Last Updated on 21 September 2022

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Mashreq Novo Credit Card

Mashreq Bank

WarningMessage This product is discontinued by the Bank

Novo Credit Card

Mashreq Novo Credit Card
Interest Rate

3.45%

Minimum Salary

AED 5K

Fx Rate

2.79%

Annual Fee

AED 300

Balance Transfer

No

Cashback

No

Mashreq Novo Credit Card
interest rate

3.45%

Interest Rate

min salary

AED 5K

Minimum Salary

fx rate

2.79%

Fx Rate

annual fee

AED 300

Annual Fee

bal transfer

No

Balance Transfer

cashback

No

Cashback

Apply Now

Features

  • Exclusively designed to avail movie benefits
  • Interest rate of 3.45% is charged on delayed payments
  • A minimum income of AED 5000 is required per month
  • Annual fees of AED 300 is charged

Main Benefits

  • Get 50% off on the movie tickets booked using Mashreq Novo Credit Card
  • Can avail discounts on the movies anytime
  • Can get supplementary cards on low charges
  • Can get access to the best airport lounges in the Middle East region
  • Free travel insurance on travel bookings made using Mashreq Novo Credit Card
  • Can replace the card anytime
  • Provides wallet protection for free
  • Provides credit shield for free
  • Can avail dining, shopping and travel discounts
  • Can convert the purchase to an easy installment plan
  • Get Salaam Entertainment points on local and international spending. (Note: Earning Salaam Points on Mashreq Mastercard Credit Cards will be discontinued w.e.f 10 August 2022.)

Rewards

  • Get Salaam Entertainment points on local and international spending. (Note: Earning Salaam Points on Mashreq Mastercard Credit Cards will be discontinued w.e.f 10 August 2022.)

Frequently Asked Questions

⭐ Can I avail dining and shopping benefits outside UAE?

A. Yes, you can avail shopping and dining benefits anywhere in the world using your Mashreq Novo Credit Card.

⭐ Does the insurance cover the loss of luggage?

A. Yes, if you have made your travel bookings using Mashreq Novo Credit Card then you can get covered for the loss of luggage.

⭐ What are the annual fees for the supplementary credit card?

A. AED 149 is charged for the annual fees for the supplementary credit card.

⭐ Can I avail movie discounts on the weekend?

A. Yes, you can avail movie discounts at any time.

⭐ How many Salaam points do I earn on international transactions?

A. You can earn 3 Salaam Entertainment points on every transaction made outside UAE.

⭐ How many salaam points do I earn on local transactions?

A. You can earn 2 Salaam Entertainment points on every transaction made in UAE.

⭐ Where can the Salaam points be redeemed?

A. The Salaam points earned can be redeemed for shopping and dining benefits.

   Get in touch with Mashreq Customer Care

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