Your details are safe and secured
Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
Thank you for providing your details.Emirates NBD Marriott Bonvoy World Elite Mastercard Credit Card
Marriott Bonvoy World Elite Mastercard Credit Card
Features
- Welcome Bonus: Earn up to 150,000 Marriott Bonvoy points (75,000 on activation and fee payment + 75,000 when you spend US $15,000 in the first 3 billing cycles).
- Reward Points:
- 6 points per US $1 at Marriott Bonvoy hotels and resorts
- 3 points per US $1 on international and local spends
- 0.75 points on groceries, insurance, car dealerships, fast-food
- 0.30 points on utilities, telecom, education, real estate, food delivery
- Express Points Program: Boost earnings by up to 50% more points monthly (AED 300 fee, no annual fee while enrolled).
- Elite Status: Complimentary Gold Elite status
- Upgrade to Platinum Elite with US $100,000 annual spend
- Elite Night Credits: Get 15 Elite Night Credits annually to fast-track Platinum Elite status.
- Anniversary Free Night Award: One free night stay each year worth up to 50,000 points.
- Airport Lounge Access: Complimentary global access via Mastercard Travel Pass.
- Cinema Benefits: Buy 1, get 1 free at VOX and Reel Cinemas (minimum spend applies).
- Golf Privileges: Complimentary access to top UAE golf courses (booking fee applies).
- Credit Shield Pro: Optional protection with life cover up to AED 300,000, job loss cover up to AED 60,000, and daily hospital cash benefits.
- Annual Fee: AED 1,575
- Minimum Salary Requirement: AED 25,000 per month
- Interest Rate: 3.25%
Main Benefits
- Complimentary Gold Elite Status with Marriott Bonvoy Fast-track to Platinum Elite by spending US $100,000 annually
- 15 Elite Night Credits every year to accelerate status upgrades
- Up to 150,000 welcome bonus points (75,000 on joining + 75,000 on meeting spend requirement)
- 6 points per US $1 spent at Marriott Bonvoy hotels and resorts
- Up to 3 points per US $1 on international and retail spends
- Annual Free Night Award worth up to 50,000 points
- Complimentary global airport lounge access with Mastercard Travel Pass
- Buy 1, Get 1 free movie tickets at VOX and Reel Cinemas
- Complimentary golf access at leading UAE courses
- 20% spa discounts at participating Marriott Bonvoy hotels in the UAE
- Credit Shield Pro protection: life cover up to AED 300,000, job loss cover up to AED 60,000, and daily hospital cash benefits
Frequently Asked Questions
Q. How do I earn Marriott Bonvoy points with this card?
A. 6 points per US$1 at Marriott Bonvoy hotels and resorts
3 points per US$1 on international and general domestic spends
0.75 points on groceries, insurance, car dealerships, fast-food
0.30 points on utilities, telecom, education, real estate, food delivery
Q. What exchange rate is used for calculating points?
A. All spends are converted at a fixed rate of US$1 = AED 3.673.
Q. When will my points be credited?
A. Retail spends: within 1–2 weeks after statement date;
Hotel spends: within 4–6 weeks after transaction
Q. Where are my points credited?
A. Points are credited to the Marriott Bonvoy account linked during application. Supplementary card spends also go to the primary account.
Q. What if my card is replaced?
A. Your points remain safe and will be transferred to your new card.
Q. Are there any spends that don’t earn points?
A. Yes. Non-retail/commercial transactions, refunded purchases, and cancelled spends are not eligible.
Q. Is there a cap on points earned?
A. Yes. Emirates NBD may apply a maximum points limit per billing cycle.
Q. Can I change my Marriott Bonvoy account for points credit?
A. Yes. You can request to update the account linked with your card.
Q. Do Marriott Bonvoy points expire?
A. Yes. Points follow Marriott Bonvoy’s own expiry rules as per their program terms.
Q. What is the minimum monthly income required to apply?
A. A minimum monthly income of AED 25,000 is required.
Get in touch with Emirates NBD Customer Care
Product of the Month
Discover Exclusive Benefits:
Explore Our Card of the Month
Easy-to-Use Credit Card