School Fee Credit Card Offers in UAE 2026

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List of credit cards which provides offers on school fees in UAE

Interest Rate

3.85%

Minimum Salary

AED 5000

Annual Fee

AED 420

Balance Transfer

Yes

Cashback

Yes

interest rate

3.85%

Interest Rate

currency account

AED 5000

Minimum Salary

annual fee

AED 420

Annual Fee

Advantages

  • 10% Cashback
  • Airport Lounge Access
  • Balance Transfer

Features

  • Both UAE nationals and expats are eligible
  • Avail cashback on purchases made using the card
  • Get lifestyle benefits and complimentary lounge access.
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Features

  • Both UAE nationals and expats are eligible
  • Avail cashback on purchases made using the card
  • Get lifestyle benefits and complimentary lounge access.
  • The interest rate of 3.85% is charged
  • The minimum salary required for the month is AED 5000
  • Get free for the first year on an annual fee and from the second year onwards AED 420 including VAT.

Benefits

  • Save super big with up to 10% cashback on bills, education, supermarkets, and fuel – up to AED 600 per month.
  • Enjoy annual cashback savings worth up to AED 7,200.
  • Unlock 2-for-1 offers with the Xperience App powered by ENTERTAINER.
  • Get your travel insurance with multi-trip coverage of up to USD 500,000 for you and your family.
  • Shop stress-free with Purchase Protection against theft or damage.
  • Extend peace of mind with Extended Warranty, doubling your manufacturer’s coverage by up to one year.
  • Stay secure with Credit Shield protection on your outstanding balance.
  • Enjoy 8 complimentary airport lounge visits globally through the Visa Airport Companion App.
  • Get 20% discount at KidZania®, Dubai Aquarium, The Storm Coaster, Dubai Ice Rink, and more Emaar attractions.
  • Earn bonus Play DXB credits when you purchase credits with your CBD Card.
  • Enjoy the benefits of a 0% Easy Payment Plan, Balance Transfer, and Quick Cash at competitive rates.
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Interest Rate

3.49%

Minimum Salary

AED 5000

Annual Fee

AED 157.5

Balance Transfer

Yes

Cashback

Yes

interest rate

3.49%

Interest Rate

currency account

AED 5000

Minimum Salary

annual fee

AED 157.5

Annual Fee

Features

  • This card is an Islamic card.
  • This card is jointly owned by Department of Economic Development in Dubai and Dubai Islamic Bank.
  • DIB Consumer card allows you to earn cashback on for various buys.
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Features

  • This card is an Islamic card.
  • This card is jointly owned by Department of Economic Development in Dubai and Dubai Islamic Bank.
  • DIB Consumer card allows you to earn cashback on for various buys.
  • This card helps you to increase savings with various offers.
  • The forex rate stands at 2.26% for this card.
  • The repayment period is 20 days from the date of statement.
  • You need a minimum salary of AED 5000 to avail this card.
  • There is an option of balance transfer with this card.
  • AED 157.50 is charged as annual fees

Benefits

  • You can also avail credit shield (Takaful) with this card.
  • This card provides everyday happiness with cashback and many offers.
  • You can boost up your savings with the help of maximum savings potential option.
  • This card is convenient to use and is easy to earn to cashback on this card.
  • There are endless options to earn cashback from.
  • There is no minimum spend requirement for this card.
  • You can avail cashback of 3% on supermarket purchases and Hypermarket purchases.
  • Get cashback of 3% on School fees and fuel spending.
  • This card also allows you to earn cashbacks for Du bill payments and Etisalat bill payments and many more services.
  • You can avail 50% cashback on movie tickets.
  • The maximum cashback you can earn per billing cycle is AED 1000.
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Interest Rate

3.49%

Minimum Salary

AED 15000

Annual Fee

AED 199

Balance Transfer

Yes

Cashback

Yes

interest rate

3.49%

Interest Rate

currency account

AED 15000

Minimum Salary

annual fee

AED 199

Annual Fee

Features

  • This card is an Islamic card.
  • This card is jointly owned by Department of Economic Development in Dubai and Dubai Islamic Bank.
  • This card is specifically designed for customers.
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Features

