5 Best Welcome Bonus Credit Cards in 2025
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I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
Thank you for providing your details.List of Welcome Bonus Credit Cards in UAE - 2025
Advantages
- Air Miles
- Lifestyle Offers
- Balance Transfer
Features
- Earn rewards on every spend and redeem them for flights, hotels, shopping, and more.
- Enjoy up to 56 interest-free days on purchases when balance is paid in full.
- Transfer balances from other UAE credit cards to save on interest.
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Features
- Earn rewards on every spend and redeem them for flights, hotels, shopping, and more.
- Enjoy up to 56 interest-free days on purchases when balance is paid in full.
- Transfer balances from other UAE credit cards to save on interest.
- Get a complimentary 12-month Careem Plus subscription.
- Avail up to 50% off dining bills with Zomato Gold membership.
- Enjoy discounts at over 400 restaurants across the UAE.
- Access 200+ lifestyle offers across dining, retail, and hotels in MENA.
- Get Buy 1 Get 1 Free movie tickets every month with minimum spend.
- Enjoy up to 25% off food and drinks at cinemas across the UAE.
- Benefit from automatic extended warranty up to 1 year on purchases.
- Shop confidently with purchase protection against theft or damage.
- Add your card instantly to your digital wallet via the HSBC UAE app.
- The Forex rate stands at 2%
- You get an interest free period of up to 56 days.
- You require a minimum salary of AED 5,000 to be eligible for this card.
- You can transfer your balance at the rate of 0% for 6 months.
There is a processing fee of 2.99% or AED 200, whichever is higher. - There is no annual fee for this card.
the Annual Percentage Rate on outstanding purchases and cash withdrawals on all HSBC credit cards will increase to 44.28%.
Benefits
- Earn travel rewards and redeem for flights, hotels, and holiday packages.
- Save more with dining, shopping, lifestyle, and cinema discounts.
- Get extra peace of mind with extended warranty and purchase protection.
- Manage finances better with balance transfer options and lower interest costs.
- Access global offers across 19,000 outlets in over 160 countries.
- Enjoy instant card access through digital wallet without waiting for delivery.
- Get up to 1 airmile for every AED 4 spent
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Advantages
- 10% Cashback
- Airport Lounge Access
- Balance Transfer
Features
- Both UAE nationals and expats are eligible
- Avail cashback on purchases made using the card
- Get lifestyle benefits and complimentary lounge access.
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Features
- Both UAE nationals and expats are eligible
- Avail cashback on purchases made using the card
- Get lifestyle benefits and complimentary lounge access.
- The interest rate of 3.85% is charged
- The minimum salary required for the month is AED 5000
- Get free for the first year on an annual fee and from the second year onwards AED 420 including VAT.
Benefits
- Save super big with up to 10% cashback on bills, education, supermarkets, and fuel – up to AED 600 per month.
- Enjoy annual cashback savings worth up to AED 7,200.
- Unlock 2-for-1 offers with the Xperience App powered by ENTERTAINER.
- Get your travel insurance with multi-trip coverage of up to USD 500,000 for you and your family.
- Shop stress-free with Purchase Protection against theft or damage.
- Extend peace of mind with Extended Warranty, doubling your manufacturer’s coverage by up to one year.
- Stay secure with Credit Shield protection on your outstanding balance.
- Enjoy 8 complimentary airport lounge visits globally through the Visa Airport Companion App.
- Get 20% discount at KidZania®, Dubai Aquarium, The Storm Coaster, Dubai Ice Rink, and more Emaar attractions.
- Earn bonus Play DXB credits when you purchase credits with your CBD Card.
- Enjoy the benefits of a 0% Easy Payment Plan, Balance Transfer, and Quick Cash at competitive rates.
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Advantages
- Earn EI smart miles on every purchase
- Free airport lounge access
- Free valet parking
Features
- Exclusively designed to offer customers travel, shopping and lifestyle benefits.
- You can redeem points points from 300 airlines and 180,000 hotels.
- Make any purchase with your Elsmartmiles
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Features
- Exclusively designed to offer customers travel, shopping and lifestyle benefits.
