Cashback Credit Cards in UAE – What They Are, How They Work & How to Compare All Options
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Thank you for providing your details.What is a cashback credit card?
Cash-back credit cards can be either simple or more detailed in how they work, but all can help you earn rewards. Whenever you make a qualifying purchase—online or in-store—you receive a percentage of that amount back. For example, spending AED500 on a card with 1.5% cash back would earn you AED 7.50 in return.
How does cashback work on credit cards?
Cashback credit cards in the UAE let you earn back a percentage of your spending in AED, typically between 1% and 10%, depending on the spending category.
How Does It Work?
Earning Cashback: You earn more on select categories like groceries, dining, fuel, or online shopping, and less on general purchases.
Spending Requirement: Some cards require a minimum monthly spend to activate cashback benefits.
Category-Based Rates: Higher cashback is usually offered for specific types of purchases, while other spending earns a lower rate.
Redeeming Cashback: Cashback is credited in AED and can be used as a statement credit, transfer, or other options.
Limits: Most cards have monthly or annual caps (e.g., AED 600–1,000) on cashback earnings.
How to Choose Cashback Credit Cards in UAE
1. Check Your Eligibility: Make sure your income level and employment status meet the card’s requirements to avoid application rejection.
2. Compare Cashback Categories & Offers: Look for cards that reward your regular spending (e.g., groceries, fuel, dining) and offer welcome bonuses or fee waivers.
3. Understand Fees & Limits: Review annual fees, whether they can be waived, and check for monthly/annual cashback caps or minimum spend requirements.
4. Know the Redemption Process: Some cards offer automatic cashback, while others require manual redemption via app or portal. Check if cashback has an expiry date.
Compare Cashback Credit Cards in UAE – Rates, Caps, Salary, Spend Requirements & Annual fee
| Name of the card | Cashback Rate | Maximum Cashback can Earn per Month & Category wise Monthly Cap | Minimum Monthly Spend Required | Monthly Salary Required | Interest Rate | Annual Fee |
| ADIB Cashback Visa Covered Card | up to 4% | AED 1,000 total across categories: - Groceries: AED 300 - Fuel: AED 300 - Education: AED 300 - Dining: AED 200 - Utilities: AED 100 | No Minimum Spend | AED 8000 | 3.75% | 99 |
| Citi Cash Back Credit Card | up to 3% | No Monthly Cap – Earn up to your card limit: - 3% Cashback on Non-AED Spend - 2% Cashback on Grocery Spend - 1% Cashback on All Other Spend | No Minimum Spend | AED 8000 | 3.50% | AED 0 annual fee for the first year. From the second year, AED 300 applies if yearly spending is below AED 9,000. |
| CBD Super Saver Credit Card | up to 10% | Get up to 10% cashback based on your monthly spend: • Bills, Education, Supermarket & Transport – Earn 3% to 10% cashback per category • AED 3,000 – 9,999.99: 3% cashback (Max AED 75 per category, AED 300 total/month) • AED 10,000 – 19,999.99: 5% cashback (Max AED 100 per category, AED 400 total/month) • AED 20,000 & above: 10% cashback (Max AED 150 per category, AED 600 total/month) • Below AED 3,000: No cashback | AED 3000 | AED 5000 | 3.85% | Free for first year, AED 420 from second year onwards |
| CBD One Credit Card | - | Earn up to AED 135 cashback every month. Enjoy exclusive cashback at top lifestyle, entertainment & travel brands: - Eligible merchants include noon, Amazon, Airbnb, Booking.com, Uber, Careem, Talabat, Deliveroo, Netflix, Spotify, Prime Video, Starbucks, Vox Cinemas, and more - Cashback is applied based on merchant category codes (MCC) and merchant names as captured on your card statement - MCC classification is determined by Visa and may vary — the bank is not responsible for incorrect or misclassified MCCs impacting cashback eligibility | AED 5000 | AED 5000 | 3.85% | Free for life |