  • This card is an Islamic card.
  • This card is jointly owned by Department of Economic Development in Dubai and Dubai Islamic Bank.
  • This card is specifically designed for customers.
  • This card allows you to earn cash backs on for various buys.
  • This card helps you to increase savings with various offers.
  • The forex rate stands at 2.26% for this card.
  • The repayment period is 20 days from the date of statement.
  • You need a minimum salary of AED 15000 to avail this card.
  • There is an option of balance transfer with this card.
  • AED 199 is charged as an annual fee on the card

Benefits

  • You can also avail credit shield (Takaful) with DIB Consumer Credit card.
  • This card provides everyday happiness with cash backs and many offers.
  • You can boost up your savings with the help of maximum savings potential option.
  • This card is convenient to use and is easy to earn to cashback on this card.
  • There are endless options to earn cashback from DIB Consumer Card.
  • There is no minimum spend requirement for this card.
  • You can avail of cashback of 4% on supermarket purchases and Hypermarket purchases.
  • You can avail of cashback of 4% on Utility bills and Salik & Nol recharges.
  • Get 4% cashback on school fees & fuel spends
  • This card also allows you to earn 4 % cashbacks for Du bill payments and Etisalat bill payments and many more services.
  • The maximum cashback you can earn per billing cycle is AED 1000.
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Interest Rate

3.69%

Minimum Salary

AED 7500

Annual Fee

AED 313.95

Balance Transfer

Yes

Cashback

Yes

interest rate

3.69%

Interest Rate

currency account

AED 7500

Minimum Salary

annual fee

AED 313.95

Annual Fee

Advantages

  • 10% cash back on supermarket spend
  • 10% cash back on School, College & University fees.
  • 10% cash back on dining and also telecom payments

Features

  • High travel benefits
  • Can avail Easy Installment Plan option
  • Dedicated customer service
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Features

  • High travel benefits
  • Can avail Easy Installment Plan option
  • Dedicated customer service
  • Get golf club access

Benefits

  • Get up to 10% cashback on every purchase like at supermarkets, tuition fees, dining, and telecom bill payments
  • Get free access to airport lounges worldwide
  • Free travel and medical insurance are provided
  • Get additional discounts on shopping, dining, and travel
  • No annual fees for the first year
  • Up to 2 “Buy 1 Get 1” complimentary movie tickets each month, any day of the week.
  • Spend a minimum of AED 3000 for a calendar month and enjoy up to 2 complimentary Marhaba Meet & Greet services per year. T&C apply.
  • Get a 15% discount on Emaar Entertainment Attractions.
  • Get complimentary access to Dubai Ladies Club and Sharjah Ladies Club.
  • Get 1 Free Valet parking in a month at selected locations in UAE.
  • Get 2 complimentary rounds of golf per month.
  • Earn cashback on every purchase
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Interest Rate

3.99%

Minimum Salary

AED 8000

Annual Fee

AED 399

Balance Transfer

Yes

Cashback

Yes

interest rate

3.99%

Interest Rate

currency account

AED 8000

Minimum Salary

annual fee

AED 399

Annual Fee

Advantages

  • School Fee offer
  • Cashback
  • Movie Offers

Features

  • Save up to 3% on GEMS school fees when paying annual tuition fees with the FAB GEMS World Credit Card.
  • Earn 10% cashback on school-related expenses such as bus fees, canteen purchases, uniforms, and extracurricular activities.
  • Convert eligible GEMS school fee payments into a 0% Easy Payment Plan (EPP) for up to 12 months with no processing fee.
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Features

