School Fee Credit Card Offers in UAE 2024

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List of credit cards which provides offers on school fees in UAE

Interest Rate

3.85%

Minimum Salary

AED 5000

Annual Fee

AED 420

Balance Transfer

Yes

Cashback

Yes

interest rate

3.85%

Interest Rate

currency account

AED 5000

Minimum Salary

annual fee

AED 420

Annual Fee

Advantages

  • 10% Cashback
  • 2 free valet parking
  • 50% OFF at VOX Cinemas

Features

  • Both UAE nationals and expats are eligible
  • Avail cashback on purchases made using the card
  • Get lifestyle benefits and complimentary lounge access.
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Features

  • Both UAE nationals and expats are eligible
  • Avail cashback on purchases made using the card
  • Get lifestyle benefits and complimentary lounge access.
  • The interest rate of 3.85% is charged
  • The minimum salary required for the month is AED 5000
  • Get free for the first year on an annual fee and from the second year onwards AED 420 including VAT.

Benefits

  • Earn 10% cashback on retail categories like bills, supermarkets, education, and transport
  • Can get 50% OFF on ticket bookings made at Vox, or Reel Cinemas
  • Enjoy the complimentary airport lounges across the world at more than 1,000 airports.
  • Enjoy complimentary valet parking across 30 locations.
  • Get Your travel Insurance with Multi-trip travel insurance with coverage of up to USD 500,000
  • Enjoy the benefits of a 0% Easy Payment Plan, Balance Transfer & Quick Cash at competitive prices.
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Interest Rate

3.49%

Minimum Salary

AED 5000

Annual Fee

AED 157.5

Balance Transfer

Yes

Cashback

Yes

interest rate

3.49%

Interest Rate

currency account

AED 5000

Minimum Salary

annual fee

AED 157.5

Annual Fee

Features

  • This card is an Islamic card.
  • This card is jointly owned by Department of Economic Development in Dubai and Dubai Islamic Bank.
  • DIB Consumer card allows you to earn cashback on for various buys.
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Features

  • This card is an Islamic card.
  • This card is jointly owned by Department of Economic Development in Dubai and Dubai Islamic Bank.
  • DIB Consumer card allows you to earn cashback on for various buys.
  • This card helps you to increase savings with various offers.
  • The forex rate stands at 2.26% for this card.
  • The repayment period is 20 days from the date of statement.
  • You need a minimum salary of AED 5000 to avail this card.
  • There is an option of balance transfer with this card.
  • AED 157.50 is charged as annual fees

Benefits

  • You can also avail credit shield (Takaful) with this card.
  • This card provides everyday happiness with cashback and many offers.
  • You can boost up your savings with the help of maximum savings potential option.
  • This card is convenient to use and is easy to earn to cashback on this card.
  • There are endless options to earn cashback from.
  • There is no minimum spend requirement for this card.
  • You can avail cashback of 3% on supermarket purchases and Hypermarket purchases.
  • Get cashback of 3% on School fees and fuel spending.
  • This card also allows you to earn cashbacks for Du bill payments and Etisalat bill payments and many more services.
  • You can avail 50% cashback on movie tickets.
  • The maximum cashback you can earn per billing cycle is AED 1000.
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Interest Rate

3.49%

Minimum Salary

AED 15000

Annual Fee

AED 199

Balance Transfer

Yes

Cashback

Yes

interest rate

3.49%

Interest Rate

currency account

AED 15000

Minimum Salary

annual fee

AED 199

Annual Fee

Features

  • This card is an Islamic card.
  • This card is jointly owned by Department of Economic Development in Dubai and Dubai Islamic Bank.
  • This card is specifically designed for customers.
Apply Now

Features

  • This card is an Islamic card.
  • This card is jointly owned by Department of Economic Development in Dubai and Dubai Islamic Bank.
  • This card is specifically designed for customers.
  • This card allows you to earn cash backs on for various buys.
  • This card helps you to increase savings with various offers.
  • The forex rate stands at 2.26% for this card.
  • The repayment period is 20 days from the date of statement.
  • You need a minimum salary of AED 15000 to avail this card.
  • There is an option of balance transfer with this card.
  • AED 199 is charged as an annual fee on the card

