Last Updated on 07 October 2022

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Emirates NBD Dubai Internet City Credit Card

Emirates NBD Bank

Dubai Internet City Credit Card

Emirates NBD Dubai Internet City Credit Card
Interest Rate

3.25%

Minimum Salary

AED 8K

Fx Rate

1.84%

Annual Fee

AED 200

Balance Transfer

Yes

Cashback

No

Emirates NBD Dubai Internet City Credit Card
interest rate

3.25%

Interest Rate

min salary

AED 8K

Minimum Salary

fx rate

1.84%

Fx Rate

annual fee

AED 200

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

No

Cashback

View details on bank page

Features

  • This card provides you the flexibility to pay as little as 5% of your outstanding balance each month.
  • Enjoy instant cash option up to 50%.
  • Protect plus insurance.
  • You can avail the The Emirates NBD Installment plan.
  • SMS Alerts, 24/7 assistance and online service.
  • facilities such as interest free days, flexible payments, installment plan, utility bill payments, instant cash.
  • The Forex rate on this card is 1.84%
  • This card provides provides you a maximum of 55 interest free days, provided you pay the outstanding bill in full by the due date.
  • You need a minimum salary of AED 8000 to avail this card.
  • Balance transfer is available for this card at the rate of 0.8%, which can be done in between 3 to 36 months.
  • The annual fee for this card is AED 200.

Main Benefits

  • You can use this card for low value purchases.
  • You can make payments at the contactless terminal with the tap and go facility.
  • You can also redeem your plus points for gift vouchers from merchants, annual membership fee waivers or cashback and Frequent Flyer Miles of leading airlines.
  • Get 10% discount on holiday packages through the Emirates NBD Travel Desk.
  • Get 5% discount on air tickets.
  • Get health club privileges at Lifeline Health Club Abu Dhabi.
  • Enjoy a 3-day free pass and a 10% discount on the membership price.
  • You require a minimum 500 Plus Points required for cashback redemption.
  • Retail spends made under the category ‘Grocery and Supermarkets’ will earn 0.4% points i.e., for a spend of AED 1000, the cardholder can earn 4 points.
  • Any reward earnings will be applicable on national and international spendings.

Frequently Asked Questions

⭐ When should I ideally redeem rewards from the points on my credit card?

A. You can redeem your rewards at any time you feel, subject to the minimum rewards balance required for the redemption option.

⭐ What are few ways to avoid Credit card penalties?

A. You can avoid the penalities by keeping few points in mind like, your minimum payment due and your payment date. You can activate debit facility on your credit card to avoid missed payment changes.

⭐ What do you mean by cashback?

A. You earn Plus Points for all your retail spends on all your credit cards. You may choose to redeem Plus Points for vouchers, frequent flyer programme miles or cash back. This cash back can be set off against the outstanding balance which is minimum of 500 points to redeem cashback.Following is the conversion ratio that will give you an understanding
1 PLUS POINT=1AED

⭐ What is Emirates NBD double secure?

A. Emirates NBD double secure provides double security by partnering with Visa on Verified by Visa and MasterCard on MasterCard, which will help you shop online safely with a unique password protection.You can enroll for this program at no cost.

⭐ In how many months can I pay the Installments under NBD Installment plan?

A. You can pay the installments in 3,6,12,24 and 36 months.

   Get in touch with Emirates NBD Customer Care

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