Last Updated on 17 May 2023

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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ADIB Emirates Skywards World Card

ADIB Bank

WarningMessage This product is discontinued by the Bank

Emirates Skywards World Card

ADIB Emirates Skywards World Card
Profit Rate

3.33%

Minimum Salary

AED 10K

Fx Rate

3.1%

Annual Fee

AED 1.5K

Balance Transfer

Yes

Cashback

No

ADIB Emirates Skywards World Card
interest rate

3.33%

Profit Rate

min salary

AED 10K

Minimum Salary

fx rate

3.1%

Fx Rate

annual fee

AED 1.5K

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • Can avail 100% withdrawal on nominal rates
  • Provides high Skywards miles and travel benefits
  • Can get high lifestyle benefits
  • Can convert regular payments to Easy installment plan for a longer tenure
  • Interest rate of 3.33% is charged on retail spending
  • A minimum salary of AED 10,000 is required
  • Annual fees of AED 1500 is charged

Main Benefits

  • Provides 25,000 miles as a welcome bonus
  • Can get 2.5 skyward miles per 1 USD on spendings made at Emirates and FlyDubai
  • Can get 1.5 skyward miles per 1 USD on international transactions
  • Can get 1 skyward mile per 1 USD on domestic transactions
  • Can get 0.5 skyward miles per 1 USD on spendings made at specific categories
  • Can check-in for Emirates flights from your location itself on no charges
  • Can get 2 (per year) free airport transfers in the UAE
  • Get free access to 900+ airport lounges worldwide
  • Can get 2 (per month) free valet parking facility
  • Can get free access to golf clubs
  • Can get travel medical cover and travel inconvenience cover

Frequently Asked Questions

⭐ Is there any limit on the home check-in for Emirates flights?

A. Yes. Home check-in service can be availed 2 times a year for free.

⭐ What is the maximum coverage provided on Travel medical cover for an accident?

A. Travel accident cover is provided for up to USD 50,000.

⭐ What are the processing fees charged on Easy Installment Plan?

A. There are NO processing fees charged on converting regular payments to EIP.

⭐ What are the charges on cash withdrawal at ATMs?

A. 3% of the withdrawal amount is charged as cash withdrawal charges at ATM.

⭐ Can I get my credit limit increased?

A. Yes. AED 50 is charged on increasing the credit limit temporarily.

   Get in touch with ADIB Customer Care

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