- You can redeem points points from 300 airlines and 180,000 hotels.
- Make any purchase with your Elsmartmiles
- Shop for fashion, electronics, home decor without leaving your home with our online market place.
- Earn EI SmartMiles on all your domestic and international spends
- Forex rate stands at 2.34%
- You get a repayment period of 55 days.
You need to do a minimum payment of 5% of outstanding amount every month. - You need a minimum salary of AED 5000.
- You can transfer your balance at 0% for 6 months with 2% processing fee.
There is a 5% minimum payment required every month. - There is no annual fee on this card.
Benefits
- You can use your EI SmartMiles to shop with the 'Instant Purchase' feature.
- Complimentary unlimited access to over 1000 airport lounges worldwide.
- unlimited miles and redeem with no blackout dates.
- Get fabulous shopping discounts at partner outlets
- Up to 2 “Buy 1 Get 1” complimentary movie tickets each month, any day of the week.
- Get a 15% discount on Emaar Entertainment Attractions.
- Exchange your EI Smart Miles from our partners’ loyalty programmes with Etihad Guest, Emirates Skywards, Etisalat Smiles, Upoints By Emaar, Avios with Qatar Airways Privilege Club and InterMiles.
- 10,000 EI SmartMiles = 1,500 Etihad Guest Miles
- 20,000 EI SmartMiles = 4,000 InterMiles .
- 10,000 EI SmartMiles = 1,000 Emirates Skywards Miles
- 10,000 EI SmartMiles = 1,750 Avios
- 6,500 EI SmartMiles = 1,000 Upoints By Emaar
- 7,500 EI SmartMiles = 5,000 Etisalat Smiles
- Welcome bonus of up to 10,000 EI SmartMiles.
- For every AED 1 spent locally earn 1.25 EI SmartMiles.
- For every AED 1 spent internationally earn 2.25 EI SmartMiles.
- You can redeem at over 300 airlines and 180,000 hotels and car rentals.
- EI SmartMiles can be exchanged for frequent flyer programmes such as Etihad Guest and JetPrivilege.
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Advantages
- High miles on online shopping
- Discounts on travel bookings
- Airmiles on every AED spent
Features
- This card is recognized over 32 million establishments.
- This card offers you benefits home and abroad.
- This card offers you a team of financial advisers and helps you achieve your financial goals.
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Features
- This card is recognized over 32 million establishments.
- This card offers you benefits home and abroad.
- This card offers you a team of financial advisers and helps you achieve your financial goals.
- This bank offers you an instant credit card with an instant approval.
- This card also provides an instant limit approval.
- This card also offers 24 hour delivery of your card.
- The Forex rate stands at 2%
- You get an interest free period of up to 56 days.
- You require a minimum salary of AED 50000 to be eligible for this card.
- You can transfer your balance at the rate of 0% for 6 months.
There is a processing fee of 2.99% or AED 200, whichever is higher. - The annual fee for this card is AED 1575.
Note: Beginning from 15th November 2022, the Annual Percentage Rate on outstanding purchases and cash withdrawals on all HSBC credit cards will increase to 44.28%.
Benefits
- Get a Welcome Bonus of AED 500 to the Primary Card. T&Cs apply. Offer valid up to 30th April 2024.
- Enjoy complimentary access to air lounges at more than 1000 airports around the world with Travel pass.
- Can get up to 10% off on British Airways airfares
- Get travel discounts with clear trip, Agoda and Ministry of Villas.
- Get 15% discount on your stay at IHG Hotels & Resorts.
- Free Valet parking across Dubai and Abu Dhabi.
- Buy one get one free offers at VOX cinemas with this card.
- Get offers with Reebonz and AED 350 in your account as a new Reebonz member.
- Avail of international concierge service with this card.
- Also, Get 6 careem complimentary airport rides & save up to 110 AED each time. Use Promo Code: MAUAE6. T&Cs Apply.
- You also get travel inconvenience insurance and travel medical insurance with this card.
