Last Updated on 06 August 2021

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Majid Al Futtaim Finance (Najm) Platinum Cashback Card

Majid Al Futtaim Finance (Najm) Bank

WarningMessage This product is discontinued by the Bank

Platinum Cashback Card

Majid Al Futtaim Finance (Najm) Platinum Cashback Card
Interest Rate

3.25%

Minimum Salary

AED 7K

Fx Rate

3%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

Yes

Majid Al Futtaim Finance (Najm) Platinum Cashback Card
interest rate

3.25%

Interest Rate

min salary

AED 7K

Minimum Salary

fx rate

3%

Fx Rate

annual fee

AED 0

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Features

  • This card is the smartest way to save at Carrefour.
  • This card gets you more privileges at Carrefour.
  • You can get as much as AED 200 worth Carrefour vouchers every month with this card.
  • You can automatically receive your monthly digital Carrefour vouchers.
  • You get a dedicated Carrefour check out counter at all Carrefour Hypermarkets across the UAE just for Najm card holders.
  • You get an exclusive 12 months 0% EPP on Carrefour webstore purchases and up to 9 months for in-store purchases
  • The Forex rate stands at 3%
  • You get an interest free period of up to 55 days.
  • You need to make a minimum payment of 5% or AED 100, whichever is higher.
  • You need to have a minimum salary of AED 7000 to avail this card.
  • You can transfer your balances to your Najm card at preferential rates for 6, 9 or 12 months.
  • This card is 'Free for life'

Main Benefits

  • With this card you can beat the queue, with few dedicated check out counters at Carrefour centers.
  • Get travel discounts up to 50% with this card.
  • Enjoy 30% off on dining, travel, shopping and entertainment with more than 450 partners.
  • Get free supplementary cards with this card.
  • Choose from a wide selection of gift cards to gift your loved ones.
  • You can pay your Najm card bills, Etisalat bills and DEWA bills at a click of a button of your mouse.
  • Avail Premo online market place provided by this card.
  • Avail Takaful protection and Wallet protection with this card.
  • Get 2% cashback at Carrefour and 1% cashback on all your purchases.
  • You can save up to AED 200 with this card.
  • You can automatically get your cashback redeemed through Carrefour voucher redeemable at all Carrefour stores across the UAE.

Frequently Asked Questions

⭐ On what amount can I avail a cashback of AED 200?

A. You can avail a cashback of AED 200 on a minimum spend of AED 2000

⭐ Can I convert my cashback into airmiles?

A. You can't convert your cashback into airmiles.

⭐ How many free popcorns can I avail with this card?

A. You can avail three free popcorns per session, when full three priced popcorns are purchased.

⭐ How can I access travel discounts with this card?

A. You can access travel discounts by visiting the website Najm Voyager, which offers an end-to-end travel solution for flights.

⭐ What all payment options are available with this card?

A. Easy Payment Plans (EPP), Balance Transfer, Loan on Phone and Cash Advance are the options available for payments.</

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