ADIB Value Card

adib Bank

WarningMessage This product is by the Bank

Profit Rate

3.09%

Minimum Salary

AED 5K

Fx Rate

3%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

3.09%

Profit Rate

AED 5K

Minimum Salary

3%

Fx Rate

AED 0

Annual Fee

Yes

Balance Transfer

No

Cashback

Features

  • Get four supplementary cards.
  • You need to pay a fee of AED 250 on every supplementary card which has been availed after the limit of 4 supplementary cards.
  • Withdraw 100% of your finance limit.
  • Balance transfer facility.
  • This card is also helpful in making payments on your behalf for different utilities that you take
  • This card is also an Islamic card.
  • This card also helps in salary transfers.
  • You can get free grace period of 55 days to repay your outstanding balance.
  • You need a minimum salary of AED 5000 to avail this card.
  • You can balance your outstanding balance of any card to this card at the rate of 3% or AED 300.
  • There is no annual charge on this card.

Main Benefits

  • Advanced Chip & Pin technology.
  • Purchase protection and extended warranty.
  • Credit shield Takaful protection.
  • Get 25% discount on select dining outlets across UAE.
  • Get rewarded for your local and international spend.
  • Redeem points earned for free flights, shopping vouchers and club apparel gifts.
  • You can earn 1 reward point for 1 AED on domestic spend and 2 reward points for every 1 AED on international spend.
  • You can redeem 10,000 points when you shop for AED 50 and 100,000 points for every AED 100 spent on shopping.

Frequently Asked Questions

Q. Is this card for any specific purpose?

A. This card provides you benefits and value for your local and international spend.

Q. Is the Credit shield only for national users?

A. Credit shield is for all the users availing this card, both nationals and expats.

Q. Utility bill payments include what all services?

A. Utility bill payments include Etisalat/Du bills and Water and electricity bills.

Q. Is there balance transfer service for this card?

A. Yes there is balance transfer service for this card.

Q. Is the Valet parking service available on this card?

A. No, the Valet parking service is not available on this card.