Last Updated on 03 October 2023

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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HSBC Cashback Credit Card

HSBC Bank

Cashback Credit Card

HSBC Cashback Credit Card
Interest Rate

3.69%

Minimum Salary

AED 10K

Fx Rate

2%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

Yes

HSBC Cashback Credit Card
interest rate

3.69%

Interest Rate

min salary

AED 10K

Minimum Salary

fx rate

2%

Fx Rate

annual fee

AED 0

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

Yes

Cashback

View details on bank page

Features

  • Can get high cashback on spending
  • Can get lifestyle, entertainment and travel benefits
  • Provides purchase protection
  • Can avail balance transfer
  • A minimum salary of AED 10,000 is required
  • No annual fee is charged in the first year. From year 2, AED 299 is charged if the minimum spend is less than AED 12,000 the previous year.
  • Note: Beginning from 15th November 2022, the Annual Percentage Rate on outstanding purchases and cash withdrawals on all HSBC credit cards will increase to 44.28%.

Main Benefits

  • Can get up to 5% cashback on the expenses made - 5% on fuel, 2% on grocery, 2 % on education in UAE, and 0.5% on other expenses
  • No annual fees in the first year.
  • Can avail Buy 1 - Get 1 free offer at VOX cinemas movie tickets
  • Can get exclusive dining offers at airports on Dine & Fly app
  • Can avail up to 30% off on dining at selected restaurants
  • Can get access to golf clubs
  • Avail Buy 1 - Get 1 free offers on HSBC Entertainer App
  • 0% interest rate for 24 months for balance transfer customers
  • Can convert payments to Easy Payment Plan
  • Can get 12 complimentary visits to 1000+ airport lounges worldwide via Lounge Key
  • Enjoy 2 complimentary career rides to the airport & save up to AED 100 per ride.
  • Enjoy the multi-travel insurance for you & your family. T&Cs.
  • Get up to AED 600 welcome bonus cashback on applying & Offer is valid only for primary cards. T&Cs Apply. The offer is valid up to 31 December 2023.

Frequently Asked Questions

⭐ What is the interest rate charged on the Easy payment plan?

A. On an Easy Installment Plan, 0.75%(pm) is charged as the interest rate and a maximum tenure of 24 months is provided.

⭐ Is there any minimum spending required to avail cashback?

A. No. There is no minimum spending required to avail cashback.

⭐ What is the maximum cashback that can be availed?

A. On fuel, the cashback is a maximum of AED 200, on grocery, it is a maximum of AED 200, on education, it is a maximum of AED 200 and there is no maximum cap on the cashback on other spendings.

   Get in touch with HSBC Customer Care

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