ADIB Visa Cashback Card

Last Updated on 16 July 2020

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The information provided on this website does not constitute the marketing of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Marino, San Marino, Vatican and Isle of man. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals. Find your nearest Citi branch: www.findmyciti.com/ae/. Call us at: +971 4 311 4000.

Address: Citibank UAE, P.O. Box 749, Dubai, United Arab Emirates.

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ADIB Bank

Visa Cashback Card

ADIB Visa Cashback Card
Profit Rate

2.99%

Minimum Salary

AED 5K

Fx Rate

3.1%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

Yes

ADIB Visa Cashback Card
interest rate

2.99%

Profit Rate

min salary

AED 5K

Minimum Salary

fx rate

3.1%

Fx Rate

annual fee

AED 0

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

Yes

Cashback

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Apply for this Card & Win AED 200 Gift Voucher
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View details on bank page

Main Benefits

  • Can earn 1% cashback on each and every usage of the card
  • 4 supplementary cards are provided for free
  • Can get free access to airport lounges via Veloce Lounge
  • Can avail roadside assistance
  • Can withdraw 100% of the credit limit as cash
  • No annual fees for the first year

Frequently Asked Questions

⭐ What is the annual fees charged from second year?

A. AED 500 is charged as annual fees from second year onwards.

⭐ What is the annual fees on the supplementary cards?

A. The first 4 supplementary cards are provided for free. From the 5th card AED 500 is charged on each card as annual fees.

⭐ Are there any benefits on salary transfer?

A. Yes. On salary transfering to ADIB account the profit rates charged on the card will be 2.99%.

⭐ What is the monthly profit rate on non-salary transfer?

A. 3.09% is charged as monthly profit rate for accouts without salary transfer.

⭐ Are there any charges on Non-AED transactions?

A. Yes. 3.1% of the ransaction amount is charged on non-AED transactions.

⭐ Can the card be used outside UAE?

A. Yes. you can use ADIB Visa cashback card outside UAE but 1.8% of the transaction amount is charged as fees.

⭐ Are there any fees charged for cash withdrawal at ATMs?

A. Yes, cash withdrawal fees of 3% of the withdrawal amount or AED 99 (which ever is higher)is charged.

⭐ Can the credit limit be increased?

A. Yes. the credit limit can be increased temporarily and AED 50 is charged on it.

   Get in touch with ADIB Customer Care

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