Last Updated on 21 September 2025

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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FAB Travel Credit Card

FAB Bank

Travel Credit Card

FAB Travel Credit Card
Interest Rate

3.99%

Minimum Salary

AED 25K

Fx Rate

0%

Annual Fee

AED 1.5K

Balance Transfer

Yes

Cashback

Yes

FAB Travel Credit Card
interest rate

3.99%

Interest Rate

min salary

AED 25K

Minimum Salary

fx rate

0%

Fx Rate

annual fee

AED 1.5K

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

Yes

Cashback

View details on bank page

Features

  • Free Annual Return Flight – Enjoy one complimentary return flight every year to over 15 destinations, including London, Paris, Istanbul, Baku, Tbilisi, and Mumbai.
  • 12% Cashback on Travel Bookings – Earn 12% cashback in FAB Rewards on eligible flight and hotel bookings, subject to minimum spend.
  • No Foreign Exchange Fees – Spend abroad with zero FX fees and no hidden charges.
  • Airport Lounge Access – Complimentary access to global airport lounges for you and two guests.
  • 0 Forex rate
  • The interest rate offer is 3.99%
  • Minimum monthly salary of AED 25,000 required.
  • Annual Fee – AED 1,500.

Main Benefits

  • Free Annual Return Flight – One complimentary flight each year (with AED 300,000 annual spend).
  • 12% Cashback on Travel – Earn 12% cashback on flights and hotels (min. monthly spend AED 5,000, capped at AED 1,800).
  • No FX Fees – Spend abroad with zero foreign exchange charges.
  • FAB Rewards – Earn on everyday purchases and convert to airline miles, including Etihad Guest.
  • Airport Lounge Access – Free global access, with guest visits on qualifying spend.
  • Free Airport Transfers – Six complimentary rides via Careem each year.
  • Fast-Track Security – Up to three free passes annually at select airports.
  • Global Roaming Data – 1GB free roaming data, three times a year.
  • Travel Discounts – Offers with Booking.com, Cleartrip, Hertz, and more.
  • Travel Insurance – Complimentary medical and inconvenience cover.

Frequently Asked Questions

Q. What is the minimum salary required?

A. AED 25,000 per month.

Q. What is the annual fee?

A. AED 1,500.

Q. How do I qualify for the free annual flight?

A. Spend AED 300,000 annually to receive one complimentary return flight to over 15 destinations.

Q. How does the 12% cashback work?

A. Earn 12% cashback in FAB Rewards on flight and hotel bookings with a minimum monthly spend of AED 5,000.
Cashback is capped at AED 1,800 per month.

Q. Are there foreign exchange fees?

A. No, the card has zero FX fees and no hidden charges.

Q. Can I transfer FAB Rewards to airline miles?

A. Yes, rewards can be converted to miles, including Etihad Guest Miles.

Q. What travel benefits are included?

A. Free global airport lounge access (with guest visits on meeting spend criteria).
Six free airport transfers per year via Careem.
Three fast-track security passes annually at select airports.
1GB global roaming data, three times a year.
Discounts with Booking.com, Cleartrip, Hertz, and more.
Complimentary travel medical and inconvenience insurance.

Q. When are rewards or cashback credited?

A. Cashback and rewards are credited after meeting the required monthly or annual spend conditions.

   Get in touch with FAB Customer Care

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