Credit Card Provided By Ajman

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Check Eligibility for Ajman Credit Card

You are eligible to apply for a Ajman
Credit Card .

You may not be eligible * to apply.

* Minimum salary AED 5000 required to apply for a Ajman Credit Card .

Click here to check loans from other banks.

Features of Ajman Credit Card

  • Credit shield
  • Shariah compliant
  • Road Miles, which can be redeemed for fuel at selected stations.
  • Redeemable Power points on every expenditure
  • Airport lounge access

Eligibility Criteria of Ajman Credit Card

Minimum annual salary AED 5-10K

Documents Required of Ajman Credit Card

  • Emirates ID and Passport
  • Salary Certificate
  • Trade Licence

Ajman Credit Card Interest rates

Ajman Bank

6 Ajman Bank Credit Cards

RoadMiles Classic Card

Ajman Bank RoadMiles Classic Card
Minimum Salary

AED 5K

Fx Rate

2.5%

Annual Fee

AED 100

Balance Transfer

No

Cashback

No

minimum salary

AED 5K

Minimum Salary

fx rate

2.5%

Fx Rate

annual fee

AED 100

Annual Fee

balance transfer

No

Balance Transfer

cashback

No

Cashback

Features

  • There is a monthly fee of AED 250 on this card.
  • Redemption value of approximately of 1.25%
  • 100% cash withdrawal allowed.
Apply Now

Features

  • There is a monthly fee of AED 250 on this card.
  • Redemption value of approximately of 1.25%
  • 100% cash withdrawal allowed.
  • You can get two supplementary cards free along with this.
  • Instant online banking access.
  • This is an Islamic card.
  • You require a minimum salary of AED 5000 to avail this card.

Benefits

  • Accure points over time
  • Powered by VISA and globally accepted.
  • You can use your points for Fuel Vouchers
  • Instant i-choose credit card for online transactions
  • Free credit shield Takaful cover for the first 60 days.
  • Convert your retail purchases in six equal instalments, which will be free of monthly fee.
  • For every AED 1, you spend, you can get 1 RoadMile.
    There is a minimum requirement of spend of AED 2000.
    You can redeem your accumulated roadmiles, for fuel cards at any petrol station across the UAE.
Apply Now
View Details

View details on bank page

RoadMiles Premium Card

Ajman Bank RoadMiles Premium Card
Minimum Salary

AED 5K

Fx Rate

3.5%

Annual Fee

AED 150

Balance Transfer

No

Cashback

No

minimum salary

AED 5K

Minimum Salary

fx rate

3.5%

Fx Rate

annual fee

AED 150

Annual Fee

balance transfer

No

Balance Transfer

cashback

No

Cashback

Advantages
  • 1 miles on every AED 1 spend
  • 100% cash withdrawal limit
  • Free i-choose credit card for online shopping
Advantages
  • 1 miles on every AED 1 spend
  • 100% cash withdrawal limit
  • Free i-choose credit card for online shopping

Features

  • Redemption value of approximately of 1.25%
  • 100% cash withdrawal allowed.
  • You can get two supplementary cards free along with this.
Apply Now

Features

  • Redemption value of approximately of 1.25%
  • 100% cash withdrawal allowed.
  • You can get two supplementary cards free along with this.
  • Instant online banking access.
  • This is an Islamic card, which follows all the norms of Shariah laws.
  • Forex rate on this card is 3.5%
  • You need to have a minimum salary of AED 5000 for this card.

Benefits

  • Powered by VISA and globally accepted.
  • You can use your points for cashback
  • Instant i-choose credit card for online transactions
  • Free credit shield Takaful cover for the first 60 days.
  • Convert your retail purchases in six equal instalments, which will be free of monthly fee
  • 1 Mile on every AED 1. There is a minimum requirement of spend of AED 2000.
    Accrue points over time.
Apply Now
View Details

View details on bank page

Power Gold

Ajman Bank Power Gold
Minimum Salary

AED 5K

Fx Rate

3.5%

Annual Fee

AED 200

Balance Transfer

No

Cashback

No

minimum salary

AED 5K

Minimum Salary

fx rate

3.5%

Fx Rate

annual fee

AED 200

Annual Fee

balance transfer

No

Balance Transfer

cashback

No

Cashback

Advantages
  • Earn 1 Rewards point for every AED 10 spent
  • Up to 4 supplementary credit cards
  • Up to 100% cash withdrawal allowed
Advantages
  • Earn 1 Rewards point for every AED 10 spent
  • Up to 4 supplementary credit cards
  • Up to 100% cash withdrawal allowed