Benefits

  • You can also avail credit shield (Takaful) with DIB Consumer Credit card.
  • This card provides everyday happiness with cash backs and many offers.
  • You can boost up your savings with the help of maximum savings potential option.
  • This card is convenient to use and is easy to earn to cashback on this card.
  • There are endless options to earn cashback from DIB Consumer Card.
  • There is no minimum spend requirement for this card.
  • You can avail of cashback of 4% on supermarket purchases and Hypermarket purchases.
  • You can avail of cashback of 4% on Utility bills and Salik & Nol recharges.
  • Get 4% cashback on school fees & fuel spends
  • This card also allows you to earn 4 % cashbacks for Du bill payments and Etisalat bill payments and many more services.
  • The maximum cashback you can earn per billing cycle is AED 1000.
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Interest Rate

3.69%

Minimum Salary

AED 7500

Annual Fee

AED 313.95

Balance Transfer

Yes

Cashback

Yes

interest rate

3.69%

Interest Rate

currency account

AED 7500

Minimum Salary

annual fee

AED 313.95

Annual Fee

Advantages

  • 10% cash back on supermarket spend
  • 10% cash back on School, College & University fees.
  • 10% cash back on dining and also telecom payments

Features

  • High travel benefits
  • Can avail Easy Installment Plan option
  • Dedicated customer service
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Features

  • High travel benefits
  • Can avail Easy Installment Plan option
  • Dedicated customer service
  • Get golf club access

Benefits

  • Get up to 10% cashback on every purchase like at supermarkets, tuition fees, dining, and telecom bill payments
  • Get free access to airport lounges worldwide
  • Free travel and medical insurance are provided
  • Get additional discounts on shopping, dining, and travel
  • No annual fees for the first year
  • Up to 2 “Buy 1 Get 1” complimentary movie tickets each month, any day of the week.
  • Spend a minimum of AED 3000 for a calendar month and enjoy up to 2 complimentary Marhaba Meet & Greet services per year. T&C apply.
  • Get a 15% discount on Emaar Entertainment Attractions.
  • Get complimentary access to Dubai Ladies Club and Sharjah Ladies Club.
  • Get 1 Free Valet parking in a month at selected locations in UAE.
  • Get 2 complimentary rounds of golf per month.
  • Earn cashback on every purchase
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Interest Rate

3.5%

Minimum Salary

AED 5000

Annual Fee

AED 0

Balance Transfer

Yes

interest rate

3.5%

Interest Rate

currency account

AED 5000

Minimum Salary

annual fee

AED 0

Annual Fee

Features

  • Provides discounts on paying school fees using GEMS Mastercard
  • Get lifestyle, travel, dining benefits in UAE
  • Can avail only if the kids are studying at GEMS school
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Features

  • Provides discounts on paying school fees using GEMS Mastercard
  • Get lifestyle, travel, dining benefits in UAE
  • Can avail only if the kids are studying at GEMS school
  • The interest of cash advance will be charged at 3.5% per month until 23 January 2023 & from 24th January 2023 onwards 3.99% per month will be charged.
    The interest on Retail purchases will be charged at 3.75% per month until 23 January 2023 & from 24th January 2023 onwards 3.85% per month will be charged.
  • Minimum salary of AED 5000 is required
  • No annual fees

Benefits

  • Save up to 4.25% off on GEMS school fees paid using GEMS MasterCard Credit Card
  • Can pay GEMS school fees on 0% EPP
  • Visit any Fitness First club in UAE and pay only AED 30 on each visit(4 visits per month)
  • Can get movies tickets for AED 20(Weekends) and AED 15(Weekdays) at Cine Royal, Oscar Cinemas, and Reel Cinemas
  • Get complimentary airport lounge access
  • Get free Meet and Greet services at the airports
  • Get Airport transfer facilities for free on your next travel
  • Exclusive discounts at most popular venues in UAE like Ski Dubai, Magic Planet, Dreamland AquaPark etc.,
  • Provides education protection cover for the child
  • Free travel accident insurance cover
  • Get FAB stars on every usage of the card
  • Earn 2.5 FAB Stars on every dirham spent on local or international purchases
  • Get a 25% discount on a Filo subscription. T&Cs Apply.
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Interest Rate

