ADIB Smart Account

Check Eligibility for Arab
Home Loan

You are eligible to apply for a Arab
Home Loan .

You may not be eligible * to apply.

* Minimum salary AED 15000 required to apply for a Arab Home Loan .

*No loan for :User_Nationality available in this page

Click here to check from other banks.

Arab Home Loan Calculator

Home Loan Provided By Arab

Check Eligibility for Arab Home Loan

You are eligible to apply for a Arab
Home Loan .

You may not be eligible * to apply.

* Minimum salary AED 15000 required to apply for a Arab Home Loan .

Click here to check loans from other banks.

Arab Home Loan Calculator

ADIB Smart Account

Features of Arab Home Loan

  • Competitive interest rates starting from 3.49%*
  • Financing up to 75% of the property value
  • High loan amount up to AED 5.5 million
  • Convenient loan tenure up to 25 years
  • Preferential insurance rates
  • Housing Loans buy– out facility
  • Free Arab Bank Visa Credit Card for the first year
  • Quick loan application processing time
  • Dedicated sales team - ready to serve you at your convenience
  • Auto subscribe to Elite – privilege banking service.

Documents Required of Arab Home Loan

  • Valid national ID and valid passport with valid Resident visa (for residents)
  • Recent utility bill in the name of the client e.g. electricity, telephone or rental contract
  • Latest Salary/Income/Employment verification document
  • Property purchase and sales agreement / contract
  • Ownership certificate of the financed property
  • Proof of Down payment
  • Bank statement

Arab Home Loan Interest rates

Arab Bank

2 Arab Bank Home Loans

Housing Loan

minimum salary

Minimum Salary

AED 15K

flat rate

Flat Rate

1.92%

reducing rate

Reducing Rate

3.49%

loan amount

Loan Amount

AED 5500K

early settlement fee

Early Settlement Fee

1%

arrangement fee

Arrangement Fee

1%

down payment

Down Payment

25%

repayment

Repayments Up To

25 Years

minimum salary

AED 15K

Minimum Salary

flat rate

1.92%

Flat Rate

reducing rate

3.49%

Reducing Rate

loan amount

AED 5500K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

1%

Arrangement Fee

down payment

25%

Down Payment

repayment

25 Years

Repayments Up To

Advantages
  • Can avail Buyout facility
  • Upgrade to Elite banking services
  • Free Arab bank visa credit card
Advantages
  • Can avail Buyout facility
  • Upgrade to Elite banking services
  • Free Arab bank visa credit card

Features

  • UAE Nationals and Expats are eligible
  • Home Finance is provided at a fixed interest rate of 1.92%
  • Minimum salary of AED 15000 is required

Features

  • UAE Nationals and Expats are eligible
  • Minimum salary of AED 15000 is required
  • Home Finance is provided at a fixed interest rate of 1.92%
  • Home Finance is provided on a reducing interest rate of 3.49%
  • Salary transfer to Arab Bank is required
  • Maximum loan amount provided is AED 5500000
  • Favorable insurance rates
  • 1% of the total loan amount is charged as processing fees
  • The loan is provided for a maximum tenure of 25 years
  • 25% of the property value should be paid as the down payment
  • 1% of outstanding loan amount is charged on early settlement

Benefits

  • Low-profit rates
  • Upgrade to elite banking services on approval of the loan
  • Can get a free Arab Bank Credit Card for one year
  • Provides best customer service by satisfying the requirements of the customers
  • Low insurance rates
  • The high amount of finance is provided
  • Quick approval of the loan

View details on bank page

Non Resident Housing Loan

minimum salary

Minimum Salary

AED 15K

flat rate

Flat Rate

3.85%

reducing rate

Reducing Rate

6.99%

loan amount

Loan Amount

AED 5500K

early settlement fee

Early Settlement Fee

2%

arrangement fee

Arrangement Fee

1%

down payment

Down Payment

25%

repayment

Repayments Up To

20 Years

minimum salary

AED 15K

Minimum Salary

flat rate

3.85%

Flat Rate

reducing rate

6.99%

Reducing Rate

loan amount

AED 5500K

Loan Amount

early settlement fee

2%

Early Settlement Fee

arrangement fee

1%

Arrangement Fee

down payment

25%

Down Payment

repayment

20 Years

Repayments Up To

Advantages
  • Property insurance is not mandatory
  • Salary transfer is not compulsory
  • Free credit card
Advantages
  • Property insurance is not mandatory
  • Salary transfer is not compulsory
  • Free credit card

Features

  • Expats from Jordan, Palestine, and Lebanon are eligible
  • Home Finance is provided at a fixed interest rate of 3.85%
  • Minimum salary of AED 15000 is required

Features

  • Expats from Jordan, Palestine, and Lebanon are eligible
  • Minimum salary of AED 15000 is required
  • Home Finance is provided at a fixed interest rate of 3.85%
  • Home Finance is provided on a reducing interest rate of 6.99%
  • Salary transfer to Arab Bank account is not required
  • Maximum loan amount provided is USD 500,000
  • Getting your property insured is not mandatory
  • 1% of the total loan amount is charged as processing fees
  • The loan is provided for a maximum tenure of 20 years
  • 25% of the property value should be paid as the down payment
  • 2% of outstanding loan amount is charged on early settlement

Benefits

  • Provides good customer assistance
  • Salary transfer is optional
  • Provides finance to purchase a property in Jordan, Palestine, and Lebanon
  • Complimentary Credit Card is provided
  • Quick processing
  • Competitive insurance rates

View details on bank page

About Arab

With over 600 branches across five continents, Arab Bank is the largest global bank in UAE. It is headquartered in Amman, Jordan. Arab Bank is also present in key financial markets and centers such as London, Dubai, Singapore, Geneva, Paris, Frankfurt, Sydney, and Bahrain. The bank operates on the following pillars of values:

  • Trust
  • Commitment
  • Corporate responsibility
  • Service Excellence
  • Customer Focus
  • Empowerment
  • Teamwork
  • Transparency.

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