| DIB Consumer Cashback Platinum Card | up to 4% | AED 1,000 total across categories (monthly cap): • Supermarket & Hypermarket Purchases – AED 400 • Automobile Servicing – AED 400 • Etisalat & Du Bill Payments – AED 150 • Fuel Spends – AED 150 • Utility Bills – AED 150 • Salik and Nol Recharges – AED 50 • School Fees – AED 400 | AED 4000 | AED 15000 | 3.69% | AED 249 |
| DIB Consumer Cashback Reward Card | up to 3% | AED 1,000 total across categories (monthly cap): • Supermarket & Hypermarket Purchases – AED 300 • Automobile Servicing – AED 300 • School Fees – AED 300 • Etisalat & Du Bill Payments – AED 100 • Fuel Spends – AED 100 • Utility Bills – AED 100 • Salik & Nol Recharges – AED 25 | AED 3000 | AED 5000 | 3.69% | AED 200 |
| Emirates Islamic Switch Cashback Credit Card | up to 8% | Cashback capped category-wise (choose one plan): Lifestyle Plan: • Supermarket (Domestic) – AED 200 • Dining – AED 200 • Fuel (Domestic) – AED 100 • Education – AED 200 • Telecom, Utilities, Real Estate & Govt. Spends – No Cap • Other Spends – No Cap Travel Plan: • Airlines – AED 200 • Hotels – AED 200 • Dining – AED 200 • Telecom, Utilities, Real Estate & Govt. Spends – No Cap • Other Spends – No Cap | AED 2500 | AED 10000 | 3.69% | AED 313.95 |
| Emirates Islamic Cashback Plus Card | up to 10% | Earn up to AED 800 cashback monthly based on your total spend: • Supermarkets – Up to 10% cashback (Max AED 200) • Education – Up to 10% cashback (Max AED 200) • Dining – Up to 10% cashback (Max AED 200) • Telecom – Up to 10% cashback (Max AED 200) Spend slabs: • AED 0 – 2,999 → 0% cashback • AED 3,000 – 9,999 → 3% cashback • AED 10,000 – 17,499 → 5% cashback • AED 17,500+ → 10% cashback | AED 3000 | AED 7500 | 3.69% | AED 313.95 |
| Emirates Islamic RTA Credit Card | up to 10% | Earn cashback across multiple spend categories (monthly caps apply where specified): • RTA Transport Payments – 10% cashback (Max AED 75) • Fuel Stations – 10% cashback (Max AED 75) • International Spends – Up to 2.25% cashback (No cap) • Domestic Spends (Base Rate) – Up to 1.25% cashback (No cap) • Domestic Grocery & Supermarkets – 1% cashback (No cap) • Automobiles & Insurance – 0.19% cashback (No cap) • Education, Telecom & Real Estate – 0.13% cashback (No cap) • Quick Service Restaurants – 0.31% cashback (No cap) • EEA & UK Spends – 0.56% cashback (No cap) | AED 1000 | AED 5000 | 3.69% | NA |
| Emirates Islamic Cashback Credit Card | up to 5% | Enjoy guaranteed cashback across key spend categories: • Telecom Expenses – 5% guaranteed cashback • Electronics Purchases – 5% guaranteed cashback • All Local & International Transactions – Up to 1% guaranteed cashback (No monthly cap) | No Minimum Spend | AED 5000 | 3.69% | AED 367.5 |
| FAB Cashback Credit Card | up to 5% | Earn up to AED 1,000 monthly in cashback (as FAB Rewards): • Supermarket (incl. online) – 5% cashback (Capped at AED 150/month) • Fashion – 5% cashback (Capped at AED 150/month) • Dining – 5% cashback (Capped at AED 150/month) • All other spends (excl. select categories) – 1% cashback • Select categories (govt., utilities, telecom, etc.) – 0.15% cashback • Non-AED (foreign currency) spends – 3% cashback Cashback is credited as FAB Rewards, instantly redeemable via the FAB Mobile App. Maximum cashback cap: AED 1,000 per billing cycle across all categories | AED 3000 | AED 5000 | 3.99% | AED 300 |
| FAB SHARE Standard Credit Card | up to 7% | • Carrefour (in-store & online) – Earn up to 7% cashback in SHARE points on every spend • Mall Experiences – Earn up to 5.25% cashback in SHARE points at VOX Cinemas, Ski Dubai, Magic Planet, Dreamscape, iFLY Dubai, and Little Explorers • Mall Shopping – Earn up to 3.25% cashback in SHARE points at Mall of the Emirates and City Centres across the UAE • International, Retail & Online Spends – Earn up to 1.75% cashback in SHARE points on global, local retail, and e-commerce purchases | No Minimum Spend | AED 5000 | 3.99% | No Annual Fee |
| FAB SHARE Platinum Credit Card | up to 7% |
