Best Fuel Cashback Credit Cards in UAE - August 2026

Fuel Cashback Credit Cards in UAE

Automobiles are part of day to day life and fuel expenses cannot be avoided. You can buy petrol and diesel. This is the main strategy to save your money using the fuel cards. By driving the average cost per liter you can save a lot of money in a matter of a year. Fuel cards will allow you to make more travel and save your money.

Top Fuel Cashback credits card in UAE

Let’s look at a few banks and financial institutions that offer best fuel credit cards in UAE:

Emirates Islamic Bank Fuel Cashback Cards

Emirates Islamic Bank offers 2 fuel cashback credit cards that help cardholders save on fuel purchases and everyday spending. Depending on the card, customers can earn up to 10% cashback on eligible fuel transactions. In addition to fuel rewards, these cards offer cashback across categories such as RTA transport, groceries, dining, education, travel, and domestic and international retail spending. Selected cards also include lifestyle benefits such as an integrated Nol card, airport lounge access, complimentary movie tickets, golf privileges, purchase protection, and valet parking.

Below are the fuel cashback offers, eligibility requirements, additional cashback categories, and key benefits of Emirates Islamic Bank's fuel cashback credit cards

1. Emirates Islamic RTA Platinum Credit Card

The Emirates Islamic RTA Platinum Credit Card is designed for customers who regularly drive and use Dubai's public transport network. Along with rewarding fuel purchases, the card provides cashback on RTA transport, domestic and international spending, grocery shopping, and other everyday expenses. Its integrated Nol functionality makes commuting across Dubai's RTA network more convenient.

Fuel offer:  Earn 10% cashback on eligible fuel purchases across the UAE.

Maximum fuel cashback: AED 75 per month.

Minimum Spend Requirement:

Spend at least AED 1,000 on eligible retail transactions during each statement cycle to qualify for cashback rewards.

Additional Cashback Categories: Can get Up to 10% cashback on RTA transport payments.

Earn Up to 2.25% cashback on international retail spending.

Get Up to 1.25% cashback on domestic retail purchases.

Earn 1% cashback on grocery and supermarket spending.

Get 0.31% cashback on quick service restaurant transactions.

Get 0.19% cashback on automobile and insurance spending.

Get 0.13% cashback on education, telecom, and real estate payments.

Other Benefits: 

• Integrated Nol Card for convenient payments across Dubai Metro, buses, trams, parking, and other RTA services.
• Up to 2 Buy 1 Get 1 complimentary movie tickets every month at Reel Cinemas.
• 15% discount on selected Emaar entertainment attractions.
• Complimentary purchase protection covering eligible purchases against accidental damage or theft for up to 90 days from the purchase date.

Minimum Salary Required: AED 5000

Interest Rate:  3.69% 

Annual Fee: AED 0 (Free for Life)

2. Emirates Islamic Switch Cashback Credit Card

The Emirates Islamic Switch Cashback Credit Card is suitable for customers looking for flexible cashback rewards. Through the Emirates Islamic Mobile Banking App, cardholders can switch between Lifestyle and Travel reward profiles, allowing them to maximise cashback based on their monthly spending habits. This flexibility makes it a suitable choice for customers whose spending patterns vary throughout the year.

Fuel offer:  Earn 8% cashback on eligible fuel purchases under the Lifestyle reward profile.

Maximum fuel cashback: AED 100 per month.

Minimum Spend Requirement: Spend at least AED 2,500 on eligible retail transactions in a calendar month to qualify for cashback rewards.

Additional Cashback Categories: Lifestyle Reward Profile:

• Enjoy up to 4% cashback on supermarket purchases (maximum AED 200 per month).
• Can get up to 4% cashback on dining (maximum AED 200 per month).
• Get up to 4% cashback on education spending (maximum AED 200 per month).

Travel Reward Profile:

• Get up to 4% cashback on airline bookings (maximum AED 200 per month).
• Get up to 4% cashback on hotel bookings (maximum AED 200 per month).
• Can get up to 4% cashback on dining (maximum AED 200 per month).

Other Eligible Spending

• Can get up to 1% unlimited cashback on eligible retail purchases.
• 0.5% cashback on utility bills, telecom payments, government services, and real estate transactions.

