Check Eligibility for ADCB
Car Loan

You are eligible to apply for a ADCB
Car Loan .

You may not be eligible * to apply.

* Minimum salary AED 5000 required to apply for a ADCB Car Loan .

*No loan for :User_Nationality available in this page

Click here to check from other banks.

ADCB Car Loan Calculator

Car Loan Provided By ADCB

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The information provided on this website does not constitute the marketing of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Marino, San Marino, Vatican and Isle of man. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals. Find your nearest Citi branch: www.findmyciti.com/ae/. Call us at: +971 4 311 4000.

Address: Citibank UAE, P.O. Box 749, Dubai, United Arab Emirates.

0 People rated this page

Check Eligibility for ADCB Car Loan

You are eligible to apply for a ADCB
Car Loan .

You may not be eligible * to apply.

* Minimum salary AED 5000 required to apply for a ADCB Car Loan .

Click here to check loans from other banks.

ADCB Car Loan Calculator

Features of ADCB Car Loan

  • “One Signature” Application Procedure
  • Loans up to AED 1.5 Million
  • Up to 60 months repayment tenures
  • Finance Upto 80% of Car Value
  • Insurance finance option
  • Quick approvals
  • Simple documentation
  • Interest/Profit rate on Car Loan (p.a): 4.5% - 11% p.a.

Eligibility Criteria of ADCB Car Loan

  • Valid driver’s licence
  • Minimum Salary: AED 5000
  • Minimum Age: 18 years
  • A positive valid credit score

Documents Required of ADCB Car Loan

  • Valid Emirates ID (For UAE Nationals)
  • Valid driving licence (Must be valid in the UAE)
  • Copy of Valid passport (For Expatriates)
  • Copy of residence Visa (For Expatriates)
  • Original salary certificate and payslips
  • Bank statements
  • Post-dated cheques (for payment of monthly installments) or
  • A standing Instruction of payments to your ADCB account
  • Security cheques
  • Copy of vehicle registration card, mortgaged to ADCB and certified
  • Original vehicle insurance policy
  • Original invoice of the vehicle
  • All relevant evaluation certificates (Pollution norms, Road tax payment receipts etc.)
  • Mortgage letter

Note: The bank may ask for more documents if it sees necessary.

ADCB Car Loan Interest rates

ADCB Bank

8 ADCB Bank Car Loans

Murabaha New Car Finance - Salaried

Minimum Salary

AED 5K

Flat Rate

2.49%

Reducing Rate

4.52%

Loan Amount

AED 1500K

Early Settlement Fee

1%

Arrangement Fee

1%

Down Payment

20%

minimum salary

AED 5K

Minimum Salary

flat rate

2.49%

Flat Rate

reducing rate

4.52%

Reducing Rate

loan amount

AED 1500K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

1%

Arrangement Fee

down payment

20%

Down Payment

Features

  • Repayment period is up to 60 months
  • Interest rate for the given finance is 2.49%
  • Minimum salary requirement is AED 5,000
Apply Now

Features

  • Repayment period is up to 60 months
  • Interest rate for the given finance is 2.49%
  • Minimum salary requirement is AED 5,000
  • The reducing rate and the flat rate is 4.52% and 2.49%. This denotes that the computation done was a division of the reduction rate by 1.814
  • Maximum loan amount is AED 1,500,000 that ADCB bank can provide
  • Early settlement fee is 1% of the finance amount
  • Processing fee is 1% of the loan amount
  • About 20% down payment is required for this finance

Benefits

  • High finance amount and low minimum salary requirement is there for given finance
  • The given finance is Sharia-compliant
  • Long repayment period for this loan
  • As low as 2.49% rates on new cars
  • Approval is quick
  • Documentation is simple
  • Finance up to 80% of the car price
  • For every AED 1,000 of finance amount you can earn 50 ADCB TouchPoints
  • Salary transfer is not required
Apply Now
View Details

