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Home Loan Provided By CBD
Check Eligibility for CBD Home Loan
CBD Home Loan Calculator
Features of CBD Home Loan
- Low Interest rates starting from 2.99%
- 0% processing fees on Buyouts
- High Loan amounts up to AED 15 MM with tenure up to 25 years
- Flexibility to repay up to 15% of your Outstanding every year without any additional charges or fees
- Experienced & dedicated staff
Financing available for :
- Non-resident customers
Eligibility Criteria of CBD Home Loan
If you are a salaried individual (UAE Nationals and Expatriates):
- Aged between 21 and 65 years (at loan maturity)
- Minimum monthly income of AED 12,000
- Minimum length of service of 6 months
If you are self-employed (UAE Nationals and Expatriates):
- Aged between 21 and 70 years (at loan maturity)
- Minimum monthly income of AED 20,000
- Minimum length of 3 years in business
Documents Required of CBD Home Loan
If you are a salaried individual:
- Application form, consent letter & authorization letter for Bureau check.
- National ID or valid passport, residence visa and Emirates ID.
- Original 3 months bank statement for new customers.
- Salary Certificate
If you are self-employed:
- Application form
- Authorization letter for lending and consent letter for Bureau check
- Copy of Trade License
- Chamber of Commerce Registration
- Memorandum and Articles of Association.
- Original 12 months company and personal bank statements for new customers.
*Note: The bank may ask for more documents if it sees necessary.
CBD Home Loan Interest rates
3 CBD Bank Home Loans
Frequently Asked Questions
⭐ What is the processing fee charged on the buyout loans?
A. On availing home finance buyout loan at CBD, there is no processing fee charged.
⭐ Can I avail partial payment facility?
A. Yes. CBD mortgage loan buyers can get partial payment facility and clear up to 15% of the loan amount per annum without any charges.
⭐ Are non-residents of UAE eligible for the home finance?
A. Yes. Non-residents are also eligible to purchase a property in the UAE by getting finance from CBD mortgage loans.
⭐ Can I get finance to purchase a property that is under construction?
A. Yes. CBD mortgage loan can be availed to purchase an under-construction property as well.
⭐ Can I get finance to purchase lands or plot?
A. Yes. CBD mortgage loan can be availed to purchase lands or plots as well.
⭐ What should be the minimum length of business to be eligible for home finance?
A. For self-employed individuals to avail CBD mortgage loan, the business must be working for 3 years at least.
Commercial Bank of Dubai (CBD) offers a wide range of retail and commercial banking products and services, in both conventional and Shariah-compliant formats, with a network of 26 branches and over 210 ATMs throughout the UAE. The bank endeavors to build sustainable prosperity through extraordinary banking experiences. CBD commits to:
Get in touch with CBD Bank Customer Care