Emirates Islamic RTA Platinum Card

Last Updated on 07 February 2019

ADIB Smart Account
Emirates Islamic Bank

WarningMessage This product is valid by the Bank

interest rate

Profit Rate

3.35%

minimum salary

Minimum Salary

AED 5K

fx rate

Fx Rate

2.34%

annual fee

Annual Fee

AED 0

balance transfer

Balance Transfer

Yes

cashback

Cashback

Yes

interest rate

3.35%

Profit Rate

min salary

AED 5K

Minimum Salary

fx rate

2.34%

Fx Rate

annual fee

AED 0

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

Yes

Cashback

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View details on bank page

Features

  • Make fare payments on the RTA Transit network and Parking Meters.
  • The Nol Chip and Credit Card Account on your Card are separate. They are securely linked for top-ups only as authorised by you.
  • Card comes with convenient topup options to recharge your linked Nol Chip.
  • provides the most convenient option for Salik Auto top up.
  • This is an Islamic card.
  • Get credit shield and cash advance this card.
  • Receive flexible payment options.
  • Receive various shopping points with this card.
  • The Forex rate stands at 2.34%
  • The profit rate stands at 3.35%
  • You need a minimum salary of AED 5000.
  • Balance transfer facility is available at a rate of 1% for 3 months and 2% for 6 months.
  • There is no annual fee for this card.

Main Benefits

  • Avail purchase protection and travel insurance.
  • Purchase protection and extended warranty.
  • Emergency medical and legal referral service.
  • Emergency cash and card replacement.
  • Receive discounts up to 30% at various restaurants.
  • Get fabulous shopping discounts at partner outlets.
  • 10% cash back on fuel spends.
  • 10% cash back on RTA transport payments.
  • 2.25% cash back on international spends.
  • 1.25% cash back on all other spends

Frequently Asked Questions

Q. Does this card provide any Islamic finance?

A. Yes, this card provides Islamic finance.

Q. How do I redeem my cashback?

A. Cash back points can be redeemed by calling us on 600 599 995 when there is a minimum of 100 Cashback points on your Card account.

Q. Do RTA cashpoints expire after a point of time?

A. Yes, they expire after 2 years from the date of earning.

Q. What are the transactions do not classify for cashback?

A. Transactions like balance transfer, cash withdrawals, easy payment plans, cash and advances, fees and charges, credit card payments and merchant refunds do not classify for cashback.

Q. What are easy payment plans?

A. With this plan you can shop to your heart's content with 0% easy payment plans.

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