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Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
Thank you for providing your details.FAB Z Credit Card
Z Credit Card
Features
- Free Careem Plus membership for 1 year
- Free Noon One membership for 1 year
- 20% discount on Netflix, YouTube, Spotify, PlayStation, Xbox, Shahid VIP (with AED 5,000+ monthly spend)
- Discounts on UAE attractions, Talabat orders, and movie tickets (from AED 20)
- Up to 30% off (max AED 150) at Virgin Megastore, twice per month
- 50% off Go Gamers Premium Membership
- Low 1.99% monthly interest rate
- 5% minimum payment required each month
- No foreign exchange fees (excluding scheme/conversion charges)
- Buy Now, Pay Later plans from 0.99% interest (up to 48 months)
- Complimentary airport lounge access via Mastercard Travel Pass
- Travel discounts with Booking.com, IHG Hotels, Avis, Cleartrip, Rentalcars.com
- Earn up to 1 FAB Reward per AED 1 spent (worth up to AED 1,000 monthly)
- AED 0 foreign exchange fee
- Low 1.99% monthly interest rate
- Minimum monthly salary: AED 5,000
- No annual fee in the first year
Main Benefits
- Free 1-year Careem Plus and Noon One memberships
- 20% off UAE attractions, Talabat orders, and streaming subscriptions (Netflix, YouTube, Spotify, PlayStation, Xbox, Shahid VIP – with AED 5,000+ spend)
- Movie tickets from AED 20 at select cinemas
- 30% off Virgin Megastore (capped at AED 150, twice a month)
- 50% off Go Gamers Premium Membership
- Low 1.99% interest rate with only 5% minimum payment No foreign exchange fees (scheme/conversion charges may apply)
- 0% balance transfers up to 18 months (fees apply) Buy Now, Pay Later plans from 0.99% interest (up to 48 months)
- Complimentary airport lounge access via Mastercard Travel Pass
- Travel discounts on hotels, car rentals, and more with Booking.com, IHG, Avis, Cleartrip, Rentalcars.com Earn 1 FAB Reward per AED 1 spent (up to AED 1,000 value monthly)
Frequently Asked Questions
Q. Who can apply for Fab Z Credit Card?
A. Anyone earning a minimum salary of AED 5,000.
Q. Is there an annual fee?
A. No fee in the first year; charges may apply later.
Q. What lifestyle perks do I get?
A. Free Careem Plus & Noon One memberships, plus discounts on attractions, Talabat, and movies.
Q. What entertainment benefits are included?
A. 20% off Netflix, YouTube, Spotify, PlayStation, Xbox, Shahid VIP, Virgin Megastore discounts, and Go Gamers offers.
Q. What financial features are offered?
A. 1.99% interest, 5% minimum payment, no FX fees, balance transfers, and BNPL plans.
Q. What travel perks are included?
A. Free airport lounge access and travel discounts on hotels, cars, and bookings.
Q. Can I earn rewards?
A. Yes, up to 1 FAB Reward per AED 1 spent (worth up to AED 1,000 monthly).
Get in touch with FAB Customer Care
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