Top Home Loans
HSBC Home Loan
United Arab Bank Home Loan
Rakbank Home Loan
Standard Chartered Home Loan
CBD Home Loan
Emirates NBD Home Loan
National Bank of Fujairah Home Loan
CBI Home Loan
Dubai Islamic Bank Home Loan
Al Khaliji France Home Loan
ADIB Home Loan
Union National Bank Home Loan
Arab Bank Home Loan
FAB Home Loan
Other Home Loans From Arab Bank
Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
Arab Bank Non Resident Housing Loan
Non Resident Housing Loan
- Property insurance is not mandatory
- Salary transfer is not compulsory
- Free credit card
- Expats from Jordan, Palestine, and Lebanon are eligible
- Minimum salary of AED 15000 is required
- Home Finance is provided at a fixed interest rate of 3.85%
- Home Finance is provided on a reducing interest rate of 6.99%
- Salary transfer to Arab Bank account is not required
- Maximum loan amount provided is USD 500,000
- Getting your property insured is not mandatory
- 1% of the total loan amount is charged as processing fees
- The loan is provided for a maximum tenure of 20 years
- 25% of the property value should be paid as the down payment
- 2% of outstanding loan amount is charged on early settlement
- Provides good customer assistance
- Salary transfer is optional
- Provides finance to purchase a property in Jordan, Palestine, and Lebanon
- Complimentary Credit Card is provided
- Quick processing
- Competitive insurance rates
Frequently Asked Questions
⭐ Do I need to transfer my salary to Arab bank account?
A. No, salary transfer to Arab Bank account is not mandatory.
⭐ What are the additional benefits I get on approval of the loan?
A. You get a free credit card on approval of the loan.
⭐ Can I use this loan to purchase properties outside UAE?
A. Yes, it can be used to purchase properties only at Jordan, Lebanon, and Palestine by their respective citizens.
⭐ Do I need to have a residency visa?
A. Yes, being a UAE Resident is mandatory to avail this loan.
⭐ What are the insurance rates for Arab bank Non-Resident Home Finance?
A. You need to pay 0.03% of the outstanding loan amount as Life and property insurance.
⭐ What is the maximum tenure of the loan?
A. The loan is provided for a maximum tenure of 20 years.
⭐ What is the maximum finance provided?
A. You get 75% of the property value as maximum finance.
⭐ Is salary certificate mandatory?
A. Yes, salary certificate is a mandatory document.
⭐ Any Non-resident can avail this finance?
A. No, only Jordan, Palestine and Lebanese nationalities can avail this finance.
With over 600 branches across five continents, Arab Bank is the largest global bank in UAE. It is headquartered in Amman, Jordan. Arab Bank is also present in key financial markets and centers such as London, Dubai, Singapore, Geneva, Paris, Frankfurt, Sydney, and Bahrain. The bank operates on the following pillars of values:
- Corporate responsibility
- Service Excellence
- Customer Focus
Get in touch with Arab Bank Customer Care