Najm Voyager

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The information provided on this website does not constitute the marketing of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Marino, San Marino, Vatican and Isle of man. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals. Find your nearest Citi branch: www.findmyciti.com/ae/. Call us at: +971 4 311 4000.

Address: Citibank UAE, P.O. Box 749, Dubai, United Arab Emirates.

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Najm Voyager Credit Cards

Interest Rate

3.25%

Minimum Salary

AED 15000

Annual Fee

AED 523

Balance Transfer

Yes

Cashback

No

interest rate

3.25%

Interest Rate

currency account

AED 15000

Minimum Salary

annual fee

AED 523

Annual Fee

Features

  • With this card you can manage your travel booking very conveniently.
  • This card is the highest earning rewards website and is quicker when it comes to processing transactions.
  • This card also helps you manage your budget as and when required.
Apply Now

Features

  • With this card you can manage your travel booking very conveniently.
  • This card is the highest earning rewards website and is quicker when it comes to processing transactions.
  • This card also helps you manage your budget as and when required.
  • You can also instant redemptions as and when required.
  • You can travel any day of the year with this card with flexibility, ease and convenience.
  • This card also helps during emergency situations when you are travelling around the world.
  • The Forex rate stands at 3%
  • You get an interest free period of up to 55 days.
    You need to make a minimum payment of 5% or AED 100, whichever is higher.
    The interest rate varies between 3.25% to 3.99%
  • You need a minimum salary of AED 15000 to avail this card.
  • You can transfer your balances to your Najm card at preferential rates for 6, 9 or 12 months.
  • The annual fee on this card is AED 523.95

Benefits

  • Enjoy 30% off on dining, travel, shopping and entertainment with more than 450 partners.
  • Get free supplementary cards with this card.
  • Choose from a wide selection of gift cards to gift your loved ones.
  • You can pay your Najm card bills, Etisalat bills and DEWA bills at a click of a button of your mouse.
  • Avail Premo online market place provided by this card.
  • Avail Takaful protection and Wallet protection with this card.
  • Avail car hire discounts with Visa on this card while travelling.
  • Buy a 2D or a 3D movie ticket at VOX with this card and earn another ticket for absolutely free.
  • Get partial and instant redemptions on your rewards with this card, and no blackout dates on your rewards.
  • Save 50% on hotels you book.
  • Avail 0% easy payment plans with this card.
  • You can create your own travel package with this card.
  • Enjoy complimentary access at more than 850 lounges at airports with loungekey.
  • Avail global emergency assistance with this bank.
  • Get 30% mid week discounts at Jebel Ali Golf Resort.
  • You can earn 3 voyager rewards for every AED 1 spent overseas with this card.
  • You can earn 3 voyager rewards for every AED 1 spent on the website of najmvoyager.
  • You can earn 2 voyager rewards for every AED 1 spent locally.
  • By spending AED 15000 in 60 days you can receive an amount of AED 750 credited into their Voyager Rewards pool.
  • Get 20,000 Voyager reward points, which you get by full payment of your annual fees. Get 22000 reward points for paying annual fee in full and and meeting the requirement of AED 10000.
Apply Now
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Interest Rate

3.25%

Minimum Salary

AED 12000

Annual Fee

AED 208

Balance Transfer

Yes

Cashback

No

interest rate

3.25%

Interest Rate

currency account

AED 12000

Minimum Salary

annual fee

AED 208

Annual Fee

Features

  • With this card you can manage your travel booking very conveniently.
  • This card is the highest earning rewards website and is quicker when it comes to processing transactions.
  • This card also helps you manage your budget as and when required.
Apply Now

Features

  • With this card you can manage your travel booking very conveniently.
  • This card is the highest earning rewards website and is quicker when it comes to processing transactions.
  • This card also helps you manage your budget as and when required.
  • You can also instant redemptions as and when required.
  • You can travel any day of the year with this card with flexibility, ease and convenience.
  • This card also helps during emergency situations when you are travelling around the world.
  • The Forex rate stands at 3%
  • You get an interest free period of up to 55 days.
    You need to make a minimum payment of 5% or AED 100, whichever is higher.
    The interest rate varies between 3.25% to 3.99%
  • You need a minimum salary of AED 12000 to avail this card.
  • You can transfer your balances to your Najm card at preferential rates for 6, 9 or 12 months.
  • The annual fee that you need to pay for this card is AED 208.95

