Best Black Credit Cards in the UAE 2024
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Thank you for providing your details.Best Black Cards in the UAE
Advantages
- High miles on online shopping
- Discounts on travel bookings
- Airmiles on every AED spent
Features
- This card is recognized over 32 million establishments.
- This card offers you benefits home and abroad.
- This card offers you a team of financial advisers and helps you achieve your financial goals.
Features
- This card is recognized over 32 million establishments.
- This card offers you benefits home and abroad.
- This card offers you a team of financial advisers and helps you achieve your financial goals.
- This bank offers you an instant credit card with an instant approval.
- This card also provides an instant limit approval.
- This card also offers 24 hour delivery of your card.
- The Forex rate stands at 2%
- You get an interest free period of up to 56 days.
- You require a minimum salary of AED 50000 to be eligible for this card.
- You can transfer your balance at the rate of 0% for 6 months.
There is a processing fee of 2.99% or AED 200, whichever is higher. - The annual fee for this card is AED 1575.
Note: Beginning from 15th November 2022, the Annual Percentage Rate on outstanding purchases and cash withdrawals on all HSBC credit cards will increase to 44.28%.
Benefits
- Get a Welcome Bonus of AED 500 to the Primary Card. T&Cs apply. Offer valid up to 30th April 2024.
- Enjoy complimentary access to air lounges at more than 1000 airports around the world with Travel pass.
- Can get up to 10% off on British Airways airfares
- Get travel discounts with clear trip, Agoda and Ministry of Villas.
- Get 15% discount on your stay at IHG Hotels & Resorts.
- Free Valet parking across Dubai and Abu Dhabi.
- Buy one get one free offers at VOX cinemas with this card.
- Get offers with Reebonz and AED 350 in your account as a new Reebonz member.
- Avail of international concierge service with this card.
- Also, Get 6 careem complimentary airport rides & save up to 110 AED each time. Use Promo Code: MAUAE6. T&Cs Apply.
- You also get travel inconvenience insurance and travel medical insurance with this card.
- Get 150,000 sign-up air miles with your new HSBC Black Credit Card
- Receive 75,000 anniversary air miles on renewal of your membership from the second year onwards
- You can earn 2.5 miles for every AED 1 spent on travel related purchases, including hotels, airlines and car rentals.
- Earn 1.5 miles for every AED 1 spent in all currencies other than Dirhams.
- Earn 1.5 air miles for every AED 1 spent on all online purchases.
- Earn 1 air miles for every AED 1 spent on all other purchases
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Advantages
- Earn upto 3.5 Skywards Miles per 1 USD
- Free movie tickets
- Free valet parking
Features
- Exclusive travel rewards are provided
- Can convert payments to 0% EPP
- Can avail balance transfer facility
Features
- Exclusive travel rewards are provided
- Can convert payments to 0% EPP
- Can avail balance transfer facility
- A minimum salary of AED 25000 is needed
- An annual fee of AED 4000 is charged
Benefits
- Get 3.5 Skywards Miles per 1 USD spent at Emirates and flyDubai
- Get upto 2 Skywards Miles per 1 USD spent on international expenses
- Get upto 1.5 Skywards Miles per 1 USD spent on local purchases
- Get complimentary Emirates Silver Tier Membership and can be upgraded to gold tier on spending AED 5500 with Emirates
- Get 25% OFF on Emirates Skywards ‘Buy Miles’ and ‘Gift Miles’
- Free unlimited access to airport lounges worldwide and one guest can be accompanied
- Get 4 free airport transfers facility per year
- Get 4 “Buy 1 Get 1 Free” offer on movie tickets
- Get free unlimited access to selected Golf clubs on weekends and weekdays
- Get 50% off on domestic airport transfers
- Get free valet parking 3 times a month
- Get Purchase Protection and Multi-Trip Travel Insurance
- Avail exclusive benefits and discounts from Visa Infinite
- Make purchases on emirates.com and convert to 0% Easy Payment Plan for 3 months
There are different variants in a credit card. Each variant comes with different benefits and offers. Along with the benefits, these credit cards also differ by the fees and charges levied and the eligibility criteria to get the card. Some of the famous different credit card types are Platinum, World, Titanium, Black, etc. The main difference is the minimum salary or income required to get these cards. Though the minimum salary required again varies by the banks and financial institutions, cards like Black, World Elite are provided only for high-income individuals. These are considered premium cards with high benefits.