Additional Card Benefits: 

• 500 Cashback Points welcome bonus after meeting the qualifying spending requirement.
• Up to 2 Buy 1 Get 1 complimentary movie tickets every month at participating cinemas.
• 2 complimentary golf rounds every month at selected golf courses.
• Unlimited airport lounge access through the LoungeKey programme.
• 1 complimentary valet parking service every month, subject to the required monthly spend.
• 1 complimentary Airport Meet & Greet Bronze service.

Minimum Salary Required: AED 10,000

Interest Rate:  3.69% 

Annual Fee: AED 0 for the first year.

AED 299 (excluding VAT) from the second year onwards.

The annual fee is waived when the cardholder spends AED 30,000 or more annually on eligible retail transactions.

Fuel Spend offers of HSBC Bank in UAE

HSBC offers 1 fuel cashback credit card that rewards customers on fuel purchases and everyday spending. With the HSBC Live+ Credit Card, cardholders can earn 5% cashback on eligible fuel purchases, along with cashback on dining, groceries, and entertainment. The card also includes lifestyle and travel benefits such as complimentary airport lounge access, Zomato Gold membership, Careem Plus membership, movie offers, travel insurance, and extended warranty, making it an excellent choice for customers looking to maximise cashback and lifestyle rewards.

Below are the fuel cashback offer, eligibility requirements, additional cashback categories, and key benefits of HSBC's fuel cashback credit card.

HSBC Live+ Credit Card

The HSBC Live+ Credit Card is designed for customers who want to earn cashback on everyday spending while enjoying premium dining, travel, and entertainment benefits. The card rewards fuel purchases, dining, groceries, entertainment, and other retail transactions, making it suitable for individuals and families looking to maximise monthly cashback.

Fuel offer:  Earn 5% cashback on eligible fuel purchases.

Maximum fuel cashback: AED 200 per statement cycle.

Spend at least AED 3,000 per statement cycle to qualify for the 5% cashback.

Minimum Spend Required to get cashback for HSBC Live+ Credit Card is Spend at least AED 3,000 per statement cycle to earn:

• 6% cashback on dining.
• 5% cashback on fuel.
• 2% cashback on groceries.
• 2% cashback on entertainment.

If your monthly spend is below AED 3,000, you'll earn 0.5% cashback on eligible retail spending.

Additional Cashback Categories: Earn 6% cashback on dining transactions (maximum AED 200 per statement cycle).

Earn 2% cashback on grocery purchases (maximum AED 200 per statement cycle).

Earn 2% cashback on entertainment spending (maximum AED 200 per statement cycle).

Earn 0.5% cashback on all other eligible retail purchases.

Additional Card Benefits: 

• 12 complimentary airport lounge visits per year for the primary cardholder and supplementary cardholders through Visa Airport Companion (subject to the qualifying international transaction requirement).
• Complimentary 12-month Careem Plus membership.
• Complimentary Zomato Gold membership, offering up to 50% off dining at participating restaurants.
• Buy 1 Get 1 free movie tickets every month at participating VOX, Reel, and Roxy Cinemas (subject to the applicable spending requirement).
• Up to 7% cashback on eligible Booking.com hotel bookings.
• Multi-trip travel insurance.
• Extended warranty on eligible purchases.
• 24/7 Visa Concierge Service.
• Access to home&Away shopping, dining, and travel offers.
• Digital card access with Apple Pay, Google Pay, and Samsung Wallet.
• Fraud protection of up to USD 4,000 per year for eligible claims.

Minimum Salary Required: AED 5,000 for employees of approved companies.

AED 12,500 for all other applicants.

Interest Rate:  3.69% 

Annual Fee: AED 0 for the first year.

From the second year onwards, the annual fee is AED 299 (AED 313.95 including VAT), which is waived if you spend at least AED 12,000 in the previous 12 months.

Abu Dhabi Islamic Bank (ADIB) Fuel Cashback Offers

ADIB offers 1 fuel cashback credit card that rewards everyday spending across fuel, groceries, dining, education, automobile expenses, and utility bill payments. Cardholders can earn 4% cashback on eligible fuel and automobile spending, with a maximum monthly cashback of AED 300 for this category and an overall monthly cashback cap of AED 1,000. In addition to cashback rewards, the card includes benefits such as free roadside assistance, up to four complimentary supplementary cards, cash withdrawals of up to 100% of the finance limit, and up to 55 days of payment grace period.

