no guest access) | Visa Airport Companion App | Minimum one international purchase of USD 1 or more required at least 15 days before travel. Prebooking via app is mandatory from 1 Oct 2024. |
| Manhattan Credit Card Rewards | Global Airport Lounge Access | Up to 8 complimentary visits/year | Supplementary cardholders included | Visa Airport Companion App (Pre-booking mandatory from 1 Oct 2024) | Make at least 1 international transaction of USD 1 (or equivalent) on your Manhattan Rewards+ card, at least 15 days before travel. |
| Smart Saadiq credit card | Global Airport Lounge Access (Visa) | 8 complimentary visits per calendar year (1st visit free; 7 more unlocked) | Guest visits charged USD 32 each | Visa Airport Companion App – pre‑booking mandatory from 1 Oct 2024 | Make ≥ 1 international transaction of USD 1 (or equivalent) on the primary or supplementary Standard Chartered Visa card 15 days before travel to unlock the remaining complimentary visits; otherwise USD 32/visit applies. |
| Simply Cash credit card | Global Airport Lounge Access (Visa) | 8 complimentary visits/year (1st visit free; 7 unlocked upon meeting criteria) | Guests allowed at USD 32 per visit | Visa Airport Companion App – pre‑booking mandatory from 1 Oct 2024 | Make 1 international transaction ≥ USD 1 on primary/supplementary card 15 days before travel to unlock remaining 7 visits. Without this, USD 32 per visit is charged. |
| Journey credit card | Unlimited Global Lounge Access | 2 complimentary visits/year (cardholder + 1 guest); unlimited visits unlocked post spend requirement | 1 guest free per visit; extra guests at USD 32 each | Visa Airport Companion App – pre‑booking mandatory from 1 Oct 2024 | Complete an international transaction of ≥ USD 1 (primary/supplementary card) 15 days before travel to unlock unlimited lounge visits. Otherwise, USD 32 per visit applies. |
Ajman Bank Credit Cards Offering Complimentary Airport Lounge Access
| Credit Card Name | Lounge Access Type | Free Visits | Guest Access | Access Platform/App | Minimum Spend Requirement |
| Ajman Bank ULTRACASH Mastercard Touch Card | Unlimited access to LoungeKey & Marhaba lounges | Unlimited complimentary visits at 25+ lounges in UAE, KSA, UK, US & more | Guest access may vary by lounge | LoungeKey / Marhaba (based on card issuer) | No minimum spend required unless specified by your card issuer; check individual card T&Cs for eligibility. |
| Ajman Bank BRight Platinum Card | Complimentary access to 900+ lounges worldwide | Number of visits may vary by card type; check with bank | Guest access subject to card tier benefits | Likely via LoungeKey or Visa/Mastercard partner apps | Minimum international spend may be required; refer to specific card terms & conditions for eligibility and charges. |
| Ajman Bank BRight World Card | Complimentary access to 900+ airport lounges worldwide | Limited complimentary visits per year (as per card variant) | Guest access not included unless specified | LoungeKey / Visa Airport Companion App (based on card type) | Minimum international spend of USD 1 may apply; refer to your card’s terms and conditions for specific eligibility details. |
HSBC Credit Cards with Airport Lounge Access
| Credit Card Name | Lounge Access Type | Free Visits | Guest Access | Access Platform/App | Minimum Spend Requirement |
| HSBC Emirates Skywards Infinite Credit Card | Access to 1,000+ lounges globally | First 2 visits complimentary each year | 1 guest free; USD 32 per extra guest | Visa Airport Companion App | One international transaction of at least USD 1, 15 days before travel (required from 3rd visit onward) |
| HSBC Emirates Skywards Signature Credit Card | Access to 1,000+ lounges globally | 12 complimentary visits per year (for you and supplementary cards) | Charges apply for guests per visit | Visa Airport Companion App | One international spend of USD 1+ made 15 days prior to travel (waived for the 1st visit of the year) |
| HSBC Cash+ Credit Card | Global Lounge Access | 2 complimentary visits/year; unlimited with spend | 1 guest free; USD 32 per extra guest | Visa Airport Companion App | 1 international transaction of USD 1+ at least 15 days before travel for unlimited visits (post 2nd visit) |
