ADIB Visa Cashback Card

adib Bank

WarningMessage This product is valid by the Bank

Profit Rate

2.99%

Minimum Salary

AED 5K

Fx Rate

3.1%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

Yes

2.99%

Profit Rate

AED 5K

Minimum Salary

3.1%

Fx Rate

AED 0

Annual Fee

Yes

Balance Transfer

Yes

Cashback

Features

Main Benefits

  • Can earn 1% cashback on each and every usage of the card
  • 4 supplementary cards are provided for free
  • Can get free access to airport lounges via Veloce Lounge
  • Can avail roadside assistance
  • Can withdraw 100% of the credit limit as cash
  • No annual fees for the first year

Frequently Asked Questions

Q. What is the annual fees charged from second year?

A. AED 500 is charged as annual fees from second year onwards.

Q. What is the annual fees on the supplementary cards?

A. The first 4 supplementary cards are provided for free. From the 5th card AED 500 is charged on each card as annual fees.

Q. Are there any benefits on salary transfer?

A. Yes. On salary transfering to ADIB account the profit rates charged on the card will be 2.99%.

Q. What is the monthly profit rate on non-salary transfer?

A. 3.09% is charged as monthly profit rate for accouts without salary transfer.

Q. Are there any charges on Non-AED transactions?

A. Yes. 3.1% of the ransaction amount is charged on non-AED transactions.

Q. Can the card be used outside UAE?

A. Yes. you can use ADIB Visa cashback card outside UAE but 1.8% of the transaction amount is charged as fees.

Q. Are there any fees charged for cash withdrawal at ATMs?

A. Yes, cash withdrawal fees of 3% of the withdrawal amount or AED 99 (which ever is higher)is charged.

Q. Can the credit limit be increased?

A. Yes. the credit limit can be increased temporarily and AED 50 is charged on it.