Below are the fuel cashback offer, eligibility requirements, additional cashback categories, and key benefits of ADIB's fuel cashback credit card.

ADIB Cashback Visa Covered Card

The ADIB Cashback Visa Covered Card is suitable for customers looking to earn cashback on everyday household and motoring expenses. With no minimum monthly spend requirement, the card rewards common spending categories including fuel, groceries, education, dining, and utility bill payments, making it a practical option for everyday use.

Fuel offer:  Earn 4% cashback on eligible fuel and automobile spending.

Maximum fuel and automobile cashback: AED 300 per month. 

Minimum Spend Requirement: No minimum monthly spend is required to qualify for cashback rewards.

Additional Cashback Categories: Get up to 4% cashback on supermarket and grocery spending (maximum AED 300 per month).

Earn up to 4% cashback on school and education payments (maximum AED 300 per month).

Enjoy up to 4% cashback on dining and restaurant spending (maximum AED 200 per month).

Get up to 4% cashback on utility bill payments (maximum AED 100 per month).

Maximum total cashback of AED 1,000 per month across all eligible categories.

Additional Card Benefits: 

• Free roadside assistance once every year.
• Withdraw up to 100% of your finance limit as cash.
• Up to 55 days grace period to repay outstanding balances.
• Up to four complimentary supplementary cards.
• Access to ADIB Mobile Banking and online banking services for convenient card management.

Interest Rate:  3.75% 

Annual Fee: AED 99

DIB credit card fuel cashback UAE

Dubai Islamic Bank (DIB) offers 2 fuel cashback credit cards that reward customers for fuel purchases and everyday spending. Depending on the card, customers can earn up to 4% cashback on eligible fuel and automobile expenses. In addition to fuel rewards, these cards provide cashback across categories such as groceries, school fees, telecom, utility bill payments, Salik, Nol recharges, and automobile servicing. Selected lifestyle benefits include complimentary roadside assistance, travel and medical protection, and purchase security, making these cards suitable for everyday spending and travel.

Below are the fuel cashback offers, eligibility requirements, additional cashback categories, and key benefits of DIB's fuel cashback credit cards.

1. DIB Consumer Cashback Platinum Card

The DIB Consumer Cashback Platinum Card is designed for customers who want to maximise cashback on fuel and essential household expenses. Along with higher cashback rates across multiple spending categories, the card also includes travel protection and roadside assistance, making it suitable for frequent drivers and families.

Fuel offer:  Earn 4% cashback on eligible fuel and automobile spending. Maximum fuel cashback: AED 150 per month.

Minimum Spend Required: To be eligible for cashback on the DIB Consumer Cashback Platinum Card, a minimum monthly spend of AED 4,000 is required on eligible retail transactions during the statement cycle to qualify for cashback rewards.

Additional Cashback Categories: Earn up to 4% cashback on grocery purchases (maximum AED 400 per month).

Earn up to 4% cashback on automobile servicing (maximum AED 400 per month).

Earn up to 4% cashback on school fee payments (maximum AED 400 per month).

Earn up to 4% cashback on telecom bill payments (maximum AED 150 per month).

Can get up to 4% cashback on utility bill payments (maximum AED 150 per month).

Can get up to 4% cashback on Salik transactions (maximum AED 50 per month).

Can get up to 4% cashback on Nol card recharges (maximum AED 50 per month).

Additional Card Benefits: 

• Complimentary roadside assistance.
• Personal accident insurance coverage.
• Emergency medical expense coverage while travelling.
• Trip cancellation and trip delay protection.
• Baggage delay and baggage loss protection.
• Travel inconvenience coverage.

Minimum Salary Required: AED 15,000

Interest Rate:  3.69% 

Annual Fee: AED 249

2. DIB Consumer Cashback Reward Card

The DIB Consumer Cashback Reward Card is suitable for customers seeking cashback on everyday expenses with a lower monthly spending requirement. It rewards fuel purchases, groceries, school fees, utility payments, and telecom spending while offering travel-related protection and roadside assistance.