- Get 150,000 sign-up air miles with your new HSBC Black Credit Card
- Receive 75,000 anniversary air miles on renewal of your membership from the second year onwards
- You can earn 2.5 miles for every AED 1 spent on travel related purchases, including hotels, airlines and car rentals.
- Earn 1.5 miles for every AED 1 spent in all currencies other than Dirhams.
- Earn 1.5 air miles for every AED 1 spent on all online purchases.
- Earn 1 air miles for every AED 1 spent on all other purchases
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Features
- This card provides provides you a maximum of 55 interest free days, provided you pay the outstanding bill in full by the due date.
- This card provides you the flexibility to pay as little as 5% of your outstanding balance each month.
- Enjoy instant cash option up to 50%.
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Features
- This card provides provides you a maximum of 55 interest free days, provided you pay the outstanding bill in full by the due date.
- This card provides you the flexibility to pay as little as 5% of your outstanding balance each month.
- Enjoy instant cash option up to 50%.
- Protect plus insurance.
- Make use of The Emirates NBD Installment plan for easy payments.
- SMS Alerts, 24/7 assistance and online service.
- Enjoy facilities such as purchase protection, flexible payment plans and protect plus insurance
- The Forex rate stands at 1.99%
- You get an interest free period of up to 55 days.
You need to make a minimum payment of 5% or AED 100, whichever is higher. - You require a minimum salary of AED 5,000 to avail this card.
- Balance transfer is applicable on this card with 0.8% and with a choice of 3-36 months.
- The annual fee applicable on this card is AED 500.
Benefits
- Welcome Bonus – Earn up to 1,000 dnata Points, with 500 points on paying the joining fee and another 500 points when you spend AED 10,000 within your first three billing statements.
- Global Lounge Access with Mastercard Travel Pass – Enjoy entry to 900+ premium lounges across 450+ cities in 135+ countries, making every journey more comfortable.
- Get 4 complimentary lounge visits or dining offers per calendar year for yourself, while guests can join at just USD 32 per person, per visit. Avail cleartrip travel discount.
- Avail insurance benefits.
- This card provides the most convenient option for RTA Salik Auto Top-Up.
- Get 3% discount on air tickets and up to 10% discount on holiday packages through the Emirates NBD Travel Desk.
- Up to 30% at over 2,000 restaurants across the UAE, the Middle East and Europe.
- Get travel vouchers up to AED 1000.
- 0% interest instalment at Dnata travel.
- Avail different discounts on Dnata products.
- Turn your everyday spending into exciting rewards with accelerated dnata Points across travel, dining, and retail:
- 15% Back in dnata Points – Earn at Costa Coffee, City Sightseeing, and Giraffe.
- 10% Back in dnata Points – Enjoy rewards at dnata Travel, MMI, Al Hamra Cellar, Arabian Adventures, and Le Clos.
- 5% Back in dnata Points – Shop smarter with Duty Free purchases.
- 1% Back in dnata Points – Earn on all other retail spends, every day.
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Advantages
- 50% off at VOX Cinemas
- Free for first year
Features
- Complimentary global airport lounge access with 12 visits via Visa Airport Companion App.
- Earn up to 3 CBD Reward Points for every AED 1 spent.
- Redeem CBD Rewards for Skywards Miles, cashback, or shopping vouchers.
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Features
- Complimentary global airport lounge access with 12 visits via Visa Airport Companion App.
- Earn up to 3 CBD Reward Points for every AED 1 spent.
- Redeem CBD Rewards for Skywards Miles, cashback, or shopping vouchers.
- Complimentary golf rounds every month at premium courses including The Track Meydan & Arabian Ranches (subject to AED 10,000 monthly spend).
- 50% off cinema tickets at VOX Cinemas (up to 6 per month).
- Exclusive travel discounts: 8% off at Booking.com and 12% off at Agoda.com.
- Discounts at top Emaar attractions including KidZania®, Dubai Aquarium & Underwater Zoo, Dubai Ice Rink, and VR Park Dubai.
- Complimentary valet parking at Dubai International Airport, Al Maktoum International Airport, and other UAE locations (3 times per month).
- Multi-trip travel insurance for cardholder and family, covering trips up to 90 days.