Benefits

  • Enjoy 30% off on dining, travel, shopping and entertainment with more than 450 partners.
  • Get free supplementary cards with this card.
  • Choose from a wide selection of gift cards to gift your loved ones.
  • You can pay your Najm card bills, Etisalat bills and DEWA bills at a click of a button of your mouse.
  • Avail Premo online market place provided by this card.
  • Avail Takaful protection and Wallet protection with this card.
  • Avail car hire discounts with Visa on this card while travelling.
  • Buy a 2D or a 3D movie ticket at VOX with this card and earn another ticket for absolutely free.
  • Get partial and instant redemptions on your rewards with this card, and no blackout dates on your rewards.
  • Save 50% on hotels you book.
  • Avail 0% easy payment plans with this card.
  • You can create your own travel package with this card.
  • You can earn 2.5 voyager rewards for every AED 1 spent overseas with this card.
  • You can earn 2.5 voyager rewards for every AED 1 spent on the website of najmvoyager.
  • You can earn 1.5 voyager rewards for every AED 1 spent locally.
  • By spending AED 10000 in 60 days you can receive an amount of AED 450 credited into their Voyager Rewards pool.
  • Get 10,000 Voyager reward points, which you get by full payment of your annual fees. Get 18000 reward points for paying annual fee in full and and meeting the requirement of AED 10000.
Apply Now
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View details on bank page

Najm Voyager Credit Cards

Najm Voyager Credit cards exclusively designed for avid travelers. They provide a high range of travel benefits to the cardholders. They provide travel rewards on each and every expenditure made using Najm Voyager Card. These rewards can be redeemed for travel bookings like on flight tickets, hotels, rental cars etc.,

Najm Voyager has their exclusive portal najmvoyager.com for travel bookings. They provide high discounts on bookings made on their portal and also provides reward points on the bookings. These rewards can be redeemed on Voyager portal itself. Other than travel benefits, Najm Voyager cards provide discounts on dining, movies, and entertainment as well.

Types of Najm Credit Cards

Majid Al Futtaim Najm provides two different types of credit cards in UAE

Najm Voyager Signature Card

  • Get AED 750 as a welcome bonus
  • A minimum salary of AED 15000 is required
  • Earn 2 voyager rewards on every AED spent on local purchases using Voyager Signature Card
  • Earn 3 voyager rewards on every AED spent outside UAE and Voyager portal
  • Get up to 50% off on dining, entertainment, and travel
  • Buy 1 ticket and popcorn at Vox Cinemas and get 1 free
  • Get Emergency assistance anywhere in the world
  • Complimentary access to more than 850 airport lounges worldwide
  • Get up to 30% off at golf clubs and other privileges
  • Get multi trip travel insurance as complimentary
  • Annual fee of AED 523.95 is charged

Najm Voyager Platinum Card

  • Get AED 450 as a welcome bonus
  • A minimum salary of AED 8000 is required
  • Earn 2.5 voyager rewards on every AED spent outside UAE using Voyager Platinum Card
  • Earn 2.5 voyager rewards on every AED spent on Voyager portal using Voyager Platinum Card
  • Earn 1.5 voyager rewards on every dirham spent on local expenses using Voyager Platinum Card
  • Get 9% off on hotel bookings on Voyager portal
  • Get 50% off travel, entertainment, and dining expenses
  • Get high discounts on Dine and Fly app
  • Provides purchase protection
  • Annual fee of AED 261.45 is charged

How to redeem Najm Voyager points?

Najm Voyager rewards can be redeemed on najmvoyager.com

  • Sign in or Register on Najm portal with the registered mobile number and credit card number
  • Make your bookings
  • Redeem your existing reward points and avail exclusive discounts as well

FAQs

⭐ What is the cash withdrawal limit provided on the card?

A. 25% of the credit card limit is provided as cash withdrawal limit.

⭐ What are the annual fees on the supplementary card?

A. The supplementary cards are provided on zero annual fees.

⭐ What is the validity of the voyager rewards earned?

A. Each voyager reward earned are valid for 24 months.

⭐ Can I transfer the voyager rewards earned to another account?

A. No, voyager rewards earned are not transferable.

⭐ Are the rewards earned convertible to cash?

A. No, voyager rewards earned are not convertible to cash.

⭐ Do we get voyager rewards on the supplementary cards?

A. Yes, purchases made using the supplementary cards earn voyager rewards and these reward points are added to the primary card.

⭐ When is the welcome bonus credited to the account?

A. The welcome bonus is provided on spending AED 10000 - AED 15000 (Varies with card type) on the first 60 days after the activation of the card.

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