Last Updated on 02 June 2021

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Mashreq Noon VIP Credit Card

Mashreq Bank

Noon VIP Credit Card

Mashreq Noon VIP Credit Card
Interest Rate


Minimum Salary


Annual Fee




Mashreq Noon VIP Credit Card
interest rate


Interest Rate

min salary


Minimum Salary

annual fee


Annual Fee




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  • Instant Digital Credit Card
  • Offers Cashback on purchases
  • Provides welcome bonus on getting the card
  • 5% os the outstanding bill is the minimum payment amount
  • High shopping discounts can be availed as Noon credit card offers
  • 3.45% is charged as interest rate
  • A minimum salary of AED 10,000 is needed
  • No Annual Fees are charged

Main Benefits

  • Pre-activated digital card is provided
  • Provides Noon VIP membership
  • There is NO annual fee charged forever
  • Get free next day delivery on all Noon Express Offers
  • Get 1% cashback on Noon Daily using Noon Visa Card
  • Get 1% cashback on other expenses
  • Get 1% cashback on Noon VIP cashback program
  • Get 3.50% cashback on
  • Get supplementary cards
  • Avail Buy 1 Get 1 free offers at cinemas, restaurants, spas, etc.
  • PayProtect insurance is provided
  • Noon Credit Card Offers: Upto 30% Off on dining, high travel offers, entertainment, leisure deals
  • Get AED 500 cashback is offered for new customers as a welcome bonus (on spending AED 4500 in Acquisition month + 2 months of card activation)

Frequently Asked Questions

Q. How can I check the cashback balance?

A. Cashback balance can be checked on Noon Pay Wallet or Noon Account.

Q. What is the credit limit provided?

A. AED 2000 is the initial credit limit provided on the Digital Card. Once the Physical card is delivered to you, the full credit limit is provided.

Q. When is the digital card provided?

A. The digital card is activated in 2-3 hours once the salary verification is completed.

Q. Is a physical card provided?

A. Yes. A physical card is provided.

Q. Is Noon VIP membership provided for free?

A. Yes. Noon VIP membership is provided for free on this card.

Q. Are supplementary card provided?

A. Yes. Supplementary cards are provided on the primary card.

Q.What is the charge on the PayProtect Insurance?

A. 0.99% of the card outstanding balance is charged as PayProtect Insurance.

Q. Can existing Mashreq customers apply?

A. Yes. Existing Mashreq customers are eligible for the Noon credit card.

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