Last Updated on 27 February 2024

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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CBD Smiles Visa Platinum Credit Card

CBD Bank

Smiles Visa Platinum Credit Card

CBD Smiles Visa Platinum Credit Card
Interest Rate

3.85%

Minimum Salary

AED 5K

Fx Rate

2.99%

Annual Fee

AED 208.95

Balance Transfer

Yes

Cashback

No

CBD Smiles Visa Platinum Credit Card
interest rate

3.85%

Interest Rate

min salary

AED 5K

Minimum Salary

fx rate

2.99%

Fx Rate

annual fee

AED 208.95

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

No

Cashback

View details on bank page

Features

  • Get high Smiles points and welcome bonus
  • Discounts on movie tickets
  • Enjoy a Free subscription to Smiles ‘Unlimited Buy 1 Get 1’ offers
  • Get Unique Smiles and CBD deals, Etisalat bill payment
  • The interest rate of 3.85% is charged
  • Minimum salary of AED 5000 is required
  • An annual fee of AED 208.95 is charged including VAT.
  • The minimum age should be 21 years and the maximum age should be 63 years

Main Benefits

  • Get a 50% discount on 2 movie tickets per month at Novo cinemas.
  • Enjoy the benefits of a 0% Easy Payment Plan, Balance Transfer & Quick Cash at competitive prices.
  • Explore over 500 dining and lifestyle deals using the CBD Mobile app.
  • Get complimentary Insurance coverage which includes Purchase Protection and Extended Warranty.
  • Get a welcome bonus of 40,000 smile points on min. spending criteria till 31st March 2024. T&Cs apply.
  • Earn 5 Smiles per AED on spending on Etisalat Spends, Smiles App elGrocer
  • Earn Up to 2 Smiles per AED on International Spends
  • Earn Up to 1.5 Smiles per AED on Domestic Spends
  • Earn rewards and redeem them for Etisalat bill payments, Food delivery, Airline tickets, Shopping vouchers, Discount voucher, Electronics and a lot more

Frequently Asked Questions

Q. Where can we redeem Smiles earned on CBD credit cards?

A. Smiles points can be redeemed on Smiles UAE mobile app.

Q. What are the supplementary card annual fees on CBD credit cards?

A. There are no annual fees charged on CBD credit card supplementary cards.

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