- Purchase protection against theft or damage for eligible transactions.
- Extended warranty – doubles manufacturer’s warranty up to 1 year.
- Credit Shield protection for your outstanding balance in unforeseen situations.
- Access to 2-for-1 lifestyle offers via Xperience App by Entertainer, powered by Visa.
- Balance Transfer facility with repayment flexibility from 3 to 36 months.
- 0% Easy Payment Plan, Balance Transfer & Quick Cash options.
- Exclusive welcome offer: 0% interest on Cash on Call (6- & 12-month plans) within 30 days of card issuance.
- The minimum age should be 21 years and the maximum age should be 63 years
- The Forex rate stands at 2.99% for this card.
- The applicable interest rate on this card is 3.85%
- You should have a minimum salary of AED 15,000.
- Balance transfer is applicable on this card.
- Get free for the first year on an annual fee and from the second year onwards AED 787.5 including VAT.
No annual fees on supplementary cards
Benefits
- Travel in comfort with global lounge access and airport valet services.
- Earn more rewards on daily spending and redeem them the way you prefer – flights, cashback, or shopping.
- Save big with cinema, hotel, dining, golf, and lifestyle discounts.
- Enjoy peace of mind with complimentary travel insurance for you and your family.
- Stay protected with purchase protection, extended warranty, and credit shield.
- Simplify payments with flexible instalment and balance transfer options.
- Unlock lifestyle perks with 2-for-1 dining, leisure, and attraction offers across the UAE.
- Maximise value with annual fee waiver on continued spends above AED 100,000.
- Start your card journey with an exclusive welcome cashback and 0% interest instalment plans.
- Earn up to 2.5 CBD reward points for every AED spent on Domestic Spends.
- Earn up to 3 CBD reward points for every AED spent on Domestic Spends.
- Earn rewards and redeem them for cashback on your card, airline tickets, Emirates Skywards Miles, electronics purchases, shopping vouchers, and contribute to charity. Additionally, use points to pay for your next shopping spree.
- Explore over 500 dining and lifestyle deals using the CBD Mobile app.
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Features
- This card provides provides you a maximum of 55 interest free days, provided you pay the outstanding bill in full by the due date.
- This card provides you the flexibility to pay as little as 5% of your outstanding balance each month.
- Enjoy instant cash option up to 50%.
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Features
- This card provides provides you a maximum of 55 interest free days, provided you pay the outstanding bill in full by the due date.
- This card provides you the flexibility to pay as little as 5% of your outstanding balance each month.
- Enjoy instant cash option up to 50%.
- Protect plus insurance.
- The Emirates NBD Installment plan.
- SMS Alerts, 24/7 assistance and online service.
- The Forex rate for this card stands at 0%
- Get an interest free period of up to 55 days.
You need to pay a minimum balance of 5% or AED 100, whichever is higher. - You are required to have a minimum salary of AED 20000.
- Annual fee applicable for this card is AED 1048.95 & joining fee of the card is AED 1048.95
Benefits
- Introductory Bonus – Earn up to 2,500 dnata Points as a welcome reward: 1,000 Points on payment of the joining fee and 1,500 Points when you spend AED 25,000 within the first three billing statements. T&Cs Apply.
- Earn dnata Points on Every Spend
- 15% back in dnata Points at Costa Coffee, City Sightseeing, Giraffe, and dnata Travel.
- 10% back in dnata Points at MMI, Al Hamra Cellar, Arabian Adventures, Le Clos, and Duty Free shopping.
- 1.5% back in dnata Points on all other retail spends.
- Global Lounge Access – Relax in style with complimentary entry to 900+ premium airport lounges across 450+ cities in over 135 countries.
- Annual Privilege – Enjoy 8 complimentary lounge visits or dining offers per calendar year for yourself, while additional guests can join at just USD 32 per person, per visit.
- Complimentary Airport Transfers – Enjoy up to 4 free airport drop-offs per year within the UAE for a smooth and stress-free travel experience.
- Local Courier Service – Avail up to 12 complimentary courier services annually across the UAE, adding convenience to your daily needs.