  • Save up to 3% on GEMS school fees when paying annual tuition fees with the FAB GEMS World Credit Card.
  • Earn 10% cashback on school-related expenses such as bus fees, canteen purchases, uniforms, and extracurricular activities.
  • Convert eligible GEMS school fee payments into a 0% Easy Payment Plan (EPP) for up to 12 months with no processing fee.
  • Get Education Protection Cover of up to AED 500,000 per child.
  • Enjoy two cinema tickets per month for AED 20 each at Reel Cinemas, Cine Royal, and Star Cinemas.
  • Receive 40% off deluxe cinema tickets at Cinepolis.
  • Get up to 8 complimentary airport lounge visits per year for yourself and one guest at more than 1,000 lounges worldwide.
  • Enjoy 20% discount at selected Emaar attractions.
  • Get 30% off general admission tickets at IMG Worlds.
  • Earn 2% cashback on international spending and 1% cashback on domestic spending.
  • Cash advance interest rate is 3.99% per month.
    Retail purchase interest rate is 3.99% per month.
  • Minimum salary requirement is AED 8,000 per month.
  • Annual fee is AED 399.
    Annual fee is waived when you spend AED 24,000 or more annually on non-educational transactions.

Benefits

  • You can save up to 3% on GEMS annual school fees when paying with the FAB GEMS World Credit Card.
  • You can earn 10% cashback on school-related expenses including bus fees, canteen purchases, uniforms, and extracurricular activities.
  • You can convert eligible school fee payments into a 0% Easy Payment Plan for up to 12 months without any processing fee.
  • You can protect your child's education with Education Protection Cover of up to AED 500,000.
  • You can enjoy discounted movie tickets every month and save 40% on deluxe cinema tickets at Cinepolis.
  • Travelling becomes more comfortable with up to 8 complimentary airport lounge visits annually for you and a guest.
  • You can enjoy family entertainment with discounts at Emaar attractions and IMG Worlds.
  • You can earn cashback on everyday spending with 1% cashback on domestic transactions and 2% cashback on international transactions.
  • You can get the annual fee waived by spending AED 24,000 or more annually on non-educational purchases.
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Minimum Salary

AED 10000

Annual Fee

AED 500

Cashback

Yes

currency account

AED 10000

Minimum Salary

annual fee

AED 500

Annual Fee

Features

  • Provides high cashback on your favorite spending categories.
  • This card is offering a welcome bonus.
  • World’s first Mastercard touch card for visually challenged people.
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Features

  • Provides high cashback on your favorite spending categories.
  • This card is offering a welcome bonus.
  • World’s first Mastercard touch card for visually challenged people.
  • The minimum monthly income required is AED 10,000.
  • Free valet parking.
  • Cash advance up to 90% of the credit limit
  • You can redeem cashback through Ajman Bank mobile app.
  • Secured and Seamless experience through mobile app
  • 3.5% Processing Fee on Foreign Currency Transactions.
  • A minimum salary of AED 10,000 is needed.

Benefits

  • Get a welcome bonus of AED 500 for UAE nationals and AED 300 for Expats.
  • Get up to 30% off on a cleartrip by using the promo code MASTERCARD at cleartrip.com/mastercard.
  • Get up to 10% cashback on booking.com. Visit booking.com/mastercardmea.
  • Enjoy unlimited complimentary access to over 25 regional and international lounges under Lounge key, Marhaba, and other lounges outside UAE.
  • Get 10% discount with Rentalcars.com.
  • Enjoy 15% discount at IHG Hotels and Resorts on payment done with ULTRA CASH Credit Card.
  • Get 20% off on your next car rental with Avis booked with an UltraCash card.
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Interest Rate

3.69%

Minimum Salary

AED 10000

Annual Fee

AED 313.95

Cashback

Yes

interest rate

3.69%

Interest Rate

currency account

AED 10000

Minimum Salary

annual fee

AED 313.95

Annual Fee

Advantages

  • 8% Cashback on all spent Airport Lounge Access Valet Parking

Features

  • Get cash back up to 8 percent on all your purchases
  • Enjoy cash back rewards with no annual membership fees
  • Get free access to Airport Lounges across the world
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Features

  • Get cash back up to 8 percent on all your purchases
  • Enjoy cash back rewards with no annual membership fees
  • Get free access to Airport Lounges across the world
  • You can avail the option of cash on call facility
  • Get free access to airport lounge
  • Safeguard your transactions with purchase protection
  • Get the benefit of Multi Trip Travel Insurance
  • Get free access to Dubai Ladies Club
  • Enjoy 20% off on Emaar Entertainment Attractions
  • You get free valet parking facility using this card
  • Enjoy Meet and Greet Bronze Service