Fuel offer:  Earn 3% cashback on fuel and automobile spends, with a maximum monthly cashback of up to AED 100. 

Minimum Spend Required: To be eligible for cashback on the DIB Consumer Cashback Reward Card, a minimum monthly spend of AED 3,000 is required.

Additional Cashback Categories: Earn up to 3% cashback on grocery purchases (maximum AED 300 per month).

Earn up to 3% cashback on automobile servicing (maximum AED 300 per month).

Get up to 3% cashback on school fee payments (maximum AED 300 per month).

Get up to 3% cashback on telecom bill payments (maximum AED 100 per month).

Get up to 3% cashback on utility bill payments (maximum AED 100 per month).

Get up to 3% cashback on Salik transactions (maximum AED 25 per month).

Get up to 3% cashback on Nol card recharges (maximum AED 25 per month).

Additional Card Benefits: 

• Complimentary roadside assistance.
• Personal accident insurance coverage.
• Emergency medical expense coverage while travelling.
• Trip cancellation and trip delay protection.
• Baggage delay and baggage loss protection.
• Travel inconvenience coverage.

Minimum Salary Required: AED 5,000

Interest Rate:  3.69% 

Annual Fee: AED 199

Emirates NBD fuel credit card offers

Emirates NBD offers 3 credit cards that reward fuel spending through LuLu Points or cashback, depending on the card. Customers can earn up to 4% back on eligible fuel purchases, along with rewards on LuLu shopping, utility bill payments, retail spending, groceries, and other everyday expenses. Selected cards also include lifestyle benefits such as airport lounge access, Buy 1 Get 1 movie offers, concierge services, balance transfer offers, valet parking, and exclusive LuLu shopping privileges.

Below are the fuel rewards, eligibility requirements, additional reward categories, and key benefits of Emirates NBD's fuel rewards credit cards.

1. Emirates NBD LuLu 247 Titanium Credit Card

The Emirates NBD LuLu 247 Titanium Credit Card is suitable for customers looking for a lifetime free credit card that rewards everyday spending. It allows cardholders to earn LuLu Points on fuel, LuLu purchases, utility bill payments, and other retail transactions while providing exclusive shopping privileges at LuLu stores.

Fuel offer:  Earn LuLu Points on every spend and enjoy 2% cashback on fuel purchases. Redeem your points effortlessly at 70+ LuLu stores across the UAE for added value on your shopping.

Minimum Spend Required: No minimum spend requirement.

Other reward offers: Earn up to 3.5% back in LuLu Points on LuLu in-store and online purchases.

Get up to 1% back in LuLu Points on utility bill payments.

Get up to 0.35% back in LuLu Points on all other eligible retail spending.

Additional Card Benefits: 

• Free for Life annual membership.
• 0% interest balance transfer with no processing fee on eligible tenures.
• Priority checkout and exclusive member privileges at LuLu.
• Early access to selected LuLu sales and promotions.
• Free shipping on eligible LuLu online purchases.
• Exclusive monthly LuLu offers and discounts.

Interest Rate:  3.69% 

Annual Fee: AED 0 (Free for Life)

2. Emirates NBD LuLu 247 Platinum Credit Card

The Emirates NBD LuLu 247 Platinum Credit Card is designed for frequent LuLu shoppers who want to maximise rewards on everyday spending. In addition to rewarding fuel purchases, the card offers accelerated LuLu Points on supermarket shopping, utility bill payments, and retail spending, making it suitable for families and regular shoppers.

Fuel offer:  Earn 4% back in LuLu Points on eligible fuel purchases across the UAE. No minimum spend requirement to earn LuLu Points.

Minimum Spend Required: No minimum monthly spend is required to start earning rewards with the ENBD LuLu 247 Platinum Credit Card

Other reward offers: Earn up to 7% back in LuLu Points on LuLu in-store and online purchases.

Get up to 2% back in LuLu Points on utility bill payments.

Enjoy up to 0.7% back in LuLu Points on all other eligible retail spending.

