Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Ajman Bank Credit Cards in UAE

Check Eligibility for Ajman Credit Card

You are eligible to apply for a Ajman
Credit Card .

You may not be eligible * to apply.

* Minimum salary AED 10000 required to apply for a Ajman Credit Card .

Click here to check loans from other banks.

Features of Ajman Credit Card

  • Credit shield
  • Shariah compliant
  • Cashback on your favorite spending categories
  • Redeemable Bright reward points.
  • Airport lounge access

Eligibility Criteria of Ajman Credit Card

Minimum monthly salary AED 10K

Documents Required of Ajman Credit Card

  • Passport and Emirates ID
  • VISA (Not required for Emirates ID issued after 11th Apr. 2022)
  • Original Salary certificate (only for Non-listed companies)
  • One-month pay slip
  • Trade License (for self-employed individuals having an account with Ajman Bank)

Ajman Credit Card Interest rates

Ajman Bank

4 Ajman Bank Credit Cards

Bright Titanium Card

Ajman Bank Bright Titanium Card
Interest Rate

3.5%

Minimum Salary

AED 10K

Fx Rate

2%

Annual Fee

AED 0

interest rate

3.5%

Interest Rate

minimum salary

AED 10K

Minimum Salary

fx rate

2%

Fx Rate

annual fee

AED 0

Annual Fee

Features

  • Provides complimentary lounge access.
  • Free valet parking.
  • Earn Bright Rewards.

Features

  • Provides complimentary lounge access.
  • Free valet parking.
  • Earn Bright Rewards.
  • Balance transfers can be availed at low-interest rates.
  • The Forex rate stands at 2% for this card.
  • 3.50% is charged as the interest rate.
  • A minimum income of AED 10,000 is needed.

Benefits

  • No annual fee is charged, it is a lifetime free credit card.
  • Get free-for-life complimentary lounge access.
  • Earn up to 1 BRight reward for each 10 AED spent.
  • Get valet parking facilities two times a month in more than 35 locations.
  • Get 30% off on Cleartrip when you travel around the world.

View details on bank page

Ultracash Mastercard Touch Card

Ajman Bank Ultracash Mastercard Touch Card
Minimum Salary

AED 10K

Fx Rate

3.5%

Annual Fee

AED 500

Cashback

Yes

minimum salary

AED 10K

Minimum Salary

fx rate

3.5%

Fx Rate

annual fee

AED 500

Annual Fee

cashback

Yes

Cashback

Features

  • Provides high cashback on your favorite spending categories.
  • This card is offering a welcome bonus.
  • World’s first Mastercard touch card for visually challenged people.

Features

  • Provides high cashback on your favorite spending categories.
  • This card is offering a welcome bonus.
  • World’s first Mastercard touch card for visually challenged people.
  • The minimum monthly income required is AED 10,000.
  • Free valet parking.
  • Cash advance up to 90% of the credit limit
  • You can redeem cashback through Ajman Bank mobile app.
  • Secured and Seamless experience through mobile app
  • 3.5% Processing Fee on Foreign Currency Transactions.
  • A minimum salary of AED 10,000 is needed.

Benefits

  • Get a welcome bonus of AED 500 for UAE nationals and AED 300 for Expats.
  • Get up to 30% off on a cleartrip by using the promo code MASTERCARD at cleartrip.com/mastercard.
  • Get up to 10% cashback on booking.com. Visit booking.com/mastercardmea.
  • Enjoy unlimited complimentary access to over 25 regional and international lounges under Lounge key, Marhaba, and other lounges outside UAE.
  • Get 10% discount with Rentalcars.com.
  • Enjoy 15% discount at IHG Hotels and Resorts on payment done with ULTRA CASH Credit Card.
  • Get 20% off on your next car rental with Avis booked with an UltraCash card.

