ADIB Etisalat Gold Card

Last Updated on 17 July 2020

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I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The information provided on this website does not constitute the marketing of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Marino, San Marino, Vatican and Isle of man. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals. Find your nearest Citi branch: www.findmyciti.com/ae/. Call us at: +971 4 311 4000.

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ADIB Bank

Etisalat Gold Card

ADIB Etisalat Gold Card
Profit Rate

2.99%

Minimum Salary

AED 5K

Fx Rate

3.1%

Annual Fee

AED 299

Balance Transfer

Yes

Cashback

No

ADIB Etisalat Gold Card
interest rate

2.99%

Profit Rate

min salary

AED 5K

Minimum Salary

fx rate

3.1%

Fx Rate

annual fee

AED 299

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

No

Cashback

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Features

  • Special merchants for this card are Service Petrol Stations, Religious Organisations, Education, Utilities, Real Estage agents, Supermarkets and Government services.
  • You can avail 4 supplementary cards with this card.
  • Convenience to make your card payments in any of ADIB branches.
  • This is an Islamic card.
  • This card enables salary transfers
  • You can redeem your Etisalat reward points for payment of your Etisalat services.
  • The Forex rate on this card is 3.1%
  • You get a grace period of 55 days for the payment of your outstanding bill.
  • You need to have a minimum salary of AED 5000
  • You can transfer your outstanding balance at the rate of 3% or AED 300.
  • There is an annual fee of AED 299 for this card.

Main Benefits

  • Etisalat MyPackage plan for even more points.
  • Withdraw 100% of finance limit as cash.
  • Convenience to make payments at ADIB branches, CCDM, UAE Exchange, Al Ansari exchange and Al Fardan Exchange.
  • 20,000 sign up reward points equivalent to more than 10 hours of UAE talktime.
  • For non self funded cards, earn 3 Etisalat smiles points, for every Dirham spent locally and internationally on this card. So every AED 100 spent would be equal to 10 minutes of UAE talk time.
  • For non self funded cards, earn 1 Etisalat smiles points, for every Dirham spent on a specific merchant. So every AED 100 spent would be equal to 3 minutes of UAE talk time.
  • For self funded cards, earn 2 Etisalat smiles points, for every Dirham spent on a specific merchant. So every AED 100 spent would be equal to 6 minutes of UAE talk time.
  • For self funded cards, earn 1 Etisalat smiles points, for every Dirham spent on a specific merchant. So every AED 100 spent would be equal to 3 minutes of UAE talk time.

Rewards

  • 20,000 sign up reward points equivalent to more than 10 hours of UAE talktime.
  • For non self funded cards, earn 3 Etisalat smiles points, for every Dirham spent locally and internationally on this card. So every AED 100 spent would be equal to 10 minutes of UAE talk time.
  • For non self funded cards, earn 1 Etisalat smiles points, for every Dirham spent on a specific merchant. So every AED 100 spent would be equal to 3 minutes of UAE talk time.
  • For self funded cards, earn 2 Etisalat smiles points, for every Dirham spent on a specific merchant. So every AED 100 spent would be equal to 6 minutes of UAE talk time.
  • For self funded cards, earn 1 Etisalat smiles points, for every Dirham spent on a specific merchant. So every AED 100 spent would be equal to 3 minutes of UAE talk time.

Frequently Asked Questions

⭐ Can I redeem my Etisalat smile points against any payments?

A. Yes. You can redeem your smile points for payments like Mobile bills, Supermarkets, e-life bills,Car hires, Restaurants, Retail stores, Online rewards shop and Hotels.

⭐ Can I use my card abroad?

A. Yes, you can use your card abroad with the same restrictions as your home country. You have to pay a foreign transaction fee every time you use your card in a foreign country.

⭐ In what all airports can I access airport lounges?

A. You can know the list of airports, by logging onto Veluce Home. Just enter your card details and get to know the entire list.

⭐ Can we renew our card?

A. Yes you can renew the card, but on the sole discretion of the bank and under a new arrangement.

⭐ What is the maximum number of points that I can earn through reward points?

A. You can earn a maximum of 600,000 points per month.

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