Last Updated on 24 August 2020
Credit Bureau Consent, Welcome Offer & General Terms & Conditions
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Majid Al Futtaim Finance (Najm) One Cashback Credit Card
This product is discontinued by the Bank
One Cashback Credit Card
- Can convert payments to easy installments for 0% interest
- Get movie and travel benefits
- Get discounts on entertainment, lifestyle, leisure, etc.,
- A minimum salary of AED 8000 is required
- Can avail balance transfer
- Annual fees of AED 313.95 is charged
- Can save up to AED 500 per month
- Spend AED 50 at least, to get cashback
- Buy 1 ticket at Vox Cinemas and get 1 free
- Get up to 50% off on entertainment, leisure, lifestyle, etc., at more than 450+ partners of Najm
- Get up to 5 supplementary cards
- Can get 70% of the credit limit as loan
- Provides purchase protection and lifestyle protection
- Get up to 10% cashback every month
- Cashback increases with the usage of the card
Frequently Asked Questions
⭐ How do I claim the cashback earned?
A. Cashback earned is automatically credited to the account.
⭐ What are the annual fees on supplementary card?
A. Supplementary cards are provided for free on 0 annual fees.
⭐ What is the cash withdrawal limit provided on the card?
A. 25% of the credit limit can be withdrawn as cash.
⭐ Are there any fees charged on cash advance?
A. 3% of the withdrawal amount or AED 90 is charged as cash advance.
⭐ What are the interest rates charged on cash advance?
A. 3.75%(p.m) is charged as interest rate on cash advance.
⭐ What is the processing fees on balance transfer?
A. Up to 3% of the balance transferred is charged as processing fees on balance transfer.
⭐ What are the charges on lifestyle protection?
A. 0.95%(pm) of the outstanding balance is charged for lifestyle protection.
Get in touch with Majid Al Futtaim Finance (Najm) Customer Care