- Annual Car Service – Keep your vehicle in top condition with one free car service every year.
- Car Registration Assistance – Benefit from one complimentary car registration service annually, making renewals easier and hassle-free.
- Complimentary Golf Access – Enjoy exclusive entry to top golf courses across the UAE, including Arabian Ranches, Jebel Ali, Meydan, Abu Dhabi City, Abu Dhabi Golf Club, and Sharjah Golf & Shooting Club (AED 30 booking fee and no-show charges apply).
- Complimentary Valet Parking – Avail up to 4 free valet parking services per month, with one hour of parking at select locations across Abu Dhabi.
- Emirates NBD Credit Card offers the New Credit Shield Pro feature includes
- 0.99% on monthly fee on outstanding balance- Each card holder can get decease cover up to AED 300,000- In case of hospitalization get AED 100 pay out per day. T&Cs apply- Can get job loss cover up to AED 60,000 up to 1 year or re-employment
- You can earn 15% dnata points on Citi sightseeing, costa, Imagine Cruising, Giraffe
- Earn 10% dnata points on duty free world wide spend.
- Earn 10% dnata points on Emirates holidays
- Earn 15% dnata points on dnata travel spend.
- Earn 2% dnata points on retail expenses
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Advantages
- 5 Vantage points on every 1 AED
- AED 2000 cashback as a welcome bonus
Overview
- Can get 2 free access to airport lounges worldwide
- Maximum 8 free entries are provided to the airport lounges per year
- A minimum spend of AED 7000(pm)in the last billing cycle is required to get 2 free access to airport lounges and free pickup and drop service to the airport
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Overview
- Can get 2 free access to airport lounges worldwide
- Maximum 8 free entries are provided to the airport lounges per year
- A minimum spend of AED 7000(pm)in the last billing cycle is required to get 2 free access to airport lounges and free pickup and drop service to the airport
- Can get free visits to FitnessFirst centers at selected locations
- Earn 1 Vantage points on purchases made in the UAE using the card
- Earn 3 Vantage points on purchases made outside the UAE using the card
- Can get up to 50% on dining, entertainment, leisure and much more
- AED 156.45 is charged as annual fee on supplementary card
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Advantages
- Etihad Guest Miles
- Roadside Assistance
Features
- You can avail 4 supplementary cards with this card.
- Convenience to make your card payments in any of ADIB branches.
- This is a high earning rewards program.
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Features
- You can avail 4 supplementary cards with this card.
- Convenience to make your card payments in any of ADIB branches.
- This is a high earning rewards program.
- Receive up to four supplementary cards.
- This is an Islamic card.
- This card enables salary transfers
- Get instant SMS updates.
- Forex rate on this card is 2.3%
- You need a minimum salary of AED 5000 for this card.
- There is an option of balance transfer at the rate of 3% or AED 300 for this card.
- You need to pay an annual fee of AED 500 to avail this card.
Benefits
- You can receive service from ADIB travel desk.
- You can redeem your Etihad guest miles for House Furnishing, Travel Bookings, Electronics and Gifts for Friends and Family.
- You can withdraw 100% of your finance limit for your need of cash.
- Avail advance technology of chip and pin for safe transactions.
- Earn a welcome bonus of 10,000 Etihad guest miles.
- Receive 1 Guest mile up to 4 AED spent internationally.
- Receive up to 0.75 guest miles for every 4 AED spent on local transactions.
- Get Free Roadside assistance
- You can even pay for your ADIB Etihad Guest covered card’s annual fees using 12500 Etihad guest miles.
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Advantages
- 1 air mile on 1 AED spent
- Free valet parking
- Discounts on movie tickets
Features
- Earn 1 Air Mile for every AED 1 spent on your credit card worldwide.
- Get purchase protection for 90 days, covering theft or damage up to USD 5,000 per year.
- Enjoy up to 56 interest-free days when the balance is cleared in full each month.
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Features
- Earn 1 Air Mile for every AED 1 spent on your credit card worldwide.
- Get purchase protection for 90 days, covering theft or damage up to USD 5,000 per year.
- Enjoy up to 56 interest-free days when the balance is cleared in full each month.