• Carrefour (in-store & online) – Earn 7% cashback in SHARE points • Mall Experiences – Earn 6.25% cashback in SHARE points at VOX Cinemas, Ski Dubai, Magic Planet, Dreamscape, iFLY Dubai, and Little Explorers • Mall Shopping – Earn 4.25% cashback in SHARE points at Mall of the Emirates and City Centres • International, Retail & Online Spends – Earn 2.25% cashback in SHARE points on all global, retail, and online transactions | No Minimum Spend | AED 10000 | 3.99% | AED 1000 |
| FAB SHARE Signature Credit Card | up to 8.25% |
• Carrefour (in-store & online) – Earn 7% cashback in SHARE points • Mall Experiences – Earn 8.25% cashback in SHARE points at VOX Cinemas, Ski Dubai, Magic Planet, Dreamscape, iFLY Dubai, and Little Explorers • Mall Shopping – Earn 6.25% cashback in SHARE points at Mall of the Emirates and City Centres • International, Retail & Online Spends – Earn 2.75% cashback in SHARE points on global, retail, and online purchases |
No Minimum Spend | AED 30000 | 3.99% | AED 1500 |
| BLUE FAB Platinum Credit Card by Al-Futtaim | up to 5% |
Enjoy 5% cashback on Al-Futtaim Retail, 2% on Al-Futtaim Others, 1% on other spends, and 0.15% on selected category spends. Monthly cap: AED 2,000 or 400,000 Al-Futtaim FAB Rewards | No Minimum Spend | AED 8000 | 3.99% | No Annual Fee |
| BLUE FAB Signature Credit Card by Al-Futtaim | up to 6% |
Earn 6% cashback on Al-Futtaim Retail, 3% on Al-Futtaim Others, 1% on other spends, and 0.15% on selected category spends. Monthly cap: AED 3,000 or 600,000 Al-Futtaim FAB Rewards |
No Minimum Spend | AED 15000 | 3.99% | No Annual Fee |
| BLUE FAB Infinite Credit Card by Al-Futtaim | up to 8% |
Get 8% cashback on Al-Futtaim Retail, 4% on Al-Futtaim Others, 1% on other spends, and 0.15% on selected category spends. Monthly cap: AED 4,000 or 800,000 Al-Futtaim FAB Rewards | No Minimum Spend | AED 40000 | 3.99% | No Annual Fee |
| FAB GEMS World Credit Card | up to 10% |
• GEMS School Fees – Save up to 4.25% on GEMS Education tuition payments • Other School Expenses – Get 10% cashback on bus fees, canteen, uniforms, and extracurricular activities (in FAB Rewards) • International Travel Spends – Earn 2% cashback on all overseas spending • Everyday Domestic Spends – Enjoy 1% cashback on all other local purchases | No Minimum Spend | AED 8000 | 3.99% | AED 399 annual fee. Waived if you spent AED 24,000 or more (excluding education) in the previous year. |
| FAB Travel Card | up to 12% |
Earn 12% cashback in FAB Rewards on all your flight and hotel spends. To qualify: Meet a minimum retail spend of AED 5,000 in the previous month. Cashback cap: AED 1,800 per month | AED 5000 | AED 25000 | 3.99% | AED 1500 |
| HSBC Cash+ Credit Card | 1% | Earn daily and bonus cashback with no limits: • Daily Cashback – 1% cashback on all purchases, every day (No minimum spend, no cap) • Bonus Cashback – 10% extra cashback all year when minimum spend criteria are met | No Minimum Spend | AED 30000 | 3.69% | AED 0 for the first year; AED 1,050 (incl. VAT) from second year onwards |
| HSBC Live+ Credit Card | up to 6% |
Up to 6% cashback on everyday essentials (on AED 3,000+ monthly spend): • Dining – 6% cashback (Max AED 200) • Fuel – 5% cashback (Max AED 200) • Groceries, Education & Entertainment – 2% cashback each (Max AED 200 per category) • All Other Spends – 0.5% cashback • If monthly spend is below AED 3,000 – Flat 0.5% cashback on all categories | AED 3000 | ED 5000 | 3.69% | AED 0 for the first year; AED 313.95 (incl. VAT) from second year onwards |
| Liv Cashback Card | up to 2% | • 2.0% cashback – For monthly spends of AED 10,000 and above • 1.5% cashback – For monthly spends between AED 5,000 – AED 9,999 • 0.75% cashback – For monthly spends below AED 5,000 • Earn on all spends – Cashback applies to shopping, fuel, school fees, travel and more • Low merchant categories – Earn 0.1% on government payments, utilities, and bill payments • Monthly cap – Cashback capped at AED 750 per month • Skywards Miles – Earn up to 5,000 Miles per month (convertible from rewards points) | No Minimum Spend | AED 5000 | 3.49% | Free for Life |
