Last Updated on 21 August 2025
Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
FAB Etihad Guest Signature Credit Card

Etihad Guest Signature Credit Card
Features
- Get a guaranteed 35,000 Etihad Guest Miles welcome bonus upon card activation
- Supplementary cardholders receive 5,000 welcome miles
- Double joining miles: 35,000 miles on activation + 35,000 bonus miles on meeting spend criteria
- No annual fee in the first year for Emirati and Elite customers (based on AED 75,000 spend in 6 months)
- Receive up to 70,000 bonus miles with a six-month spend target of AED 75,000
- Earn 2.75 Etihad Guest Miles per AED 10 spent on domestic purchases
- Earn 4.5 Etihad Guest Miles per AED 10 spent internationally in non-AED currency
- Earn 5.5 Etihad Guest Miles per AED 10 spent with Etihad Airways and its partners
- Earn 2.5 Etihad Tier Miles for every AED 10 spent locally or abroad
- Optional Miles Accelerator Programme: Earn 6.5 miles per AED 10 spent for AED 250/month
- Get two discounted airport transfers per year (AED 40 within city / AED 100 intercity)
- Enjoy up to 8 complimentary visits to 1,000+ global airport lounges annually
- Receive two complimentary inflight Wi-Fi vouchers valid for 24 hours each
- Get four discounted cinema tickets monthly for AED 20 at Reel Cinemas, Cine Royal, and Star Cinemas
- Avail discounts at premium golf courses across the UAE and beyond
- 24/7 Travel Concierge Service for bookings and assistance
- Special Visa offers and lifestyle discounts across hotels, dining, and shopping
- Complimentary International Medical and Travel Assistance
- Travel Accident Insurance coverage up to USD 500,000
- Purchase Protection and Extended Warranty for 12 additional months
- Automatic Fraudulent Transaction Protection
- Credit Shield coverage on outstanding balance
- The interest of a cash advance is 3.99% per month
- The interest on Retail purchases is 3.99% per month.
- A minimum salary of AED 15,000 is required
- Annual fees of AED 1500 is charged
Main Benefits
- Enjoy a generous welcome reward of up to 70,000 Etihad Guest Miles for a faster start to travel perks
- Earn miles on every spend – both locally and internationally – to redeem for flights, upgrades, and rewards
- Fast track to Etihad Guest Silver membership by completing two return flights within six months
- Unlock an annual 50% Etihad Guest Miles Discount Voucher on spending AED 150,000 – cutting your reward flight cost in half
- Access over 1,000 airport lounges worldwide for you and your guests, ensuring comfort before every flight
- Stay connected on Etihad flights with complimentary inflight Wi-Fi vouchers
- Save on entertainment with discounted cinema tickets and exclusive golf course privileges
- Get peace of mind with global travel insurance, medical assistance, and accident coverage while abroad
- Protect your purchases with extended warranty and coverage against theft or damage
- Safeguard your finances with fraud protection and Credit Shield in case of unexpected situations
- Simplify travel planning with 24/7 concierge support for bookings, reservations, and recommendations
- Take advantage of Visa lifestyle offers for dining, shopping, and leisure experiences
Frequently Asked Questions
⭐ What are the charges for guests accompanying the primary cardholder at the airport lounge?
A. Guest accompanying the primary cardholder to the airport lounge will be charged AED 27(per guest).
⭐ At what regions airport pick up and drop service can be availed?
A. Airport pickup and drop services can be availed at Dubai and Abu Dhabi regions only.
⭐ How many discounted fitness first clubs access are provided?
A. Per month 4 discounted entries are provided at the Fitness first clubs.
⭐ Is there any eligibility criterion to avail discounts on movie tickets and fitness clubs?
A. Yes. To avail movie tickets and fitness clubs offers a minimum spend of AED 2000 is required per month.
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