Last Updated on 21 August 2025

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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FAB Cashback Credit Card

FAB Bank

Cashback Credit Card

FAB Cashback Credit Card
Interest Rate

3.99%

Minimum Salary

AED 5K

Fx Rate

2.61%

Annual Fee

AED 300

Cashback

Yes

FAB Cashback Credit Card
interest rate

3.99%

Interest Rate

min salary

AED 5K

Minimum Salary

fx rate

2.61%

Fx Rate

annual fee

AED 300

Annual Fee

cashback

Yes

Cashback

View details on bank page

Features

  • Earn cashback on groceries, dining, fashion, international spending, and more.
  • Cashback capped at AED 1,000 per month across all categories.
  • From June 1, 2025, a minimum spend of AED 3,000 per month is required to earn rewards.
  • Supermarket, dining, and fashion cashback capped at AED 150 each per month.
  • Free worldwide airport lounge access with up to 8 visits per year (primary cardholder) and 6 visits for a guest.
  • Two free airport transfers per year, plus 20% discount on Careem chauffeur services (up to 3 rides per month).
  • Carrefour discount – AED 40 off online orders above AED 250 (once per month).
  • Talabat offer – 40% off (up to AED 40) on 4 orders per month with a minimum spend of AED 100.
  • Costa Coffee offer – 2 free coffees at Dubai Airport + 2 additional items from a select menu.
  • Cinema offer – 2 movie tickets per month for AED 20 at Reel Cinemas, Cine Royal, and Star Cinemas.
  • Farfetch offer – 10% discount on purchases above USD 300.
  • Bicester Village Shopping Collection – 15% discount on shopping packages, chauffeur experiences, and shopping express.
  • MakeMyTrip travel deals – Up to 40% off bookings + wallet cashback benefits.
  • Global Blue VIP services – Access to fast-track airport lanes and VIP city lounges when travelling abroad.
  • 3.99% is charged as interest on retail purchases & 3.99% interest on cash advance
  • A minimum salary of AED 5000 is needed
  • Annual fees of AED 300 is charged

Main Benefits

  • Get 5% cashback on online & offline supermarket spending (groceries), capped at AED 150/month.
  • Get 5% cashback on dining, capped at AED 150/month.
  • Get 5% cashback on fashion shopping, capped at AED 150/month.
  • Earn 3% cashback on travel & international non-AED spending.
  • Earn 1% cashback on all other eligible spends.
  • Save up to AED 40 every month on Carrefour online orders.
  • Enjoy 40% off on Talabat food delivery, up to AED 160 monthly savings.
  • Get free Costa coffee & snacks at Dubai Airport (monthly benefit).
  • Watch movies for less with 2 tickets per month at AED 20 only.
  • Save more on luxury shopping with 10% off Farfetch and 15% off Bicester Village experiences.
  • Travel smart with up to 40% off on MakeMyTrip bookings and wallet cashback rewards.
  • Relax with free global airport lounge access for yourself and your guest.
  • Travel in comfort with 2 free airport transfers per year + discounted Careem chauffeur rides.
  • Skip queues at airports with Global Blue VIP fast-track access.

Frequently Asked Questions

Q. What is the maximum cashback earning limit on the card?

A. There is AED 1000 maximum cashback earning limit on the FAB cashback credit card.

Q. What are the charges levied on Credit shield plus?

A. 1.04% of the outstanding card balance is charged as credit shield plus fee.

Q. What are the charges levied on Wallet shield?

A. 0.42% of the outstanding balance is charged as Wallet Shield fee.

Q. What is the minimum monthly payment that needs to be made?

A. 5% of the credit card bill is required as a minimum monthly payment.

Q. Are supplementary cards provided on the primary FAB cashback credit card?

A. Yes. Primary cardholders can get supplementary cards as well. There is no annual fee charged on the supplementary cards.

Q. Is cashback provided on international purchases as well?

A. Yes. on non-AED transactions, 3% cashback is provided.

   Get in touch with FAB Customer Care

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