| HSBC Max Rewards Credit Card | Global Lounge Access | 12 complimentary visits/year | Additional cardholders included | Visa Airport Companion App | Complete at least 1 international transaction of USD 1, 15 days prior to travel (post 1st visit condition) |
| HSBC Live+ Credit Card | Global Lounge Access | 12 complimentary visits per year | For primary & additional cardholders | Visa Airport Companion App | At least 1 international spend of USD 1, 15 days before travel (1st visit exempt, charges apply beyond 12 visits) |
| HSBC Premier Credit Card | Global Lounge Access | 8 complimentary visits per year | Guests allowed at USD 32 each | Mastercard Travel Pass App | Make at least 1 cross-border transaction (USD 1+) every 3 months. Without this, access drops to 1 visit/year. Activation begins 72 hours post spend. |
| HSBC Advance Credit Card | Selected Airport Lounges | 4 complimentary visits per year | Guests allowed at USD 32 each | Mastercard Travel Pass App | Make at least 1 cross-border transaction (USD 1+) every 3 months. Without this, access drops to 1 visit/year. Activation begins 72 hours post spend. |
| HSBC Global Private Banking Credit Card | 1,200+ Airport Lounges | 14 complimentary visits per year | 1 guest included per visit; USD 32 for each additional guest | Mastercard Travel Pass App | Make a cross-border transaction of USD 1+ every 3 months. Access is activated 72 hours post-transaction and lasts 3 months. Limits apply after May 2025. |
| HSBC Black Credit Card | Complimentary Lounge Access | 14 complimentary visits per year | 1 guest free per visit; additional guests at USD 32 each | Mastercard Travel Pass App | Make a cross-border transaction of USD 1+ every 3 months. Access activates 72 hours post-transaction and remains active for 3 months. From 1 May 2025, access is capped at 2 visits/year if no new qualifying transaction is made. Track usage via the app. |
Dubai First Credit Cards That Offer Free Lounge Access
| Credit Card Name | Lounge Access Type | Free Visits | Guest Access | Access Platform/App | Minimum Spend Requirement |
| Dubai First Cashback Credit Card | Complimentary airport lounge access with Mastercard | Up to 4–14 visits/year (depending on card type) | Guests allowed at USD 32 per person | Mastercard Travel Pass App | Make an international (cross-border) transaction of USD 1 or more every 3 months to maintain complimentary access |
CBD Credit Cards That Provide Complimentary Airport Lounge Access
| Credit Card Name | Lounge Access Type | Free Visits | Guest Access | Access Platform/App | Minimum Spend Requirement |
| CBD Super Saver Credit Card | Complimentary access to 1,000+ lounges worldwide | 8 complimentary visits/year | For cardholder only; guest access not included | Visa Airport Companion App | First visit is free. To unlock remaining free visits, spend minimum USD 1 internationally on the respective card (primary or supplementary) at least 15 days prior to lounge visit. Without this, USD 32 per visit will be charged. |
| CBD One Credit Card | Access to 1,000+ lounges globally | 8 complimentary visits/year | Cardholder only; no guest access included | Visa Airport Companion App | Complete a foreign transaction of USD 1+ (primary/supplementary) minimum 15 days before your lounge visit to access remaining complimentary entries. If not met, USD 32 fee applies per visit. |
| CBD Yes Rewards Credit Card | Complimentary access to 1,000+ lounges worldwide | 8 complimentary visits/year | Only cardholder; guest access not covered | Visa Airport Companion App | First lounge visit is free. To unlock the rest of the annual quota, spend at least USD 1 outside UAE on your card 15+ days prior. Without qualifying spend, lounge visits are charged at USD 32 each. |
| CBD Smiles Visa Signature Credit Card | Access to 1,000+ lounges globally | 8 complimentary visits/year | No guest access; cardholder only | Visa Airport Companion App | Unlock full lounge benefits by making a USD 1 minimum international purchase 15 days before your visit. Initial visit is free, while non-qualified visits post that will be charged at USD 32 per access. |
Deem Credit Cards Offering Free Airport Lounge Access in the UAE
| Credit Card Name | Lounge Access Type | Free Visits | Guest Access | Access Platform/App | Minimum Spend Requirement |