Additional Card Benefits: 

• Welcome offer of up to 500 LuLu Points.
• 0% interest balance transfer with no processing fee on eligible tenures.
• Complimentary airport lounge access through Mastercard Travel Pass.
• Buy 1 Get 1 movie ticket offers.
• Concierge service.
• Valet parking at selected locations in Abu Dhabi.
• Priority checkout, early access to promotions, free shipping on eligible LuLu online orders, and exclusive LuLu member offers.

Interest Rate:  3.49% 

Annual Fee: AED 262.50

Joining Fee: AED 525

3. Emirates NBD Duo Credit Cards

The Emirates NBD Duo Credit Cards are designed for Abu Dhabi residents who want to earn accelerated rewards on everyday spending. The card package includes a Mastercard Platinum Credit Card and a Diners Club Card, allowing cardholders to maximise Plus Points across essential categories such as fuel, groceries, utilities, education, and electronics. Along with reward points, the cards include premium travel and lifestyle privileges, making them suitable for customers seeking value on both daily and lifestyle spending.

Fuel offer:  Earn 5% back in Plus Points on eligible fuel purchases.

Fuel rewards are credited as Plus Points, which can be redeemed through the Emirates NBD Plus Points rewards programme.

Minimum Spend Required: No minimum spend is required to earn Plus Points on eligible transactions.  An average monthly spend of AED 5,000 is required to enjoy selected lifestyle benefits, including airport transfers, valet parking, golf, movie offers, and airport lounge access.

Additional Cashback Categories: Get up to 5% back in Plus Points on fuel purchases.

Enjoy up to 5% back in Plus Points on grocery purchases.

Can get up to 5% back in Plus Points on utility bill payments.

Can get up to 5% back in Plus Points on education spending.

Can get up to 5% back in Plus Points on electronics purchases.

Can get up to 0.5% back in Plus Points on all other eligible retail spending, including dining, travel, hotel bookings, online shopping, and other retail purchases.

Additional Card Benefits

• Receive two credit cards in one package – a Mastercard Platinum Credit Card and a Diners Club Card.
• Unlimited complimentary airport lounge access at participating lounges worldwide.
• Complimentary airport transfers within Abu Dhabi.
• Buy 1 Get 1 complimentary movie tickets at participating cinemas.
• Complimentary golf rounds at selected golf courses.
• Complimentary valet parking at selected locations.
• 24/7 concierge service.
• 0% Easy Payment Plans at participating merchants.
• Access to the Emirates NBD Plus Points rewards programme.

Minimum Salary Required: AED 12,000

Interest Rate:  3.69% 

Annual Fee: AED 0

Joining Fee: AED 525

CBD fuel offer on credit cards

Commercial Bank of Dubai (CBD) offers 1 fuel cashback credit card that helps customers earn rewards on fuel and other essential monthly expenses. With the CBD Super Saver Credit Card, cardholders can earn up to 10% cashback on eligible fuel purchases, depending on their monthly spending tier. In addition to fuel rewards, the card provides cashback on supermarket purchases, utility bill payments, and education expenses. It also includes travel and lifestyle benefits such as complimentary airport lounge access, valet parking, golf privileges, travel insurance, and entertainment offers, making it suitable for customers looking to maximise savings on everyday spending.

Below are the fuel cashback offer, eligibility requirements, additional cashback categories, and key benefits of CBD's fuel cashback credit card.

Fuel offer:  Earn 10% cashback on fuel spends with a monthly cashback cap of AED 150

Minimum Spend Required: To be eligible for cashback on the CBD Super Saver Credit Card, a minimum monthly spend of AED 3,000 is required.

Additional Cashback Categories: Earn up to 10% cashback on supermarket purchases.

Earn up to 10% cashback on utility bill payments.

Earn up to 10% cashback on education payments, including eligible school, college, and university fees.

Cashback percentages are determined by the applicable monthly spending tier.

The maximum combined cashback across all eligible categories is AED 600 per month.

Additional Card Benefits: 8 complimentary airport lounge visits each year through the Visa Airport Companion programme.

Complimentary valet parking at participating locations.

Complimentary golf privileges at selected golf courses.

Multi-trip travel insurance for eligible travel bookings.

Access to Visa ENTERTAINER offers with Buy 1 Get 1 dining and lifestyle deals.