3.69%

Minimum Salary

AED 10000

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

Yes

interest rate

3.69%

Interest Rate

currency account

AED 10000

Minimum Salary

annual fee

AED 0

Annual Fee

Advantages

  • No annual fees
  • Up to 10% cashback
  • Buy1 - Get free offer at VOX Cinemas

Overview

  • Can get 10% cashback on fuel, 3% on expenses at supermarkets and 1% on all other expenses
  • No annual fees in the first year. From year 2, annual fees will be charged if the minimum spending is not met
  • No minimum spend is required to earn cashback
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Overview

  • Can get 10% cashback on fuel, 3% on expenses at supermarkets and 1% on all other expenses
  • No annual fees in the first year. From year 2, annual fees will be charged if the minimum spending is not met
  • No minimum spend is required to earn cashback
  • Can avail Buy 1 - Get 1 Offer on movie tickets at VOX Cinemas
  • Can get discounts on dining at selected restaurants
  • Can get 4 careem rides per month on 15% OFF
  • Can get access to golf clubs
  • High discounts on shopping, entertainment and leisure is provided
  • Can get purchase protection on the purchases made
  • No interest rate charged on balance transfer for the first 24 months
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Interest Rate

3.5%

Minimum Salary

AED 5000

Annual Fee

AED 315

Cashback

Yes

interest rate

3.5%

Interest Rate

currency account

AED 5000

Minimum Salary

annual fee

AED 315

Annual Fee

Advantages

  • 5% cashback on supermarket, utilities, fuel
  • AED 300 cashback as welcome bonus
  • Movie tickets at AED 15

Features

  • High cashback on expenses made at supermarket, utility bills, fuel
  • Bonus cashback is provided as welcome rewards
  • Get a discount on movie tickets at Cine Royal, Reel cinemas, and Oscar Cinemas
Apply Now

Features

  • High cashback on expenses made at supermarket, utility bills, fuel
  • Bonus cashback is provided as welcome rewards
  • Get a discount on movie tickets at Cine Royal, Reel cinemas, and Oscar Cinemas
  • Discounts on Careem rides
  • Avail Buy 1 - Get 1 free offer through Mastercard
  • Get credit shield plus and wallet shield on the card
  • High travel benefits like airport lounge access, discounts at Avis, luxury service apartments at discounted price
  • 3.50% is charged as interest on retail purchases
  • A minimum salary of AED 5000 is needed
  • Annual fees of AED 315 is charged

Benefits

  • 5% cashback on spendings made at supermarket both offline and online
  • 5% cashback on fuel expenses
  • 5% cashback on utility bills
  • AED 300 cashback is provided as a welcome bonus on making a transaction in the first 30 days after receiving the card. The cashback is provided in the form of 75,000 FAB rewards
  • On non-AED transactions, 2% cashback is provided
  • 10% cashback is provided on shopping at shopsmart.ae
  • Get movie tickets at Reel cinemas, Oscar Cinemas and Cine Royal for AED 15 on weekdays and AED 20 during weekends. A monthly spend of minimum AED 3000 is required to avail this.
  • Get 20% discount on food and beverages at movies
  • 20% off on careem ride bookings
  • Buy 1 - Get 1 free offer at a wide range of stores through Mastercard app
  • Free access to 10 airport lounges at UAE, Jordan, Egypt, Kuwait and KSA
  • Exclusive discounts on bookings made at Avis
  • 15% off at selected luxury service apartments
Apply Now
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Minimum Salary

AED 10000

Annual Fee

AED 500

Cashback

Yes

currency account

AED 10000

Minimum Salary

annual fee

AED 500

Annual Fee

Features

  • Provides high cashback on your favorite spending categories.
  • This card is offering a welcome bonus.
  • World’s first Mastercard touch card for visually challenged people.
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Features

  • Provides high cashback on your favorite spending categories.
  • This card is offering a welcome bonus.
  • World’s first Mastercard touch card for visually challenged people.
  • The minimum monthly income required is AED 10,000.
  • Free valet parking.
  • Cash advance up to 90% of the credit limit
  • You can redeem cashback through Ajman Bank mobile app.
  • Secured and Seamless experience through mobile app
  • 3.5% Processing Fee on Foreign Currency Transactions.
  • A minimum salary of AED 10,000 is needed.

