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Emirates NBD Darna Select Visa Credit Card

Emirates NBD Bank

Darna Select Visa Credit Card

Emirates NBD Darna Select Visa Credit Card
Interest Rate

3.49%

Minimum Salary

AED 5K

Fx Rate

1.99%

Annual Fee

AED 0

Balance Transfer

Yes

Emirates NBD Darna Select Visa Credit Card
interest rate

3.49%

Interest Rate

min salary

AED 5K

Minimum Salary

fx rate

1.99%

Fx Rate

annual fee

AED 0

Annual Fee

bal transfer

Yes

Balance Transfer

View details on bank page

Required Documents

  • Completed credit card application form
  • Original Emirates ID and a copy
  • Original passport and a copy
  • Latest salary certificate (for salaried applicants)
  • Trade license (for business applicants)
  • Latest 3 months’ bank statements or ATM mini statements

Main Benefits

  • Darna Silver tier membership, granting access to exclusive lifestyle offers and perks across Aldar’s ecosystem.
  • Earn Darna Points with every purchase:
  • 6.25% back in points on spends at Aldar destinations, including Yas Mall, Yas Island theme parks, hotels, spas, golf courses, and other attractions.
  • 0.75% back in points for spends outside of the Aldar ecosystem.
  • Redeem points instantly at over 1,200 Aldar locations; every 10 Darna Points equals AED 1 upon redemption.
  • Enjoy buy-1-get-1 free movie tickets each month through enrollment in the Darna program.
  • Benefit from interest-free 0% installment plans for Aldar Education and Aldar property purchases at no additional cost.
  • Up to 5% cashback on dining at over 2,000 Darna partner outlets across the UAE.
  • Earn cashback automatically, no registration or minimum spend required.
  • Earn up to 6.25% back as Darna Points
  • Cashback is directly credited to your monthly statement, ensuring seamless savings on your favorite experiences.
  • Earn Darna Points every time you spend with your card.
  • Redeem points instantly at over 2,000 partner outlets including restaurants, wellness centers, entertainment venues, and more across the UAE.
  • Enjoy easy redemption through the Darna app or website, making rewards accessible anytime.
  • Combine Darna Points earned from your card with those from other Emirates NBD products for faster redemption.

Frequently Asked Questions

Q. What is the minimum salary requirement to apply for the Darna Select Visa Credit Card?

A. To be eligible, applicants must have a minimum monthly salary of AED 5,000.

Q. Is there an annual fee for the Darna Select Visa Credit Card?

A. No, the card is free for life; there are no annual fees.

Q. What benefits does the Darna Select Visa Credit Card offer?

A. Earn up to 6.25% back as Darna Points on purchases at Aldar destinations.
Earn 0.75% back as Darna Points on all other spends.
Complimentary Darna Silver tier membership.
Buy 1 get 1 free movie tickets each month.
0% installment plans at no cost across Aldar Education & Property.

Q. How can I redeem my Darna Points?

A. Darna Points can be redeemed instantly at over 1,200 Aldar destinations, where every 10 Darna Points equal AED 1.

Q. What documents are required to apply for the Darna Select Visa Credit Card?

A. Completed credit card application form.
Original Emirates ID and a copy.
Original passport and a copy.
Latest salary certificate (for salaried individuals).
Trade license (for non-individuals).
Latest 3-month original bank statements or mini ATM statements.
Security cheque.

Q. How can I apply for the Darna Select Visa Credit Card?

A. You can apply online through the Emirates NBD website or by visiting a branch.

Q. Is there a limit on how much I can earn in Darna Points?

A. There is no specified cap on Darna Points earnings; however, certain transactions, such as government services, utility payments, and real estate, earn 0.075% back as Darna Points.

Q. Can I use the Darna Select Visa Credit Card internationally?

A. Yes, the card can be used internationally, and foreign currency transactions are subject to a currency conversion fee.

Q. How can I check my Darna Points balance?

A. You can check your Darna Points balance through the Emirates NBD mobile app or by logging into your online banking account.

Q. Are there any promotional offers available with the Darna Select Visa Credit Card?

A. Yes, new applicants may receive a YOUGotaGift HappyYOU Card worth AED 250 upon approval.

   Get in touch with Emirates NBD Customer Care

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