Benefits

  • Switch cashback credit card provides you with lifestyle and travel benefits
  • Get complimentary access to more than 1000 airport lounges across the world
  • Get complimentary two rounds of Golf access per month
  • Cashback that you earn will be accrued for billed transactions in a month which is subject to a minimum spending amount of AED 2,500. Cash back is valid for 24 months.
  • No Annual fee in the first year. Annual fee waiver is provided on Minimum spend of AED 30,000 with certain terms and conditions applicable to it.
  • Buy 1 and get 1 offer. You can enjoy up to 2 complimentary movie tickets every month on any day of the week in Reel Cinemas or Vox. Minimum purchase for the month should be AED 5,000 to get this offer.
  • Get the Benefit of Purchase protection with additional peace of mind and this is every time you are making a purchase. Your card is protected against theft and damages and you can focus on getting a purchase.
  • You and your supplementary cardholders can enjoy unlimited access at airport lounges and you just need to show the card at the lounge and start enjoying the benefits.
  • Enjoy free Golf rounds per month at Jebel Ali Golf, Arabian Ranches Golf Club, Abu Dhabi Golf Club/The Trump International Golf Club and this is available on weekdays or Weekends. A monthly minimum spending amount of AED 5,000 should be done to avail this offer. If the spending criteria is not met then or no show at club or you exceeded the golf rounds then your card will be billed as per the standards along with green fees.
  • You can enjoy 20% discount on Emaar Entertainment attractions
  • You can enjoy unsurpassed value at more than 900 intriguing & pride properties across the world with this card. It includes the best world famous hotels & resorts.
  • Save your time and expenses with a Switch Cash back Credit Card where you can organize medical insurance and travel while you travel. You will be covered for travel accidents and travel insurance on trips up to a period of 90 days.
  • You can do shopping with a 0 percent easy payment plan. Make an Easy Payment Plan for 3, 6, 9 or 12 months when you are making purchases at outlets for Sharaf DG and Carrefour.
  • You get 1 free valet parking service per month at the selected locations in the UAE. Show your Emirates Islamic Switch Cashback Credit Card at the Valet parking desk. A minimum spend of AED 3,000 is required to avail the offer. If spending criteria is not met or if it exceeds the maximum free services then your card will be charged as per the standard services.
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Interest Rate

3.75%

Annual Fee

AED 99

Cashback

Yes

interest rate

3.75%

Interest Rate

annual fee

AED 99

Annual Fee

Advantages

  • 4% Cashback
  • Roadside Assistance

Features

  • Earn 4 percent cash back on daily spending categories
  • Cashback of 4 percent when you spend on supermarket & Groceries with monthly limit of AED 300
  • Cashback of 4 percent on fuel & Automobiles with monthly limit of AED 300
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Features

  • Earn 4 percent cash back on daily spending categories
  • Cashback of 4 percent when you spend on supermarket & Groceries with monthly limit of AED 300
  • Cashback of 4 percent on fuel & Automobiles with monthly limit of AED 300
  • Cashback of 4% on school fees and other educational expenses with monthly limit of AED 300
  • Enjoy 4% on dining and restaurants with maximum benefit of AED 200 per month
  • Get 4% cashback benefits on Utility payments with AED 100 per month
  • Get Roadside assistance for once a year

Benefits

  • You can withdraw 100 percent of finance limit in the form of cash
  • The maximum amount of monthly cashback cap is AED 1,000 per month
  • Get free grace period for maximum of 55 days for repaying outstanding balances
  • Get four supplementary cards as add on benefits
  • You can view your card statement by visiting simple.adib.ae and also transact on your card
  • You can also avail the benefit of chat services 24/7 online.
  • Also resolve your queries through whatsapp at +971600543216 for a swift and secure way of communication.
  • Get E-statements on your registered email id.
  • Transaction alerts and card information can be sent through the SMS facility
  • There are various ways for making the card payment and these are card payment through a cash deposit machine, payment through internet banking, telebanking and payment through exchange houses.
  • Get an ADIB Cashback card with simple documentation like valid passport copy, original and copy of valid Emirates ID, Last three months bank account statement, Salary certificate not more than 30 days old.
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School fees offers