View details on bank page

Murabaha New Car Finance for Self Employed

Minimum Salary

AED 15K

Flat Rate

2.49%

Reducing Rate

4.52%

Loan Amount

AED 750K

Early Settlement Fee

1%

Arrangement Fee

1%

Down Payment

20%

minimum salary

AED 15K

Minimum Salary

flat rate

2.49%

Flat Rate

reducing rate

4.52%

Reducing Rate

loan amount

AED 750K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

1%

Arrangement Fee

down payment

20%

Down Payment

Features

  • Repayment period is up to 60 months
  • Interest rate for the given finance is 2.49%
  • Minimum salary requirement is AED 15,000
Apply Now

Features

  • Repayment period is up to 60 months
  • Interest rate for the given finance is 2.49%
  • Minimum salary requirement is AED 15,000
  • The reducing rate and the flat rate is 4.52% and 2.49%. This denotes that the computation done was a division of the reduction rate by 1.813
  • Maximum loan amount is AED 750,000 that ADCB bank can provide
  • Early settlement fee is 1% of the finance amount
  • Processing fee is 1% of the loan amount
  • About 20% down payment is required for this finance

Benefits

  • High finance amount and low minimum salary requirement is there for given finance
  • The given finance is Sharia-compliant
  • Long repayment period for this loan
  • Convenient features like one signature application
  • As low as 2.49% rates on new cars
  • Approval is quick
  • Documentation is simple
  • Finance up to 80% of the car price
  • For every AED 1,000 of finance amount you can earn 50 ADCB TouchPoints
  • Salary transfer is not required
Apply Now
View Details

View details on bank page

New Car Loan

Minimum Salary

AED 5K

Flat Rate

2.75%

Reducing Rate

4.99%

Loan Amount

AED 500K

Early Settlement Fee

1%

Arrangement Fee

1%

Down Payment

20%

minimum salary

AED 5K

Minimum Salary

flat rate

2.75%

Flat Rate

reducing rate

4.99%

Reducing Rate

loan amount

AED 500K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

1%

Arrangement Fee

down payment

20%

Down Payment

Features

  • Repayment period is up to 60 months
  • Interest rate for the given finance is 2.75%
  • Minimum salary requirement is AED 5,000
Apply Now

Features

  • Repayment period is up to 60 months
  • Interest rate for the given finance is 2.75%
  • Minimum salary requirement is AED 5,000
  • The reducing rate and the flat rate is 4.99% and 2.75%. This denotes that the computation done was a division of the reduction rate by 1.814
  • Maximum loan amount is AED 500,000 that ADCB bank can provide
  • Early settlement fee is 1% of the finance amount
  • Processing fee is 1% of the loan amount
  • About 20% down payment is required for this finance

Benefits

  • High finance amount and low minimum salary requirement is there for given finance
  • The given finance is Sharia-compliant
  • Long repayment period for this loan
  • Convenient features like one signature application
  • As low as 2.75% rates on new cars
  • Approval is quick
  • Documentation is simple
  • Finance up to 80% of the car price
  • For every AED 1,000 of finance amount you can earn 50 ADCB TouchPoints
  • Salary transfer is not required
Apply Now
View Details

View details on bank page

New Car Loans for Self Employed

Minimum Salary

AED 8K

Flat Rate

2.49%

Reducing Rate

4.52%

Loan Amount

AED 500K

Early Settlement Fee

1%

Arrangement Fee

1%

Down Payment

20%

minimum salary

AED 8K

Minimum Salary

flat rate

2.49%

Flat Rate

reducing rate

4.52%

Reducing Rate

loan amount

AED 500K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

1%

Arrangement Fee

down payment

20%

Down Payment

Features

  • Repayment period is up to 60 months
  • Interest rate for the given finance is 2.49%
  • Minimum salary requirement is AED 8,000
Apply Now

Features

  • Repayment period is up to 60 months
  • Interest rate for the given finance is 2.49%
  • Minimum salary requirement is AED 8,000
  • The reducing rate and the flat rate is 4.52% and 2.49%. This denotes that the computation done was a division of the reduction rate by 1.814
  • Maximum loan amount is AED 500,000 that ADCB bank can provide
  • Early settlement fee is 1% of the finance amount
  • Processing fee is 1% of the loan amount
  • About 20% down payment is required for this finance