Features

  • There is a monthly fee of AED 600 on this card.
  • You can get first two supplementary cards for free, and have to pay AED 50 for availing any card after first two cards.
  • Instant online banking access
Apply Now

Features

  • There is a monthly fee of AED 600 on this card.
  • You can get first two supplementary cards for free, and have to pay AED 50 for availing any card after first two cards.
  • Instant online banking access
  • Secured online purchase transaction.
  • Redemption value of approximately 2.5% spend.
  • 100% cash withdrawal allowed.
  • This card is an islamic card as per Shariah Islamic principles of Qard
  • You require a minimum salary of AED 10,000.

Benefits

  • Earn 1 powerpoints for every AED 10 spent on all transactions
  • Redemptions at more than 300 airlines, more than 300,000 hotels, on electronic items and much more.
  • Avail different offers at Pricearabia.com with this card.
  • Convert your retail purchases in six equal instalments, which will be free of monthly fee.
  • Pin and Chip security on all transactions.
  • Free credit shield Takaful cover for the first 60 days
  • For every AED 10 spent you can avail 1 Power Point.
    You can redeem points and get tickets for sporting events, electronics and redeem for gift vouchers.
    You can redeem points and get tickets from more than 300 airlines, 300,000 hotels.
Apply Now
View Details

View details on bank page

RoadMiles Platinum Card

Ajman Bank RoadMiles Platinum Card
Minimum Salary

AED 5K

Fx Rate

4%

Annual Fee

AED 200

Balance Transfer

No

Cashback

No

minimum salary

AED 5K

Minimum Salary

fx rate

4%

Fx Rate

annual fee

AED 200

Annual Fee

balance transfer

No

Balance Transfer

cashback

No

Cashback

Features

  • There is a monthly fee of AED 950 on this card.
  • Redemption value of approximately of 1.25%
  • 100% cash withdrawal allowed.
Apply Now

Features

  • There is a monthly fee of AED 950 on this card.
  • Redemption value of approximately of 1.25%
  • 100% cash withdrawal allowed.
  • You can get two supplementary cards free along with this.
  • Instant online banking access.
  • This card is follows all Islamic norms.
  • Forex rate applicable on this card is 4%
  • You need to have a minimum salary of AED 5000 to avail this card.

Benefits

  • Powered by VISA and globally accepted.
  • You can use your points for Fuel Vouchers
  • Instant i-choose credit card for online transactions
  • Free credit shield Takaful cover for the first 60 days.
  • Convert your retail purchases in six equal instalments, which will be free of monthly fee.
  • 1 Mile on every AED 1. There is a minimum requirement of spend of AED 2000.
    Accrue points over time.
Apply Now
View Details

View details on bank page

Power Platinum

Ajman Bank Power Platinum
Minimum Salary

AED 10K

Fx Rate

2.5%

Annual Fee

AED 300

Balance Transfer

No

Cashback

No

minimum salary

AED 10K

Minimum Salary

fx rate

2.5%

Fx Rate

annual fee

AED 300

Annual Fee

balance transfer

No

Balance Transfer

cashback

No

Cashback

Features

  • There is a monthly fee of AED 800 on this card.
  • You can get first two supplementary cards for free, and have to pay AED 50 for availing any card after first two cards.
  • Instant online banking access.
Apply Now

Features

  • There is a monthly fee of AED 800 on this card.
  • You can get first two supplementary cards for free, and have to pay AED 50 for availing any card after first two cards.
  • Instant online banking access.
  • Secured online purchase transaction.
  • Redemption value of approximately 2.5% spend.
  • 100% cash withdrawal allowed.
  • This is an Islamic card which follows all the Shariah Islamic principles of Qard.
  • You require a minimum salary of AED 10,000 on this card.