| Liv Cashback+ Card | up to 4% | • 4% on All Spends – Earn 4% rewards on shopping, fuel, school fees, travel – anytime, anywhere • Monthly Spends AED 15,000+ – Earn 4.0% in rewards points (convertible to Cashback or Skywards Miles) • Monthly Spends AED 7,000 – 14,999 – Earn 2.0% in rewards points • Monthly Spends AED 0 – 6,999 – Earn 1.0% in rewards points • Low Merchant Categories – Earn 0.1% on government, utilities, and bill payments • Redemption Options – Convert points to Cashback or Emirates Skywards Miles (minimum 500 points required) • Monthly Cap – Earn up to AED 1,500 in cashback or up to 10,000 Skywards Miles per month | No Minimum Spend | AED 12000 | 3.25% | AED 700 |
| Mashreq Cashback Credit Card | up to 5% | Get rewarded on your everyday and lifestyle spends: • 5% cashback on international and local dining • 1% cashback on other international spends • Up to 1% cashback on local spends • Bonus cashback on select shopping categories • 0.33% cashback on government payments, utilities, education, charity, fuel, rental & telecom Cashback applies only on transactions made within the assigned credit limit. No cashback on bill payments made via Mashreq Online or Mobile Banking App. | No Minimum Spend | AED 5000 | 3.85% | Free for Life |
| Mashreq Noon Credit Card | up to 5% | Earn up to 5% cashback across your favorite platforms: • 5% cashback on noon, noon Food, and noon Minutes • 5% cashback on noon Supermall and NowNow • 5% cashback on Sivvi and Namshi • 0.33% cashback on government payments, utilities, education, charity, fuel, rental, and telecom • 1% cashback on all other purchases Important Notes: • No cashback on bill payments made via Mashreq Mobile App or Online Banking • Cashback is applicable only on monthly spends within your assigned credit limit. | No Minimum Spend | AED 5000 | 3.85% | No Annual Fee |
| SC Journey credit card | up to 10% | Enjoy 10% cashback on UAE duty-free shopping (up to AED 100): • Book an airline ticket using your Journey Credit Card • Shop at any duty-free store across UAE airports (MCC 5309) • Get 10% cashback credited automatically to your statement (Max AED 100 per billing cycle) | No Minimum Spend | AED 30000 | 3.69% | AED 1,575 annual fee. First year fee is waived if you spend AED 10,000 within 60 days. From the second year, fee is waived with AED 150,000 yearly spend. |
| SC Simply Cash credit card | up to 2% | Earn up to 2% cashback across travel, international, and local spends: • Airline Spends – 2% cashback on direct bookings with airlines (MCC: 3000–3301 only) • International Spends – 2% cashback on all foreign currency transactions (includes travel & online purchases in non-AED currencies) • Government, Insurance, Rental & Auto Dealership Fees – 0.2% cashback (MCCs: 9399–9402, 6300, 5511, 6513, and more) • All Other Domestic Retail Spends – 1% cashback (Excluding the above-mentioned MCCs) Note: Cashback eligibility depends on Merchant Category Code (MCC) classification by Visa. Only transactions matching the correct MCC will qualify for the corresponding cashback rate. | No Minimum Spend | AED 8000 | 3.69% | AED 525 annual fee. Free for the first year. Waived in following years if yearly spend is AED 9,000 or more. |
| SC X Credit Card | up to 10% | Earn up to 10% cashback based on your total monthly spend: • Online Spends – Up to 10% cashback (Max AED 400/month) • Foreign Currency Spends – Up to 10% cashback (Max AED 400/month; includes in-store and online international purchases) • Mobile Wallet Spends – Up to 10% cashback on Apple Pay, Samsung Pay, and Google Pay transactions (Max AED 200/month) | AED 2500 | AED 8000 | 3.69% | Free for the first year, AED 525 from the second year onwards. |
| Ajman UltraCash Mastercard Touch Card | up to 10% | Earn up to 10% cashback with ULTRACASH Mastercard: • UAE Nationals – 10% cashback on Fuel (first 3 months), then 5% on selected categories • Expatriates – 5% cashback on selected categories Pick any 2 categories: • Fuel – Up to AED 400/month • Online Shopping – Up to AED 200/month • Supermarkets – Up to AED 200/month • School Fees – Up to AED 200/month All Other Spends – 1% cashback (capped to credit limit per billing cycle) | No Minimum Spend | AED 10000 | 3.68% | AED 500 for Nationals, AED 300 for Expats |