Benefits

  • High finance amount and low minimum salary requirement is there for given finance
  • The given finance is Sharia-compliant
  • Long repayment period for this loan
  • Convenient features like one signature application
  • As low as 2.49% rates on new cars
  • Approval is quick
  • Documentation is simple
  • Finance up to 80% of the car price
  • For every AED 1,000 of finance amount you can earn 50 ADCB TouchPoints
  • Salary transfer is not required
Apply Now
View Details

View details on bank page

Murabaha Used Car Finance - Salaried

Minimum Salary

AED 5K

Flat Rate

3.25%

Reducing Rate

5.9%

Loan Amount

AED 1500K

Early Settlement Fee

1%

Arrangement Fee

1%

Down Payment

20%

minimum salary

AED 5K

Minimum Salary

flat rate

3.25%

Flat Rate

reducing rate

5.9%

Reducing Rate

loan amount

AED 1500K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

1%

Arrangement Fee

down payment

20%

Down Payment

Features

  • Repayment period is up to 60 months
  • Interest rate for the given finance is 3.25%
  • Minimum salary requirement is AED 5,000
Apply Now

Features

  • Repayment period is up to 60 months
  • Interest rate for the given finance is 3.25%
  • Minimum salary requirement is AED 5,000
  • The reducing rate and the flat rate is 5.9% and 3.25%. This denotes that the computation done was a division of the reduction rate by 1.813
  • Maximum loan amount is AED 1,500,000 that ADCB bank can provide
  • Early settlement fee is 1% of the finance amount
  • Processing fee is 1% of the loan amount
  • About 20% down payment is required for this finance

Benefits

  • High finance amount and low minimum salary requirement is there for given finance
  • The given finance is Sharia-compliant
  • Long repayment period for this loan
  • Convenient features like one signature application
  • As low as 2.75% rates on new cars
  • Approval is quick
  • Documentation is simple
  • Finance up to 80% of the car price
  • For every AED 1,000 of finance amount you can earn 50 ADCB TouchPoints
  • Salary transfer is not required
Apply Now
View Details

View details on bank page

Murabaha Used Car Finance for Self Employed

Minimum Salary

AED 15K

Flat Rate

3.25%

Reducing Rate

5.9%

Loan Amount

AED 750K

Early Settlement Fee

1%

Arrangement Fee

1%

Down Payment

20%

minimum salary

AED 15K

Minimum Salary

flat rate

3.25%

Flat Rate

reducing rate

5.9%

Reducing Rate

loan amount

AED 750K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

1%

Arrangement Fee

down payment

20%

Down Payment

Features

  • Repayment period is up to 60 months
  • Interest rate for the given finance is 3.25%
  • Minimum salary requirement is AED 15,000
Apply Now

Features

  • Repayment period is up to 60 months
  • Interest rate for the given finance is 3.25%
  • Minimum salary requirement is AED 15,000
  • The reducing rate and the flat rate is 5.9% and 3.25%. This denotes that the computation done was a division of the reduction rate by 1.813
  • Maximum loan amount is AED 750,000 that ADCB bank can provide
  • Early settlement fee is 1% of the finance amount
  • Processing fee is 1% of the loan amount
  • About 20% down payment is required for this finance

Benefits

  • High finance amount and low minimum salary requirement is there for given finance
  • The given finance is Sharia-compliant
  • Long repayment period for this loan
  • Convenient features like one signature application
  • As low as 3.25% rates on new cars
  • Approval is quick
  • Documentation is simple
  • Finance up to 80% of the car price
  • For every AED 1,000 of finance amount you can earn 50 ADCB TouchPoints
  • Salary transfer is not required
Apply Now
View Details

