Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
FAB Rewards Indulge Credit Card

Rewards Indulge Credit Card
Features
- Free for life – no annual or renewal fees.
- Earn rewards on every spend:
- 5 FAB Rewards per AED 1 on online purchases.
- 1 FAB Reward per AED 1 on all other spends.
- Monthly bonus rewards – up to 20,000 FAB Rewards when spending AED 10,000 or more.
- Dining discounts – up to 20% off at over 150 restaurants in the UAE.
- Lifestyle savings – up to 20% off at attractions such as Wild Wadi, Dubai Parks, KidZania, Play DXB, Dubai Ice Rink, and more.
- Fashion perks – 20% off Namshi.com and 10% off Farfetch.com (minimum spend applies).
- Travel & leisure benefits:
- Unlimited complimentary airport lounge access across 25+ countries.
- 8% off flights and hotels on Cleartrip.ae.
- 10% off rentalcars.com and Budget bookings.
- Entertainment – movie tickets for just AED 20.
- Easy rewards redemption – convert FAB Rewards instantly to cashback, miles, vouchers, bill payments, shopping, and travel.
- Eligibility – available for customers with a minimum monthly salary of AED 5,000.
Main Benefits
- 20% off Namshi – save up to AED 100 per order (min. spend AED 300).
- Dining discounts – up to 20% off at 150+ restaurants across the UAE for you and up to 7 guests.
- Entertainment savings – up to 20% off at attractions such as Wild Wadi, Dubai Aquarium, Dubai Ice Rink, and more.
- Earn rewards on all spending – plus monthly bonus rewards on meeting spend thresholds.
- Free for life – no annual or renewal fees.
- Accessible eligibility – available with a minimum monthly salary of AED 5,000.
Frequently Asked Questions
Q. What protection benefits are included?
A. The card offers Purchase Protection for eligible items and Credit Shield to cover outstanding balances in unexpected situations.
Q. What is the minimum salary required?
A. You need a monthly salary of at least AED 5,000 to apply.
Q. What travel perks are available?
A. Cardholders get complimentary airport lounge access, discounted car rentals, and special flight and hotel deals through Cleartrip.ae.
Q. How often can I use the Namshi discount?
A. The 20% discount can be used twice in any 30-day period.
Q. What is the minimum spend for the Namshi discount?
A. A minimum spend of AED 300 is required.
Q. What is the maximum discount per order on Namshi?
A. You can save up to AED 100 per order.
Q. Do I need a promo code for the Namshi discount?
A. No, the discount is applied automatically when you use your FAB Rewards Indulge Card.
Q. Can this Namshi offer be combined with other promotions?
A. No, it cannot be used with other vouchers, coupons, or promotions.
Q. Are there exclusions on the Namshi offer?
A. Yes, non-returnable items and payments made using Namshi wallet credit, gift cards, or Apple Pay are excluded.
Q. How do I redeem FAB Rewards?
A. How do I redeem FAB Rewards?
Get in touch with FAB Customer Care