ADIB Spice Card for Expats

Last Updated on 27 July 2020

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The information provided on this website does not constitute the marketing of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Marino, San Marino, Vatican and Isle of man. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals. Find your nearest Citi branch: www.findmyciti.com/ae/. Call us at: +971 4 311 4000.

Address: Citibank UAE, P.O. Box 749, Dubai, United Arab Emirates.

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ADIB Bank

Spice Card for Expats

ADIB Spice Card for Expats
Profit Rate

3.09%

Minimum Salary

AED 12K

Fx Rate

3.1%

Annual Fee

AED 199

Balance Transfer

Yes

Cashback

Yes

ADIB Spice Card for Expats
interest rate

3.09%

Profit Rate

min salary

AED 12K

Minimum Salary

fx rate

3.1%

Fx Rate

annual fee

AED 199

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Apply Now
Apply for this Card & Win AED 200 Gift Voucher
On Approval,*T&C Apply

View details on bank page

Features

  • Up to 25% dining discounts
  • Get cashback of up to 9% on your spendings
  • The foreign currency rate applicable on overseas transactions is 3.1%
  • Profit rate is 3.09% per month. and free grace period up to 55 days to repay your outstanding balance.
  • Minimum salary of AED 12000 per month is required to be eligible.
  • A balance transfer fee of 3% or AED 300 will apply; No profit for the first 12 months.
  • The annual fee applicable on this card is AED 199.

Main Benefits

  • Get up to 9% cashback on your spends
  • Avail dining offers of up to 25% at participating restaurants
  • Convert your jewelry purchases into easy monthly installments of up to 6 months at 0% profit rate at participating outlets
  • Avail Priceless Arabia offers from MasterCard.
  • Get up to 9% cashback on all restaurant spends, 7% cashback on supermarket and grocery spends, 4% cashback on fuel and 1% cashback on all utility payments. Minimum monthly spend of AED 3,000 (in the statement cycle) is required to avail cashback. Maximum cashback of AED 50 on utility payments, AED 200 on restaurant spends, AED 50 on fuel and AED 100 on grocery spends can be earned.
  • Earn 1 reward point for every 1 AED spend on your card domestically, and earn 2 reward points on every 1 AED spent internationally.Points can be redeemed towards airline tickets, shopping mall vouchers, and much more.
  • ADIB Reward Points can be redeemed for airline tickets.
  • ADIB Reward Program

Rewards

  • ADIB Reward Program

   Get in touch with ADIB Customer Care

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