0% Balance Transfer, Cash on Call, and Easy Installment Plans on eligible purchases.

20% discount at selected Emaar attractions, including Dubai Aquarium & Underwater Zoo, KidZania®, Dubai Ice Rink, The Storm Coaster, and Reel Cinemas.

Interest Rate:  3.85% 

Annual Fee: AED 420

Ajman Bank Fuel Offers

Ajman Bank offers 1 fuel cashback credit card that rewards customers on fuel purchases and everyday spending. With the Ajman Bank UltraCash Mastercard Credit Card, UAE Nationals can earn up to 10% cashback on fuel purchases during the first three months, followed by 5% cashback thereafter, while expatriates earn 5% cashback on eligible fuel spending. In addition to fuel rewards, the card offers cashback on supermarket purchases, dining, online shopping, international spending, and all other eligible retail transactions. Cardholders also enjoy premium travel and lifestyle benefits, including airport lounge access, complimentary golf rounds, airport transfers, valet parking, travel insurance, and purchase protection.

Below are the fuel cashback offer, eligibility requirements, additional cashback categories, and key benefits of Ajman Bank's fuel cashback credit card.

Ajman Bank UltraCash Mastercard

The Ajman Bank UltraCash Mastercard Credit Card is designed for customers who want to maximise cashback on fuel and everyday spending while enjoying premium travel and lifestyle privileges. Along with rewarding fuel purchases, the card offers cashback across supermarkets, dining, online shopping, international spending, and other eligible retail transactions.

Fuel Cashback Offer:  UAE Nationals: Earn up to 10% cashback on eligible fuel purchases during the first 3 months, followed by 5% cashback thereafter. Expatriates: Earn 5% cashback on eligible fuel purchases.

Additional Cashback Categories: 

• Get up to 5% cashback on supermarket purchases.
• Earn up to 5% cashback on dining transactions.
• Get up to 5% cashback on online shopping.
• Get up to 3% cashback on international retail spending.
• Get up to 1% cashback on all other eligible retail purchases.

Additional Card Benefits: 

• Unlimited complimentary airport lounge access through Mastercard Travel Pass.
• 2 complimentary golf rounds every month at participating golf courses.
• Complimentary airport transfers on eligible spending.
• Complimentary valet parking at selected locations.
• Multi-trip travel insurance.
• Purchase Protection and Extended Warranty on eligible purchases.
• Access to Mastercard Priceless Experiences and exclusive Mastercard offers.
• Flexible Easy Payment Plans on eligible purchases.

Minimum Salary Required: AED 10,000

Interest Rate:  3.69% 

Annual Fee:  AED 0 for the first year.

AED 399 from the second year onwards.

Dubai First Fuel Offers Credit cards

Dubai First offers 1 fuel cashback credit card that rewards customers on fuel purchases and everyday spending. With the Dubai First Cashback Credit Card, cardholders can earn up to 5% cashback on eligible fuel purchases, along with cashback on supermarkets, dining, international spending, and other retail transactions. The card also includes lifestyle benefits such as airport lounge access, discounted movie tickets, instant cashback redemption, and flexible Easy Payment Plans, making it a suitable option for customers looking to maximise savings on their everyday expenses.

Below are the fuel cashback offer, eligibility requirements, additional cashback categories, and key benefits of Dubai First's fuel cashback credit card.

Dubai First Cashback Credit Card

The Dubai First Cashback Credit Card is designed for customers who want to earn cashback on everyday spending while enjoying additional lifestyle benefits. The card rewards fuel purchases, supermarket shopping, dining, international transactions, and other eligible retail spending, making it suitable for individuals and families looking to maximise cashback on their monthly expenses.

Fuel offer:  Earn 5% cashback on eligible fuel purchases. Fuel cashback is subject to the applicable monthly cashback limit published by Dubai First.

Minimum Spend Required: Enjoy guaranteed savings with the Dubai First Cashback Credit Card - no minimum spend required to start earning cashback on your purchases.

Additional Cashback Categories: Earn 5% cashback on supermarket purchases.

Earn 5% cashback on dining transactions.

Earn 3% cashback on international retail spending.

Earn 1% cashback on all other eligible retail purchases.

Cashback is subject to the applicable monthly cashback limits and terms.