About 72% of the UAE residents are using Credit cards for credit card offers, regular shopping and bill payments which are around 6 million of the UAE population are the regular credit card users. There are nearly 5 million credit cards in circulation. Credit cards are so widely used because of the various offers provided for them, right from the cashback offers on every single usage of the card to the shopping rewards, air miles, skywards benefits, the movie offers and even school fees offers in UAE.

School fees in UAE are definitely a big burden to the majority of the families. Most of the Schools in UAE charge a hefty amount of fee for education, still, parents want to provide the best education to their kids. There are many financial organizations and banks which are being a helping hand by providing offers on school fees payments made using their respective credit cards.

First Abu Dhabi Bank(FAB)

First Abu Dhabi Bank (FAB) offers school fee benefits through the FAB GEMS World Credit Card and School Fee Easy Payment Plan. These benefits help parents save on education expenses while making school fee payments more manageable.

FAB GEMS World Credit Card:

The FAB GEMS World Credit Card is designed for parents with children studying at GEMS schools. The card offers savings on school fees along with cashback and education-focused benefits. key benefits of the card are:

  • Save up to 3% on GEMS school fees.
  • Earn 10% cashback on school-related expenses such as bus fees, canteen purchases, uniforms, and extracurricular activities.
  • Convert eligible GEMS school fee payments into a 0% Easy Payment Plan for up to 12 months.
  • Get Education Protection Cover of up to AED 500,000 per child.
  • Enjoy 2 cinema tickets per month for AED 20 each at participating cinemas.
  • Get up to 8 complimentary airport lounge visits per year.

Eligibility and charges:

  • Minimum salary: AED 8000
  • Interest rates: 3.99% per month
  • Annual fees:  AED 399


FAB School Fee Easy Payment Plan

FAB also offers a School Fee Easy Payment Plan that allows eligible education fee payments to be converted into easy monthly installments.

Other key benefits of the offer are:

  • Convert eligible school fee payments into a 0% Easy Payment Plan.
  • Flexible repayment tenure of up to 12 months.
  • Zero processing fee on eligible education fee installment plans.
  • Available on eligible FAB credit cards.
  • Helps parents spread school fee payments into manageable monthly installments.

Commercial Bank of Dubai (CBD)

Commercial Bank of Dubai (CBD) offers school fee benefits through its CBD Super Saver Credit Card. The card helps parents earn cashback on education expenses while also rewarding spending on everyday categories.

CBD Super Saver Credit Card

With the CBD Super Saver Credit Card, you can earn up to 10% cashback on education spending, including school, college, and university fee payments.

Other key benefits of the card are:

  • Earn up to 10% cashback on utility bill payments.
  • Get up to 10% cashback on supermarket purchases.
  • Earn up to 10% cashback on fuel spending.
  • Enjoy complimentary airport lounge access through the Visa Airport Companion Program.
  • Enjoy multi-trip travel insurance coverage. 

Eligibility and Charges:

  • Minimum salary: AED 5,000
  • Annual fees: No annual fee for the first year. 
  • Interest rate:3.85%

Abu Dhabi Islamic Bank (ADIB)

Abu Dhabi Islamic Bank (ADIB) offers school fee benefits through its ADIB Cashback Visa Card. The card helps parents earn cashback on education spending while also rewarding everyday purchases across multiple categories.

ADIB Cashback Visa Card:

With the ADIB Cashback Visa Card, you can earn 4% cashback on school and education fee payments, making it a useful option for managing education expenses.

Other key benefits of the card are:

  • Earn 4% cashback on supermarket and grocery purchases.
  • Get 4% cashback on fuel and automobile spending.
  • Earn 4% cashback on dining and restaurant transactions.
  • Receive 4% cashback on utility bill payments.
  • Get a maximum cashback of AED 300 per month on education spending.
  • Enjoy a total cashback cap of up to AED 1,000 per month.
  • Receive complimentary roadside assistance services.

