ADCB Premium Current Account

Last Updated on 07 February 2019

ADIB Smart Account
ADCB Bank

WarningMessage This product is valid by the Bank

Premium Current Account

interest rate

Interest Rate

0%

min balance

Min Balance to Maintain

AED 50K

monthly fee

Monthly Fee

AED 100

relationship manager

Relationship Manager

Yes

Currency Account

Yes

approval time

Approval Time

3 Days

transfer cost

Local Transfer Cost

AED 25

inter transfercost

International Transfer Cost

AED 50

interest rate

0%

Interest Rate

min balance

AED 50K

Min Balance to Maintain

monthly fee

AED 100

Monthly Fee

relationship manager

Yes

Relationship Manager

Yes

Currency Account

approval time

3 Days

Approval Time

local transfer cost

AED 25

Local Transfer Cost

inter transfer cost

AED 50

International Transfer Cost

 

Required Documents

  • Application form
  • Trade Licence
  • Valid passport and Copy of Visa
  • Memorandum of Association (MOA)
  • Articles of Association (AOA)
  • Chamber of Commerce Certificate copy
  • Board Resolutions
  • Address proof

Main Benefits

  • Free Cheque book
  • You can access ADCB personal internet banking and mobile banking
  • Free Debit Card
  • Free E-statements
  • Free supplementary card

Frequently Asked Questions

Q. Does switching my current account can affect my credit rating?

A. No, as long as you have repaid your outstanding overdraft on your previous account, your credit Can I change rating cannot get affected.

Q. What will happen to my debit card transactions that I have asked my old bank to stop?

A. It remains same even after switching to ADCB.

Q. Does ADCB provide 24/7 customer service?

A. Yes, ADCB provides the facility of 24/7 customer service to it’s users.

Q. Is there any need to add an account holder to my current account in ADCB?

A. Yes, you are allowed to add account holder to your current account in ADCB.

Q. Can I change name of applicant on the account?

A. Yes, you need to submit all the documents again along with a cover letter detailing your account number signed by you.

ADCB

Abu Dhabi Commercial Bank (ADCB), features in the Forbes list of top 1000 biggest public companies. It provides retail, commercial, Islamic banking and other financial services to people. Founded in 1985 and headquartered in Abu Dhabi, UAE, the bank operates on five strategic pillars:

  • UAE-centric approach with controlled internationalization
  • Sustainability through growth of liabilities
  • Culture of efficiency and service excellence
  • Follow a pre-defined risk strategy
  • Focuses on staff

ADCB offers three categories of services:

  • Aspire
  • Privilege Club
  • Excellency

The services and charges vary depending on the category in which you choose to bank with them.

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