| Dubai First Cashback Credit Card | up to 5% | Earn up to 5% on everyday essentials (Max AED 1,000/month): • Supermarkets & Groceries – 5% cashback (Max AED 150 per cycle) • Fuel – 5% cashback (Max AED 150 per cycle) • Dining – 5% cashback (Max AED 150 per cycle) • Government, Utilities & Transit – 0.15% cashback (No cap) • Schools, Bookstores, Florists, Laundry & More – 0.15% cashback (No cap) • Real Estate & Insurance – 0.15% cashback (No cap) • All Other Retail Spends – 0.50% cashback (No cap) • Cash, Quasi-cash, Money Transfers & Similar – 0% cashback | No Minimum Spend | AED 5000 | 3.99% | AED 399 |
| Dubai First Low-Rate Credit Card | 1% | Earn 1% cashback on Balance Transfers from other bank credit cards: • 1% cashback on Balance Transfer amount (3-month plan only) • Max cashback: AED 200/month & AED 500/year • Offer valid only for active primary Dubai First Low-Rate Cardholders • Balance Transfer must be booked via the Dubai First Mobile App and applied for a 3-month plan | - | AED 5000 | 2.49% | No Annual Fee |
| UAB Mastercard World Credit Card | up to 10% | Family-focused cashback on everyday spends: • School Fees – Up to 10% cashback (Annual cap: AED 6,000; Monthly cap: AED 2,000) • Fashion – Up to 10% cashback (Monthly cap: AED 500) • Fuel – Up to 10% cashback (Monthly cap: AED 150) • Video Streaming (e.g., Netflix, Disney+, etc.) – 100% cashback (Monthly cap: AED 150) | AED 5000 | AED 40000 | 3.79% | AED 1,050 annual fee. Waived if yearly spend reaches AED 60,000. |
| UAB Titanium Mastercard Credit Card | up to 5% | Everyday cashback made simple: • Grocery & Supermarket – Up to 5% cashback (MCC 5411) • Fuel – Up to 5% cashback (MCC 5541 & 5542) • Video Streaming (Netflix, Disney+, etc.) – 100% cashback (MCC 4899, 5968) Monthly Cashback Cap: AED 500 per billing cycle | AED 3000 | AED 6000 | 3.79% | Free for life |
| UAB Platinum Mastercard Credit Card | up to 5% | Everyday cashback that fits your lifestyle: • Groceries & Supermarkets – Up to 5% cashback (MCC 5411) • Fuel – Up to 5% cashback (MCCs 5541, 5542 – includes CAFU) • Video Streaming Services – 100% cashback (e.g., Netflix, Disney+ via MCCs 4899, 5968) • Monthly Cashback Cap: AED 500 per billing cycle | AED 3000 | AED 10000 | 3.79% | AED 787.50 annual fee. Waived with annual spending of AED 60,000 or more. |
| The American Express® Platinum Credit Card | up to 10% | • 10% cashback on dining (dine-in, takeaway, or travel) with AED 50 monthly cap, AED 4,000 minimum spend/month • AED 75 cashback on groceries (online or in-store) with AED 1,000 minimum grocery spend/month | AED 4000 | AED 21,250 | 3.25% | AED 700 |
| The American Express® Gold Credit Card (1% Money Back) | 1% | 1% moneyback on all purchases – Earn AED 1 back for every AED 100 spent on your Moneyback Credit Card. | No Minimum Spend | - | 3.25% | AED 295 |
| Blue from American Express® | 1% | Up to 1% cashback – Earn on daily groceries, dining, and international holiday spends | No Minimum Spend | - | 3.25% | AED 250 |
How to redeem the cashback from the credit card
The following are the steps to redeem cashback on credit card
1.To Check Your Cashback: Log in to your bank’s app or online banking to see your available cashback balance.
2. Review Redemption Terms: Some cards redeem automatically; others require manual action. A minimum amount may be needed.
3. Choose How to Redeem:
- Credit back to your card
- Convert to points, vouchers, or miles
- Use the bank app, website, or call customer service
4. Wait for Processing: Cashback is usually applied within a few business days or on your next statement.
What are documents required to apply for Cashback Credit Cards in UAE
| Documents Required | Details |
| Emirates ID | Original along with a copy |
| Salary Certificate | Required for salaried applicants |
| Trade Licence | Required for self employed applicants |
| Passport | Original and a copy |
| Cheque | A security cheque as requested by bank |
| Bank statement | 3 months bank statement |
Note: Banks may ask for additional documents based on their policies and your individual profile.