View details on bank page

Used Car Loan

Minimum Salary

AED 5K

Flat Rate

3.25%

Reducing Rate

5.9%

Loan Amount

AED 500K

Early Settlement Fee

1%

Arrangement Fee

1%

Down Payment

20%

minimum salary

AED 5K

Minimum Salary

flat rate

3.25%

Flat Rate

reducing rate

5.9%

Reducing Rate

loan amount

AED 500K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

1%

Arrangement Fee

down payment

20%

Down Payment

Features

  • Repayment period is up to 60 months
  • Interest rate for the given finance is 3.25%
  • Minimum salary requirement is AED 5,000
Apply Now

Features

  • Repayment period is up to 60 months
  • Interest rate for the given finance is 3.25%
  • Minimum salary requirement is AED 5,000
  • The reducing rate and the flat rate is 5.9% and 3.25%. This denotes that the computation done was a division of the reduction rate by 1.813
  • Maximum loan amount is AED 500,000 that ADCB bank can provide
  • Early settlement fee is 1% of the finance amount
  • Processing fee is 1% of the loan amount
  • About 20% down payment is required for this finance

Benefits

  • High finance amount and low minimum salary requirement is there for given finance
  • The given finance is Sharia-compliant
  • Long repayment period for this loan
  • Convenient features like one signature application
  • As low as 3.25% rates on new cars
  • Approval is quick
  • Documentation is simple
  • Finance up to 80% of the car price
  • For every AED 1,000 of finance amount you can earn 50 ADCB TouchPoints
  • Salary transfer is not required
Apply Now
View Details

View details on bank page

Used Car Loans for Self Employed

Minimum Salary

AED 8K

Flat Rate

3.25%

Reducing Rate

5.9%

Loan Amount

AED 500K

Early Settlement Fee

1%

Arrangement Fee

1%

Down Payment

20%

minimum salary

AED 8K

Minimum Salary

flat rate

3.25%

Flat Rate

reducing rate

5.9%

Reducing Rate

loan amount

AED 500K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

1%

Arrangement Fee

down payment

20%

Down Payment

Features

  • Repayment period is up to 60 months
  • Interest rate for the given finance is 3.25%
  • Minimum salary requirement is AED 8,000
Apply Now

Features

  • Repayment period is up to 60 months
  • Interest rate for the given finance is 3.25%
  • Minimum salary requirement is AED 8,000
  • The reducing rate and the flat rate is 5.9% and 3.25%. This denotes that the computation done was a division of the reduction rate by 1.813
  • Maximum loan amount is AED 500,000 that ADCB bank can provide
  • Early settlement fee is 1% of the finance amount
  • Processing fee is 1% of the loan amount
  • About 20% down payment is required for this finance

Benefits

  • High finance amount and low minimum salary requirement is there for given finance
  • The given finance is Sharia-compliant
  • Long repayment period for this loan
  • As low as 3.25% rates on used cars
  • Approval is quick
  • Documentation is simple
  • For every AED 1,000 finance amount you can earn 50 ADCB TouchPoints
Apply Now
View Details

View details on bank page

About ADCB

Abu Dhabi Commercial Bank (ADCB), features in the Forbes list of top 1000 biggest public companies. It provides retail, commercial, Islamic banking and other financial services to people. Founded in 1985 and headquartered in Abu Dhabi, UAE, the bank operates on five strategic pillars:

  • UAE-centric approach with controlled internationalization
  • Sustainability through growth of liabilities
  • Culture of efficiency and service excellence
  • Follow a pre-defined risk strategy
  • Focuses on staff

ADCB offers three categories of services:

  • Aspire
  • Privilege Club
  • Excellency

The services and charges vary depending on the category in which you choose to bank with them.

   Get in touch with ADCB Customer Care

Ask questions and share your comments

We encourage our users to have discussion on questions they might have on financial products and help other users by sharing their insights. Kindly help us in making this site useful. We don't encourage any spam posts here. This is a public forum, so we request you to be safe by not disclosing personal information such as bank account or phone numbers etc. Please follow our posting guidelines. All the comments posted under MyMoneySouq official account are not reviewed by the financial institutions.

Show/Post Comments