Eligibility and Charges:

  • Annual fee: AED 99
  • Monthly profit rate: 3.75%
  • Up to 4 supplementary cards available

Emirates NBD

Emirates NBD offers school fee benefits through its Duo Credit Cards. The card package rewards education spending while also providing benefits across everyday spending categories, making it a popular choice for parents managing school expenses.

Emirates NBD Duo Credit Cards:

With Emirates NBD Duo Credit Cards, you can earn up to 5% Plus Points on education spending, including eligible school fee payments. The card also rewards other essential household expenses, helping families maximize rewards on their regular spending.

Other key benefits of the card are:

  • Get up to 5% Plus Points on grocery purchases.
  • Earn up to 5% Plus Points on fuel and utility payments.
  • Enjoy complimentary airport lounge access worldwide.
  • Get Buy 1 Get 1 movie ticket offers at Cine Royal Cinemas.
  • Receive complimentary golf privileges at selected golf courses.
  • Access 0% Easy Payment Plans at participating merchants.
  • Get two cards in one package – a Mastercard and a Diners Club card.

Eligibility and Charges:

  • Minimum salary required: AED 12,000
  • Annual fees: No annual fee
  • Interest rate:3.69%

Emirates Islamic

Emirates Islamic offers school fee benefits through its Cashback Plus Card and Switch Cashback Credit Card. These cards help parents earn cashback on education expenses while also providing rewards on everyday spending categories.

Emirates Islamic CashBack Plus Card: 

With the Emirates Islamic Cashback Plus Card, you can earn up to 10% cashback on school and university fee payments, making it one of the highest cashback cards for education spending.

Other key benefits of the card are:

  • Earn up to 10% cashback on supermarket purchases.
  • Get up to 10% cashback on dining transactions.
  • Earn up to 10% cashback on telecom bill payments.
  • Enjoy complimentary airport lounge access.
  • Get 1 complimentary valet parking service per month.

Eligibility and Charges:

  • Annual fees: Free for the first year
  • Interest rate:3.69%


Emirates Islamic Switch Cashback Credit Card:

With the Emirates Islamic Switch Cashback Credit Card, you can earn up to 4% cashback on education spending, helping reduce the cost of school and university fee payments.

The other benefits of the card are:

  • Earn up to 4% cashback on supermarket purchases.
  • Get up to 4% cashback on dining spending.
  • Earn up to 4% cashback on fuel transactions.
  • Get up to 4% cashback on airline and hotel bookings.
  • Earn up to 1% cashback on all other eligible spending.
  • Enjoy complimentary airport lounge access.
  • Get 1 complimentary valet parking service per month.

Eligibility and Charges:

  • Annual fees: AED 313.95
  • Interest rate:3.69%


Emirates Islamic School Fee Offer

Emirates Islamic offers a School Fee Easy Payment Plan that helps parents spread education expenses into manageable monthly payments without any additional profit charges.

Other key benefits of the offer are:

  • Convert eligible school and education fee payments into a 0% Easy Payment Plan.
  • Repay education expenses over a tenure of up to 12 months.
  • No monthly profit rate on eligible education transactions.
  • Available for education payments made in the UAE and overseas.
  • Minimum transaction amount of AED 1,000 required for Easy Payment Plan conversion.
  • Eligible transactions can be converted within 30 days of the payment date.
  • For EPP conversion, customers can contact Emirates Islamic at 600 599 995.

Dubai Islamic Bank (DIB)

Dubai Islamic Bank (DIB) offers cashback benefits on education and school fee payments through its Consumer Cashback Platinum Card and Consumer Cashback Reward Card. These cards help parents earn cashback on education expenses while also rewarding everyday spending.

DIB Consumer Cashback Platinum Card:

With the DIB Consumer Cashback Platinum Card, you can earn up to 4% cashback on education and school fee payments, subject to the card's cashback program terms.

