Majid Al Futtaim Finance (Najm) One Cashback Credit Card

ADIB Smart Account
majid-al-futtaim-finance-najm Bank

WarningMessage This product is valid by the Bank

Interest Rate

3.25%

Minimum Salary

AED 8K

Fx Rate

3.25%

Annual Fee

AED 313

Balance Transfer

Yes

Cashback

Yes

3.25%

Interest Rate

AED 8K

Minimum Salary

3.25%

Fx Rate

AED 313

Annual Fee

Yes

Balance Transfer

Yes

Cashback

Features

  • Can convert payments to easy installments for 0% interest
  • Get movie and travel benefits
  • Get discounts on entertainment, lifestyle, leisure, etc.,
  • A minimum salary of AED 8000 is required
  • Can avail balance transfer
  • Annual fees of AED 313.95 is charged

Main Benefits

  • Can save up to AED 500 per month
  • Spend AED 50 at least, to get cashback
  • Buy 1 ticket at Vox Cinemas and get 1 free
  • Get up to 50% off on entertainment, leisure, lifestyle, etc., at more than 450+ partners of Najm
  • Get up to 5 supplementary cards
  • Can get 70% of the credit limit as loan
  • Provides purchase protection and lifestyle protection
  • Get up to 10% cashback every month
  • Cashback increases with the usage of the card

Frequently Asked Questions

Q. How do I claim the cashback earned?

A. Cashback earned is automatically credited to the account.

Q. What are the annual fees on supplementary card?

A. Supplementary cards are provided for free on 0 annual fees.

Q. What is the cash withdrawal limit provided on the card?

A. 25% of the credit limit can be withdrawn as cash.

Q. Are there any fees charged on cash advance?

A. 3% of the withdrawal amount or AED 90 is charged as cash advance.

Q. What are the interest rates charged on cash advance?

A. 3.75%(p.m) is charged as interest rate on cash advance.

Q. What is the processing fees on balance transfer?

A. Up to 3% of the balance transferred is charged as processing fees on balance transfer.

Q. What are the charges on lifestyle protection?

A. 0.95%(pm) of the outstanding balance is charged for lifestyle protection.