Check Eligibility for Emirates NBD
Home Loan

You are eligible to apply for a Emirates NBD
Home Loan .

You may not be eligible * to apply.

* Minimum salary AED 10000 required to apply for a Emirates NBD Home Loan .

*No loan for :User_Nationality available in this page

Click here to check loans from other banks.

Emirates NBD Home Loan Calculator

Home Loan Provided By Emirates NBD

Check Eligibility for Emirates NBD Home Loan

You are eligible to apply for a Emirates NBD
Home Loan .

You may not be eligible * to apply.

* Minimum salary AED 10000 required to apply for a Emirates NBD Home Loan .

Click here to check loans from other banks.

Emirates NBD Home Loan Calculator

Features of Emirates NBD Home Loan

  • Loan amount upto 70 times salary (Maximum up to AED 15 million)
  • Financing up to 75% of the property value
  • Long repayment tenures up to 25 years
  • Pre - Approval facility
  • Available for salaried & self-employed individuals

Documents Required of Emirates NBD Home Loan

  • Original Emirates ID and Emirates ID copy (For UAE Nationals)
  • Valid Passport Copy with valid Resident Visa page (Old Passport copy if Visa is stamped on old Passport) (For residents)

Salaried Individuals:

  • Latest Salary certificate addressed to Emirates NBD
  • Latest Pay slips (in case of more than 10% variance in Salary)
  • Previous employment proof if less than 3 years
  • Latest 6 Months Bank statement

Self-Employed Individuals

  • Valid Trade License copy
  • Plus MOA (Memorandum of Association) including all amendments
  • Latest 6 Months Bank statement
  • Latest 2 years audited financial

Co-Borrower’s Documents (If Any)

  • Co-borrower's valid Passport and visa page
  • Income documents (if applicable)
  • If Co-borrower is a company, then MOA & TL to be obtained. Passport Copy of partners also to be obtained

Note: Additional documents may be required at the Bank's sole discretion. Bank may ask for more documentation if it sees necessary.

Emirates NBD Home Loan Interest rates

emirates-nbd Bank

4 Home Loans Provided By Emirates NBD

Home Loan for UAE National

Minimum Salary

AED 10K

Flat Rate

2.2%

Reducing Rate

3.99%

Loan Amount

AED 15000K

Early Settlement Fee

1%

Arrangement Fee

1%

Down Payment

20%

Repayments Up To

25 Years

AED 10K

Minimum Salary

2.2%

Flat Rate

3.99%

Reducing Rate

AED 15000K

Loan Amount

1%

Early Settlement Fee

1%

Arrangement Fee

20%

Down Payment

25 Years

Repayments Up To

Advantages

  • Get pre-approved facility
  • Low insurance charges
  • High finance

Advantages

  • Get pre-approved facility
  • Low insurance charges
  • High finance
Home Loan for Self employed UAE Nationals

Minimum Salary

AED 20K

Flat Rate

2.2%

Reducing Rate

3.99%

Loan Amount

AED 15000K

Early Settlement Fee

1%

Arrangement Fee

1%

Down Payment

20%

Repayments Up To

25 Years

AED 20K

Minimum Salary

2.2%

Flat Rate

3.99%

Reducing Rate

AED 15000K

Loan Amount

1%

Early Settlement Fee

1%

Arrangement Fee

20%

Down Payment

25 Years

Repayments Up To

Home Loan for Expats

Minimum Salary

AED 20K

Flat Rate

2.2%

Reducing Rate

3.99%

Loan Amount

AED 15000K

Early Settlement Fee

1%

Arrangement Fee

1%

Down Payment

25%

Repayments Up To

25 Years

AED 20K

Minimum Salary

2.2%

Flat Rate

3.99%

Reducing Rate

AED 15000K

Loan Amount

1%

Early Settlement Fee

1%

Arrangement Fee

25%

Down Payment

25 Years

Repayments Up To

Advantages

  • Get pre-approved facility
  • Low insurance charges
  • High finance

Advantages

  • Get pre-approved facility
  • Low insurance charges
  • High finance
Home Loan for Self employed Expatriates

Minimum Salary

AED 20K

Flat Rate

2.2%

Reducing Rate

3.99%

Loan Amount

AED 15000K

Early Settlement Fee

1%

Arrangement Fee

1%

Down Payment

25%

Repayments Up To

25 Years

AED 20K

Minimum Salary

2.2%

Flat Rate

3.99%

Reducing Rate

AED 15000K

Loan Amount

1%

Early Settlement Fee

1%

Arrangement Fee

25%

Down Payment

25 Years

Repayments Up To

About Emirates NBD

In 2007, Emirates Bank International (EBI) and the National Bank of Dubai (NBD), the second and fourth largest banks in UAE, merged to form the banking champion - Emirates NBD. With more than 200 branches and over 900 ATMs and Cash Deposit Machines (CDMs) across the country and overseas, it is globally recognized as the most valued financial services provider in the Middle East. On November 15, 2016, Emirates NBD took over Emirates Money Consumer Finance LLC, becoming a regional consolidation blueprint for banking and finance sector in the UAE.

Corporate Values of the Emirates NBD are:

  • Customer Focus
  • Service Excellence
  • Innovation
  • Passion For Performance
  • Integrity
  • Teamwork