Other key benefits of the card are:

  • Earn up to 4% cashback on utility bill payments.
  • Get up to 4% cashback on supermarket purchases.
  • Earn up to 4% cashback on fuel spending.
  • Receive cashback on Salik and Nol transactions.
  • Earn cashback on telecom bill payments and other eligible categories.

Eligibility and Charges:

  • Minimum salary required: AED 15,000
  • Annual fees: AED 249
  • Interest rate:3.69%


DIB Consumer Cashback Reward Card:

With the DIB Consumer Cashback Reward Card, you can earn up to 3% cashback on education and school fee payments, helping reduce annual education expenses.

Other key benefits of the card are:

  • Earn up to 3% cashback on utility bill payments.
  • Get up to 3% cashback on supermarket purchases.
  • Earn up to 3% cashback on fuel spending.
  • Receive cashback on Salik and Nol transactions.
  • Earn cashback on telecom bill payments and other eligible categories.

Eligibility and Charges:

  • Minimum salary required: AED 5,000
  • Annual fees: AED 200
  • Interest rate:3.69%

Ajman Bank

Ajman Bank offers school fee cashback benefits through the Ajman Bank UltraCash Mastercard Touch Card. The card allows cardholders to earn cashback on education spending while also rewarding other everyday expenses.

Ajman Bank UltraCash Mastercard Touch Card:

With the Ajman Bank UltraCash Mastercard Touch Card, you can earn 5% cashback on school fee payments by selecting School Fees as one of your preferred cashback categories.

The other benefits of the card are:

  • Earn 5% cashback on school fee payments.
  • Get 5% cashback on supermarket purchases.
  • Earn 5% cashback on online shopping transactions.
  • Receive 5% cashback on fuel spending.
  • Earn 1% cashback on all other retail purchases.
  • Enjoy unlimited complimentary access to selected regional and international airport lounges.
  • Get complimentary valet parking services up to 3 times per month.
  • Access 0% Installment Payment Plans at participating merchants.
  • Receive free supplementary cards.

Eligibility and Charges:

  • Minimum salary required: AED 10,000
  • Annual fees: 300 + VAT
  • Interest rate:3.69%


Ajman Bank School Fee Installment Payment Plan

Ajman Bank offers a School Fee Installment Payment Plan that helps parents convert eligible education expenses into convenient monthly installments.

Other key benefits of the offer are:

  • Convert eligible school fee payments into monthly installments.
  • Flexible repayment tenure of up to 12 months.
  • Available on qualifying Ajman Bank credit cards.
  • Helps manage annual education expenses more efficiently.
  • Simple installment facility for eligible school fee transactions.

Eligibility and Charges:

  • Available on eligible Ajman Bank credit cards.
  • School fee transaction must meet the bank's eligibility requirements.
  • Installment plan is subject to Ajman Bank's terms and conditions.

Mashreq

Mashreq offers rewards on education spending through the Mashreq Platinum Plus Credit Card. The card allows customers to earn Mashreq Vantage Points on school fee payments and other everyday purchases.

Mashreq Platinum Plus Credit Card:

With the Mashreq Platinum Plus Credit Card, you can earn Mashreq Vantage Points on education and school fee payments. Cardholders earn 1 Mashreq Vantage Point per AED spent on education transactions.

Other key benefits of the card are:

  • Earn 10 Mashreq Vantage Points per AED spent on supermarket, fuel, and dining transactions.
  • Earn 2 Mashreq Vantage Points per AED spent on international purchases and other eligible local spends.
  • Get 50% off movie tickets at VOX, Reel, and Novo Cinemas on up to 4 tickets per billing month.
  • Get 50% off movie tickets at Cinepolis Cinemas on up to 8 tickets per billing month.
  • Enjoy 4 complimentary airport lounge visits per year after meeting the monthly spend requirement.
  • Access more than 1,000 airport lounges worldwide.
  • Receive discounts on flights and hotels through MakeMyTrip offers.
  • Convert eligible purchases into Easy Payment Plans.

Eligibility and Charges:

  • Annual fees: AED 299 + VAT
  • Interest rate: 3.85% per month
  • Minimum Salary Required: AED 7000

FAQs

1.Can we pay school fees with a Credit card?