Benefits

  • Avail different offers at Pricearabia.com with this card.
  • Convert your retail purchases in six equal instalments, which will be free of monthly fee.
  • Pin and Chip security on all transactions.
  • Free credit shield Takaful cover for the first 60 days.
  • Free airport lounge access.
  • Global acceptability at more than 22 million locations throughout the world.
  • For every AED 10 spent you can avail 1 PowerPoints.
    You can redeem points and get tickets for sporting events, electronics and redeem for gift vouchers.
    You can redeem points and get tickets from more than 300 airlines, 300,000 hotels.
Apply Now
View Details

View details on bank page

Power World

Ajman Bank Power World
Minimum Salary

AED 10K

Fx Rate

3.5%

Annual Fee

AED 400

Balance Transfer

No

Cashback

No

minimum salary

AED 10K

Minimum Salary

fx rate

3.5%

Fx Rate

annual fee

AED 400

Annual Fee

balance transfer

No

Balance Transfer

cashback

No

Cashback

Advantages
  • 1 power point per 10 AED spent
  • Free access to airport lounges
  • 100% cash withdrawal limit
Advantages
  • 1 power point per 10 AED spent
  • Free access to airport lounges
  • 100% cash withdrawal limit

Features

  • You can get first two supplementary cards for free, and have to pay AED 50 for availing any card after first two cards.
  • Instant online banking access
  • Secured online purchase transaction.
Apply Now

Features

  • You can get first two supplementary cards for free, and have to pay AED 50 for availing any card after first two cards.
  • Instant online banking access
  • Secured online purchase transaction.
  • Redemption value of approximately 2.5% spend.
  • 100% cash withdrawal allowed.
  • This is an Islamic card.
  • You require a minimum of AED 10,000 to avail this card.

Benefits

  • Avail different offers at Pricearabia.com with this card.
  • Convert your retail purchases in six equal instalments, which will be free of monthly fee.
  • Pin and Chip security on all transactions.
  • Free credit shield Takaful cover for the first 60 days.
  • Free airport lounge access.
  • Global acceptability at more than 22 million locations throughout the world.
  • Mastercard international Concierge
  • Global Golf offers across 40 locations.
  • Global Hotel stay offers.
  • Travel Insurance and inconvenience cover.
  • Card fraud and protection service.
  • Purchase protection and extended warranty.
  • Earn 1 powerpoints for every AED 10 spent on all transactions.
    Can be redeemed at more than 300 airlines, 300,000 hotels, electronics and much more
Apply Now
View Details

View details on bank page

Ajman Credit Card Benefits

  • Earn one Power Point of every USD spent
  • High credit limit
  • Earn 1 RoadMile on every dirham spent
  • Can redeem RoadMiles for fuel vouchers
  • Can get 100% cashback
  • Free supplementary credit cards
  • Free i-Choose credit card
  • Can redeem power points for travel, hotel, rental car and many other benefits
  • Free travel insurance is provided
  • Golf club access
  • Can convert payments to easy payments plan

Frequently Asked Questions

⭐ What is the minimum amount to be spent to avail power points?

A. There is no minimum amount to be spent to earn power points.

⭐ What are the monthly fees on conversion of regular payments to EPP?

A. No, the monthly fees are zero on conversion of your payments to EPP.

⭐ Where can I use the i-Choose credit card?

A. An i-Choose credit card can be used for online shopping exclusively.

⭐ How many supplementary cards are provided for free?

A. Two supplementary cards are provided for free, from the third card AED 50 is charged as annual fees on each card.

⭐ What are the charges on the credit shield?

A. 0.36% of the outstanding balance on the card is charged for credit shield.

⭐ How do I redeem my roadmiles?

A. You can call the Ajman bank customer care and redeem your roadmiles for fuel vouchers. The vouchers are delivered at the registered address through the courier.

⭐ What is the minimum salary required?

A. The minimum salary required for a Ajman Bank Credit card is AED 5000.

⭐ What is the annual fees charged?

A.The annual fees charged on a Ajman Bank Credit card starts from AED 100.

⭐ What are the interest rate charged?

A.The interest rate on a Ajman Bank Credit card starts from 2.5%.

About Ajman

Ajman Bank, launched in 2009 is a young, agile Islamic commercial bank that is built on the values of trust, integrity, and transparency. The Emirate's government owns 25% in the bank which is again a strong support. Their way of measuring excellence is based on how efficiently you think they respond to your financial needs. They have brought the human touch back to banking by listening to you.

Ajman Bank Personal Finance is based on the Islamic financing structure of Murabaha, a commercial transaction which involves the buy and sale of goods that has been promised to be purchased by an ultimate buyer with an added profit margin.

   Get in touch with Ajman Bank Customer Care

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