- Complimentary 12-month Careem Plus subscription when you use your card on the Careem app.
- Avail up to 50% off dining bills at 4,000+ restaurants across the UAE with Zomato Gold membership.
- Get discounts at 400+ restaurants across the UAE.
- Access global offers on dining, travel, and shopping with the Home & Away programme.
- Buy 1 Get 1 Free movie tickets every month with minimum AED 6,000 spend and up to 25% off cinema dining.
- Enjoy a free 2-year MyUS membership and save up to 30% on international shipping.
- Get VIP lounge access and 15% off shopping at Bicester Village destinations worldwide.
- Save on travel bookings with discounts on flights and hotels throughout the year.
- Earn up to 7% cashback as wallet credits on Booking.com stays (capped at EUR 200).
- Enjoy 15% off stays at 5,500+ IHG Hotels worldwide with late checkout.
- Access 4 complimentary airport lounges annually worldwide with Mastercard Travel Pass.
- Save 20% and enjoy a complimentary upgrade on Avis car rentals globally.
- Get up to 10% off Budget car and truck rentals in 3,350+ locations worldwide.
- Add your card instantly to your digital wallet via the HSBC UAE app for contactless payments.
- The Forex rate stands at 2%
- You get an interest free period of up to 56 days.
- You require a minimum salary of AED 15000
- You can transfer your balance at the rate of 0% for 6 months.
There is a processing fee of 2.99% or AED 200, whichever is higher. - There is no annual fees on this card.
Note: Beginning from 15th November 2022, the Annual Percentage Rate on outstanding purchases and cash withdrawals on all HSBC credit cards will increase to 44.28%.
Benefits
- Earn Air Miles on every spend and redeem them for flights, hotels, and more.
- Shop stress-free with purchase protection for accidental damage or theft.
- Save on dining, shopping, entertainment, and travel both locally and internationally.
- Enhance your lifestyle with Careem Plus, Zomato Gold, and exclusive global offers.
- Travel in comfort with complimentary airport lounge access and hotel discounts.
- Enjoy entertainment perks like cinema offers and shopping privileges worldwide.
- Benefit from added convenience with digital wallet integration for instant use.
- Access global car rental discounts and upgrades for hassle-free travel.
- You can earn 1 airmile for 1 AED.
- You can redeem these airmiles for travel accommodation, airline tickets, electronics, entertainment, shopping vouchers or donations.
- You can redeem your airmiles for any flights to any destinations
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Joining Bonus Credit Cards
Credit cards are popular for the rewards provided on different purchases. Apart from the rewards that are gained after making purchases, one factor that entices a new credit card holder is the welcome bonus.
What is a welcome bonus on the credit card?
The joining bonus is also known as a welcome bonus or sign up bonus. When a person applies and gets approved for a credit card, the card providers offer bonuses, discounts, etc. as a welcome bonus. Apart from the regular rewards and deals on the card, the welcome bonus acts as a quick benefit for the cardholder. Many credit cardholders offer a joining bonus on credit cards.
Usually, there is a minimum spend required to be eligible for the welcome bonus. For example, if a cashback of AED 5000 is provided, then the cardholder needs to spend at least AED 3000 on the card within 6 months of the card activation or pay the annual fee of AED 1500. The welcome bonus availing rule can vary from provider to provider.
Best Welcome Bonus Credit Cards in UAE
Some of the best welcome bonus that can be highly beneficial for credit cardholders are,
Mashreq Platinum Elite Credit Card
Mashreq Platinum Elite Credit Card offers a cash bonus as a joining bonus also other cashback and rewards are offered
- AED 1500 is provided as a cash bonus on joining for new customers
- Get 50% discount on up to 4 Movie Tickets at VOX, Reel and Novo Cinemas
- AED 200 cash bonus is provided for existing customers as a welcome bonus
- 20% cashback on e-commerce expenses like Zomato, Netflix, Du, Etisalat, noon, iTunes, etc.