Black Cards are considered premium cards in the UAE that is offered to premium customers of the bank. These come with a good range of privileges on dining, entertainment, travel, lifestyle and much more along with hefty welcome bonuses. Some of the best Black Cards offered by banks in the UAE are,
- HSBC Black Credit Card
- Emirates Islamic Skywards Black Card
HSBC Black Credit Card
HSBC Black Card is a metal card which comes with high travel and lifestyle privileges. This is offered by Mastercard.
Benefits of HSBC Black Credit Card
- Welcome Bonus: Get 150,000 Air Miles as welcome bonus in the first year and 75,000 anniversary Air Miles from the second year onwards
- Earn 2.5 air miles for per AED 1 spent on travel related purchases, including airlines, hotels and car rentals
- Earn 1.5 air miles for per every AED 1 spent in other international currencies other than UAE Dirhams
- Earn 1.5 air miles for per every AED 1 spent on all online expenses
- Earn 1 air mile for perevery AED 1 spent on all other expenses
- Can redeem air miles for travel, hotels, retail vouchers and entertainment benefits
- Airport Lounges: Get access to 1000+ airport lounge globally for you and the supplementary cardholder as well. Can have one guest accompany you to the lounge.
- Get 10% off on international booking made on Cleartrip
- Get 10% off on Expedia Hotels Bookings
- Get 10% off on Agoda Hotel Bookings
- Get a complimentary upgrade to Gold tier in Qatar Airways Privilege Club
- Get 20% off on first three Uber rides
- Get 4 free valet parking privileges per month at selected locations
- Get high benefits on Mastercard Priceless.
- Dining Privileges: Get dining offers on HSBC Entertainer App
- International Concierge: Exclusive concierge service for luxury travel planning, fine dining, and exclusive events planning
- Golf Privileges: Get free two rounds of Golf in the best golf courses at Dubai, RAK and Abu Dhabi
- Movie Discounts: Get “Buy 1 Get 1 Free” movie ticket discounts in the UAE at Vox Cinemas and Reel Cinemas
- Protection: Get Travel inconvenience insurance, Travel medical insurance, Rental collision and loss damage waiver
Features of HSBC Black Credit Card
- Monthly minimum salary required for HSBC Black Card is AED 50,000 or should be HSBC Premier Account holder
- Annual fee of AED 1575 is charged
Emirates Islamic Skywards Black Credit Card
Emirates Islamic Skywards Black Credit Card is a metal card that comes with exclusive travel benefits for cardholders. This card is provided by Visa.
Benefits of Emirates Islamic Skywards Black Credit Card
- Skywards Miles: Get 3.5 Skywards Miles per 1 USD spent at Emirates and flyDubai
- Get upto 2 Skywards Miles per 1 USD spent on international expenses
- Get upto 1.5 Skywards Miles per 1 USD spent on local purchases
- Emirates Silver Tier Membership: Get complimentary Emirates Silver Tier Membership and can be upgraded to gold tier on spending AED 5500 with Emirates
- Get 25% OFF on Emirates Skywards ‘Buy Miles’ and ‘Gift Miles’
- Airport Lounges: Free unlimited access to airport lounges worldwide and one guest can be accompanied
- Get 4 free airport transfers facility per year
- Movie Benefits: Get 4 “Buy 1 Get 1 Free” offer on movie tickets
- Golf Privileges: Get free unlimited access to selected Golf clubs on weekends and weekdays
- Get 50% off on domestic airport transfers
- Valet Parking: Get free valet parking 3 times a month
- Protection: Get Purchase Protection and Multi-Trip Travel Insurance
- Avail exclusive benefits and discounts from Visa Infinite
- Make purchases on emirates.com and convert to 0% Easy Payment Plan for 3 months
Features of Emirates Islamic Skywards Black Credit Card
- The minimum salary required for Emirates Islamic Skywards Black Credit Card is AED 25,000
- The annual fee charged is AED 4000
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