Benefits

  • Get a welcome bonus of AED 500 for UAE nationals and AED 300 for Expats.
  • Get up to 30% off on a cleartrip by using the promo code MASTERCARD at cleartrip.com/mastercard.
  • Get up to 10% cashback on booking.com. Visit booking.com/mastercardmea.
  • Enjoy unlimited complimentary access to over 25 regional and international lounges under Lounge key, Marhaba, and other lounges outside UAE.
  • Get 10% discount with Rentalcars.com.
  • Enjoy 15% discount at IHG Hotels and Resorts on payment done with ULTRA CASH Credit Card.
  • Get 20% off on your next car rental with Avis booked with an UltraCash card.
Apply Now
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School fees offers

About 72% of the UAE residents are using Credit cards for credit card offers, regular shopping and bill payments which are around 6 million of the UAE population are the regular credit card users. There are nearly 5 million credit cards in circulation. Credit cards are so widely used because of the various offers provided for them, right from the cashback offers on every single usage of the card to the shopping rewards, air miles, skywards benefits, the movie offers and even school fees offers in UAE.

School fees in UAE are definitely a big burden to the majority of the families. Most of the Schools in UAE charge a hefty amount of fee for education, still, parents want to provide the best education to their kids. There are many financial organizations and banks which are being a helping hand by providing offers on school fees payments made using their respective credit cards.

First Abu Dhabi Bank(FAB)

FAB provides different credit cards offering cashback on education & school fees - Gems Titanium Credit Card, and FAB Cashback Credit Card.

FAB Cashback Credit Card:

With the FAB Cashback Credit Card, you get 3% cashback on school fees up to AED 200 per month maximum or you will get an equivalent  10 FAB Rewards for 1 AED spent.

Also, please go through the various offers attached to the card.

  • Get up to 5% cashback on supermarket & grocery purchases
  • Get up to 3% cashback on dining spent.
  • Get up to 1.5% cashback on All non-AED spending.
  • Get every month get 2 movie tickets for AED 20 at Reel Cinemas

Eligibility and charges:

  • Minimum salary: AED 5000
  • Interest rates: 3.85%
  • Annual fees: AED 315 (for the first-year annual fee is the reversal if we spent spending criteria)


FAB GEMS Titanium Credit Card:

FAB provides a specific card Gems Titanium Credit Card meant for school fees payments with various offers attached to the card.

  • Get up to 4.25% off on Gems school fees using Gems Titanium Card
  • Get a 25% discount on a Filo subscription
  • Education protection insurance is provided up to AED 500,000 per child 
  • Get every month get 2 movie tickets for AED 20 at Reel Cinemas 
  • Access to 10+ airport lounges in the Middle East


Please check the tuition fee scheme for 2024 -2025 

Eligibility and charges:

  • Minimum salary: AED 5000
  • Interest rates: 3.85%
  • Annual fees: 418.5 AED

Commercial Bank of Dubai (CBD)

Commercial Bank of Dubai (CBD) offers the School fee on its credit cards. Among them, the CBD Super Saver Credit Card is the best card to offer 10% cashback on education including school, college, and university fees.

Also get 10% cashback on other categories Utility & Govt payments, fuel & transportation, supermarket & online purchases.

Get complimentary airport lounge access, and valet parking.  

Eligibility and Charges:

  • Minimum salary: AED 5,000
  • Annual fees: No annual fee for the first year. 
  • Interest rate:3.85%

HSBC

With HSBC Cashback Credit Card, you can get up to 2% cashback on all Education Spends & a maximum cashback cap of up to AED 200 per statement cycle.

Other benefits of the card are:

  • Can get up to 5% cashback on fuel spent
  • Can get up to 2% cash back on grocery spent
  • 12 complimentary airport lounge access 

Eligibility and Charges:

  • Minimum salary: AED 10,000
  • Annual fees: AED 0 (for the first year) 
  • Interest rate:3.25%

Emirates NBD

With Emirates NBD Duo Credit Cards, you can earn 5% rewards on education spent.

Also can earn 5% rewards Plus Points on fuel, grocery, electronics, and utilities payments.