- Access to fitness first clubs
- Earn up to 5 Salaam points per AED spent on international and domestic expenses
- No annual fee in the first year
- A minimum salary of AED 7000 is needed
CBD Smiles Visa Signature
CBD Smiles Visa Signature Credit Card is one of the best credit cards for lifestyle privileges.
- Can earn 50,000 Smiles Points as a welcome bonus
- Smiles Points can be redeemed for Utility bills, electronics, dining, travel purchases, shopping and entertainment on the Smiles UAE app
- Earn 15,000 Smiles points as a quarterly bonus on spending USD 15,000 (equivalent AED) using the card
- 100 Smiles points are worth 1 AED
- Earn 10 Smiles points on Etisalat expenses
- Up to 3.5 Smiles points on international and domestic expenses
- 50% off on Vox movie tickets
- Access to 1000 airport lounges worldwide
- A minimum salary of AED 12,000 is needed
- An annual fee of AED 999 is charged
Emirates - CITIBANK Ultima
The Citibank Emirates Ultima Credit Card offers high travel benefits and rewards as a welcome bonus.
- Earn 25,000 Skyward miles as a welcome bonus
- Earn 10,000 Skyward miles annually on renewal
- Earn up to 1.25 miles per 1 USD on expenses made using the card
- Skyward miles can be redeemed for travel tickets, ticket upgrades, car rental, retail and lifestyle, etc.
- 1 Skyward mile equals up to 2 USD
- Buy 1 Get 1 free movie tickets
- A minimum income of AED 36,750 is required
- AED 3000 is charged as an annual fee
FAB Etihad Guest Infinite Credit Card
FAB Etihad Guest Infinite Credit Card provides high travel benefits.
- Earn 55,000 joining miles on the primary card
- Earn 5000 joining miles on supplementary card
- Up to 7 Etihad Guest miles are earned per AED 10 spent
- Etihad Guest Miles can be redeemed for travel tickets and ticket upgrades
- Free access to airport lounges
- Free airport transfer facility
- Movie tickets start from AED 15
- Discounts at golf clubs
- A minimum income of AED 30,000 is required
- AED 2000 is charged as an annual fee
ADIB Emirates Skywards World Elite Card
ADIB Emirates Skywards World Elite Credit Card offers high travel reward points which can be redeemed for various benefits
- Earn 50,000 Skyward miles as a welcome bonus
- Skyward miles can be redeemed for travel tickets, ticket upgrades, car rental, retail and lifestyle, etc.
- Free access to airport lounges
- Complimentary airport transfer facility
- Get free Emirates Skywards silver tier membership
- Free golf club and valet parking privileges
- A minimum income of AED 25,000 is required
- AED 4500 is charged as an annual fee
Apart from these, many other credit cards offer a welcome bonus. The credit card applicant needs to check how beneficial the welcome rewards can be for them. High travel miles for a person who travels less or not at all can be useless. Hence you must check how worthy the rewards are and proceed further accordingly.
FAQs
Q. Are there any charges levied to avail the welcome bonus?
A. No. Welcome rewards are provided as a gift on getting the credit card.
Q. Is the signup bonus provided on applying for the credit card?
A. No. Sign up bonus is provided only on getting approved and usage of the card.
Q. Will the welcome bonus have any impact on credit score?
A. No. The welcome bonus is a reward offered by the credit card company hence there is no effect on the credit report or score.
Q. Is the welcome bonus provided on supplementary cards as well?
A. Some credit card provides a welcome bonus on supplementary cards as well.
Q. Is there any validity on the welcome bonus?
A. There is a criterion to earn the welcome bonus on some credit cards like the cardholder needs to spend a certain amount using the card in a specific time to avail the welcome bonus. But once the welcome bonus is earned the validity depends on the bonus type.
Q. Can we make use of the welcome bonus and close the credit card?
A. On most credit cards, the welcome bonus is provided after spending a certain amount on the card or after the payment of annual fees. Also, applying and closing a credit card can have a bad impact on the credit score.
Q. What if we don’t meet the spending requirement for the welcome bonus?
A. The spending requirement to avail the welcome bonus is mandatory on some of the credit cards. If failed to meet the spending requirement, you may not be able to get the welcome bonus.
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