What is Mandatory Eligibility to apply for cashback credit card in UAE?
The following is the eligibility criteria for cashback credit cards in the UAE:
| Requirement | Details |
| Age Requirement | Applicants should be 21 years or older |
| Residency | You must be a UAE resident with a valid residency visa. |
| Employment Type | Most banks require salaried income, though some accept self-employed applicants with proper proof. |
| Debt Burden Ratio (DBR) | Your DBR must be 50% or below, meaning no more than half of your monthly income goes toward debt. |
| Credit Score (AECB) |
Banks in the UAE evaluate your credit profile using the Al Etihad Credit Bureau score, which ranges from 300 to 900: • 751–900: Excellent – Best offers and high approval odds • 658–750: Good – Qualifies for most cashback cards • 620–657: Fair – Approval possible, but usually comes with higher interest rates • 300–619: Poor – Low chances of approval |
How to Apply for a Cashback Credit Card in the UAE via MyMoneySouq
Ready to earn cashback on your everyday spending? Here's how to apply for a cashback credit card through our platform:
1. Compare and Choose: Explore the comparison of cashback credit cards in the UAE above. Select the one that best matches your eligibility—consider factors like your monthly salary, typical spending habits, and the cashback benefits each card offers.
2. Submit Your Interest: Fill out the lead form provided on this page. It only takes a minute!
3. Get Expert Assistance: Our representative will get in touch to guide you through the process, answer any questions, and help you understand the card's features clearly.
4. Provide Required Documents: Prepare and share the necessary documents, which usually include:
Emirates ID, Passport and residency visa, Salary certificate or recent bank statements
5. Bank Review & Approval: The bank will assess your application and credit profile. Once approved, your new cashback credit card will be dispatched to your registered address.
Are Cashback Credit Cards worth it?
Cash back credit cards are worth it when you use it in the following ways:
1. Always Pay Your Balance in Full: To get the most benefit from cash back cards, avoid carrying a balance. Paying your bill in full each month ensures you don’t lose your rewards to interest charges.
2. Check for Low or Zero Annual Fee Credit Cards: A card without an annual fee lets you earn rewards without added costs. If there is a fee, it’s only worth it if your cash back significantly exceeds that amount.
3. Select a Card That Suits Your Spending Habits: Many cards give higher cash back in certain categories like groceries, dining, or fuelgas. Choosing one that matches where you typically spend helps you earn more effortlessly.
4. Simple and Accessible Redemption Options: Cash back is usually easy to use—you can often apply it as a credit on your statement, transfer it to your bank, or request a check. There are no complex systems or restrictions involved, making it straightforward to benefit.
FAQs
1. Is the cashback capped per month?
A. Many cashback credit cards in the UAE limit the amount of cashback you can earn each month, especially in high-earning categories like groceries, fuel, and dining. Some cards cap monthly cashback at a set amount (e.g., AED 1,000 overall or AED 200 per category), while others have no monthly caps, offering more flexibility for frequent or high spenders. It’s important to review each card’s terms to understand if any earning limits apply.
2. Can expats apply for cashback credit cards in UAE?
AYes, expats in the UAE can apply for cashback credit cards if they have a valid residency visa, meet the minimum salary requirements, and have a good credit history.
3. Are there cashback cards for self-employed individuals?
A.Yes, self-employed individuals in the UAE can get cashback credit cards by meeting income criteria and providing documents like a trade license.
4. Can non-residents apply for cashback credit cards in the UAE?
A.Non-residents typically cannot apply for cashback credit cards in the UAE, as banks require a valid residency visa and local credit history. Some banks may offer secured cards with a deposit, but options are limited. We suggest Non-residents should check directly with banks for available services.
5. Do Cashback Credit Cards Have Minimum Spend Requirements?
A.Yes, many cashback credit cards in the UAE come with a minimum monthly spend requirement—typically ranging between AED 3,000 to AED 5,000—to qualify for cashback rewards. To understand the specific limits and earning potential, refer to the “Maximum Cashback per Month & Category-wise Monthly Cap" column in the comparison table above.
5. Is cashback credited monthly or yearly?
A. Cashback is credited monthly in the UAE. They are credited during the end of the billing cycle or during the next month.
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