A. School fees are a big burden and the credit card companies offer discounts, privileges when you pay school fees using the credit card.

2. What are the offers on school fee payment using credit card?

A.There are various offers on school fee payment using a credit card and these offers are different from credit card issuing company to company. The general offers are as follows.
You get cash back offers and rewards when you pay school fees using a credit card. Get the benefit of redeeming loyalty points and avail additional discounts.
Use accrued loyalty points to pay the school fees
Get 0% interest rates on converting school fees paid through the credit card. You can choose the repayment tenure from 12 months to 24 months.

3. What factors do you have to consider when selecting credit cards for school fees?

A.If you want to select a credit card for school fee offers then consider the annual fees, minimum salary requirements, finance charges and other maintenance charges. Look out for the best offers, rewards, discounts when considering the credit card.

4. Are discounts only available on school fees?

A.Credit card companies not only offer discounts on school fees but you also get cashback rewards and benefits when you are buying textbooks, study materials, school dress and stationary using the credit card.

5. Can we convert school fee payment into installment payment?

A.Yes, you can convert your child's school fee payment into a 0% Interest Payment Plan for up to 12 months by using the prominent credit cards.

6. Which is the best credit card for paying school fees in the UAE?

A. The best credit card depends on the type of education benefit you prefer. Some cards offer cashback on school fee payments, while others provide reward points, fee discounts, or installment plans. Comparing the education rewards, annual fees, and eligibility requirements can help you choose the right card for your family's needs.

7. Is it worth paying school fees with a credit card?

A.Paying school fees with a credit card can be beneficial if the card offers education-related rewards. Depending on the card, you may earn cashback, collect reward points, receive school fee discounts, or convert large payments into monthly installments.

8. Can school fees be converted into monthly installments?

A.Yes. Many UAE banks allow eligible school fee transactions to be converted into Easy Payment Plans (EPP). This enables parents to spread education expenses over several months instead of paying the full amount at once.

9. Which UAE banks offer cashback on school fee payments?

A.Several banks offer education-related rewards on eligible credit cards, including FAB, ADIB, CBD, Emirates Islamic, Emirates NBD, DIB, Ajman Bank, HSBC, and Mashreq. The rewards may be offered as cashback, loyalty points, or school fee discounts.

10. Do credit cards provide rewards only on school fees?

A.Not always. Many education-focused credit cards also reward spending on school bus fees, uniforms, canteen purchases, extracurricular activities, utility bills, fuel, groceries, dining, and other everyday expenses.

11. What should parents compare before applying for a school fee credit card?

A. Parents should review the education reward rate, annual fee, minimum salary requirement, cashback limits, installment options, and additional lifestyle benefits before selecting a credit card.

12. Can I earn rewards on university and college fee payments?

A.In many cases, yes. Depending on the card issuer and the merchant classification of the institution, rewards may apply to school, college, university, and other education-related payments.

13. Are there credit cards that offer discounts on school fees instead of cashback?

A.Yes. Some education-focused credit cards provide direct discounts on eligible school fee payments, while others offer cashback or reward points. The type of benefit varies from one card issuer to another.

14. Do school fee credit cards have cashback limits?

A.Most cashback credit cards apply monthly or statement-cycle limits on education rewards. Before applying, it is important to review the cashback cap and reward structure to understand the actual savings you can achieve.

15. How can I maximize savings on school fee payments?

A.To maximize savings, choose a card that matches your education spending pattern, take advantage of school fee installment plans when available, and use the card for other eligible expenses that earn cashback or rewards throughout the year.

16. Can expatriates apply for school fee credit cards in the UAE?

A.Yes. Most UAE banks allow expatriates to apply for school fee credit cards, provided they meet the bank's minimum salary, age, and documentation requirements.

17. Do school fee credit cards offer benefits beyond education spending?

Yes. Many cards combine education rewards with additional benefits such as airport lounge access, cinema offers, travel privileges, dining discounts, golf benefits, and cashback on everyday purchases.

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