Last Updated on 07 February 2019

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

0 People rated this page

Majid Al Futtaim Finance (Najm) Voyager Gold

Majid Al Futtaim Finance (Najm) Bank

WarningMessage This product is discontinued by the Bank

Voyager Gold

Majid Al Futtaim Finance (Najm) Voyager Gold
Interest Rate

3.25%

Minimum Salary

AED 10K

Fx Rate

3%

Annual Fee

AED 199

Balance Transfer

Yes

Cashback

No

Majid Al Futtaim Finance (Najm) Voyager Gold
interest rate

3.25%

Interest Rate

min salary

AED 10K

Minimum Salary

fx rate

3%

Fx Rate

annual fee

AED 199

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • With this card you can manage your travel booking very conveniently.
  • This card is the highest earning rewards website and is quicker when it comes to processing transactions.
  • This card also helps you manage your budget as and when required.
  • You can also instant redemptions as and when required.
  • You can travel any day of the year with this card with flexibility, ease and convenience.
  • This card also helps during emergency situations when you are travelling around the world.
  • The Forex rate stands at 3%
  • You get an interest free period of up to 55 days.
  • You need to make a minimum payment of 5% or AED 100, whichever is higher.
  • The interest rate varies between 3.19% to 3.59%
  • You need to have a minimum salary of AED 10000 to avail this card.
  • You can transfer your balances to your Najm card at preferential rates for 6, 9 or 12 months.
  • The annual fee applicable on this card is AED 208.95

Main Benefits

  • Enjoy 30% off on dining, travel, shopping and entertainment with more than 450 partners.
  • Get free supplementary cards with this card.
  • Choose from a wide selection of gift cards to gift your loved ones.
  • You can pay your Najm card bills, Etisalat bills and DEWA bills at a click of a button of your mouse.
  • Avail Premo online market place provided by this card.
  • Avail Takaful protection and Wallet protection with this card.
  • Avail car hire discounts with Visa on this card while travelling.
  • Buy a 2D or a 3D movie ticket at VOX with this card and earn another ticket for absolutely free.
  • Get partial and instant redemptions on your rewards with this card, and no blackout dates on your rewards.
  • Save 50% on hotels you book.
  • Avail 0% easy payment plans with this card.
  • You can create your own travel package with this card.
  • You can earn 2 voyager rewards for every AED 1 spent overseas with this card.
  • You can earn 2 voyager rewards for every AED 1 spent on the website of najmvoyager.
  • You can earn 1.2 voyager rewards for every AED 1 spent locally.

Frequently Asked Questions

⭐ In what all countries can I avail discounts on car hire benefits?

A. You can receive discounts with SIXT for 10% at 105 countries and 25% off with Hertz.

⭐ Is this card only meant for travel?

A. No, you can do various other purchases with this card as well. This card makes your travel experiences easy.

⭐ Will my easy payment plan earn me any rewards?

A. As of from March 1st 2018, Easy payment plan won't give you any rewards in return.

⭐ Can I make balance transfer while I am travelling?

A. Yes, you can make balance transfer at anytime of the year.

⭐ Are they any blackout dates for redemptions?

A. There are no blackout dates for redemption of your rewards.

Product of the Month

Discover Exclusive Benefits:
Explore Our Card of the Month

Easy-to-Use Credit Card