Last Updated on 05 October 2022

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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ADIB Value+ Card

ADIB Bank

WarningMessage This product is discontinued by the Bank

Value+ Card

ADIB Value+ Card
Profit Rate

2.99%

Minimum Salary

AED 5K

Fx Rate

3.1%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

ADIB Value+ Card
interest rate

2.99%

Profit Rate

min salary

AED 5K

Minimum Salary

fx rate

3.1%

Fx Rate

annual fee

AED 0

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • Get four supplementary cards.
  • You need to pay a fee of AED 250 on every supplementary card which has been availed after the limit of 4 supplementary cards.
  • Withdraw 100% of your finance limit.
  • This card will help you in utility payments.
  • This card is also an Islamic card.
  • Also avails salary transfers as and when required.
  • You can get free grace period of 55 days to repay your outstanding balance.
  • You need a minimum salary of AED 5000 to avail ADIB Value Plus Card
  • You can balance any outstanding balance to this card at the rate of 3% or AED 300.
  • There is no annual fee on this card.

Main Benefits

  • Get ADIB reward points for your local and international spend.
  • Enjoy 25% discount on select dining restaurants.
  • ADIB Rewards points gives you the flexibility and freedom to redeem your points for shopping vouchers.
  • Access to Airport lounges across MENA/GCC region.
  • Avail all PricelessArabia offers
  • You can redeem your ADIB rewards points for Club apparel gift card.
  • Get facilities such as roadside assistance.
  • Get rewarded with ADIB rewards points for your local and international spend.
  • Redeem ADIB rewards points earned for free flights, shopping vouchers and club apparel gifts.
  • You can earn 1 ADIB reward point for 1 AED on domestic spend and 2 ADIB reward points for every 1 AED on international spend on Value Plus Card.
  • You can redeem ADIB reward points 10,000 points for AED 50 spent on shopping and 100,000 points for every AED 100 spent on shopping.

Rewards

  • Get rewarded with ADIB rewards points for your local and international spend.
  • Redeem ADIB rewards points earned for free flights, shopping vouchers and club apparel gifts.
  • You can earn 1 ADIB reward point for 1 AED on domestic spend and 2 ADIB reward points for every 1 AED on international spend on Value Plus Card.
  • You can redeem ADIB reward points 10,000 points for AED 50 spent on shopping and 100,000 points for every AED 100 spent on shopping.

Frequently Asked Questions

⭐ Do local and International spend give you the same rewards?

A. No, you have different rewards for different spendings on this card.

⭐ How can I redeem my points for Airline Tickets?

A. Yes, you can redeem by calling on 600 543216 to redeem your points for airline tickets.

⭐ In what all airports can I access the complimentary lounges?

A. You can access airport lounges in Egypt, Jordan, Kuwait, Saudi Arabia and UAE.

⭐ Can I use my card abroad?

A. Yes, you can use your card abroad with the same restrictions as your home country. You have to pay a foreign transaction fee every time you use your card in a foreign country.

⭐ Can I take more than 4 supplementary cards?

A. Yes you can, but for every card more than 4 cards you might be asked to pay a fee of AED 250

   Get in touch with ADIB Customer Care

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