ADIB Smart Account

Check Eligibility for Arab
Home Loan

You are eligible to apply for a Arab
Home Loan .

You may not be eligible * to apply.

* Minimum salary AED 15000 required to apply for a Arab Home Loan .

*No loan for :User_Nationality available in this page

Click here to check from other banks.

Arab Home Loan Calculator

Home Loan Provided By Arab

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The information provided on this website does not constitute the marketing of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Marino, San Marino, Vatican and Isle of man. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals. Find your nearest Citi branch: www.findmyciti.com/ae/. Call us at: +971 4 311 4000.

Address: Citibank UAE, P.O. Box 749, Dubai, United Arab Emirates.

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Check Eligibility for Arab Home Loan

You are eligible to apply for a Arab
Home Loan .

You may not be eligible * to apply.

* Minimum salary AED 15000 required to apply for a Arab Home Loan .

Click here to check loans from other banks.

Arab Home Loan Calculator

ADIB Smart Account

Features of Arab Home Loan

  • Competitive interest rates starting from 3.49%*
  • Financing up to 75% of the property value
  • High loan amount up to AED 5.5 million
  • Convenient loan tenure up to 25 years
  • Preferential insurance rates
  • Housing Loans buy– out facility
  • Free Arab Bank Visa Credit Card for the first year
  • Quick loan application processing time
  • Dedicated sales team - ready to serve you at your convenience
  • Auto subscribe to Elite – privilege banking service.

Documents Required of Arab Home Loan

  • Valid national ID and valid passport with valid Resident visa (for residents)
  • Recent utility bill in the name of the client e.g. electricity, telephone or rental contract
  • Latest Salary/Income/Employment verification document
  • Property purchase and sales agreement / contract
  • Ownership certificate of the financed property
  • Proof of Down payment
  • Bank statement

Arab Home Loan Interest rates

Arab Bank

2 Arab Bank Home Loans

Housing Loan

Minimum Salary

AED 15K

Flat Rate

1.92%

Reducing Rate

3.49%

Loan Amount

AED 5500K

Early Settlement Fee

1%

Arrangement Fee

1%

Down Payment

25%

Repayments Up To

25 Years

minimum salary

AED 15K

Minimum Salary

flat rate

1.92%

Flat Rate

reducing rate

3.49%

Reducing Rate

loan amount

AED 5500K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

1%

Arrangement Fee

down payment

25%

Down Payment

repayment

25 Years

Repayments Up To

Advantages
  • Can avail Buyout facility
  • Upgrade to Elite banking services
  • Free Arab bank visa credit card
Advantages
  • Can avail Buyout facility
  • Upgrade to Elite banking services
  • Free Arab bank visa credit card

Features

  • UAE Nationals and Expats are eligible
  • Home Finance is provided at a fixed interest rate of 1.92%
  • Minimum salary of AED 15000 is required
Apply Now

Features

  • UAE Nationals and Expats are eligible
  • Minimum salary of AED 15000 is required
  • Home Finance is provided at a fixed interest rate of 1.92%
  • Home Finance is provided on a reducing interest rate of 3.49%
  • Salary transfer to Arab Bank is required
  • Maximum loan amount provided is AED 5500000
  • Favorable insurance rates
  • 1% of the total loan amount is charged as processing fees
  • The loan is provided for a maximum tenure of 25 years
  • 25% of the property value should be paid as the down payment
  • 1% of outstanding loan amount is charged on early settlement

Benefits

  • Low-profit rates
  • Upgrade to elite banking services on approval of the loan
  • Can get a free Arab Bank Credit Card for one year
  • Provides best customer service by satisfying the requirements of the customers
  • Low insurance rates
  • The high amount of finance is provided
  • Quick approval of the loan
Apply Now
View Details

View details on bank page

Non Resident Housing Loan

Minimum Salary

AED 15K

Flat Rate

3.85%

Reducing Rate

6.99%

Loan Amount

AED 5500K

Early Settlement Fee

2%

Arrangement Fee

1%

Down Payment

25%

Repayments Up To

20 Years

minimum salary

AED 15K

Minimum Salary

flat rate

3.85%

Flat Rate

reducing rate

6.99%

Reducing Rate

loan amount

AED 5500K

Loan Amount

early settlement fee

2%

Early Settlement Fee

arrangement fee

1%

Arrangement Fee

down payment

25%

Down Payment

repayment

20 Years

Repayments Up To

Advantages
  • Property insurance is not mandatory
  • Salary transfer is not compulsory
  • Free credit card
Advantages
  • Property insurance is not mandatory
  • Salary transfer is not compulsory
  • Free credit card

Features

  • Expats from Jordan, Palestine, and Lebanon are eligible
  • Home Finance is provided at a fixed interest rate of 3.85%
  • Minimum salary of AED 15000 is required
Apply Now

Features

  • Expats from Jordan, Palestine, and Lebanon are eligible
  • Minimum salary of AED 15000 is required
  • Home Finance is provided at a fixed interest rate of 3.85%
  • Home Finance is provided on a reducing interest rate of 6.99%
  • Salary transfer to Arab Bank account is not required
  • Maximum loan amount provided is USD 500,000
  • Getting your property insured is not mandatory
  • 1% of the total loan amount is charged as processing fees
  • The loan is provided for a maximum tenure of 20 years
  • 25% of the property value should be paid as the down payment
  • 2% of outstanding loan amount is charged on early settlement

Benefits

  • Provides good customer assistance
  • Salary transfer is optional
  • Provides finance to purchase a property in Jordan, Palestine, and Lebanon
  • Complimentary Credit Card is provided
  • Quick processing
  • Competitive insurance rates
Apply Now
View Details

View details on bank page

About Arab

With over 600 branches across five continents, Arab Bank is the largest global bank in UAE. It is headquartered in Amman, Jordan. Arab Bank is also present in key financial markets and centers such as London, Dubai, Singapore, Geneva, Paris, Frankfurt, Sydney, and Bahrain. The bank operates on the following pillars of values:

  • Trust
  • Commitment
  • Corporate responsibility
  • Service Excellence
  • Customer Focus
  • Empowerment
  • Teamwork
  • Transparency.

   Get in touch with Arab Customer Care

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