Eligibility and Charges:

  • Minimum salary required: AED 12,000
  • Annual fees: No annual fee
  • Interest rate:3.49%

Emirates Islamic

Emirates Islamic bank provides school & education fee offers on its credit cards. CashBack Plus Card and Switch Cashback Credit Card are the best cards.

Emirates Islamic CashBack Plus Card: 

Emirates Islamic CashBack Plus Card offers up to 10% cashback on school & university fees. The cards offer 10% cash back on other categories including dining, telecom & supermarkets.

  • Get free airport lounge access.
  • Get 1 free valet parking per month
  • Get 2 free golf rounds per month  
  • Get up to buy 1 get 1 movie ticket at REEL Cinemas per month

Eligibility and Charges:

  • Minimum salary: AED 7500
  • Annual fees: No annual fee for the first year. 
  • Interest rate:3.69%


Emirates Islamic Switch Cashback Credit Card:

With the Switch Cashback Credit Card, you can get up to 4% cashback on education payments & a maximum cashback cap of up to AED 200 per statement cycle.

The other benefits of the card are:

  • Can get up to 4% cash back on categories including Supermarket, Dining, Fuel, Airlines, Hotels purchases.
  • Can get up to 1% cash back on all other spent.
  • Get free airport lounge access.
  • Get 1 free valet parking per month
  • Get 2 free golf rounds per month  
  • Get up to buy 1 get 1 movie ticket at REEL Cinemas per month

Eligibility and Charges:

  • Annual fees: AED 313.95
  • Interest rate:3.69%

Dubai Islamic Bank (DIB)

DIB bank provides different credit cards offering cashback on education & school fees - Consumer Cashback Platinum Card, and Consumer Cashback Reward Card. 

DIB Consumer Cashback Platinum Card:

With the DIB Consumer Cashback Platinum Card, you can get up to 4% cashback on school fee payments & a maximum cashback cap of up to AED 400 per statement cycle per month.

Also, can get up to 4% cash back on other categories including Salik & Nol recharges, fuel, supermarket, automobile, utility & Etisalat & Du Bill Payments.

Eligibility and Charges:

  • Minimum salary required: AED 15,000
  • Annual fees: AED 199
  • Interest rate:3.69%


DIB Consumer Cashback Reward Card:

With the Consumer Cashback Reward Card, you can get up to 3% cashback on school fee payments & a maximum cashback cap of up to AED 300 per statement cycle per month.

Also, can get up to 3% cash back on other categories including Salik & Nol recharges, fuel, supermarket, automobile, utility & Etisalat & Du Bill Payments.

Eligibility and Charges:

  • Minimum salary required: AED 5,000
  • Annual fees: AED 150
  • Interest rate:3.69%

Ajman Bank

With Ajman ULTRACASH Mastercard Touch Card, can get up to 5% cashback on school fees & a maximum cashback cap of up to AED 200 per statement cycle per month.

Eligibility and Charges:

  • Minimum salary required: AED 5,000
  • Annual fees: AED 150
  • Interest rate:3.69%

FAQs

1.Can we pay school fees with a Credit card?

A. School fees are a big burden and the credit card companies offer discounts, privileges when you pay school fees using the credit card.

2. What are the offers on school fee payment using credit card?

A.There are various offers on school fee payment using a credit card and these offers are different from credit card issuing company to company. The general offers are as follows.
You get cash back offers and rewards when you pay school fees using a credit card. Get the benefit of redeeming loyalty points and avail additional discounts.
Use accrued loyalty points to pay the school fees
Get 0% interest rates on converting school fees paid through the credit card. You can choose the repayment tenure from 12 months to 24 months.

3. What factors do you have to consider when selecting credit cards for school fees?

A.If you want to select a credit card for school fee offers then consider the annual fees, minimum salary requirements, finance charges and other maintenance charges. Look out for the best offers, rewards, discounts when considering the credit card.

4. Are discounts only available on school fees?

A.Credit card companies not only offer discounts on school fees but you also get cashback rewards and benefits when you are buying textbooks, study materials, school dress and stationary using the credit card.

5. Can we convert school fee payment into installment payment?

A.Yes, you can convert your child's school fee payment into a 0% Interest Payment Plan for up to 12 months by using the prominent credit cards.

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