| Deem Platinum Credit Card | Access to 25+ premium lounges in the Middle East & Levant | Varies by card issuer | Guest access subject to card benefits | Mastercard Priceless.com Platform | Subject to card type and issuer terms; check card T&Cs for any spend or eligibility conditions |
Arab Bank Credit Cards Offering Free Airport Lounge Access
| Credit Card Name | Lounge Access Type | Free Visits | Guest Access | Access Platform/App | Minimum Spend Requirement |
| Visa Travel Mate Credit Card | Access to 25+ lounges via LoungeKey | 6 complimentary visits/year for cardholder | Guests charged per visit; fee auto-debited | LoungeKey website or app | No spend required for 6 visits; post-limit and guest visits are charged to the card |
| Arab Bank World Elite Mastercard | Access to 1,200+ lounges via DragonPass | Unlimited complimentary visits/year | 1 complimentary guest per visit; extra guests charged to card | Mastercard Travel Pass app | No minimum spend required for complimentary access (as per eligibility with World Elite card) |
| VISA Signature Credit Card | Access to 1,000+ lounges via LoungeKey | 8 complimentary visits/year (1 visit by default; 7 more upon eligibility). Unlimited access for high-spend cardholders (USD 25,000 limit or USD 20,000 annual spend). | Guest visits are charged to the card | LoungeKey App & Website | 1 international/e-commerce transaction per calendar year (may take up to 15 days to reflect in the LoungeKey system) |
| Arab Bank Titanium MasterCard® | Direct Access to Select Regional Lounges | Complimentary access at listed lounges | Subject to individual lounge policy | Present Mastercard at Lounge Entry | No prior spend requirement mentioned; T&Cs apply |
How to Choose the Best Credit Cards with Lounge Access in the UAE?
The following are the points that you can consider for getting the best credit cards with airport lounge access.
- It is important to review the terms and conditions as airport lounges are managed by airlines, airport authorities and third parties. Credit card companies provide access to partner lounges but the type of card will vary. Check credit card offers and see the type of lounge access that is offered.
- Check the stay duration as you may be enticed with the offers at lounges such as free Wifi, food and drinks. Card holders are allowed to stay for a specified duration.
- Check the annual fees and the terms and conditions. Enquire about the annual fees, some cards may charge up to AED 2000 and also they provide equivalent benefits in the form of cashback, reward points, hotel bookings, car rent and much more.
- Check the interest rates when you are opting the credit card. Select the low interest rate credit card so that in case of delayed payment you are not burdened with higher interest.
- Careful consideration of credit cards is very important as there are different discounts, air miles, bonus points, cash back and other privileges available on credit cards. According to your spending requirements you have to select the best credit card that suits your needs.
FAQs
1. Can a supplementary card holder get access to the airport lounge?
A.Most of the supplementary cards do not give access to the airport lounge. Some high end cards may provide access, check with the card issuer if you are looking for it.
2. Can a guest be accommodated with the cardholder to the airport lounge?
A.Yes some credit card issuers provide the benefit of accommodating a guest to the airport lounge.
3. If i do not have a credit card lounge access can i use the lounge?
A.Yes, provided you pay for the charges at the lounge. The airport lounge is very costly and this is the reason credit card companies provide access as complimentary service.
4. What services are available at airport lounges?
A.Airport lounges provide seating facilities with free drinks and buffet. Along with the food the lounges also provide free Wi-Fi and other amenities for the passengers comfort. Away from the crowd the lounge provides you a comfortable stay.
5. How long can you stay in the lounge?
A.Check the stay duration as you may be enticed with the offers at lounges such as free Wifi, food and drinks. Card holders are allowed to stay for a specified duration.
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