Majid Al Futtaim Finance (Najm) Platinum Plus Cashback Card

Last Updated on 17 October 2018

ADIB Smart Account
Majid Al Futtaim Finance (Najm) Bank

WarningMessage This product is valid by the Bank

interest rate

Interest Rate

3.25%

minimum salary

Minimum Salary

AED 7K

fx rate

Fx Rate

3.25%

annual fee

Annual Fee

AED 420

balance transfer

Balance Transfer

Yes

cashback

Cashback

Yes

interest rate

3.25%

Interest Rate

min salary

AED 7K

Minimum Salary

fx rate

3.25%

Fx Rate

annual fee

AED 420

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Apply Now

View details on bank page

Features

  • This card is the smartest way to save at Carrefour.
  • This card gets you more privileges at Carrefour.
  • You can get as much as AED 500 worth Carrefour vouchers every month with this card.
  • You can automatically receive your monthly digital Carrefour vouchers.
  • You get a dedicated Carrefour check out counter at all Carrefour Hypermarkets across the UAE just for Najm card holders.
  • You get an exclusive 12 months 0% EPP on Carrefour webstore purchases and up to 9 months for in-store purchases
  • The Forex rate stands at 3.25%
  • You get an interest free period of up to 55 days.
  • You need to make a minimum payment of 5% or AED 100, whichever is higher.
  • The interest rate varies between 3.19% to 3.59%
  • You need to have a minimum salary of AED 7000 to avail this card.
  • You can transfer your balances to your Najm card at preferential rates for 6, 9 or 12 months.
  • The annual fee applicable on this card is AED 420.

Main Benefits

  • With this card you can beat the queue, with few dedicated check out counters at Carrefour centers.
  • You can enjoy 'buy one get one free' offer on movie tickets in VOX cinemas with this card.
  • Get travel discounts up to 50% with this card.
  • Enjoy 30% off on dining, travel, shopping and entertainment with more than 450 partners.
  • Get free supplementary cards with this card.
  • Choose from a wide selection of gift cards to gift your loved ones.
  • You can pay your Najm card bills, Etisalat bills and DEWA bills at a click of a button of your mouse.
  • Avail Premo online market place provided by this card.
  • Avail Takaful protection and Wallet protection with this card.
  • You get an introductory offer of 10% booster cashback at Carrefour and 5% for spends elsewhere for first 60 days.
  • You can save up to AED 500 with this card.
  • You can automatically get your cashback redeemed through Carrefour voucher redeemable at all Carrefour stores across the UAE.

Frequently Asked Questions

Q. How many supplementary cards can I avail with this card?

A. You can avail 5 free supplementary cards with this card.

Q. What are the cash advance options with this card?

A. You can avail 25% cash advance with this card.

Q. How much loan can I avail with this card?

A. You can avail a loan of 75% of your credit limit with this card.

Q. How will easy payment plan help you?

A. Easy payment plan will help you in easing your pain by making your payments in installments at 0% interest

Q. On what all perks can I avail gift cards?

A. You can avail gift cards on beauty and wellness, Birthdays, Electronics, Fashion, Food, Games and many other options.

Ask questions and share your comments

We encourage our users to have discussion on questions they might have on financial products and help other users by sharing their insights. Kindly help us in making this site useful. We don't encourage any spam posts here. This is a public forum, so we request you to be safe by not disclosing personal information such as bank account or phone numbers etc. Please follow our posting guidelines. All the comments posted under MyMoneySouq official account are not reviewed by the financial institutions.