Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Emirates NBD SHARE Visa Platinum Credit Card

Emirates NBD Bank

SHARE Visa Platinum Credit Card

Emirates NBD SHARE Visa Platinum Credit Card
Interest Rate

3.49%

Minimum Salary

AED 5K

Fx Rate

1.99%

Annual Fee

AED 0

Balance Transfer

Yes

Emirates NBD SHARE Visa Platinum Credit Card
interest rate

3.49%

Interest Rate

min salary

AED 5K

Minimum Salary

fx rate

1.99%

Fx Rate

annual fee

AED 0

Annual Fee

bal transfer

Yes

Balance Transfer

View details on bank page

Required Documents

  • Completed application form
  • Original and copy of Emirates ID and passport
  • Latest salary certificate and bank statements (3 months) for salaried applicants
  • Trade license and Memorandum of Association (MOA) for self-employed/business owners
  • Security cheque (if required)
  • For supplementary cards: primary cardholder’s original card, plus supplementary applicant’s ID and contact details

Main Benefits

  • Earn 4% back in SHARE Points at over 5,000 stores and 18 malls including Mall of the Emirates, City Centre malls, Carrefour, and VOX Cinemas.
  • Get up to 3% additional SHARE Points when using the SHARE App alongside your card.
  • Instantly redeem SHARE Points in-store by linking your card to SHAREPay or scanning your SHARE ID.
  • Enjoy Buy 1 Get 1 Free movie tickets at VOX Cinemas when booking online and paying with the card.
  • No annual fees—the card has a lifetime-free annual fee.
  • Benefit from instant card issuance to start using your card immediately after approval.
  • Earn up to 4% back in SHARE Points at 5,000+ Majid Al Futtaim outlets (Carrefour, Mall of the Emirates, City Centre malls, VOX, etc.).
  • Get up to 7% total rewards when using the SHARE App alongside the card.
  • Enjoy 0.75% back on all non-MAF purchases including online and international spend.
  • Redeem instantly via SHARE App or by scanning your SHARE ID at over 5,000 MAF stores.
  • 10 SHARE Points = AED 1, usable across groceries, fashion, entertainment, and more.
  • Get Buy 1 Get 1 free movie tickets at VOX Cinemas (T&Cs apply).
  • Rewards are automatic, seamless, and available across 18 malls and hundreds of brands.

Frequently Asked Questions

Q. What’s the minimum salary to apply?

A. You need a minimum monthly income of AED 5,000 to be eligible.

Q. Is there an annual or joining fee?

A. No—this card comes with zero joining fee and no annual fee for life.

Q. How many SHARE Points do I earn?

A. 4% back at Majid Al Futtaim venues (Mall of the Emirates, City Centre, VOX, Ski Dubai, etc.)
Up to 3% extra via the SHARE App
0.75% back on all other retail, online, and international spend

Q. Where can I redeem my points?

A. Instantly at over 5,000 stores and 18 malls, including Carrefour, VOX, and more.

Q. Any entertainment perks?

A. Enjoy Buy 1 Get 1 Free movie tickets at VOX Cinemas (T&Cs apply).

Q. Is there an interest-free period?

A. Yes, up to 55 days on purchases, provided you pay your full due balance by the statement date.

Q. What’s the interest rate if I carry a balance?

A. A high 3.49% monthly finance charge (approx. 41.9% APR) applies to outstanding retail balances.

Q. Can I convert expenses into installments?

A. Yes, there are 0% interest installment plans available (3, 6, 12, 24, or 36 months) for eligible purchases.

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