Check Eligibility for CBD
Home Loan

You are eligible to apply for a CBD
Home Loan .

You may not be eligible * to apply.

* Minimum salary AED 20000 required to apply for a CBD Home Loan .

*No loan for :User_Nationality available in this page

Click here to check loans from other banks.

CBD Home Loan Calculator

Home Loan Provided By CBD

Check Eligibility for CBD Home Loan

You are eligible to apply for a CBD
Home Loan .

You may not be eligible * to apply.

* Minimum salary AED 20000 required to apply for a CBD Home Loan .

Click here to check loans from other banks.

CBD Home Loan Calculator

Features of CBD Home Loan

  • Low Interest rates starting from 2.99%
  • 0% processing fees on Buyouts
  • High Loan amounts up to AED 15 MM with tenure up to 25 years
  • Flexibility to repay up to 15% of your Outstanding every year without any additional charges or fees
  • Experienced & dedicated staff

Financing available for :

  • Salaried
  • Self-employed
  • Non-resident customers

Eligibility Criteria of CBD Home Loan

If you are a salaried individual (UAE Nationals and Expatriates):

  • Aged between 21 and 65 years (at loan maturity)
  • Minimum monthly income of AED 12,000
  • Minimum length of service of 6 months

If you are self-employed (UAE Nationals and Expatriates):

  • Aged between 21 and 70 years (at loan maturity)
  • Minimum monthly income of AED 20,000
  • Minimum length of 3 years in business

Documents Required of CBD Home Loan

If you are a salaried individual:

  • Application form, consent letter & authorization letter for Bureau check.
  • National ID or valid passport, residence visa and Emirates ID.
  • Original 3 months bank statement for new customers.
  • Salary Certificate

If you are self-employed:

  • Application form
  • Authorization letter for lending and consent letter for Bureau check
  • Copy of Trade License
  • Chamber of Commerce Registration
  • Memorandum and Articles of Association.
  • Original 12 months company and personal bank statements for new customers.

*Note: The bank may ask for more documents if it sees necessary.

CBD Home Loan Interest rates

cbd Bank

4 Home Loans Provided By CBD

Ijarah Home Lease for UAE Nationals

Minimum Salary

AED 20K

Flat Rate

2.2%

Reducing Rate

3.99%

Loan Amount

AED 15000K

Early Settlement Fee

1%

Arrangement Fee

1%

Down Payment

20%

Repayments Up To

25 Years

AED 20K

Minimum Salary

2.2%

Flat Rate

3.99%

Reducing Rate

AED 15000K

Loan Amount

1%

Early Settlement Fee

1%

Arrangement Fee

20%

Down Payment

25 Years

Repayments Up To

Mortgage Loans for UAE Nationals

Minimum Salary

AED 20K

Flat Rate

2.2%

Reducing Rate

3.99%

Loan Amount

AED 15000K

Early Settlement Fee

1%

Arrangement Fee

1%

Down Payment

20%

Repayments Up To

25 Years

AED 20K

Minimum Salary

2.2%

Flat Rate

3.99%

Reducing Rate

AED 15000K

Loan Amount

1%

Early Settlement Fee

1%

Arrangement Fee

20%

Down Payment

25 Years

Repayments Up To

Mortgage Loans for Expats

Minimum Salary

AED 20K

Flat Rate

2.2%

Reducing Rate

3.99%

Loan Amount

AED 10000K

Early Settlement Fee

1%

Arrangement Fee

1%

Down Payment

25%

Repayments Up To

20 Years

AED 20K

Minimum Salary

2.2%

Flat Rate

3.99%

Reducing Rate

AED 10000K

Loan Amount

1%

Early Settlement Fee

1%

Arrangement Fee

25%

Down Payment

20 Years

Repayments Up To

Ijarah Home Lease for Expats

Minimum Salary

AED 20K

Flat Rate

2.2%

Reducing Rate

3.99%

Loan Amount

AED 10000K

Early Settlement Fee

1%

Arrangement Fee

1%

Down Payment

25%

Repayments Up To

20 Years

AED 20K

Minimum Salary

2.2%

Flat Rate

3.99%

Reducing Rate

AED 10000K

Loan Amount

1%

Early Settlement Fee

1%

Arrangement Fee

25%

Down Payment

20 Years

Repayments Up To

About CBD

Commercial Bank of Dubai (CBD) offers a wide range of retail and commercial banking products and services, in both conventional and Shariah-compliant formats, with a network of 26 branches and over 210 ATMs throughout the UAE. The bank endeavors to build sustainable prosperity through extraordinary banking experiences. CBD commits to:

  • Authenticity
  • Simplicity
  • Partnership
  • Innovation
  • Responsibility
  • Excellence