View details on bank page

Bright Platinum

Ajman Bank Bright Platinum
Interest Rate

3.5%

Minimum Salary

AED 10K

Fx Rate

0%

Annual Fee

AED 1K

Balance Transfer

Yes

Cashback

No

interest rate

3.5%

Interest Rate

minimum salary

AED 10K

Minimum Salary

fx rate

0%

Fx Rate

annual fee

AED 1K

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • Enjoy the bright rewards program.
  • Get upfront complimentary bright rewards.
  • Provides complimentary lounge access.

Features

  • Enjoy the bright rewards program.
  • Get upfront complimentary bright rewards.
  • Provides complimentary lounge access.
  • Enjoy valet parking services.
  • Provides travel benefits.
  • No charges on Foreign Transaction.
  • 3.50% is charged as the interest rate
  • A minimum income of AED 10,000 is needed

Benefits

  • Earn 10000 bright rewards as complimentary.
  • Enjoy FLY for FREE with complimentary bright rewards.
  • Avail complimentary lounge access.
  • Earn up to 2 BRight rewards for each 10 AED spent.
  • Enjoy valet parking at 35 locations 3 times a month.
  • Get 30% off on Cleartrip.

View details on bank page

Bright World Credit Card

Ajman Bank Bright World Credit Card
Interest Rate

3.5%

Minimum Salary

AED 10K

Fx Rate

0%

Annual Fee

AED 1.5K

interest rate

3.5%

Interest Rate

minimum salary

AED 10K

Minimum Salary

fx rate

0%

Fx Rate

annual fee

AED 1.5K

Annual Fee

Features

  • Enjoy the bright rewards program.
  • Get upfront complimentary bright rewards.
  • Provides complimentary lounge access.

Features

  • Enjoy the bright rewards program.
  • Get upfront complimentary bright rewards.
  • Provides complimentary lounge access.
  • Enjoy valet parking services.
  • Provides travel benefits.
  • Zero processing fee for Foreign Transaction
  • 3.50% is charged as the interest rate
  • A minimum income of AED 10,000 is needed

Benefits

  • Earn 15,000 bright rewards as complimentary.
  • Enjoy FLY for FREE with complimentary bright rewards.
  • Avail complimentary lounge access.
  • Earn up to 3 BRight rewards for each 10 AED spent.
  • Enjoy valet parking at 35 locations 3 times a month.
  • Get 30% off on Cleartrip.
  • Get 0% Installment Payment Plan.

View details on bank page

Ajman Credit Card Benefits

  • Earn Bright reward points for every AED 10 spent
  • High credit limit
  • Can redeem RoadMiles for fuel vouchers
  • Free supplementary credit cards
  • Can redeem Bright reward points for travel, hotel, online purchases and many other benefits
  • Free travel insurance is provided
  • Can convert payments to easy payments plan

Frequently Asked Questions

⭐ What is the minimum amount to be spent to avail of bright reward points?

A. ou can earn bright rewards for every AED 10 spent.

⭐ What are the monthly fees on conversion of regular payments to EPP?

A. No, the monthly fees are zero on conversion of your payments to EPP.

⭐ How many supplementary cards are provided for free?

A. Two supplementary cards are provided for free, from the third card AED 50 is charged as annual fees on each card.

⭐ What are the charges on the credit shield?

A. 0.89% of the outstanding balance on the card is charged for credit shield.

⭐ What is the minimum salary required?

A. The minimum salary required for a Ajman Bank Credit card is AED 10000.

⭐ What is the annual fees charged?

A.The annual fees charged on a Ajman Bank Credit card starts from AED 0 to 1500.

⭐ What are the interest rate charged?

A.The interest rate on a Ajman Bank Credit card starts from 3.50%.

About Ajman

Ajman Bank, launched in 2009 is a young, agile Islamic commercial bank that is built on the values of trust, integrity, and transparency. The Emirate's government owns 25% in the bank which is again a strong support. Their way of measuring excellence is based on how efficiently you think they respond to your financial needs. They have brought the human touch back to banking by listening to you.

Ajman Bank Personal Finance is based on the Islamic financing structure of Murabaha, a commercial transaction which involves the buy and sale of goods that has been promised to be purchased by an ultimate buyer with an added profit margin.

   Get in touch with Ajman Bank Customer Care

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