• Complimentary airport lounge access through the eligible airport lounge programme.
• Movie tickets from AED 20 at participating VOX Cinemas.
• Instant cashback redemption through the Dubai First Mobile App, allowing cashback to be redeemed against eligible purchases or credited to your card account.
• 0% Easy Payment Plans on eligible retail purchases.
• Access to exclusive Visa offers and participating merchant discounts.

Interest Rate:  3.99% 

Annual Fee: AED 0 for the first year.

AED 399 from the second year onwards.

FAB Fuel Rewards Credit Cards

FAB offers 1 fuel rewards credit card designed for customers who regularly refuel at ADNOC service stations and want to maximise rewards on their everyday driving expenses. With the FAB ADNOC Rewards Credit Card, cardholders can earn 15% back in ADNOC Rewards Points on eligible spending at ADNOC service stations, including fuel. In addition to fuel rewards, the card also earns ADNOC Rewards Points on SALIK, DARB, Mawaqif, international transactions, grocery purchases, and other eligible retail spending. Cardholders also enjoy travel and lifestyle benefits such as complimentary airport lounge access, ADNOC Rewards Gold Membership, movie offers, and Mastercard travel and shopping privileges.

Below are the fuel rewards, eligibility requirements, additional rewards categories, and key benefits of FAB's fuel rewards credit card.

FAB ADNOC Rewards Credit Card:

The FAB ADNOC Rewards Credit Card is designed for customers who frequently refuel at ADNOC service stations and want to maximise rewards on fuel and mobility-related spending. Instead of cashback, the card earns ADNOC Rewards Points, which can be redeemed across participating ADNOC Rewards partners.

Fuel offer:  Earn 15% back in ADNOC Rewards Points on eligible spending at ADNOC service stations, including fuel purchases.

Maximum monthly reward: 150,000 ADNOC Rewards Points (equivalent to AED 150).

Spend at least AED 3,000 in the previous calendar month to qualify for the enhanced rewards rate.

Minimum Spend Required: A minimum monthly spend of AED 3,000 is required to earn the enhanced ADNOC Rewards Points across eligible spending categories.

Additional Rewards Categories: Earn 3% back in ADNOC Rewards Points on SALIK, DARB, and Mawaqif transactions.

Earn 2% back in ADNOC Rewards Points on international retail transactions.

Earn 1% back in ADNOC Rewards Points on grocery and supermarket purchases.

Earn 1% back in ADNOC Rewards Points on all other eligible retail spending within the UAE.

Earn 0.15% back in ADNOC Rewards Points on selected merchant categories, including government services, utilities, insurance, education, real estate, telecom services, non-ADNOC fuel stations, and quick-service restaurants.

Additional Card Benefits: 

• Receive a welcome bonus of 300,000 ADNOC Rewards Points (worth AED 300) upon payment of the annual fee.
• Enjoy complimentary ADNOC Rewards Gold Membership for the first year.
• Access 1,300+ airport lounges worldwide through the Mastercard airport lounge programme.
• Purchase movie tickets from AED 20 at participating Reel Cinemas and Cine Royal locations, along with 20% off food and beverages.
• Access exclusive Mastercard travel, dining, shopping, and lifestyle offers.
• Convert eligible purchases into affordable monthly instalments with Easy Payment Plans.
• Benefit from Balance Transfer and Quick Cash facilities.

Interest Rate:  3.99% 

Annual Fee: AED 300

Minimum Salary Required: AED 5,000

Things to consider before getting a Fuel credit card in UAE

Before getting a Fuel Credit Card in UAE, you must take the following aspects into consideration

Fuel rewards have expiry date - The fuel rewards have expiry date and this is two to three years from the date of credit. Credit card issuers offer without expiry on reward points. 

Spend eligibility - Some of the cards can come with a minimum spend criteria i.e. the cardholder must spend a significant amount in order to avail the benefit. Make sure that you read the spend eligibility criteria carefully before applying for a cashback credit card.

Welcome benefits vary - Another parameter in comparison is joining bonus and welcome benefits; these differ from servicer to servicer. 

Compare Charges - Compare credit card charges and also the fuel benefits when you are opting for the credit card.

FAQs