Last Updated on 07 December 2022
Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
FAB Visa Platinum Credit Card
Visa Platinum Credit Card
- Complimentary offers at fitness clubs
- Discounts on movies at Reel Cinemas, VOX Cinemas etc.
- Provides pickup and drop facility at the airport
- Can get free access to airport lounges in the Middle East region
- The interest of cash advance will be charged at 3.5% per month until 23 January 2023 & from 24th January 2023 onwards 3.99% per month will be charged.
- The interest on Retail purchases will be charged at 3.75% per month until 23 January 2023 & from 24th January 2023 onwards 3.85% per month will be charged.
- Minimum salary of AED 8000 is required
- Zero annual fees
- Get Buy 1 Get 1 free offer on movie tickets at VOX Cinemas on tickets booked online using FAB Platinum Visa card
- Can get 4 (per month) movie tickets for the lowest price of AED 15(on weekdays) - AED 20(on weekends) at Reel Cinemas, Cine Royal, and Oscar Cinemas
- Pay only AED 30 on each visit to Fitness First Clubs (Maximum 4 visits per month)
- Free travel insurance is provided on tickets booked using FAB Platinum Visa Card
- Can get 2 free airport transfer services per annum
- Get reward stars on every dirham spent
- Can earn 1.75 stars on every dirham spent on international expenses and 1 Star on every AED spent on local expenses
- Can redeem stars for Lifestyle benefits, Dining, Etihad Guest Miles, Skyward Miles and much more
- Starting from September 2022 annual fee will be applicable to all Platinum credit cardholders.
- The annual fee is waived with a minimum annual spend of AED 18000.
- With salary transfer, AED 200 annual fee is charged.
- Without salary transfer, AED 300 annual fee is charged.
- Earn up to 3 FAB rewards on every AED 1 spent.
Frequently Asked Questions
⭐ For how long the annual fees is zero on the credit card?
A. FAB Platinum Visa Credit card is provided for no annual fees lifelong.
⭐ When do I need to pay the interest rate?
A. If you delay any monthly payments then the interest rate will be added to the outstanding payment.
⭐ Do I need to pay any late payment fees?
A. Yes, a late payment fee of AED 275 is charged.
⭐ Are there any charges involved in exceeding the credit limit?
A. AED 275 is charged on if you exceed your credit limit.
⭐ Is credit shield provided for free?
A. No, 0.99% of the outstanding balance will be charged as credit shield premium.
⭐ Do I need to pay anything to avail the movie benefits?
A. The cardholder has to spend a minimum of AED 2000 per month to avail movie and other lifestyle benefits.
⭐ On what I use my FAB stars earned?
A. You can redeem your FAB stars on dining, lifestyle, travel offers.
⭐ Is the travel insurance provided for free?
A. Yes, you get free travel insurance on tickets booked using FAB Platinum Credit Card.
Get in touch with FAB Customer Care